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Strategi Penetapan Harga Komoditas Dalam Perspektif Ekonomi Syariah Sholikul Hadi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 2 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (418.762 KB) | DOI: 10.47467/alkharaj.v1i2.54

Abstract

Price has a very important role for the survival of the company. The strategy of fixing commodity prices is widely discussed in conventional economics, as well as its application has been done both to maintain its business and to compete to win the market. However, whether the pricing strategy is in accordance with the rules of Islamic law. The research objectives that compilers want to achieve are to determine the strategy for fixing commodity prices in the perspective of Islamic economics, as well as the role of the government in dealing with price problems in the market. This research is a library research design using a secondary analysis approach. This approach is divided into two stages, namely the descriptive stage and the evaluative stage. Instrument and data collection techniques used are documentation methods. The data analysis technique used is qualitative analysis techniques with a literature approach which is carried out using three product components, namely data reduction and data collection, display data, and conclusion drawing, namely reducing and collecting various data and theories related to the central theme with various sources. as well as classifying them to be described systematically, then a study and discussion is carried out to then draw conclusions on the problem under study. The results showed that the strategy of fixing commodity prices in the perspective of Islamic economics can be applied by looking at market conditions, both supply and demand. Unlike the principles of commodity pricing strategies in conventional economics which have the ultimate goal of maximizing profit and seeking profit for the purpose of accumulating wealth. Islamic economic principles in prices, namely to improve the welfare of society in terms of income distribution. The market mechanism does not always work according to the existing concept, thus the role of the government as a supervisory body is needed in dealing with price problems in the market in order to avoid market distortion problems. However, the government is prohibited from intervening when the market is running normally.
Relevansi Konsep Uang Dalam Perspektif Ibnu Khaldun terhadap Kebijakan Moneter Indonesia Sholikul Hadi; Moh. Romli
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 2 No 2 (2020): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (301.493 KB) | DOI: 10.47467/alkharaj.v2i2.115

Abstract

Money is part of the community's need to conduct various transactions. Indonesia as a developing country makes the dollar as the standard of money value because the position of the dollar is considered strong by almost all countries in the world. But in fact the existence of a dollar that is not guaranteed by anything often changes (fluctuates) and will directly affect the financial systems of countries that refer to the dollar, including Indonesia. Ibn Khaldun was a Muslim scientist who lived during the decline of Islam. He was actively involved in the world of government and was one of the figures who had brilliant ideas about the concept of money (751-808 H / 1350-1406 AD). This study aims to examine Ibn Khaldhun's concept of money and monetary policy in the economy and the relevance of his thinking to monetary policy in Indonesia. This research uses library research design (Library Research) with a historical and descriptive approach. The data collection technique chosen is the documentation technique, namely the data collection technique by examining relevant literature with the chosen title. In the analysis phase content analysis techniques are used and combined with historical continuity methods to answer the problem formulation that is proposed. The data analysis stage is through the stages of linguistic analysis and concept analysis. The results showed that: 1) the emergence of the concept of Ibn Khaldun's money and monetary system in the economy was motivated by the economic and political conditions experienced during Ibn Khaldun's life. History says that Muqadimah Ibn Khaldun was written based on the results of his thoughts combined with life experiences he experienced; 2) The concept of Ibn Khaldun is relevant if it is applied in the monetary system in Indonesia. This is based on the real conditions faced by Indonesia, which currently uses empty money. Even though its existence is now proven to have caused crises many times. So it is not impossible if gold and silver coins are used as the standard of money value.
PENGARUH NISBAH BAGI HASIL DEPOSITO MUDHARABAH TERHADAP MINAT NASABAH BERINVESTASI PADA BANK SYARIAH MANDIRI Heri Gunawan; Jamaludin; Sholikul Hadi
Al-Mubin Jurnal Ilmiah Islam
Publisher : Department of Research and Community Service at the Ummul Quro Al-Islami Bogor Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/almubin.v2i1.80

Abstract

Profit sharing is a system that includes profit sharing between the investor and the manager of the profit sharing fund. Profit sharing is a form of return (acquisition of business activities) from an investment contract, from time to time, uncertain and uncertain, the size of the recovery depends on business results that actually occur in Islamic banks, the ratio is a mechanism for sharing the share of business profits for each party conducting joint business activities, the amount of which is determined based on an agreement, the ratio is the profit which must be stated in percentage form between the two parties. , not stated in a certain rupiah nominal value. This ratio reflects the compensation entitled to receive by both parties who are bermudharabah. This study aims to examine the effect of the profit sharing ratio on mudharabah deposits on customers' interest in investing in Bank Syariah Mandiri, Branch Tajur Bogor. This research method is a quantitative survey, with a purposive sampling method with a questionnaire to 75 customers. Data analysis techniques are validity test, reliability test, classic assumption test (normality test, multicolonierity test, heteroscedasticity test, autocorrelation test) and hypothesis testing using (partial test, coefficient of determination and simple linear regression equation test) with the help of Statistical Package for the Social Sciences (SPSS). The results showed that the profit sharing ratio of mudharabah deposits partially or separately had a positive and significant effect on customer interest in investing in Bank Syariah Mandiri, Branch Tajur Bogor. It can be concluded that the motive of the customer to save his assets in the bank is not only to make it easier to make payment transactions and because of the level of security of the assets, but he wants to get profit (profit sharing)
Membumikan Pancasila di Dunia Kesehatan: Hambatan dan Tantangannya Afanindya Bias Maharani; Andrias Safa Ramadhani; Humaira Shahnaz; Khuladista Nafla Favela; Nabila Windy Alfarizy; Qorina Aiman Wachdin; Sholikul Hadi
Dewantara : Jurnal Pendidikan Sosial Humaniora Vol. 3 No. 4 (2024): Desember : Dewantara : Jurnal Pendidikan Sosial Humaniora
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/dewantara.v3i4.3548

