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All Journal Jurnal Pendidikan Akuntansi Indonesia ALMUJTAMAE: Jurnal Pengabdian Masyarakat Mabsya: Jurnal Manajemen Bisnis Syariah JRAP (Jurnal Riset Akuntansi dan Perpajakan) Jakadimas
Indah Setia Utami
Universitas Terbuka
Agriculture, Biological Sciences & Forestry Arts Humanities Economics, Econometrics & Finance Education Social Sciences

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COMPARATIVE STUDY THE EFFECT OF ISLAMIC ETHICAL IDENTITY ON PERFORMANCE OF ISLAMIC BANK Utami, Indah Setia; Hidayati, Berlina
Jurnal Pendidikan Akuntansi Indonesia Vol 21, No 2 (2023): Jurnal Pendidikan Akuntansi Indonesia
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/jpai.v21i2.68792

Abstract

The current business environment and financial performance are focus of current Islamic banking empirical research. Optimizing wealth is the main objective of the business environment of companies in all countries, including Islamic banking, where this may have eliminated the intermediation function of Islamic banks to carry out activities that are more in line with the framework of the Maqasid Syariah approach. This research aims to analyze whether there are differences in the influence of index EII on performance between sharia banking in three area with muslim majority. The research method uses content analysis of the 2016-2020 financial reports and multiple regression analysis. Samples were taken from three regions with the largest market shares, including Indonesia, Malaysia and countries in the GCC. The research results show that in Indonesia and Malaysia, EII has no effect on financial performance, while in the GCC EII has an effect on financial performance. This illustrates that there are differences between Indonesia-Malaysia and the GCC, where in Indonesia and Malaysia, customer preferences do not focus on how widely banks implement Islamic ethical identities. Meanwhile, in the GCC, customers consider the application and disclosure of Islamic ethical identity to be taken into consideration in determining a sharia bank. Key words: Ethical Identity Index, Financial Performance, Islamic Banks
Cultivation of Azolla Microphylla as an Alternative Feed for Goats in Kalikesur Village, Kedungbanteng District, Banyumas Regency: Budidaya Azolla Mycrophilla Sebagai Alternatif Pakan Ternak Kambing di Desa Kalikesur Kecamatan Kedungbanteng Kabupaten Banyumas Adhi Susilo; Indah Setia Utami; Adi Suryanto
JAKADIMAS (Jurnal Karya Pengabdian Masyarakat) Vol. 2 No. 1 (2024): JAKADIMAS
Publisher : Fakultas Teknologi dan Industri Pangan Unisri Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33061/jakadimas.v2i1.10101

Abstract

Kalikesur Village, located in the Kedungbanteng District of Banyumas Regency, possesses significant prospects in agriculture and animal husbandry. Typically, the villagers continue to rely on forage fodder, such as grass and agricultural waste, to feed their poultry and cattle. Hence, the objective of our community activity is to acquaint the inhabitants of Kalikesur Village with the Azolla plant as a substitute feed and as a material for bio-organic fertilizer. We also want to teach cultivating methods so that an Azolla business group can be established. Getting to know one another, sharing insights on the value and advantages of Azolla for animal feed and bio-organic fertilizers, constructing basic bio-flocks (ponds), learning how to cultivate and harvest Azolla, creating fertilizer with Azolla as a base, and initiating new Azolla marketing campaigns on social media were some of the activities that took place. One of the program's many results is the technology transfer for growing Azolla, which may be used as a bio-organic fertilizer and a nutritional feed alternative. Additionally, it creates instructions for growing Azolla and using it as bio-organic fertilizer and animal feed. Additionally, the program provides manuals on the business analysis of Azolla. It contributes to the increase in livestock production, thereby enhancing the income and welfare of community service partners and the surrounding region.
Sharia Financial Institutions, Synergy, and Their Role in Empowering MSMEs in Badung Regency Setia Utami, Indah; Hidayati, Berlina; Subekti, Rini; Ria Viana Praningtyas, Elisabeth
Mabsya: Jurnal Manajemen Bisnis Syariah Vol. 7 No. 1 (2025): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mabsya.v7i1.13554

