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All Journal Jurnal Pengabdian Masyarakat dan Riset Pendidikan J-CEKI
St. Nurasiah
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Humanities Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Analisis Pelaksanaan Manajemen Berbasis Sekolah (MBS) di SD Idawati Idawati; Aqilah Salsabila; Muh Iqram Marlis; Nurul Amadyah; Sarmila Sarmila; Sartika Defianty; St. Nurasiah
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 2: Februari 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i2.7719

Abstract

Tujuan artikel ini menganalisis pelaksanaan Manajemen Berbasis Sekolah (MBS) di SD. Hasil dari penemuan ini menemukan bahwa mengubah manajemen berbasis pusat menjadi manajemen berbasis sekolah (transisi) merupakan proses yang panjang dan melibatkan banyak pihak. Transisi ini memerlukan penyesuaian-penyesuaian, baik sistem (struktur)nya, kulturnya, maupun figurnya, dengan tuntutan-tuntutan baru manajemen berbasis sekolah.
Keuangan Berbasis Digital dan Fintech: Penelitian Takdirmin; Nurul Mukhlisah; Suratmi Dahlan; St. Nurasiah
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.1642

Abstract

The low level of financial inclusion in Indonesia, which is not comparable to the financial literacy of the community, is a major problem in the context of the digital transformation of the financial sector. This study aims to analyze the role of Financial Technology (Fintech) in expanding financial access, identifying its positive and negative impacts on society, and evaluating the effectiveness of the regulatory and educational approaches applied. This study uses a descriptive qualitative method with data collection techniques through literature studies, documentation, and indirect observation of Fintech usage trends. The results of the study show that the most widely used Fintech services are digital wallets (85%), followed by online loans (60%) and digital investment (40%), while insurtech and crowdfunding are still low in use. Although Fintech has increased financial access, weak literacy and supervision raise the risk of misuse and digital insecurity. In conclusion, the development of inclusive, safe, and sustainable Fintech requires synergy between technological innovation, consumer protection, and increasing public financial literacy.
Co-Authors Aqilah Salsabila Idawati Idawati Idawati Idawati Muh Iqram Marlis Nurul Amadyah Nurul Mukhlisah Sarmila Sarmila Sarmila, Sarmila Sartika Defianty Suratmi Dahlan Takdirmin