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All Journal Triwikrama: Jurnal Ilmu Sosial JURNAL KELUARGA SEHAT SEJAHTERA
Sidebang, Desy Greace
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Humanities Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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FAKTOR-FAKTOR YANG MEMPENGARUHI SESEORANG TERJERUMUS DALAM JUDI ONLINE DAN PINJAMAN ONLINE DI KALANGAN PEMUDA Br Ginting, Teovilla Grace Natasia; Saragih, Esra Harniarta; Sidebang, Desy Greace; Raja Guk Guk, Tamasya Mercy
Triwikrama: Jurnal Ilmu Sosial Vol. 5 No. 10 (2024): Triwikrama: Jurnal Ilmu Sosial
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.6578/triwikrama.v5i10.7798

Abstract

Di kalangan pemuda, fenomena judi online dan pinjaman online, juga dikenal sebagai pinjol, menjadi isu sosial yang kompleks dengan berbagai penyebab. Riset ini bertujuan untuk menemukan elemen yang mempengaruhi keterlibatan pemuda dalam kegiatan tersebut. Aspek sosial-ekonomi, persepsi keuntungan instan, pengaruh teman sebaya, dan kurangnya literasi keuangan adalah komponen utama yang ditemukan melalui metode kualitatif. Mekanisme gamifikasi menyebabkan kecanduan judi online, yang biasanya dimulai sebagai hobi dan keinginan untuk menang. Sementara itu, pinjol sering digunakan untuk mendanai perjudian setelah kalah, menyebabkan siklus hutang yang sulit dihentikan. Kedua aktivitas ini memiliki konsekuensi yang signifikan secara keuangan, psikologis, dan sosial, seperti isolasi sosial, depresi, dan konflik keluarga. Menurut riset ini, pendidikan literasi keuangan yang lebih masif diperlukan, undang-undang terkait pinjol harus diperkuat, dan kesadaran masyarakat tentang risiko judi online harus ditingkatkan melalui pendekatan berbasis komunitas. Among youth, the phenomenon of online gambling and online loans, also known as pinjol, has become a complex social issue with various causes. This research aims to find elements that influence youth involvement in these activities. Socio-economic aspects, perception of instant profits, peer influence, and lack of financial literacy are the main components discovered through qualitative methods. Gamification mechanisms lead to online gambling addiction, which usually starts as a hobby and a desire to win. Meanwhile, loans are often used to fund gambling after losses, causing a cycle of debt that is difficult to stop. Both of these activities have significant financial, psychological, and social consequences, such as social isolation, depression, and family conflict. According to this research, more massive financial literacy education is needed, laws regarding lending must be strengthened, and public awareness about the risks of online gambling must be increased through a community-based approach.
ANALISIS KEAKSARAAN FUNGSIONAL MASYARAKAT DESA TANJUNG REJO: STUDI KUALITATIF DI KECAMATAN PERCUT SEI TUAN Aprilia, Fira; Kurniawan, Fauzi; Anifah, Anifah; Siregar, Ayu Wulandari; Patunnisa, Tari; Zendrato, Serasi; Saragih, Esra Haniarta; Malau, Sentia Br; Sidebang, Desy Greace; Siregar, Tri Oktavia
Jurnal Keluarga Sehat Sejahtera Vol 23 No 1 (2025): JURNAL KELUARGA SEHAT SEJAHTERA
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/jkss.v23i1.71318

Abstract

This study aims to analyze the level of functional literacy within the community of Tanjung Rejo Village, Percut Sei Tuan District, Deli Serdang Regency, North Sumatra. Considering the importance of literacy as a foundation for human resource development and community empowerment, this research employs a qualitative descriptive approach to explore experiences and literacy practices in everyday life. The study involved 22 participants selected through purposive sampling technique. Data were collected through Focus Group Discussions (FGD), participatory observation using various learning media (shopping lists, play money, financial records), and village documentation study. The results indicate that the Tanjung Rejo Village community possesses good literacy levels across three tiers: (1) Basic Literacy - 15 out of 22 people can read, write, and match item names with pictures; (2) Advanced Literacy - 18 out of 22 people can record financial transactions and calculate change; and (3) Functional Literacy - all 22 participants can analyze weekly income-expenditure comparisons and create financial plans. Documentation study confirms that there are no recorded illiterate individuals in this village, with all participants having senior high school educational backgrounds. These findings indicate that the Tanjung Rejo Village community has adequate functional literacy to manage daily life, particularly in household financial management aspects. This study recommends literacy improvement programs that focus more on digital literacy and entrepreneurship to optimize the potential of the already literate community.
Co-Authors Anifah Anifah Aprilia, Fira Br Ginting, Teovilla Grace Natasia Fauzi Kurniawan Malau, Sentia Br Patunnisa, Tari Raja Guk Guk, Tamasya Mercy Saragih, Esra Haniarta Saragih, Esra Harniarta Siregar, Ayu Wulandari Siregar, Tri Oktavia Zendrato, Serasi