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A study of the archival system: Enhancing archive management Bernadetha, Maria; Sauw, Heni Matelda; Engel, Stela Sahetapy; Maria, Maria; Kelen, Maria Sisilia Lou
Journal of Commerce, Management, and Tourism Studies Vol. 4 No. 1 (2025): Apr 2025
Publisher : YAYASAN MITRA PERSADA NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58881/jcmts.v4i1.221

Abstract

This study investigates the archival management system focusing on improving its effectiveness and efficiency. The primary objectives are to evaluate the current archival practices, identify challenges and gaps, propose improvements, and enhance the overall archival management system. The research employs a qualitative methodology, incorporating interviews, observations, and document analysis to gather comprehensive data on the existing archival practices and issues. The analysis reveals several critical problems in the archival management system including inadequate human resources, insufficient storage facilities, lack of technological integration, poor maintenance practices, and security concerns. These issues contribute to inefficiencies in managing dynamic and static archives, affecting the accessibility and preservation of important records. Based on the findings, the study proposes several recommendations to address these challenges. These include the adoption of modern technology for digital archiving, the improvement of storage facilities to accommodate the growing volume of archives, enhanced maintenance practices to prevent damage, and the implementation of robust security measures to protect valuable records. The study concludes that by addressing these issues and implementing the proposed improvements, can significantly enhance the efficiency and effectiveness of its archival management system. This will lead to better preservation, accessibility, and security of archival records, ultimately supporting the institution's administrative functions and operational goals.
The rise of decentralized finance (DeFi): Opportunities for disruption in traditional financial models Kurniawan, I Gede Wahyu Antara; Sudiarta, Made; Wahyuni, Luh Mei; Sumawidari, Ida Ayu Ketut; Kasiani, Kasiani; Bernadetha, Maria; Zulfan, Muhammad; Sinaga, Firman
Journal of Education, Social & Communication Studies Vol. 2 No. 2 (2025): May 2025
Publisher : PT. MAWAMEDIA JAYAMUSTA BUANASIHA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71028/jescs.v2i2.15

Abstract

The rise of Decentralized Finance (DeFi) represents a transformative shift in the global financial landscape, challenging traditional financial models and offering new possibilities for a more inclusive and efficient financial system. This study aims to explore the opportunities and challenges that DeFi poses to the conventional financial sector, focusing on its impact on banking, credit systems, investments, and payment systems. A mixed-methods approach was employed, including secondary data analysis, expert interviews, and first-hand experience with DeFi protocols such as lending, borrowing, and arbitrage. The findings highlight the significant potential of DeFi in creating alternative financial models that can increase financial inclusion, enhance access to capital, and reduce transaction costs. Recent data indicates that the Total Value Locked (TVL) in DeFi platforms has surged to over $50 billion as of January 2025, reflecting growing adoption. Additionally, daily transaction volumes across major DeFi platforms have reached approximately $10 billion, with active users exceeding 4 million globally. However, the research also identifies critical challenges, including regulatory uncertainty, security vulnerabilities, and the complexity of DeFi platforms, which pose barriers to mainstream adoption. This paper contributes to the understanding of how DeFi can reshape the financial ecosystem, offering insights into its future potential, the risks involved, and the steps required to address the existing challenges. Furthermore, it underscores the need for ongoing research into the regulatory aspects of DeFi and its collaboration with traditional financial institutions.