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All Journal Jurnal Ilmiah Wahana Pendidikan Outline Journal of Management and Accounting Journal of Artificial Intelligence and Digital Business Balance: Jurnal Ekonomi
Sirait, Melani Manginar
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Religion Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Social Sciences Other

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The Analysis Of The Implementation Of Management And Organization Systems At Warkop Alam Jaya Hasyim; Sirait, Melani Manginar; Hutabalian, Relli Anisma; Br Sinaga, Era Widia; Edison Sagala
Outline Journal of Management and Accounting Vol. 3 No. 1 (2024): June
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/ojma.v3i1.60

Abstract

Tujuan penelitian ini adalah melakukan telaah mengenai penerapan manajemen perencanaan,pengorganisasian,pengarahan,dan pengendalian dalam pengelolaan SDM di Warkop Alam Jaya.Tersedianya sumberdaya manusia bagi suatu perusahaan,dilakukan dengan cara mengidentifikasi sistem manajemen yang diterapkan dalam usaha tersebut,serta mengembangkan sumber daya manusia dalam usaha itu menjadi berkualitas sesuai sistem manajemen yang dibutuhkan usaha tersebut.Organisasi perlu memastikan bahwa sumberdaya yang ada didalamnya memiliki pengetahuan,kemampuan,dan keterampilan dan sikap yang unggul sehinga dapat menunjang pencapaian tujuan organisasi.Melalui pengelolaan sumberdaya manusia,diharapkan kinerja karyawan akan meningkat,dan melalui evaluasi serta penilaian kinerja yang dilakukan dapat membantu meminitor kemampuan dan kinerja karyawan.
Etika Kecerdasan Buatan Dalam Pengambilan Keputusan Bisnis: Implikasi Terhadap Keadilan Dan Transparansi Studi Kasus: Kurangnya Transparansi Di Sektor Fintech (Kasus Kredit Skor Di As) Saragih, Elisa Clara; Febrianti, Gita; Sirait, Melani Manginar; Sari, Yolanda Novita; Alawiyah, Khairani
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 7.A (2025): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sektor fintech telah melihat adopsi kecerdasan buatan (AI) mengubah cara pengambilan keputusan, terutama dalam hal proses penilaian kredit yang lebih cepat dan berbasis data. Namun, ada masalah etika yang terkait dengan penggunaan AI, terutama yang berkaitan dengan transparansi dan keadilan dalam proses pengambilan keputusan. Artikel ini membahas bagaimana penggunaan AI dalam sistem kredit sektor fintech, terutama di Amerika Serikat, mempengaruhi transparansi dan mungkin menyebabkan diskriminasi terhadap kelompok minoritas. Artikel ini menyarankan implementasi solusi seperti Artificial Intelligence (XAI), audit bias berkala, dan peraturan yang lebih ketat untuk menciptakan sistem yang lebih transparan dan adil berdasarkan analisis data empiris dan studi kasus yang ada.
The Analysis Of The Implementation Of Management And Organization Systems At Warkop Alam Jaya Hasyim; Sirait, Melani Manginar; Hutabalian, Relli Anisma; Br Sinaga, Era Widia; Edison Sagala
Outline Journal of Management and Accounting Vol. 3 No. 1 (2024): June
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/ojma.v3i1.60

Abstract

Tujuan penelitian ini adalah melakukan telaah mengenai penerapan manajemen perencanaan,pengorganisasian,pengarahan,dan pengendalian dalam pengelolaan SDM di Warkop Alam Jaya.Tersedianya sumberdaya manusia bagi suatu perusahaan,dilakukan dengan cara mengidentifikasi sistem manajemen yang diterapkan dalam usaha tersebut,serta mengembangkan sumber daya manusia dalam usaha itu menjadi berkualitas sesuai sistem manajemen yang dibutuhkan usaha tersebut.Organisasi perlu memastikan bahwa sumberdaya yang ada didalamnya memiliki pengetahuan,kemampuan,dan keterampilan dan sikap yang unggul sehinga dapat menunjang pencapaian tujuan organisasi.Melalui pengelolaan sumberdaya manusia,diharapkan kinerja karyawan akan meningkat,dan melalui evaluasi serta penilaian kinerja yang dilakukan dapat membantu meminitor kemampuan dan kinerja karyawan.
Social Welfare Analysis: An Economic Study Of Human Development Index, Income Inequality And Poverty In The Provinces Of Aceh And North Sumatera Fadiya, Feny; Manurung, Mahlina Putri; Saajidah, Annisah; Nasution, Armin Rahmansyah; Pratiwi, Audina; Silaban, Krisnawati; Sirait, Melani Manginar
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.13093

Abstract

This study was conducted with the aim of knowing how much social inequality occurs between Aceh province and North Sumatra province. The method in collecting and processing data uses descriptive qualitative, where the data obtained is described through graphs as a measure of inequality. The samples in this study are; Human Development Index, Net Income and poverty. The results of this study are 1) The Human Development Index is at an unequal point where North Sumatra province is below Aceh province. 2) Through the net income graph, North Sumatra province is dominantly higher than Aceh province. 3) The poverty index of Aceh province is greater than that of North Sumatra province. 4) Through the processed data, North Sumatra province has superior inequality than Aceh province with two samples that are larger. Based on this research, the author makes a suggestion for the government to increase the policy of increasing employment for regions that do not have large revenues, and pay more attention to the efficiency of fiscal policies that have a direct impact on poverty.
The Impact of Trade Policy on the Regulation of Export Goods on Indonesia's Economic Growth Saragih, Elisa Clara; Sinaga, Era Widia Br; Sirait, Melani Manginar; Hutabalian, Relli Anisma; Silaban, Putri Sari Margaret Julianti
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.13129

