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All Journal Maslahah: Jurnal Manajemen dan Ekonomi Syariah Jurnal Kajian Islam dan Sosial Keagamaan Jurnal Ekonomi Manajemen Dan Bisnis (JEMB)
Rubby Aziz Zaura Kamal
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Analisis Larangan Tadlis, Ihtikar, dan Ghulul dalam Perspektif Nabi Muhammad SAW: (Studi Kasus Korupsi Pertamina 2025) Rubby Aziz Zaura Kamal; Iqbal Abdul Azis; Vivi Firda Silvia; Lina Marlina
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 2 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i2.2232

Abstract

Islam, as a perfect religion, teaches the values of honesty, justice, and transparency in various aspects of life, including economics and business. The prohibition of Tadlis (fraud in transactions), Ihtikar (hoarding goods for unfair profit), and Ghulul (corruption or betrayal of public trust) has been emphasized by Prophet Muhammad (PBUH) to protect society from harmful economic practices. This study aims to analyze the 2025 Pertamina corruption case from the perspective of Islamic prohibitions against Tadlis, Ihtikar, and Ghulul. This research employs a qualitative approach using a case study method, relying on secondary data from scholarly journals, news articles, and other relevant literature. The findings reveal that the corruption case reflects Tadlis through the manipulation of fuel quality information, Ihtikar through unfair price control, and Ghulul through the misappropriation of public funds, resulting in state losses amounting to trillions of rupiah and eroding public trust in the government. The study highlights that corruption is not only a violation of state law but also a moral crime that contradicts Islamic principles. The application of Islamic legal values, such as Ta’zir sanctions in the form of fines, asset confiscation, and severe punishments, can serve as preventive and repressive measures against corruption. Thus, this study aims to contribute to strengthening anti-corruption policies based on Islamic ethics while promoting transparency and justice in national economic governance.
Analisis Pengembalian Dana (refund) pada Pemutusan Akad Asuransi Syariah di Tengah masa kontrak Dede San San Ramlan sandiyana; Mochamad Syahril Sabar Suryana; Agung Ikram Gunawan; Rubby Aziz Zaura Kamal; Raihani Fauziah
Jurnal Kajian Islam dan Sosial Keagamaan Vol. 3 No. 2 (2025): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

This study explores the refund mechanism in Islamic insurance (takaful), particularly in cases of contract termination prior to maturity. Rooted in the principles of justice, mutual assistance (ta’awun), and collective guarantee (takaful), Islamic insurance avoids elements of riba, gharar, and maisir through a combination of tabarru’ (donation) and tijarah (commercial) contracts. Although Fatwa DSN-MUI No. 21/DSN-MUI/X/2001 stipulates that tabarru’ funds are irrevocable donations, refund practices often raise legal uncertainties due to the absence of standardized procedures and clear contractual provisions. Fatwa DSN-MUI No. 81/DSN-MUI/III/2011 allows for refund agreements, yet implementation varies across institutions. A case study of PT Sun Life Syariah is employed to examine refund practices in mid-contract termination, focusing on contract structure, transparency, and regulatory compliance. Using a normative approach and empirical analysis of policy documents, internal SOPs, and stakeholder interviews, this research aims to propose a refund mechanism aligned with maqashid sharia and Indonesian positive law. The findings are expected to enrich the academic discourse in Islamic economic law and contribute to consumer protection reform in the Islamic insurance industry.
Analisis Penerapan Prinsip Pada Hotel Pekalongan Syariah Iqbal Abdul Azis; Fahmi Nurfatwa; Agung Ikram Gunawan; Rubby Aziz Zaura Kamal; Lina Marlina
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 3 No. 2 (2025): November
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v3i2.6285

Abstract

Analisis penerapan prinsip syariah pada Hotel Syariah Pekalongan menjadi fokus kajian dalam upaya memahami konsistensi praktik industri pariwisata halal di Indonesia. Metode yang digunakan bersifat kualitatif deskriptif dengan pendekatan hukum Islam dan studi pustaka. Hasil kajian memperlihatkan bahwa hotel telah menerapkan sejumlah ketentuan syariah, seperti penyediaan makanan halal, fasilitas ibadah, serta larangan terhadap minuman keras dan hiburan yang dilarang syariat. Namun, munculnya kasus penarikan biaya tambahan tanpa kejelasan informasi menimbulkan polemik publik, yang dinilai melanggar prinsip transparansi, keadilan, dan berpotensi mengandung gharar. Situasi tersebut menunjukkan adanya ketidaksesuaian antara konsep ideal hotel syariah dengan praktik lapangan. Oleh karena itu, penguatan tata kelola, keterbukaan informasi, serta kepatuhan terhadap maqashid syariah sangat diperlukan agar hotel syariah benar-benar memberikan manfaat dan kepercayaan bagi masyarakat.
Co-Authors Agung Ikram Gunawan Dede San San Ramlan sandiyana Fahmi Nurfatwa Iqbal Abdul Azis Lina Marlina Mochamad Syahril Sabar Suryana Raihani Fauziah Vivi Firda Silvia