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All Journal Komitmen : Jurnal Ilmiah Manajemen JEMBA: Journal of Economics, Management, Business, and Accounting Jurnal Istimā, Jurnal Pengabdian kepada Masyarakat: Inklusi Sosial dan Pemberdayaan Masyarakat
Rusdiani, Meri
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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PENGARUH BESARNYA PEMBIAYAAN MUDHARABAH TERHADAP PENDAPATAN USAHA ANGGOTA DI KOPERASI SYARI’AH LAKSANAMEKAR KECAMATAN PADALARANG KABUPATEN BANDUNG BARAT PERIODE TAHUN 2015 SAMPAI DENGAN TAHUN 2019 Rusdiani, Meri
JEMBA: Journal of Economics, Management, Business and Accounting Vol. 2 No. 2 (2024): JEMBA: Journal of Economics, Management, Business, and Accounting
Publisher : Lentera Barasaki Publishing House

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/jemba.v2i2.53

Abstract

Koperasi Syariah Laksanamekar Kecamatan Padalarang Kabupaten Bandung Barat merupakan salah satu Koperasi Syariah yang menjadi salah satu alternative tempat atau lembaga peminjaman dan pembiayaan bagi para pedagang dan masyarakat sekitar. Salah satu bentuk pembiayaan yang mendominasi adalah pembiayaan mudharabah. Melalui pembiayaan mudharabah diharapkan mampu mempunyai efek yang sangat kuat dalam menjalankan misinya dan dapat mengurangi ketergantungan pengusaha kecil dari lembaga-lembaga keuangan informal yang bunganya relatif terlalu tinggi. Sebelum melakukan transaksi pembiayaan antara pihak Koperasi Syariah dengan nasabah, untuk menentukan bagi hasil maka akan ada kesepakatan yang harus disetujui oleh kedua belah pihak, dan kesepakatan tersebut tertuang dalam sebuah akad pembiayaan. Dengan menggunakan metode penelitian deskriptif, penulis berusaha untuk memecahkan masalah yang dihadapi pada masa sekarang. Deskripsi sebagai gambaran dari desain penelitian yang mana untuk mengetahui perspektif atau suatu kerangka acuan dan memandang sesuatu teori yang diajukan dalam penelitian melalui pendugaan pengujian hipotesis dan untuk mengetahui ada tidaknya pengaruh antara variabel pembiayaan (variable bebas X) terhadap pendapatan usaha anggota koperasi (variable terikat Y). Secara operasional variabel ini bertujuan agar tidak terjadi kesalah pahaman dalam interpretasi, serta untuk mendapatkan pengertian yang sama terhadap istilah yang digunakan pada judul penelitian.
THE CONCEPT OF DEMAND AND SUPPLY IN ISLAMIC MACROECONOMICS ACCORDING TO MUHAMMAD NEJATULLAH SIDDIQI Yusuf, Nawaf; Fatonah, Nurul Fitriani; Syamjani, Raaf; Sunengsih, Imas; Rusdiani, Meri; Rahmawati, Dessy
Komitmen: Jurnal Ilmiah Manajemen Vol 6, No 1 (2025): KOMITMEN: Jurnal Ilmiah Manajemen
Publisher : FEBI UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jim.v6i1.43802

Abstract

This paper is motivated by the emergence of economic problems and Islamic economic thought revived, especially after fiqh scholars and scholars in other fields of science realized that the Islamic world was lagging behind the Western world. In development, especially in modern times, fiqh scholars have a strong tendency to see various differences of opinion from various fiqh madhhabs as a unit that is not separated. Nevertheless, the difference in principles between Islamic economic figures is increasingly unstoppable in the midst of the rapid flow of the world's major ideologies, namely the economic system of Capitalism and Socialism. It is related to the emergence of economic problems, and the differences of madhhab in Islamic economic circles. Mainstream madhhab argues that overall, there is no gap between the amount of economic resources and human needs, meaning that there is a balance. This madhhab agrees that economic problems arise because of limited resources and are faced with unlimited human desires. The purpose of this paper is to understand Islamic economic thought in all its forms, to examine the concept of demand and supply of two activities that underlie economic activities, for example, the total demand and supply of rice around the world is at the equilibrium point. However, if we talk about a specific place and time, then it is very likely that there will be a scarcity of resources. This research is qualitative-research. The type of research is literature by exploring and comparing the thoughts of contemporary Islamic economic figure Muhammad Nejatullah Siddiqi. The results of this mainstream madhhab research give the most color in the discourse of Islamic economics today, so that this madhhab has no difference between conventional economics and Islamic economics. The difference is only in the mechanism for solving economic problems which according to mainstream madhhab must refer to the Qur'an and As-Sunnah.
PENGUATAN IDENTITAS DIRI REMAJA DALAM MENGHADAPI MASYARAKAT EKONOMI ASEAN: (Studi pada Siswa SMK Taruna Harapan 2 Cipada, Bandung Barat) Saefuloh, Irfan; Safitriani, Desi; Lestari, Linda; Rusdiani, Meri
Jurnal Istimā Vol 1 No 2 (2024): Jurnal Istimā - Jurnal Pengabdian kepada Masyarakat: Inklusi Sosial dan Pemberday
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) – Sekolah Tinggi Agama Islam (STAI) Pelita Nusa Bandung Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpkm.v1i2.152

