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A CASE STUDY OF THE IMPLEMENTATION AND CHALLENGES OF PERSONAL FINANCIAL MANAGEMENT AT THE MUHAMMADIYAH HAJJAH NURIYAH SHABRAN ISLAMIC BOARDING SCHOOL Fadhilah, Risma; Surya Jatmika
SOSIOEDUKASI Vol 14 No 2 (2025): SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universaitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/sosioedukasi.v14i3.5759

Abstract

The Muhammadiyah Hajjah Nuriyah Shabran Islamic Boarding School, Muhammadiyah University of Surakarta, is an institution that produces Muhammadiyah cadres at Muhammadiyah University of Surakarta. As students who live in the dormitory, the students of Shabran Islamic Boarding School are faced with the challenge of managing their personal finances independently. The purpose of this study is to determine the implementation of personal financial management, the obstacles experienced, and the supporting factors for the personal financial management of the students of the Muhammadiyah Hajjah Nuriyah Shabran Islamic Boarding School, Muhammadiyah University of Surakarta. This research is a case study with a qualitative approach. Data collection was carried out through interviews and documentation. Data analysis techniques include data collection, data reduction, data presentation, and conclusions. The results of the study show that the personal financial management carried out by the students is in the form of: (1) keeping a simple monthly expenditure record, (2) allocating savings funds of 10-20% of monthly income. Factors that inhibit the personal financial management of students are: (1) still being influenced by the behavior of their friends, (2) lack of support from parents and the Islamic boarding school environment in the management of students' personal finances. Supporting factors in students' personal financial management include self-motivation to manage their finances more systematically, avoid wasteful spending, and conduct self-evaluations to ensure a brighter future. With this research, it is hoped that the Islamic boarding school can encourage more organized personal financial management among all students.
Peningkatan Kapasitas dan Keterampilan Perencanaan Keuangan Berdasar Pedoman Hidup Islami Warga Muhamadiyah (PHIWM) bagi Pekerja Migran Indonesia (PMI) di Hong Kong Suranto, Suranto; Sari, Dhany Efita; Puspitasari, Inda Fresti; Sitohang, Ijah Mulyani; Siregar, Yani Sukriah; Maulana, Firman; Fadhilah, Risma
J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Vol. 8 No. 1 (2024): April 2024
Publisher : IKIP PGRI Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30734/j-abdipamas.v8i1.4325

Abstract

 ABSTRACTIndonesian Migrant Workers (PMI) in Hong Kong, especially those working in the domestic employment sector, have weak financial planning skills. Financial planning skills are key to helping PMIs manage their income, make wise investment decisions, and plan for a more stable future. This community service program aims to improve skills in financial planning for PMI in Hong Kong through mentoring activities. Through this activity, it is hoped that PMI can gain the knowledge and skills needed in financial planning. This program covers various mentoring topics, such as currency exchange risk management, savings and investment culture according to the Islamic Living Guidelines for Muhammadiyah Citizens (PHIWM), as well as retirement planning. This service activity method is carried out with mentoring and financial planning competitions. The service participants were 45 PMI people in Hong Kong. Training and mentoring is carried out offline and online. This activity was proven to increase PMI's knowledge and skills in the field of financial literacy from a pretest average score of 62.50 increasing to a posttest score of 87.00. This training also received a positive response from participants and was felt to provide benefits for improving their financial management in the future. ABSTRAKPekerja Migran Indonesia (PMI) di Hong Kong, khususnya yang bekerja dalam sektor pekerjaan domestik, memiliki keterampilan perencanaan keuangan yang lemah. Kemampuan dalam perencanaan keuangan adalah kunci untuk membantu PMI mengelola pendapatan mereka, membuat keputusan investasi yang bijak, dan merencanakan masa depan yang lebih stabil. Program pengabdian kepada masyarakat ini bertujuan untuk meningkatkan keterampilan dalam perencanaan keuangan bagi PMI di Hong Kong melalui kegiatan pendampingan. Melalui kegiatan ini, diharapkan PMI dapat memperoleh pengetahuan dan keterampilan yang dibutuhkan dalam perencanaan keuangan. Program ini mencakup berbagai topik pendampingan, seperti manajemen risiko kurs mata uang, budaya menabung dan investasi menurut Pedoman Hidup Islami Warga Muhammadiyah (PHIWM), serta perencanaan pensiun. Metode kegiatan pengabdian ini dilakukan dengan pendampingan dan kompetisi perencanaan keuangan. Peserta pengabdian adalah 45 orang PMI di Hongkong. Pelatihan dan pendampingan dilakukan secara luring dan daring. Kegiatan ini terbukti dapat meningkatkan pengatuhuan dan ketrampilan PMI dibidang literasi keuangaan dari nilai rerata pretest 62,50 meningkat menjadi nilai posttest 87,00. Pelatihan ini juga mendapatkan respon positif dari peserta dan dirasakan memberikan manfaat untuk perbaikan pengelolaan keuangan mereka kedepan. 
Peningkatan Literasi Keuangan Siswa Madrasah Ibtidaiyah Muhammadiyah (MIM) Program Khusus 1 Sindon melalui Kelas Literasi Keuangan berbasis Alam Sari, Dhany Efita; Suranto, Suranto; Santhyami, Santhyami; Sayekti, Ika Candra; Wahyudi, Tri Nur; Fadhilah, Risma; Putri, Listi Septiana Avita; Setianingrum, Septi; Azizah, Faritsa Syifa; Rahmania, Intan Putri
J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Vol. 8 No. 2 (2024): Oktober 2024
Publisher : IKIP PGRI Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30734/j-abdipamas.v8i2.4828

