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Analisis Peran Etika Ekonomi Dalam Mengintegrasikan Moralitas Dalam Pengambilan Keputusan Bisnis Salsabila, Salsabila; Sinaga, Era Widia Br; Sitohang, Cindy Eleonora; Ariza, Dafa; Matondang, Khairani Alawiyah
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 7.C (2025): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

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Abstract

Penelitian ini bertujuan untuk menganalisis peran etika ekonomi dalam pengambilan keputusan bisnis, dengan fokus pada integrasi moralitas dalam praktik bisnis. Penelitian ini menggunakan pendekatan kualitatif deskriptif, di mana data dikumpulkan melalui studi pustaka yang mencakup literatur terkait etika bisnis, Tanggung Jawab Sosial Perusahaan (CSR), dan tantangan yang muncul dalam penerapannya. Hasil penelitian menunjukkan bahwa pengambilan keputusan yang didasarkan pada etika tidak hanya berkontribusi pada reputasi perusahaan, tetapi juga berfungsi sebagai strategi bisnis yang efektif dalam menghadapi persaingan yang semakin ketat. Lebih jauh, transparansi dalam pelaporan kegiatan CSR menjadi kunci untuk membangun kepercayaan publik dan menarik minat investor. Dengan demikian, penelitian ini menekankan pentingnya pendekatan sistematis dalam pengambilan keputusan yang mempertimbangkan dampak jangka pendek serta jangka panjang, serta perlunya evaluasi dan perbaikan berkelanjutan terhadap program-program etika yang diterapkan oleh perusahaan.
The Impact of Trade Policy on the Regulation of Export Goods on Indonesia's Economic Growth Saragih, Elisa Clara; Sinaga, Era Widia Br; Sirait, Melani Manginar; Hutabalian, Relli Anisma; Silaban, Putri Sari Margaret Julianti
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.13129

Abstract

Trade policy significantly influences the regulation of export goods and economic growth within a country. This study examines the impact of Indonesia's nickel ore export ban policy on its economic growth. The research highlights the role of trade policy in fostering domestic industry development, increasing added value, and addressing trade imbalances. However, the policy has also led to international trade conflicts, particularly with the European Union. Using a qualitative descriptive approach with time-series data, this study finds that the export ban positively affected Indonesia's economic performance, evidenced by an increase in ferro-nickel and iron-steel export volumes and GDP growth trends from 2021 to 2023. Despite its benefits, the policy poses risks such as rising nickel prices and potential market loss. To mitigate these, the government must enhance domestic production, improve the competitiveness of downstream products, and engage in effective economic diplomacy. This research underscores the dynamic interplay between trade policies and global economic challenges, offering valuable insights for policymakers.
Analysis of Labour Market Inequality and Income Welfare: An Economic Comparative Study Graph between North Sumatra and West Sumatra Provinces Noer, Muhammad Raihan; Febrianti, Gita; Sinaga, Era Widia Br; Nafisha, Nadya; Hutabalian, Relli Anisma; Nasution, Putri Andini; Nasution, Armin Rahmansyah
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.15026

Abstract

The analysis of inequality in labour and income welfare aims to determine how much inequality occurs in the labour market and income between North Sumatra Province and West Sumatra Province. The method in data collection uses secondary method by obtaining data through the Central Bureau of Statistics (BPS). Data analysis is explained through descriptions measured through 1) Expert labour index. 2) Skilled labour index. 3) Human development index. 4) Productive age worker index. 5) Net income index. This research results in inequality that. 1) West Sumatra Province has higher inequality than North Sumatra Province in Expert Labour. 2) West Sumatra Province has more skilled labour than North Sumatra Province. 3) West Sumatera Province dominates the Human Development Index more than North Sumatera Province. 4) The Productive Age Worker Index is more in North Sumatra Province than West Sumatra Province with the inequality value dominating superior.5) The Net Income Index in North Sumatra Province is superior to West Sumatra Province. Researchers suggest the government to be more responsive related to inequality and community welfare, especially in direct policies.
Examining the Impact of LDR and BOPO on ROA through NIM: Evidence from Indonesian Conventional Banks (2014–2023) Sinaga, Era Widia Br; Saajidah, Annisah; Saragih, Elisa Clara; Sirait, Melani Manginar; Hutabalian, Relli Anisma; Silaban, Putri Sari Margaret Julianty
Jurnal Ekonomi Balance Vol. 21 No. 1 (2025): June 2025
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v21i1.16392

Abstract

This study investigates the influence of the Loan to Deposit Ratio (LDR) and Operating Expenses to Operating Income (BOPO) on Return on Assets (ROA), with Net Interest Margin (NIM) as a mediating variable, in Indonesian conventional banks listed on the Indonesia Stock Exchange over the 2014–2023 period. Using a quantitative approach and path analysis, the study employs panel data extracted from annual financial reports and processed with STATA 17. The findings indicate that LDR has a significant positive effect on NIM, while BOPO negatively and significantly affects NIM. In terms of profitability, LDR shows an insignificant negative influence on ROA, whereas BOPO exerts a strong negative and significant effect. Meanwhile, NIM positively and significantly impacts ROA. Mediation analysis reveals that NIM mediates the relationships between LDR and ROA, and between BOPO and ROA, with Sobel test results confirming the significance of these indirect effects. These results underscore the critical role of NIM in enhancing profitability and mitigating the adverse effects of inefficiencies. The study emphasizes the strategic importance of optimizing loan allocation and cost efficiency to improve bank performance. The findings offer practical implications for banking management in designing targeted strategies that prioritize operational efficiency and margin optimization to strengthen profitability amidst regulatory changes and increasing competition in the banking sector.