Abstract

Kawasan Asia Tenggara telah mengalami transformasi luar biasa dengan terbentuknya Masyarakat Ekonomi ASEAN. Dampaknya tidak hanya terasa di bidang ekonomi, melainkan juga mempengaruhi berbagai aspek kehidupan sosial, termasuk identitas individu di kalangan remaja. Penting bagi anak remaja untuk membangun identitas dan jati diri yang kuat. Mereka perlu memiliki pemahaman yang jelas tentang siapa mereka, nilai-nilai apa yang mereka anut, serta aspirasi dan tujuan hidup mereka. Tujuan penelitian ini yaitu untuk mengetahui bagaimana membentuk penguatan identitas diri remaja pada siswa SMK Taruna Harapan 2 Cipada Bandung Barat dalam menghadapi MEA. Metode penelitian yang dilakukan adalah penelitian lapangan yang bersifat deskriptif kualitatif, berupa pengabdian kepada masyarakat yang dilakukan dalam bentuk seminar yakni sosialiasi melalui pemaparan materi. Hasil pengabdian memberikan informasi bahwa proses membentuk penguatan identitas diri pada remaja siswa dilakukan dengan beberapa tahap, mulai dari input, output berupa feedback dalam memahami pentingnya identitas diri dalam menghadapi MEA, hingga outcome yakni para siswa mampu menentukan pilihan dan melakukan keputusan untuk memiliki keterampilan dalam menghadapi persaingan di dunia kerja. Maka memahami pentingnya identitas diri dan MEA, siswa akan lulus sekolah dapat mempersiapkan diri untuk menghadapi tantangan dan memanfaatkan peluang dalam membangun karir serta kehidupan di masa depan.
THE CONCEPT OF DEMAND AND SUPPLY IN ISLAMIC MACROECONOMICS ACCORDING TO MUHAMMAD NEJATULLAH SIDDIQI Yusuf, Nawaf; Fatonah, Nurul Fitriani; Syamjani, Raaf; Sunengsih, Imas; Rusdiani, Meri; Rahmawati, Dessy
KOMITMEN: Jurnal Ilmiah Manajemen Vol. 6 No. 1 (2025): KOMITMEN: Jurnal Ilmiah Manajemen
Publisher : FEBI UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jim.v6i1.43802

Abstract

This paper is motivated by the emergence of economic problems and Islamic economic thought revived, especially after fiqh scholars and scholars in other fields of science realized that the Islamic world was lagging behind the Western world. In development, especially in modern times, fiqh scholars have a strong tendency to see various differences of opinion from various fiqh madhhabs as a unit that is not separated. Nevertheless, the difference in principles between Islamic economic figures is increasingly unstoppable in the midst of the rapid flow of the world's major ideologies, namely the economic system of Capitalism and Socialism. It is related to the emergence of economic problems, and the differences of madhhab in Islamic economic circles. Mainstream madhhab argues that overall, there is no gap between the amount of economic resources and human needs, meaning that there is a balance. This madhhab agrees that economic problems arise because of limited resources and are faced with unlimited human desires. The purpose of this paper is to understand Islamic economic thought in all its forms, to examine the concept of demand and supply of two activities that underlie economic activities, for example, the total demand and supply of rice around the world is at the equilibrium point. However, if we talk about a specific place and time, then it is very likely that there will be a scarcity of resources. This research is qualitative-research. The type of research is literature by exploring and comparing the thoughts of contemporary Islamic economic figure Muhammad Nejatullah Siddiqi. The results of this mainstream madhhab research give the most color in the discourse of Islamic economics today, so that this madhhab has no difference between conventional economics and Islamic economics. The difference is only in the mechanism for solving economic problems which according to mainstream madhhab must refer to the Qur'an and As-Sunnah.
Co-Authors Dessy Rahmawati, Dessy Fatonah, Nurul Fitriani Lestari, Linda Saefuloh, Irfan Safitriani, Desi Sunengsih, Imas Syamjani, Raaf Yusuf, Nawaf