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All Journal Jurnal Reviu Akuntansi dan Keuangan JURNAL PENDIDIKAN EKONOMI: Jurnal Ilmiah Ilmu Pendidikan, Ilmu Ekonomi dan Ilmu Sosial BISE: Jurnal Pendidikan Bisnis dan Ekonomi Jurnal Pendidikan Ekonomi (JURKAMI) YUME : Journal of Management Journal of Economics Research and Social Sciences Educate: Journal of Community Service in Education Jurnal Pengabdian Masyarakat Bestari (JPMB) Proceeding ISETH (International Summit on Science, Technology, and Humanity) J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) IIJSE El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Economic Development Analysis Journal Jurnal Pendidikan Ilmu Sosial Journal of Ekonomics, Finance, and Management Studies
Inda Fresti Puspitasari
Universitas Muhammadiyah Surakarta
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Library & Information Science Medicine & Pharmacology Social Sciences Other

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STUDI KELAYAKAN DAN DAMPAK EKONOMI PENGELOLAAN LIMBAH PETERNAKAN SKALA RUMAH TANGGA Nur Hidayah; Inda Fresti Puspitasari; Nur Andriyani; Zofiana Mahaba Afifah
JURNAL PENDIDIKAN EKONOMI: Jurnal Ilmiah Ilmu Pendidikan, Ilmu Ekonomi dan Ilmu Sosial Vol 16 No 2 (2022): SEPTEMBER 2022
Publisher : Economic Education, University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jpe.v16i2.33351

Abstract

Salah satu pengguna energi fosil tertinggi di Indonesia di sumbang oleh sektor rumah tangga. Energi fosil dalam jangka panjang akan mengalami penurunan produksi bahkan akan habis. Oleh karena itu perlu adanya alternatif energi yang dapat diperbaharui. Namun, adannya biogas sebagai salah satu alternatif energi terbarukan yang sudah dikelola dalam skala rumah tangga perlu dilakukan analisis kelayakan agar dapat diketahui bagaimana keberlanjutan kegiatan tersebut. Penelitian ini dilakukan di Desa Mundu, Kecamatan Tulung, Kabupaten Klaten yang merupakan salah satu ikon desa mandiri energi yang melakukan pengelolaan limbah peternakan menjadi biogas sebagai alternatif pengganti energi bahan bakar sejak tahun 2013. Penelitian ini menggunakan sampel sebanyak 32 responden pengelola biogas volume 6 m3 dan biogas volume 8 m3. Tujuan penelitian ini untuk mengetahui tingkat kelayakan dari pengelolaan biogas menggunakan nilai uji kelayakan net present value (NPV), B/C rasio dan nilai IRR. Selain itu penelitian ini juga bertujuan untuk mengetahui dampak pengelolaan biogas skala rumah tangga terhadap ekonomi rumah tangga. Pengelolaan biogas di desa Mundu, kecamatan Tulung, kabupaten Klaten dinyatakan layak kecuali pada pengelolaan biogas volume 6 m3 kelompok responden IV yang baru mengelola biogas selama tiga tahun belum dapat dinyatakan layak. Dari hasil analisis dampak ekonomi dapat diketahui bahwa masyarakat pengelola biogas di desa Mundu mendapatkan manfaat dari pengelolaan biogas berupa penghematan pengeluaran rumah tangga untuk energi sebesar Rp2.379.375 per tahun dan mendapatkan manfaat tambahan dari pengelolaan pupuk slurry yang juga merupakan hasil keluaran dari pengelolaan biogas sebesar Rp2.418.750 per tahun.
EMAS SEBAGAI SAFE HAVEN DAN INFLATION HEDGING DI TENGAH KETIDAKPASTIAN PEREKONOMIAN GLOBAL SELAMA PANDEMI COVID-19 Inda Fresti Puspitasari; Nur Andriyani; Nur Hidayah
JURNAL PENDIDIKAN EKONOMI: Jurnal Ilmiah Ilmu Pendidikan, Ilmu Ekonomi dan Ilmu Sosial Vol 16 No 2 (2022): SEPTEMBER 2022
Publisher : Economic Education, University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jpe.v16i2.33694