Abstract

MSMEs have a very large contribution to the Indonesian economy. The potential for MSMEs development is no exception in Badung Regency as the region with the largest local and international tourist destination in Indonesia. MSMEs are the key to accelerating Indonesia's sharia economy. Synergy and collaboration between various parties are needed to achieve the government's target of making Indonesia the center of the world's halal industry. This research was conducted to determine the role of Sharia Financial Institutions and their synergy efforts with related parties in empowering MSMEs. The research was conducted using a qualitative method to explore in-depth information from various parties using the focus group discussion method. This research is the first research to qualitatively analyze the role and synergy of Sharia Financial Institutions in the development of MSMEs in Badung Regency. The research results show that the role and synergy of sharia financial institutions are not yet optimal, there are various obstacles faced and more massive outreach, collaboration, and synergy efforts with various parties are needed to increase the role of sharia financial institutions in empowering MSMEs. This study concludes that increasing cooperation between Sharia Financial Institutions, the government, and MSMEs is very important, especially in the form of more massive socialization, more in-depth training, and ongoing assistance, to expand market access.
Pemberdayaan Masyarakat melalui Pengembangan Wisata Curug sebagai Sumber Pendapatan Berkelanjutan di Desa Ketenger Utami, Indah Setia; Suhartono, Suhartono; Utami, Prasetyarti; Darojah, Rani; Rachmaningsih, Dewi Maharani; Supriyono, Supriyono
ALMUJTAMAE: Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2025): Agustus
Publisher : Universitas Djuanda Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/almujtamae.v5i2.19013

Abstract

Potensi keindahan Curug Jenggala menarik jumlah wisatawan cukup besar, begitu pula dengan sumber daya alam berupa singkong dan kopi. Namun karena sulitnya akses menuju curug yang hanya dapat dilalui dengan jalan kaki, serta kurangnya keterampilan masyarakat dalam mengolah singkong dan biji kopi, membuat potensi sumber daya alam dan masyarakat Dusun Kalipagu belum optimal. Untuk itu perlu dilakukan kegiatan pelatihan, pendampingan dan pengembangan sarana wisata curug. Tujuan pengabdian masyarakat ini adalah untuk meningkatkan pengetahuan dan keterampilan masyarakat Dusun Kalipagu dalam pengolahan singkong dan kopi serta peningkatan jumlah wisatawan curug. Metode pengabdian menggunakan metode pembelajaran orang dewasa yaitu partisipan berperan aktif dalam setiap tahapan kegiatan ini. Terdapat tiga tahap dalam pelaksanaan kegiatan, yakni pelatihan dan pendampingan pengolahan singkong dan kopi, serta peningkatan sarana wisata melalui partisipasi masyarakat. Hasil pengabdian masyarakat menunjukkan terdapat peningkatan 100% pengetahuan dan keterampilan peserta kegiatan terkait pengolahan singkong dan kopi, serta peningkatan jumlah wisatawan Curug Jenggala sebesar 150%. Kegiatan ini telah sesuai dengan tujuan pengabdian masyarakat. Saran untuk kegiatan lanjutan adalah diperlukannya pelatihan lanjutan dalam pengelolaan keuangan koperasi.
Can the free money transfer system application be considered a breakthrough in financial technology? Subekti, Rini; Ria Viana Praningtyas, Elisabeth; Anggya Agustina, Putu Ayu; Setia Utami, Indah
JRAP (Jurnal Riset Akuntansi dan Perpajakan) Vol. 12 No. 2 (2025): July - December
Publisher : Magister Akuntansi Universitas Pancasila

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35838/

Abstract

Abstract   Purpose:This study analyzes the customer experience of users of a free money transfer application in Indonesia. The application, developed by local innovators, enables users to transfer funds between bank accounts at no cost, representing an important contribution to the national fintech ecosystem. Methodology:The study employs Structural Equation Modeling–Partial Least Squares (SEM-PLS) as the analytical tool. Data were collected from users of the original Indonesia-based application designed to facilitate free money transfers. Findings:The results indicate that Ease of Use, Perceived Value, Customer Support, and Assurance do not significantly influence customer experience in the context of free money transfers. Unlike other fintech platforms, this application shows a different pattern of determinants. Speed and Perceived Firm Innovation emerge as the primary factors shaping customer experience. Implication:The findings may be used to guide the development of strategies to improve customer experience. Developers and policymakers should prioritize enhancements related to service speed and perceived innovativeness, as these represent the most influential factors for users of free-to-use money transfer applications. Originality:This study provides insight into customer experience in a uniquely Indonesian fintech application, offering an alternative perspective compared to studies focusing on commercial or fee-based fintech services. Keywords:Customer Experience; Fintech; Free Money Transfer
Co-Authors Adhi Susilo Adi Suryanto Berlina Hidayati Dewi Maharani Rachmaningsih Putu Ayu Anggya Agustina Rani Darojah Ria Viana Praningtyas, Elisabeth Rini Subekti Suhartono Supriyono Supriyono Utami, Prasetyarti