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All Journal Al Yasini : Jurnal Keislaman, Sosial, hukum dan Pendidikan Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Maslahah: Jurnal Manajemen dan Ekonomi Syariah Jurnal Ekonomi Manajemen Dan Bisnis (JEMB)
Iqbal Abdul Azis
Unknown Affiliation
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Analisis Larangan Tadlis, Ihtikar, dan Ghulul dalam Perspektif Nabi Muhammad SAW: (Studi Kasus Korupsi Pertamina 2025) Rubby Aziz Zaura Kamal; Iqbal Abdul Azis; Vivi Firda Silvia; Lina Marlina
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 2 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i2.2232

Abstract

Islam, as a perfect religion, teaches the values of honesty, justice, and transparency in various aspects of life, including economics and business. The prohibition of Tadlis (fraud in transactions), Ihtikar (hoarding goods for unfair profit), and Ghulul (corruption or betrayal of public trust) has been emphasized by Prophet Muhammad (PBUH) to protect society from harmful economic practices. This study aims to analyze the 2025 Pertamina corruption case from the perspective of Islamic prohibitions against Tadlis, Ihtikar, and Ghulul. This research employs a qualitative approach using a case study method, relying on secondary data from scholarly journals, news articles, and other relevant literature. The findings reveal that the corruption case reflects Tadlis through the manipulation of fuel quality information, Ihtikar through unfair price control, and Ghulul through the misappropriation of public funds, resulting in state losses amounting to trillions of rupiah and eroding public trust in the government. The study highlights that corruption is not only a violation of state law but also a moral crime that contradicts Islamic principles. The application of Islamic legal values, such as Ta’zir sanctions in the form of fines, asset confiscation, and severe punishments, can serve as preventive and repressive measures against corruption. Thus, this study aims to contribute to strengthening anti-corruption policies based on Islamic ethics while promoting transparency and justice in national economic governance.
ANALISIS IMPLEMENTASI AKAD MUDHARABAH DALAM LEMBAGA KEUANGAN SYARIAH (STUDI KASUS BPRS AL MADINAH TASIKMALAYA) Ilman Miftahul Fauzi; Fahmi Nurfatwa; Iqbal Abdul Azis; Muhammad Gesta Nugraha Fauzi; Joni
Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Vol 8 No 01 (2025): Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam
Publisher : Sekolah Tinggi Ilmu Ekonomi Bakti Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56998/5pa94c43

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi akad mudharabah dalam operasional BPRS Al Madinah Tasikmalaya. Metode yang digunakan meliputi pengumpulan data sekunder dari dokumen, artikel, dan sumber daring terkait akad mudharabah, serta data primer melalui wawancara langsung dengan pihak BPRS, khususnya bagian pembiayaan dan pelaksana akad. Hasil penelitian menunjukkan bahwa BPRS Al-Madinah telah menerapkan akad mudharabah dalam produk simpanan seperti Tabungan Kotaku, Tabungan Simadu, dan Deposito Mudharabah yang berlandaskan prinsip bagi hasil. Sebelum akad dilakukan, bank menyampaikan konsep mudharabah dan menyepakati nisbah bagi hasil dengan calon nasabah secara transparan. BPRS berperan sebagai mitra usaha strategis yang tidak hanya menghimpun dan menyalurkan dana, tetapi juga menegakkan nilai-nilai syariah, keadilan, dan kemaslahatan bersama. Hubungan antara bank dan nasabah dibangun atas dasar kerja sama saling menguntungkan, berbeda dengan pola kreditur-debitur pada bank konvensional, sehingga turut mendorong penguatan ekonomi syariah secara berkelanjutan.
Analisis Perbandingan Lembaga Asuransi Syariah dan Asuransi Konvensional : Sebuah Tinjauan Litelatur: Asuransi Syariah, Asuransi, Tabarru’, Sharing Of Risk, Hukum Islam Ilman Miftahul Fauzi; Iqbal Abdul Azis; Fahmi Nurfatwa; Muhammad Gesta Nugraha Fauzi; Joni; Raihani Fauziah
Al Yasini : Jurnal Keislaman, Sosial, hukum dan Pendidikan Vol 10 No 5 (2025)
Publisher : Konsorsium Dosen Sekolah Tinggi Agama Islam (STAI) Al-Yasini Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55102/alyasini.v10i5.6983

Abstract

The increasing demand for insurance products in Indonesia, especially among the Muslim majority, has prompted the need for an in-depth study of the differences between sharia insurance and conventional insurance. This study uses a qualitative method with a literature review approach, where data sources are obtained from academic literature, regulations, and relevant national journal articles. The analysis was conducted through content analysis to identify the fundamental similarities and differences in terms of legal basis, fund management mechanisms, fund ownership principles, and risk sharing systems. The results of the study show that sharia insurance is based on the Qur'an, Hadith, ijma, and qiyas, with the main principle of mutual assistance (ta'awun) and a risk-sharing mechanism through tabarru' funds that remain the collective property of the participants. Conversely, conventional insurance is rooted in Western positive law with the principle of transfer of risk, where the premiums paid become the full property of the company, while the investment profits are fully controlled by the insurer. In addition, conventional insurance practices have the potential to contain elements of gharar, maisir, and riba, which are not in accordance with Islamic law. The conclusion shows that sharia insurance is not merely a financial protection instrument, but also a form of social solidarity and justice that is more in line with the needs of the Muslim community in Indonesia.
Analisis Penerapan Prinsip Pada Hotel Pekalongan Syariah Iqbal Abdul Azis; Fahmi Nurfatwa; Agung Ikram Gunawan; Rubby Aziz Zaura Kamal; Lina Marlina
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 3 No. 2 (2025): November
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v3i2.6285

Abstract

Analisis penerapan prinsip syariah pada Hotel Syariah Pekalongan menjadi fokus kajian dalam upaya memahami konsistensi praktik industri pariwisata halal di Indonesia. Metode yang digunakan bersifat kualitatif deskriptif dengan pendekatan hukum Islam dan studi pustaka. Hasil kajian memperlihatkan bahwa hotel telah menerapkan sejumlah ketentuan syariah, seperti penyediaan makanan halal, fasilitas ibadah, serta larangan terhadap minuman keras dan hiburan yang dilarang syariat. Namun, munculnya kasus penarikan biaya tambahan tanpa kejelasan informasi menimbulkan polemik publik, yang dinilai melanggar prinsip transparansi, keadilan, dan berpotensi mengandung gharar. Situasi tersebut menunjukkan adanya ketidaksesuaian antara konsep ideal hotel syariah dengan praktik lapangan. Oleh karena itu, penguatan tata kelola, keterbukaan informasi, serta kepatuhan terhadap maqashid syariah sangat diperlukan agar hotel syariah benar-benar memberikan manfaat dan kepercayaan bagi masyarakat.
Co-Authors Agung Ikram Gunawan Fahmi Nurfatwa Ilman Miftahul Fauzi Joni Lina Marlina Muhammad Gesta Nugraha Fauzi Raihani Fauziah Rubby Aziz Zaura Kamal Vivi Firda Silvia