Abstract

Pandemi covid-19 yang mulai muncul sejak awal Tahun 2020 merupakan isu kesehatan global yang dihadapi hampir seluruh negara di dunia. Berbagai permasalahan ekonomi muncul akibat kebijakan-kebijakan baru yang dikeluarkan pemerintah terkait tindak pemutusan rantai penularan virus covid-19. Penelitian ini menganalisis peranan emas sebagai safe haven dan inflation hedging di Indonesia selama pandemi covid-19 mewabah. Sehingga data yang digunakan adalah data time series bulanan selama periode Januari 2020-Mei 2022. Metode penelitian yang digunakan adalah pendekatan ARDL untuk dapat menghasilkan estimasi yang tepat dalam periode waktu yang singkat. Hasil penelitian ini menunjukkan bahwa di Indonesia selama pandemi covid-19, emas tidak dapat menjalankan peranannya sebagai inflation hediging ataupun safe haven. Hal ini dibuktikan oleh hasil estimasi jangka pendek yang menunjukkan bahwa IHSG memiliki hubungan yang negatif terhadap pergerakan harga emas namun tidak signifikan. Begitupula dengan inflasi dan indeks economic policy uncertainty (EPU) memiliki hubungan yang positif dengan pergerakan harga emas di Indonesia namun tidak signifikan. Kondisi eknomi selama wabah pandemi covid-19 yang tidak menentu dan perubahan kebijakan-kebijakan ekonomi global yang tidak dapat diprediksi selama pandemi menjadi salah satu penyebab kenaikan harga emas di Indonesia, namun disisi lain daya beli masyarakat seiring menguatnya harga emas ini justru menurun. Hal inilah yang membuat emas tidak menjadi pilihan selama pandemi, dan tidak dapat menjalankan perannya dengan baik sebagai aset lindung nilai (safe haven) ataupun inflation hedging.
ANALISIS KAUSALITAS DANA DESA, PEMBANGUNAN INFRASTRUKTUR, DAN KESEJAHTERAAN MASYARAKAT DI KECAMATAN GONDANGREJO KABUPATEN KARANGANYAR Egidea Amengku Sukma; Inda Fresti Puspitasari
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 8, No 1 (2023): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v8i1.2212

Abstract

All villages in Gondangrejo District are classified as self-sufficient villages, have a well-known agricultural sector, have high-quality industrial areas, are quite large, and function as economic developers. However, because the carrying capacity of infrastructure is very low due to the absorption capacity used for handling Covid-19, many roads have been damaged and connections between villages have not been tendered. This study aims to observe the pattern of causality between infrastructure, village funds and the level of community welfare in Gondangrejo District, Karanganyar Regency in 2017-2021. This study uses the Granger Causality Test method. In the Granger Causality test, the data requirements used are stationary data. The results of the Granger Causality Test state that there is a one-way causality relationship between the level of welfare affecting village funds and a two-way causality between village funds causing or influencing infrastructure and vice versa. Based on these results, it is hoped that the village government can pay more attention and study more in the management of village funds. Further review needs to be carried out in carrying out the infrastructure development needed by the community, so that the absorbed village funds will produce infrastructure that is directly useful for the economic activities of the villagers.
PENGUKURAN INDEPENDENSI BANK INDONESIA SELAMA COVID-19 Inda Fresti Puspitasari; Dhany Efita Sari; Siti Masitoh
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 8, No 1 (2023): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v8i1.2247

Abstract

Central bank independence in Indonesia has been regulated in UU No. 33 Year 2004 concerning amendements to UU No. 23 Year 2009 concerning Bank Indonesia. However, the central bank often got intervention in formulating its policies. During the pandemic covid-19 crisis, there were several attempts to intervene Bank Indonesia, such as the idea to form a Monetary Council, suggestions to allow BI Governors from politicians, and Perppu No. 1 Year 2020 which is allow BI to bought SUN in the primary market. Therefore, this study aims to measure the independence index of the central bank in Indonesia during 2007-2020 using the measurement method developed by Cukierman et al. (1994) to analyze the independence of Bank Indonesia during the covid-19 pandemic. The result of this study proves that BI independence index during the pandemic has decreased when compared to the pre-pandemic period. This study also proves that Bank Indonesia still needs to maintain its independence from all political attention, so its accountability and credibility of the monetary policy still can assured
Workshop on TikTok Utilization as Digital Marketing Media for the Nasyiatul Aisyiyah Entrepreneur Association (APUNA) Klaten Winny Perwithosuci; Didit Purnomo; Sitti Retno Faridatussalam; Nur Hidayah; Inda Fresti Puspitasari; Mochamad Hasan Makmur Farid
Jurnal Pengabdian Masyarakat Bestari Vol. 2 No. 9 (2023): September 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jpmb.v2i9.6168

