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All Journal JURNAL BISNIS STRATEGI JURISMA: Jurnal Riset Bisnis & Manajemen JAF- Journal of Accounting and Finance Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) TIN: TERAPAN INFORMATIKA NUSANTARA Jurnal Fokus Manajemen Bisnis
Kurniasari, Erika
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Added value potensi limbah pinus berbasis ekonomi hijau melalui sekolah hutan Choiriyan, Verjunnea Ali; Rahayu, Tri Puji; Kurniasari, Erika; Fatmawati, Mirna; Nurbaitti, Isnaini
Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Vol. 5 No. 4 (2024)
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jp2m.v5i4.22344

Abstract

Hutan Pinus Sleker Asri terletak di Desa Gandusari, Kecamatan Bandongan, Magelang. Semenjak Covid-19 melanda, kondisi hutan menjadi tidak sebagus pada saat masih menjadi destinasi wisata. Hutan pinus ini memiliki potensi besar untuk  meningkatkan perekonomian melalui pengelolaan yang baik, terencana, dan konsisten. Salah satu permasalahan yang dihadapi yaitu belum dimanfaatkannya limbah pinus secara optimal. Sekolah hutan merupakan salah satu program yang dilaksanakan oleh Tim PPK Ormawa UKM Pelita Universitas Tidar. Di dalam program terdapat kegiatan yaitu pemanfaatan dan pengolahan hasil limbah pinus di Hutan Sleker Asri menjadi kerajinan berupa buket dan hiasan dinding. Sasaran kegiatan ini ialah Kelompok Wanita Tani (KWT) Permai Tani dan para remaja perempuan di Desa Gandusari dengan tujuan memberikan edukasi mengenai pengelolaan potensi hutan pinus berbasis ekonomi hijau. Metodologi yang digunakan menggunakan pendekatan PKM Participatory Action Research (PAR). Langkah pelaksanaan kegiatan yang dilakukan meliputi: pemetaan awal potensi hasil hutan; koordinasi dengan mitra; merumusakan permasalahan; penentuan agenda program kegiatan sebagai bentuk solusi permasalahan; pengorganisasian mitra atau masyarakat; pelaksanaan program dengan penyampaian pre-test dan post-test berkaitan dengan topik program, serta monitoring dan evaluasi program. Hasil dari program ini diharapkan dapat meningkatkan pengetahuan, keterampilan masyarakat, dan nilai tambah dalam mengoptimalkan potensi hasil di Kawasan Hutan Pinus Sleker Asri.
Investment Decision Quality Improvement Model in the Context of Behavioural Finance Kurniasari, Erika; Giovanni, Axel; Nurunnisa, Ika Amalia; Fitriani, Maulida Eka; Fajrin, Nurul Afisa; Nizhaty, Putri Zahra
JURNAL BISNIS STRATEGI Vol 33, No 2 (2024): December
Publisher : Magister Manajemen, Fakultas Ekonomika dan Bisnis Undip

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jbs.33.2.108-123

Abstract

This study aims to identify themes, trends, and networks in the mechanisms that shape the quality of investment decisions in the context of behavioural finance using bibliometric. The results show that good financial literacy can reduce the negative influence of cognitive biases such as heuristics, framing effects, and herd mentality in investment decision-making. In addition, improved financial literacy also plays a role in moderating the effects of behavioural biases on investment decisions, resulting in more rational and profitable decisions. Therefore, financial literacy is an effective strategy to improve the quality of investment decisions by reducing the impact of cognitive biases.
Strategi Peningkatan Kinerja Usaha Mikro Kecil dan Menengah Giovanni, Axel; Hartono, Budi; Hirawati, Heni; Sijabat, Yacobo P; Lionora, Clarisa Alfa; Aprilia, Vierda Dwi; Witantri, Galuh; Kurniasari, Erika
JURISMA : Jurnal Riset Bisnis & Manajemen Vol. 15 No. 1: April 2025
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jurisma.v15i1.14281

Abstract

This study aims to identify the internal and external challenges faced by micro, small, and medium enterprises (MSMEs) in Magelang City and to develop effective strategies for enhancing their overall performance. The sample consists of 215 MSMEs selected through snowball sampling, ensuring a comprehensive representation of the sector. Data analysis utilized the internal-external (IE) matrix and the quantitative strategic planning matrix (QSPM) to generate strategic options. The results demonstrate that the strategic formulation using these matrices produces viable alternatives for MSMEs in Magelang, with a specific focus on a market penetration strategy. Concrete actions to implement this strategy include effective customer management, improving product quality and value, addressing customer complaints promptly, establishing partnerships with customers, and creating integrated distribution channels. By adopting these strategies, MSMEs can significantly enhance their competitive edge and achieve better performance outcomes. This research provides valuable insights for MSMEs seeking to navigate challenges and leverage opportunities in the dynamic business environment of Magelang City. Keywords: MSMEs; Strategy; Performance; IE Matrix; QSPM
Peran Kecerdasan Buatan dalam Inovasi Instrumen Keuangan Hijau untuk Pembangunan Berkelanjutan Giovanni, Axel; Dewantara, Ghiyats Furqan; Musthafa, Afif; Hartono, Budi; Putri, Namira Rahma; Fadlilah, 'Atikah Nur; Witantri, Galuh; Kurniasari, Erika
TIN: Terapan Informatika Nusantara Vol 6 No 3 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/tin.v6i3.8176

