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All Journal Gunung Djati Conference Series Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Jurnal Asosiasi Pengajar Hukum Tata Negara Hukum Administrasi Negara
Ija Suntana
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The role of Zakat and Fitrah in improving Community Welfare: A Case Study of Baznas Garut Regency Enceng Iip Syaripudin; Ah. Fathonih; Ija Suntana; Ayi Yunus Rusyana; Gini Gaussian; Deni Kon Kon Furkony
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 8 No. 2 (2024): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v8i2.4006

Abstract

Zakat has great potential to improve the welfare of people in Indonesia, including in Garut Regency. The professional and accountable management of zakat by the National Zakat Agency (BAZNAS) of Garut Regency is expected to encourage an increase in the economic welfare of the community. However, the performance of BAZNAS Garut in this case is not optimal, so the impact on improving public welfare is also not optimal. This gives rise to a critical perspective in society. This study aims to analyze the governance, distribution system, and the impact of Zakat mal and Zakat fitrah distributed BAZNAS Garut in improving the economic welfare of the community. The method used is descriptive analysis with empirical juridical approach and graphic simulation. The results showed that: 1) conceptually and empirically, zakat can increase economic growth and welfare; 2) distribution of zakat Mal BAZNAS Garut consists of consumptive and productive programs; 3) zakat mal has a positive impact on improving economic welfare; and 4) zakat al-Fitr also has a positive impact on improving the economic welfare of the community. However, this study concludes that the management of zakat by BAZNAS Garut is not optimal, so it is necessary to improve performance to realize better welfare.
FACTORS INFLUENCING CUSTOMER DECISIONS IN MORTGAGE FINANCING iB: A PERSPECTIVE ANALYSIS OF SHARIA ECONOMIC LAW Sholikul Hadi; Ija Suntana; Deni Kamaludin Yusup; Eri Novari
Gunung Djati Conference Series Vol. 56 (2025): Seminar Nasional Ekonomi dan Bisnis Islam
Publisher : UIN Sunan Gunung Djati Bandung

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Abstract

Islamic mortgage financing (KPR iB) is one of the flagship products of Islamic banking in Indonesia, designed to facilitate home ownership in accordance with Sharia principles. However, customer participation in KPR iB remains suboptimal compared to conventional mortgage products. This study aims to examine the factors influencing customer decisions in choosing KPR iB, particularly from the perspective of Islamic Economic Law. The study specifically analyzes: (1) the influence of Sharia compliance, product innovation diffusion, promotion, and product quality on customer decisions to choose KPR iB in Bogor; and (2) the mediating role of customer decisions in the relationship between those variables and the increase of Islamic bank market share. This research employs a Mixed Methods approach, with an Explanatory Sequential Design combining quantitative and qualitative analyses. The theoretical framework includes Rational Choice Theory (Gary Becker) as the Grand Theory, Islamic Consumer Behavior Theory (Umer Chapra) as the Middle Theory, and Sharia Compliance Theory (Monzer Kahf) as the Application Theory. Data were collected through questionnaires, observations, interviews, and document analysis. The data were analyzed using Structural Equation Modeling (SEM) with SmartPLS 3.0. The findings indicate that: (1) Sharia compliance does not significantly influence customer decisions; (2) product innovation, promotion, and product quality have a significant positive effect on customer decisions; and (3) customer decision does not mediate the relationship between Sharia compliance and market share, but effectively mediates the impact of product innovation, promotion, and product quality on increasing Islamic bank market share.
Hubungan Kelembagaan antara Komisi Yudisial dengan Mahkamah Konstitusi: Analisis Siyasah Dusturiyah Terhadap Putusan Mahkamah Konstitusi Nomor 005/PUU-IV/2006 Ija Suntana; Alfaridah, Dini Inasyah
APHTN-HAN Vol 1 No 2 (2022): JAPHTN-HAN, July 2022
Publisher : Asosiasi Pengajar Hukum Tata Negara dan Hukum Administrasi Negara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55292/japhtnhan.v1i2.29

Abstract

Penelitian ini dilatarbelakangi oleh hubungan kelembagaan antara Komisi Yudisial dengan Mahkamah Konstitusi yang diatur oleh putusan Mahkamah Konstitusi Nomor 005/PUU-IV/2006 yang menghilangkan kewenangan Komisi Yudisial dalam melakukan pengawasan terhadap hakim Mahkamah Konstitusi, penghilangan kewenangan Komisi Yudisial dalam mengawasi hakim Mahkamah Konstitusi perlu ditinjau berdasarkan teori Siyasah Dusturiyah, yang memiliki sejumlah teori yang berkaitan dengan hubungan kelembagaan negara. Tujuan penelitian ini adalah untuk mengetahui dan memahami tugas pokok dan fungsi Komisi Yudisial dan Mahkamah Konstitusi menurut Undang-Undang, untuk memperoleh penjelasan dan mengetahui hubungan kelembagaan antara Komisi Yudisial dengan Mahkamah Konstitusi sebelum dan setelah putusan Mahkamah Konstitusi Nomor 005/PUU-IV/2006 dan untuk memperoleh penjelasan dan mengkaji tinjauan Siyasah Dusturiyah terhadap hubungan kelembagaan antara Komisi Yudisial dengan Mahkamah Konstitusi. Metode yang digunakan dalam penelitian ini adalah deskriptif analitik dengan pendekatan yuridis normatif. Data yang digunakan adalah data kualitatif yang terdiri dari data Primer dan Sekunder, serta teknik pengumpulan data dengan mengamati langsung dengan teknik (Library Research). Hasil penelitian ini menghasilkan kesimpulan bahwa, Mahkamah Konstitusi menghilangkan kewenangan Komisi Yudisial dalam mengawasi hakim Mahkamah Konstitusi sebagaimana sebelumnya diatur oleh Undang-Undang Nomor 22 Tahun 2004, pengawasan hakim Mahkamah Konstitusi yang diatur oleh Undang-Undang No. 22 Tahun 2004 dihapuskan oleh putusan Mahkamah Konstitusi Nomor 005/PUU-IV/2006, sehingga Komisi Yudisial tidak memiliki kewenangan dalam Undang-Undang untuk mengawasi hakim Mahkamah Konstitusi. Berdasarkan teori Siyasah Dusturiyah perlu adanya lembaga yang memiliki kewenangan untuk mengawasi profesi hakim sebagaimana terkonsep di dalam Wilayatul Hisbah.
Co-Authors Ah. Fathonih Alfaridah, Dini Inasyah Ayi Yunus Rusyana Deni Kamaludin Yusup Deni Kon Kon Furkony Enceng Iip Syaripudin Eri Novari Gini Gaussian Sholikul Hadi