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Peran Manajemen Risiko Keuangan dalam Meminimalkan Potensi Kebangkrutan pada Perusahaan A, Afriani; Sari, Yuni Fatma; Dewi Zai, Siti Hansyah; Pasaribu, Fanny Himla Rizqya; A, Arsyadona
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 1 (2025): February
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

Bankruptcy is one of the main tests faced by companies in an increasingly competitive and changeable business environment. This research aims to analyze how financial risk management can reduce the likelihood of bankruptcy. Using a qualitative approach, the study explores various techniques and strategies of risk management implemented by companies to identify, analyze, and address financial risks. The results indicate that effective risk management practices, including portfolio diversification, cash flow analysis, and the use of derivative instruments, can significantly reduce the risk of bankruptcy. Additionally, an organizational culture that supports risk management plays a crucial role in enhancing a company's resilience amid market uncertainties. This research recommends that company managers integrate financial risk management into their overall business strategy to ensure operational sustainability and prevent bankruptcy.
Pengaruh Risiko Kerusakan Peralatan Terhadap Kepuasan Pelanggan Pada Usaha Rumahan Wirda Laundry Nasution, Hilda Yuni Br; Rinardi, Madila; Pratama, Nayla Dinda; Sitanggang, Nina Nur Rizki; A, Arsyadona
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 1 (2025): February
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

Customer satisfaction is very important for service industries such as laundry, especially small-scale or home-based ones. Equipment failure, especially major equipment such as washing machines and dryers, has the potential to reduce service quality because it affects the turnaround time and the final results received by customers, and can cause service delays, inconsistent results, and losses for the business. The purpose of this study was to investigate the impact of equipment failure risk on customer satisfaction in the Wirda Laundry home business. The extent to which equipment failure risk affects customer satisfaction is determined in this study. To ascertain the degree to which equipment failure risk influences customer happiness, this study employs a quantitative approach using a straightforward linear regression analysis method. Wirda Laundry customers who were randomly selected received a questionnaire to collect data. Customer satisfaction and equipment failure risk were shown to be significantly correlated negatively, with a Pearson correlation value of 0.357 and a significance level of p of 0.01. This means that the level of customer satisfaction reported is negatively correlated with the risk of equipment failure. The results showed that preventive measures, such as regular equipment care and maintenance, are essential to reduce the risk of damage and ensure optimal customer satisfaction. In an increasingly competitive market, this strategy can not only maintain good relationships with customers but also increase Wirda Laundry's competitiveness.Customersatisfactionisveryimportantforserviceindustries suchaslaundry,especiallysmall-scaleorhome-basedones.Equipment failure, especially major equipment such as washing machines and dryers,has the potential to reduce service quality because it affects the turnaround timeandthefinalresultsreceivedbycustomers,andcancauseservice delays,inconsistentresults,andlossesforthebusiness.Thepurposeof thisstudywastoinvestigatetheimpactofequipmentfailureriskon customer satisfaction in the Wirda Laundry home business. The extent towhichequipmentfailureriskaffectscustomersatisfactionisdeterminedin thisstudy.Toascertainthedegreetowhichequipmentfailurerisk influences customer happiness, this study employs a quantitative approach using a straightforward linearregressionanalysis method.Wirda Laundrycustomerswhowererandomlyselectedreceivedaquestionnaireto collect data.Customer satisfaction and equipment failure risk were shown to be significantly correlated negatively, with a Pearson correlation value of 0.357 and a significance level of p of 0.01. This means that the level of customer satisfaction reported is negatively correlated with the risk of equipment failure. The results showed that preventive measures, such as regular equipment care and maintenance, are essential to reduce the risk ofdamage and ensure optimal customer satisfaction. In an increasingly competitive market, this strategy can notonly maintain good relationships with customers but also increase Wirda Laundry's competitiveness.
Peran Manajemen Resiko Dalam Meningkatkan Pengembangan Usaha Toko Nevia Chintya, Neha; Shintiya, Ayu; Ramadhana, Royhan Zaki; Situmorang, Daffa C Zein; A, Arsyadona
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 1 (2025): February
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

Risk management has an important role in business development, including for Nevia Stores. This research aims to analyze the role of risk management in supporting the business development of Nevia Stores. The research method used was qualitative with a case study approach, where data was obtained through information owner of the Nevia Shop. The research results show that implementing effective risk management can help Nevia Stores identify, analyze and control various risks that might hamper operations and business growth. Some of the risks faced include financial, operational and market competition risks. By implementing good risk management, Toko Nevia can minimize potential losses and create a more sustainable business development strategy.
Peran Manajemen Resiko Dalam Penjaminan Keberlangsungan Usaha Kecil dan Menengah (UKM) Pada Usaha Laundry N, Nuragustin; Adriansyah, Ahmad Alvin; Fadlan, Muhammad; Lubis, Farah Ananda; A, Arsyadona
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 1 (2025): February
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

Laundry businesses, as part of SMEs, often face challenges such as machine breakdowns, service errors, and fluctuations in customer demand, which can disrupt operations and threaten business sustainability. This study aims to examine how risk management can help laundry businesses address these issues. Using a qualitative approach through literature review, the study identifies essential steps such as employee training, regular machine maintenance, and service diversification to mitigate risks. The findings reveal that effective risk management enhances customer trust, maintains service quality, and strengthens business competitiveness. Furthermore, adopting modern technology makes laundry businesses more efficient and resilient in facing market competition. These findings provide practical guidance for laundry business owners to ensure the sustainability of their businesses.