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The Effect of Financial Literacy on Financial Management of High School Teachers Irdawati; Rakhmat; Suci, Yuli Rahmini; Santoso, Septy Indra
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 6 (2025): JIMKES Edisi November 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i6.3791

Abstract

Financial literacy is vital for teachers to manage personal finances effectively and secure long-term economic stability. This study investigates the impact of basic and advanced financial literacy on the financial management of high school teachers in Makassar City. Using a quantitative descriptive approach, 100 teachers were selected through purposive sampling, and data were collected via questionnaires. SmartPLS was employed to test validity, reliability, and hypotheses. Results indicate that both basic and advanced financial literacy significantly influence financial management. Basic literacy contributes 26.6% (p = 0.017 < 0.05), while advanced literacy shows a stronger effect of 61.6% (p = 0.000 < 0.05). Together, the two variables explain 68.1% of the variation in financial management, with 31.9% influenced by other factors. These findings highlight the dominant role of advanced financial literacy in shaping effective financial practices, while also underscoring the need to strengthen both levels to improve teachers’ decision-making, financial stability, and their role in educating students about financial matters.
THE ROLE OF SOCIAL INSTITUTIONS AS AGENTS OF SOCIALIZATION IN DEVELOPING EDUCATIONAL QUALITY Rakhmat; Annisa Auwla Rahma; Tutuk Ningsih
SOSIOEDUKASI Vol 15 No 2 (2026): SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universaitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/sosioedukasi.v15i2.7853

Abstract

This study aims to explore the role of social institutions as agents of socialization in developing educational quality. This research uses qualitative research with a descriptive approach. The qualitative approach was chosen to deeply understand social phenomena related to the role of social institutions as socialization agents in developing educational quality. Through this approach, researchers can explore comprehensive information regarding processes, roles, and interactions within the social environment affecting education. The descriptive approach provides systematic, factual, and accurate descriptions of field conditions, focusing not only on outcomes but also on how social institutions perform their roles in the socialization of educational values. This research was conducted in communities connected with educational institutions, including schools, families, and surrounding communities. The research location was selected purposively considering active interactions among social institutions. The research subjects include parents, teachers, community leaders, religious leaders, and students, while the research object is the role of social institutions as agents of socialization in developing educational quality, including their roles, contributions, and challenges. The results indicate that improving educational quality cannot be carried out partially but must involve various social institutions in an integrated manner. Quality education is education that integrates cognitive, affective, and psychomotor aspects through support from a conducive social environment. Thus, social institutions do not only function as complementary elements but also as main components in the educational system. Strengthening the role of social institutions has an impact on improving the quality of competitive and character-driven human resources.