Abstract

Digital marketing is marketing activity using the internet, either utilizing the website or social media. In 2023, TikTok users are 1.7 billion in the world. This community service activity aims to provide knowledge to members of the Klaten Regency Nasyiatul Aisyiyah Entrepreneurs Association (APUNA) regarding the use of TikTok as a digital marketing tool by using a new feature called TikTok Shop. The community service activities employed training method and were followed by discussion and practice sessions. This activity ran smoothly, and the participants who attended understood and practiced the function of TikTok as social media for conducting digital marketing.
Gold, Uncertainty, Macroeconomy, Inflation Hedging and Safe Haven in Indonesia Muhammad Edhie Purnawan; Inda Fresti Puspitasari
Economics Development Analysis Journal Vol 10 No 2 (2021): Economics Development Analysis Journal
Publisher : Economics Development Department, Universitas Negeri Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edaj.v10i2.44653

Abstract

This study examines the impacts of monetary policy uncertainty and macroeconomic variables on gold price dynamics in Indonesia. Monthly time series data was used for the period of January 2009 till December 2018. Indonesia has the second place after Thailand as a country with the highest gold demand in Southeast Asia. but, there are less studies about role of gold as safe haven in Indonesia and this study is the first one that specifically included the uncertainty variable of US monetary policy in the model using ARDL-ECM approach. The ARDL-ECM approach is applied to find out are the gold price dynamics in Indonesia influenced by macroeconomic shocks or by the movements of gold price itself in the previous period. The empirical results of this study indicate that gold plays an important role as inflation hedging and safe haven in Indonesia. This study proved that in the short-term and long-term, gold price in the previous period, exchange rate, and IHSG have a negative and significant relationship on gold prices dynamics in Indonesia, while the London gold price and inflation have a positive and significant relationship on gold price movement in Indonesia. The high level of US monetary policy uncertainty and uncertainty in global economic conditions has led to an increase in gold prices in Indonesia.
Peningkatan Kapasitas dan Keterampilan Perencanaan Keuangan Berdasar Pedoman Hidup Islami Warga Muhamadiyah (PHIWM) bagi Pekerja Migran Indonesia (PMI) di Hong Kong Suranto Suranto; Dhany Efita Sari; Inda Fresti Puspitasari; Ijah Mulyani Sitohang; Yani Sukriah Siregar; Firman Maulana; Risma Fadhilah
J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Vol 8, No 1 (2024): April 2024
Publisher : IKIP PGRI Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30734/j-abdipamas.v8i1.4325

