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All Journal PeTeKa Jurnal Manajemen Pendidikan Al Hadi NUSRA: Jurnal Penelitian dan Ilmu Pendidikan Neraca Manajemen, Akuntansi, dan Ekonomi ManBiz: Journal of Management and Business Ulil Albab
Apriliantoni, Apriliantoni
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Journal : PeTeKa

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INSTRUMEN KEUANGAN SYARI’AH DAN MERDEKA DARI RENTENIR Sandra, Yopfie; Apriliantoni, Apriliantoni; Syadzili, Ahmad
PeTeKa (Jurnal Penelitian Tindakan Kelas dan Pengembangan Pembelajaran) Vol 8, No 2 (2025): PeTeKa (Jurnal Penelitian Tindakan Kelas dan Pengembangan Pembelajaran)
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/ptk.v8i2.490-501

Abstract

Islamic financial instruments were initially only considered as an alternative financial system. However, over time, these instruments have developed into one of the main factors that support economic growth, especially for the lower middle class and the poor. This has encouraged many investors to make Islamic financial instruments their primary choice. One of the significant contributions of Islamic financial instruments is to support inclusive and sustainable economic growth. Sharia-based investment patterns are able to encourage the development of the economic sector without increasing the number of people who are on the poverty line. Zakat and infaq, as an integral part of Islamic financial instruments, have been proven to play a role in distributing wealth to help people experiencing economic difficulties and support sustainable development. With the proper empowerment of Islamic financial instruments, the practices of loan sharks that harm the community can be minimized. Loan sharks often burden the poor with high-interest debt, which instead of helping them, worsens their economic condition. Through the Islamic financial system, the economy can be transformed into a more equitable, stable and inclusive one, so that the benefits are not only felt by the upper middle class, but also by all levels of society.
Co-Authors Ai Suratnaa Sari Apriliantoni, Rasyad Fiqry Caturitama Eltsany, Azkiya zahrul Asmi Fitriyana, Khusnul Fuadi, Ihdi Isjtidla, Jeesssy Istiza, Maeda Khaeruddin Khaeruddin Muhamad Ripqi Muhammad Rafli Alfarabi Muhammad Vito Prasetiyo Novita Indriyani Sandra, Yopfie Silvia Aluf Sugiyantoro, Sugiyantoro Syadzili, Ahmad Syakila Az-Zahwa Nurfatiha