Abstract

ABSTRACT The financial literacy mentorship program, which is focused on outdoor classroom activities at Madrasah Ibtidaiyah Muhammadiyah Program Khusus (MIM PK) 1 Sindon Boyolali, was initiated in response to elementary school pupils' lack of understanding of financial management. Many youngsters prioritize wants above needs and fail to understand the necessity of financial management at a young age. The program aims to improve kids' financial literacy through hands-on experiences and outdoor learning, while simultaneously raising environmental consciousness. The program employs a variety of tactics, including modeling buying and selling using toy money and veggies, sowing vegetable seeds in recycled plastic bottles, and organizing a Market Day where kids sell their produce. Students are taught the fundamentals of transactions, financial planning, and simple entrepreneurship. University students enrolled in the Accounting Education and Elementary School Teacher Education programs also mentor and assess the learning process. The program's results demonstrate that students' financial literacy improved significantly, with an average rise of 1.5 points between the pre-test and the post-test. Aside from financial literacy, kids learn the value of environmental stewardship through horticultural activities. This program successfully improves students' understanding of financial literacy while establishing environmentally conscious ideals.Keywords: financial literacy, outdoor classroom, green school, muhammadiyah elementary schoolABSTRAK Program pendampingan literasi keuangan berbasis kelas alam di Madrasah Ibtidaiyah Muhammadiyah Program Khusus (MIM PK) 1 Sindon Boyolali dilatarbelakangi oleh rendahnya pemahaman siswa sekolah dasar mengenai pengelolaan keuangan. Banyak siswa cenderung lebih fokus pada keinginan dibandingkan kebutuhan, serta belum memahami pentingnya mengelola keuangan sejak dini. Tujuan kegiatan ini adalah meningkatkan literasi keuangan siswa melalui pengalaman langsung dan pendekatan berbasis kelas alam, serta menanamkan kesadaran ramah lingkungan. Kegiatan ini dilaksanakan dengan berbagai metode, seperti simulasi jual beli menggunakan uang dan sayuran mainan, penanaman bibit sayuran di galon plastik bekas, serta Market Day yang melibatkan penjualan hasil panen. Siswa diajarkan konsep dasar transaksi, perencanaan keuangan, dan kewirausahaan sederhana. Mahasiswa dari Prodi Pendidikan Akuntansi dan PGSD juga terlibat dalam pendampingan dan evaluasi proses pembelajaran. Hasil dari program ini menunjukkan adanya peningkatan signifikan literasi keuangan siswa, dengan rata-rata peningkatan skor dari pretest sebesar 1,5 poin pada posttest. Selain peningkatan literasi keuangan, siswa juga belajar tentang pentingnya menjaga lingkungan melalui kegiatan bercocok tanam. Program ini berhasil memperkuat pemahaman siswa tentang literasi keuangan sekaligus menanamkan nilai-nilai peduli lingkungan.Kata kunci: literasi keuangan, sekolah alam, sekolah hijau, madrasah ibtidaiyah muhammadiyah