Abstract

 ABSTRACTIndonesian Migrant Workers (PMI) in Hong Kong, especially those working in the domestic employment sector, have weak financial planning skills. Financial planning skills are key to helping PMIs manage their income, make wise investment decisions, and plan for a more stable future. This community service program aims to improve skills in financial planning for PMI in Hong Kong through mentoring activities. Through this activity, it is hoped that PMI can gain the knowledge and skills needed in financial planning. This program covers various mentoring topics, such as currency exchange risk management, savings and investment culture according to the Islamic Living Guidelines for Muhammadiyah Citizens (PHIWM), as well as retirement planning. This service activity method is carried out with mentoring and financial planning competitions. The service participants were 45 PMI people in Hong Kong. Training and mentoring is carried out offline and online. This activity was proven to increase PMI's knowledge and skills in the field of financial literacy from a pretest average score of 62.50 increasing to a posttest score of 87.00. This training also received a positive response from participants and was felt to provide benefits for improving their financial management in the future. ABSTRAKPekerja Migran Indonesia (PMI) di Hong Kong, khususnya yang bekerja dalam sektor pekerjaan domestik, memiliki keterampilan perencanaan keuangan yang lemah. Kemampuan dalam perencanaan keuangan adalah kunci untuk membantu PMI mengelola pendapatan mereka, membuat keputusan investasi yang bijak, dan merencanakan masa depan yang lebih stabil. Program pengabdian kepada masyarakat ini bertujuan untuk meningkatkan keterampilan dalam perencanaan keuangan bagi PMI di Hong Kong melalui kegiatan pendampingan. Melalui kegiatan ini, diharapkan PMI dapat memperoleh pengetahuan dan keterampilan yang dibutuhkan dalam perencanaan keuangan. Program ini mencakup berbagai topik pendampingan, seperti manajemen risiko kurs mata uang, budaya menabung dan investasi menurut Pedoman Hidup Islami Warga Muhammadiyah (PHIWM), serta perencanaan pensiun. Metode kegiatan pengabdian ini dilakukan dengan pendampingan dan kompetisi perencanaan keuangan. Peserta pengabdian adalah 45 orang PMI di Hongkong. Pelatihan dan pendampingan dilakukan secara luring dan daring. Kegiatan ini terbukti dapat meningkatkan pengatuhuan dan ketrampilan PMI dibidang literasi keuangaan dari nilai rerata pretest 62,50 meningkat menjadi nilai posttest 87,00. Pelatihan ini juga mendapatkan respon positif dari peserta dan dirasakan memberikan manfaat untuk perbaikan pengelolaan keuangan mereka kedepan. 
Creation and Preparation of Website Content as a Means of Disseminating Information and Digital Marketing Perwithosuci, Winny; Hidayah, Nur; Puspitasari, Inda Fresti; Faridatussalam, Sitti Retno; Purnomo, Didit
Educate: Journal of Community Service in Education Vol 4 No 1 (2024): June
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/educate.v4i1.5324

Abstract

The rapid advancements in technology have a beneficial effect. The impact extends beyond the communications sector and also affects the economic sector. An example of a technological advancement is the construction of a website. Websites provide organizations with timely information and facilitate the transition to digital marketing, resulting in cost savings for businesses. Nevertheless, not every corporation or corporate entity has the ability or capacity to effectively utilize this technology. Nasyiatul Aisyiyah (NA) Klaten Regency is currently in need of a website to serve as an information platform and for digital marketing purposes. The objective of this community service initiative is to provide assistance in the creation and compilation of website content for Nasyiatul Aisyiyah (NA) in Klaten Regency. The approach for executing this service activity involves providing training and coaching. The service activities were executed seamlessly and resulted in the creation of a website that serves as an informational platform for Nasyiatul Aisyiyah (NA) Klaten Regency and as a digital marketing tool for the business products of members of the Asosiasi Pengusaha Nasyiatul Aisyiyah (APUNA) Klaten Regency.
Central Bank Digital Currency and Financial Stability in Indonesia: Analysis on Vector Error Correction Model (VECM) Approach Enggarwati, Mutia; Puspitasari, Inda Fresti
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.4364