Abstract

Public awareness in the application of the five principles of Pancasila has not been optimally implemented in Indonesian society, especially in the world of health. This study was motivated by health service officers who are at the forefront in providing health services to patients. The purpose of this study was to determine the implementation, obstacles, challenges in grounding Pancasila and how to solve it in the world of health. This study uses a qualitative descriptive approach, through observation and analyzing various data sources from existing research. The results of the study indicate that the world of health in Indonesia faces very serious challenges, especially in realizing Pancasila character education in the health sector because the ability of health workers is not evenly distributed and there are limited facilities and infrastructure in health facilities. However, they are still required to be able to implement the application of good, superior, innovative, and Pancasila-based traits. Health providers and medical personnel must be responsive in following up on these provisions and the government must also provide incentives and special facilities and increase funds to support facilities and infrastructure in the world of health so that they can produce superior resources with Pancasila personalities.
FACTORS INFLUENCING CUSTOMER DECISIONS IN MORTGAGE FINANCING iB: A PERSPECTIVE ANALYSIS OF SHARIA ECONOMIC LAW Sholikul Hadi; Ija Suntana; Deni Kamaludin Yusup; Eri Novari
Gunung Djati Conference Series Vol. 56 (2025): Seminar Nasional Ekonomi dan Bisnis Islam
Publisher : UIN Sunan Gunung Djati Bandung

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Abstract

Islamic mortgage financing (KPR iB) is one of the flagship products of Islamic banking in Indonesia, designed to facilitate home ownership in accordance with Sharia principles. However, customer participation in KPR iB remains suboptimal compared to conventional mortgage products. This study aims to examine the factors influencing customer decisions in choosing KPR iB, particularly from the perspective of Islamic Economic Law. The study specifically analyzes: (1) the influence of Sharia compliance, product innovation diffusion, promotion, and product quality on customer decisions to choose KPR iB in Bogor; and (2) the mediating role of customer decisions in the relationship between those variables and the increase of Islamic bank market share. This research employs a Mixed Methods approach, with an Explanatory Sequential Design combining quantitative and qualitative analyses. The theoretical framework includes Rational Choice Theory (Gary Becker) as the Grand Theory, Islamic Consumer Behavior Theory (Umer Chapra) as the Middle Theory, and Sharia Compliance Theory (Monzer Kahf) as the Application Theory. Data were collected through questionnaires, observations, interviews, and document analysis. The data were analyzed using Structural Equation Modeling (SEM) with SmartPLS 3.0. The findings indicate that: (1) Sharia compliance does not significantly influence customer decisions; (2) product innovation, promotion, and product quality have a significant positive effect on customer decisions; and (3) customer decision does not mediate the relationship between Sharia compliance and market share, but effectively mediates the impact of product innovation, promotion, and product quality on increasing Islamic bank market share.
PRINSIP NETRALITAS PRESIDEN DALAM PELAKSANAAN PEMILIHAN UMUM YANG DEMOKRATIS Selvia Fitri Maulida; Sholikul Hadi
Journal of Innovation Research and Knowledge Vol. 5 No. 4: September 2025
Publisher : Bajang Institute

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Abstract

Indonesia is a democratic country that makes elections a symbol of democracy. Elections serve as a means of electing aspirational, qualified, and responsible representatives of the people. Law No. 7/2017 regulates the political rights of all citizens, including the President and Vice President to campaign in elections, provided that they do not use state facilities and are on leave outside the state's responsibility. However, the President's position as a symbol of state leadership requires strict neutrality principles to keep democracy alive and avoid potential abuse of power. This study aims to analyze the President's involvement in elections based on Law No. 7/2017, assess whether the existing provisions already reflect the principle of neutrality, and formulate ideal arrangements to maintain a fair democracy. Using the normative juridical method, this study finds that although the President has the right to campaign, the existing rules still leave room for abuse of power and public distrust. Therefore, stricter restrictions on the use of state facilities and the President's status in the campaign are needed to ensure a truly neutral and democratic election
Pengaruh Kualitas Pelayanan Terhadap Word Of Mouth Melalui Kepuasan Mahasiswa Fakultas Syariah Institut Agama Islam Nasional Laa Roiba Rio Kartika; Sholikul Hadi; Fika Lestari
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.4923

Abstract

Quality service in higher education is an important factor in service excellence. Quality service to students will provide satisfaction so as to create Word Of Mouth. Research using quantitative methods with a descriptive approach. The sample was 30 respondents with simple random sampling technique. The data analysis technique uses path analysis. The results show that service quality has a significant effect on Word Of Mouth by 63.4%. Service quality has a significant effect on student satisfaction, amounting to 57.8%. Service quality has a direct effect on Word Of Mouth of 57.7%, an indirect effect of 23.9%, so that the direct effect of service quality on Word Of Mouth is greater than the indirect effect.