Abstract

Trade policy significantly influences the regulation of export goods and economic growth within a country. This study examines the impact of Indonesia's nickel ore export ban policy on its economic growth. The research highlights the role of trade policy in fostering domestic industry development, increasing added value, and addressing trade imbalances. However, the policy has also led to international trade conflicts, particularly with the European Union. Using a qualitative descriptive approach with time-series data, this study finds that the export ban positively affected Indonesia's economic performance, evidenced by an increase in ferro-nickel and iron-steel export volumes and GDP growth trends from 2021 to 2023. Despite its benefits, the policy poses risks such as rising nickel prices and potential market loss. To mitigate these, the government must enhance domestic production, improve the competitiveness of downstream products, and engage in effective economic diplomacy. This research underscores the dynamic interplay between trade policies and global economic challenges, offering valuable insights for policymakers.
Examining the Impact of LDR and BOPO on ROA through NIM: Evidence from Indonesian Conventional Banks (2014–2023) Sinaga, Era Widia Br; Saajidah, Annisah; Saragih, Elisa Clara; Sirait, Melani Manginar; Hutabalian, Relli Anisma; Silaban, Putri Sari Margaret Julianty
Jurnal Ekonomi Balance Vol. 21 No. 1 (2025): June 2025
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v21i1.16392

Abstract

This study investigates the influence of the Loan to Deposit Ratio (LDR) and Operating Expenses to Operating Income (BOPO) on Return on Assets (ROA), with Net Interest Margin (NIM) as a mediating variable, in Indonesian conventional banks listed on the Indonesia Stock Exchange over the 2014–2023 period. Using a quantitative approach and path analysis, the study employs panel data extracted from annual financial reports and processed with STATA 17. The findings indicate that LDR has a significant positive effect on NIM, while BOPO negatively and significantly affects NIM. In terms of profitability, LDR shows an insignificant negative influence on ROA, whereas BOPO exerts a strong negative and significant effect. Meanwhile, NIM positively and significantly impacts ROA. Mediation analysis reveals that NIM mediates the relationships between LDR and ROA, and between BOPO and ROA, with Sobel test results confirming the significance of these indirect effects. These results underscore the critical role of NIM in enhancing profitability and mitigating the adverse effects of inefficiencies. The study emphasizes the strategic importance of optimizing loan allocation and cost efficiency to improve bank performance. The findings offer practical implications for banking management in designing targeted strategies that prioritize operational efficiency and margin optimization to strengthen profitability amidst regulatory changes and increasing competition in the banking sector.
Analisis Kualitatif: Peran Stabilitas Politik, Investasi Asing Langsung, dan Kualitas Regulasi Dalam Pembentukan Pertumbuhan Ekonomi Indonesia Tahun 2014-2023 Saajidah, annisah; Sirait, Melani Manginar; Manurung, Mahlina Putri; Nasution, Armin Rahmansyah
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 4 (2026): November - January
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i4.3706

Abstract

Penelitian ini mengevaluasi keterkaitan antara stabilitas politik, arus investasi asing langsung (FDI), dan kualitas regulasi dalam membentuk dinamika pertumbuhan ekonomi Indonesia selama periode 2014–2023. Studi ini menggunakan pendekatan kualitatif berbasis analisis tren makroekonomi, dengan memanfaatkan data PDB riil, indeks stabilitas politik, nilai FDI, serta skor kualitas regulasi yang dihimpun dari Worldwide Governance Indicators (WGI). Analisis menunjukkan bahwa stabilitas politik berfungsi sebagai landasan utama yang memengaruhi persepsi risiko dan keyakinan investor. Kondisi politik yang relatif stabil pada sebagian besar periode penelitian mendorong arus FDI masuk ke sektor-sektor produktif, terutama manufaktur, energi, dan ekonomi digital. Stabilitas ini tercermin dari transisi kepemimpinan yang berjalan konstitusional, minimnya gejolak sosial berskala besar, serta konsistensi arah kebijakan ekonomi yang pro-pertumbuhan. Kualitas regulasi terbukti memainkan peran krusial sebagai penggerak pendukung yang memastikan FDI dapat memberikan dampak ekonomi optimal. Kepastian hukum, efektivitas birokrasi, transparansi kebijakan, dan perlindungan hak investasi memperkuat kepercayaan investor sekaligus meminimalkan biaya transaksi. Reformasi seperti sistem Online Single Submission (OSS) dan Undang-Undang Cipta Kerja telah mempercepat proses investasi. Temuan penelitian mengonfirmasi adanya interaksi simultan antara stabilitas politik, kualitas regulasi, dan FDI yang secara kolektif mempercepat pertumbuhan ekonomi, khususnya pada fase pemulihan pascapandemi. Hasil studi menegaskan bahwa pertumbuhan ekonomi Indonesia tidak hanya digerakkan oleh dinamika pasar, tetapi juga dipengaruhi secara signifikan oleh fondasi politik yang stabil dan tata kelola regulatif yang efektif untuk keberlanjutan jangka panjang.
Co-Authors Alawiyah, Khairani Br Sinaga, Era Widia Edison Sagala Fadiya, Feny Febrianti, Gita Hasyim Hutabalian, Relli Anisma Manurung, Mahlina Putri Nasution, Armin Rahmansyah Pratiwi, Audina Saajidah, Annisah Saragih, Elisa Clara Sari, Yolanda Novita Silaban, Krisnawati Silaban, Putri Sari Margaret Julianti Silaban, Putri Sari Margaret Julianty Sinaga, Era Widia Br