Abstract

Introduction/Main Objectives: Central Bank Digital Currency (CBDC) is an electronic form of banknotes, but different from virtual currency or cryptocurrency which are not issued by the state, the CBDC issued and guaranteed by the central bank. The aim of this study is to investigate the impacts of CBDC on financial stability using a Vector Auto-regressive model. The endogenous variables in the VAR estimation contain the Central Bank Digital Currency Attention Index (CBDCA), composite stock price index, real exchange rate, and interest rate (BI7DRR). Background Problems: The presence of CBDC will change the objective of Bank Indonesia and influence the structure of the monetary policy, which is no longer focused on achieving a low and stable inflation rate but on achieving price stability. Novelty: Although CBDCs will be launched worldwide, there are a limited number of empirical studies that have analyzed their impact on financial stability, especially for the case study in Indonesia. In this paper, we also use the Vector Error Correction Model (VECM) model with stochastic volatility and Impulse Response Function to make a forecast and see the impacts of shocks on the financial variables. Research Methods: In this study, we used monthly time series data from January 2019 – January 2023. In order to find the correlation between CBDC and the financial market we used the Granger causality model and impulse response function analysis. Finding/Results: The results of this study prove that CBDC has a positive correlation with the real exchange rate, and financial markets such as stock or bond prices have a positive response to shocks in CBDC. Conclusion: In this study, we used monthly time series data from January 2019 – January 2023. We use empirical tests to examine the CBDC attention index in relation to index attention, exchange rates, interest rates and IHSG. Our empirical results show that in Granger causality there is no causal relationship between CBDC and other macroeconomic variables. whereas in the IRF analysis, the response to the CBDC shock tends to be stagnant, the FEVD results show short-term and long-term shock fluctuations in the CBDC and other variables. These results indicate that CBDC does not have a significant effect on the macroeconomic variables used as indicators of financial system stability, but on the contrary, people's attention to CBDC depends on the condition of the variables in the financial system. On the other hand, the development of CBDC depends on economic conditions. The uncertainty surrounding CBDC plays an important role in indicating that the introduction of CBDC brings significant changes to the economy.
Does Financial Technology Lending and Financial Literacy Affect Crime? Evidence From Indonesia Nugraha, Handy; Putriani, Santi; Febriani, Hanifah; Kuncoro, Trian Gigih; Anas, Muhammad; Puspitasari, Inda Fresti
Jurnal Reviu Akuntansi dan Keuangan Vol. 14 No. 4 (2024): Jurnal Reviu Akuntansi dan Keuangan
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jrak.v14i4.34734

Abstract

Purpose: This research aims to investigate the relationship between FinTech Lending and Financial Literacy on Crime (fraud, embezzlement, and corruption). This research provides knowledge about the impact of FinTech Lending which can increase crime and financial literacy which can reduce crime. Methodology/approach: This study employs panel data consisting of 34 provinces in Indonesia with observations in 2019 and 2022 due to data availability. The secondary data used was collected from official Indonesian government institutions (OJK and BPS). To achieve the purpose, a quantitative approach and panel data regression analysis methods are applied. Panel data provides more variability, less collinearity among variables, and more degrees of freedom. This can lead to more efficient estimators and more precise inference of model parameters. Based on the Hausman test, the estimated model is Random Effects (RE). Findings: The results of this research show that FinTech Lending has a significant positive impact on the growth of crime, while Financial Literacy has a negative impact on the growth of crime. This indicates that as the use of FinTech Lending increases, crime rates also increase, and higher levels of Financial Literacy help reduce the growth of crime. Practical implications: The results of this research can be used as material for consideration by the government in creating a comprehensive legal framework through the establishment of a Law on FinTech. Originality/value: To the best of the researcher's knowledge, this research is the first research to investigate the influence of FinTech Lending and Financial Literacy on Crime Rates in Indonesia using a quantitative approach, whereas previous research used a qualitative approach.
Co-Authors Arya Bima Wikantyasa Atfinia, Neiska Syifa Bambang Wasito Adi Bambang Wasito Adi - -, Bambang Wasito Adi - Cendani, Marita Asri Dhany Efita Sari Didit Purnomo Egidea Amengku Sukma Enggarwati, Mutia Eni Setyowati fadhilah, risma Febriani, Hanifah Firman Maulana Firman Maulana, Firman Hanisah, Isnaeni Hasna Ijah Mulyani Sitohang Mochamad Hasan Makmur Farid Muhammad Anas Muhammad Edhie Purnawan Muhammad Edhie Purnawan Nugraha, Handy Nugroho, Jodi Setyo Nur Andriyani Nur Hidayah Nur Hidayah Risma Fadhilah Salman Alfarisy Totalia Salman Alfarisy Totalia - -, Salman Alfarisy Totalia - Santi Putriani Sari, Fitria Ratna Siregar, Yani Sukriah Siti Aisyah Siti Masitoh Sitohang, Ijah Mulyani Sitti Retno Faridatussalam Suranto Suranto Suranto Suranto Tamara, Wennar Trian Gigih Kuncoro Wikantyasa, Arya Bima Winny Perwithosuci Yani Sukriah Siregar Zofiana Mahaba Afifah