Abstract

Climate change is driving the urgency of transitioning to a low-carbon economy. In this regard, green finance is an important instrument in mitigating climate change. However, the implementation of green finance faces challenges such as data complexity, information asymmetry, and the risk of greenwashing. This study aims to systematically examine the role of artificial intelligence (AI) in expanding the adoption, effectiveness, and innovation of green finance instruments among stakeholders. The method used is a Systematic Literature Review (SLR) of 61 articles from the Scopus database, analyzed using the PICo framework and CASP quality assessment. The results of the study indicate that AI can fundamentally support 1) stakeholder needs and challenges, 2) accuracy, transparency, and efficiency, and 3) mitigating the risk of greenwashing. Stakeholder needs and challenges can be addressed by AI through improved accuracy in risk prediction and market analysis, as well as optimizing green portfolios. AI mechanisms have proven capable of improving accuracy through advanced predictive models, strengthening transparency with Explainable AI (XAI) and blockchain, and driving efficiency through automation and resource optimization. Significantly, AI integration strengthens the positive impact of sustainable investments and serves as a powerful mitigation tool against greenwashing risks by objectively verifying environmental claims and enhancing accountability. AI emerges as a transformative technology to accelerate an effective and credible green financial ecosystem.
Integrating climate finance and disaster-triggered instruments for climate resilience: A systematic review Giovanni, Axel; Kurniasari, Erika; Witantri, Galuh; Aprilia, Vierda Dwi; Sugiharti, Retno
Jurnal Fokus Manajemen Bisnis Vol. 15 No. 2 (2025)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/fokus.v15i2.13273

Abstract

The growing severity of natural disasters due to more unpredictable climate change disrupts the economic system requiring new financial tools to handle the related risks. Climate finance has become essential for aiding disaster risk reduction and preparedness efforts. Nonetheless, obstacles like insufficient alignment of financial tools with resilience approaches, governance issues, and restricted community capabilities impede its efficacy. This study systematically examines the role of climate finance in funding disaster risk reduction and preparedness efforts and how financial instruments activated by disasters can enhance the effectiveness of these initiatives. This research utilizes a systematic literature review that adheres to the preferred reporting items for systematic reviews and meta-analysis framework, examining 27 peer-reviewed publications from Scopus and Web of Science. The analysis indicates that financial tools activated by disasters can lower financial losses by as much as 25% in climate risk situations. Essential results emphasize the significance of government policies in enhancing these tools, the involvement of private sector funding, and the necessity for region-specific risk evaluation frameworks. Gaps in execution remain, especially in developing nations, arising from funding shortages, a $90 trillion deficit for green infrastructure by 2025, and governance inefficiencies. The incorporation of climate funding and disaster-related tools greatly improves community resilience and the stability of financial systems. This study can inform policy formulation for integrating climate finance governance to promote the swift advancement of financial instrument innovation, enhance local resilience, guarantee inclusive, and sustainable funding.
Kajian Pengelolaan Keuangan Organisasi (Studi Kasus Terhadap PT Aviasi Pariwisata Indonesia Pasca Pandemi Covid 19) Kurniasari, Erika; Hindriyani Astuti, Nur Afifah; Marwiyah, Siti; Sugiyono, Sugiyono
JAF (Journal of Accounting and Finance) Vol. 8 No. 1 (2024): JAF - Journal of Accounting and Finance
Publisher : FEB-Telkom University Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25124/jaf.v8i1.7265

Abstract

This research was conducted with the aim of examining the financial management performance of one company in the tourism sector, namely PT Aviasi Wisata Indonesia from the 2020-2022 period, which was carried out using various analyses, namely using Profitability Ratios, Solvency Ratios and Liquidity Ratios. The tourism sector is one of the sectors that is of concern to the government because it is able to make a large contribution to the country's foreign exchange. However, since the Covid-19 pandemic, the tourism sector has plummeted due to restrictions and even closure of tourist travel. Therefore, this research was conducted to find out whether there was an influence of these problems on the financial management performance of PT Aviasi Wisata Indonesia. This research uses a quantitative approach with case study methods and descriptive data analysis. The results of research using profitability ratios show that the company's ability to generate profits has increased, using solvency ratios shows that the company's ability to fulfill all its liabilities has increased, apart from that, calculations using liquidity ratios show that the company's ability to pay off short-term obligations has increased. Overall, the company's financial performance in 2022 has increased, although not yet significantly. Recommendations for further research are that research needs to be carried out with a wider scope so that it can describe the condition of financial management in the tourism sector as a whole. Keyword: Liquidity Ratio; Performance; Profitability Ratio; Solvency Ratio; Tourism Sector
Co-Authors Aprilia, Vierda Dwi Axel Giovanni Budi Hartono Choiriyan, Verjunnea Ali Clarisa Alfa Lionora Dewantara, Ghiyats Furqan Fadlilah, 'Atikah Nur Fajrin, Nurul Afisa Fatmawati, Mirna Fitriani, Maulida Eka Hindriyani Astuti, Nur Afifah Musthafa, Afif Nizhaty, Putri Zahra Nurbaitti, Isnaini Nurunnisa, Ika Amalia Putri, Namira Rahma Rahayu, Tri Puji Sijabat, Yacobo P Siti Marwiyah Sugiharti, Retno Sugiyono Sugiyono Witantri, Galuh