Article Per Year (5 Year)
p-Index From 2020 - 2025
0.408
P-Index
This Author published in this journals
All Journal Jurnal Kolaboratif Sains Jurnal Pengabdian Masyarakat dan Riset Pendidikan
Dita Pratama
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Pelatihan Kelas Kreatif: Mengembangkan Keterampilan Seni dan Kerajinan Tangan pada Anak: Pengabdian Dedi Gunawan; Waqiah; Titis Sri Wulan; Yayuk Chayatun Machsunah; Dita Pratama
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.1733

Abstract

This community service program aims to develop the arts and crafts skills of elementary school-aged children in Pampang Village, Panakkukang District, Makassar City. The training program is designed to provide a creative learning experience based on a participatory, educational, and fun approach. A total of 34 children were actively involved in the three-day training, with materials including collage art, crafts based on recycled materials, and expressive drawing. The training method uses learning-by-doing techniques and daily reflection to encourage the development of children's fine motor skills, creativity, and social character. Evaluation results showed that 88% of children participated fully in the activities, and more than 91% expressed enthusiasm. Pre-test and post-test scores also showed an increase in art understanding from an average of 56 to 87. In addition, facilitators noted an increase in the children's self-confidence, initiative, cooperation, and social responsibility. The impact of this program is not only visible in the children's work, but also in changes in their attitudes and social interactions during the training. To ensure sustainability, the Pampang Children's Creative Class Community was established as a forum for continued development.
Analisis Hukum Perdata Terhadap Klausula Baku Dalam Kontrak Jasa Pinjaman Online (Fintech Lending): Civil Law Analysis of Standard Clauses in Online Loan Service Contracts (Fintech Lending) Sumirahayu Sulaiman; Karolus Charlaes Bego; Dora Tiara; Dita Pratama; Kiki Yulinda
Jurnal Kolaboratif Sains Vol. 8 No. 9: September 2025
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/jks.v8i10.8671

Abstract

Perkembangan teknologi keuangan (financial technology/fintech) khususnya pada layanan pinjam-meminjam uang berbasis teknologi (fintech lending) memberikan kemudahan akses pembiayaan bagi masyarakat. Namun, kemajuan tersebut juga memunculkan persoalan hukum perdata yang cukup signifikan, terutama terkait penggunaan klausula baku dalam kontrak elektronik antara penyelenggara dan konsumen. Klausula baku umumnya disusun sepihak oleh penyelenggara tanpa memberi ruang negosiasi bagi peminjam. Dalam praktiknya, klausula tersebut sering memuat syarat-syarat yang memberatkan, seperti klausula eksonerasi yang mengalihkan tanggung jawab kepada konsumen atau membatasi hak-hak mereka. Hal ini menimbulkan ketidakseimbangan posisi tawar dan berpotensi melanggar prinsip keadilan dalam hukum perjanjian. Kajian ini berupaya menganalisis kedudukan klausula baku dalam perspektif hukum perdata Indonesia dengan menitikberatkan pada keterkaitan antara asas kebebasan berkontrak, Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen, serta Peraturan Otoritas Jasa Keuangan (POJK) Nomor 77/POJK.01/2016 tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi. Hasil analisis menunjukkan bahwa meskipun kebebasan berkontrak tetap menjadi dasar dalam pembentukan perjanjian, klausula baku yang merugikan konsumen dapat dinyatakan batal demi hukum. Selain itu, penyelenggara fintech dapat dikenakan sanksi administratif oleh OJK jika terbukti melanggar prinsip transparansi dan perlindungan konsumen. Oleh karena itu, penguatan regulasi, pengawasan, serta peningkatan literasi hukum masyarakat menjadi kunci penting dalam menciptakan hubungan hukum yang seimbang dan berkeadilan di era digital.
Co-Authors Dedi Gunawan Dora Tiara Karolus Charlaes Bego Sumirahayu Sulaiman Titis Sri Wulan Waqiah Yayuk Chayatun Machsunah