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All Journal Jurnal SOLMA Journal of Economic, Bussines and Accounting (COSTING) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Jurnal Kompetitif : Media Informasi Ekonomi Pembangunan, Manajemen dan Akuntansi Al-Kharaj: Journal of Islamic Economic and Business Jurnal Ilmiah Manajemen Kesatuan Reswara: Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian UNDIKMA Journal of Community Development Nusantara Hasana Journal TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT Media Bina Ilmiah
Ulfah, Baiq Rizka Milania
Universitas Islam Al - Azhar Mataram
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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MENGATUR KEUANGAN DI BULAN RAMADHAN DENGAN PENDEKATAN METODE AKUNTANSI Halpiah, Halpiah; Putra, Hery Astika; Ulfah, Baiq Rizka Milania; Rosita, Rosita; Andiana, Baiq Dewi Lita
Reswara: Jurnal Pengabdian Kepada Masyarakat Vol 3, No 2 (2022)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/rjpkm.v3i2.1935

Abstract

Uang sebagai alat tukar atau alat pembayaran sekaligus sebagai alat penimbun kekayaan harus di atur dan dikelola dengan bijak serta tepat terutama pada bulan Ramadhan, di mana pengeluaran bertambah disertai dengan adanya kenaikan harga bahan pokok yang membuat ibu rumah tangga kesulitan mengatur keuangannya di karenakan pendapatan tetap tetapi pengeluaran bertambah. Latar belakang inilah yang menjadi acuan pelaksanaan pengabdian pada masyarakat di laksanakan di salah satu rumah warga beralamat di gang Cendana Asri Kelurahan Babakan kecamatan Sandubaya NTB dengan peserta 10 orang ibu rumah tangga, dilakukan dengan menggunakan dua tahap pelaksanaan. Tahap pertama adalah persiapan dengan metode observasi dan wawancara. Tahap kedua merupakan pelaksanaan dengan metode edukasi, diskusi, praktek, dan evaluasi. Serta hasil pelaksananaan PKM para peserta PKM mampu menambah literasi keuangan, akuntansi bagi ibu rumah tangga sebagai pengetahuan dalam membuat pencatatan pengeluaran harian seseui metode akuntansi agar tidak terjadi pemborosan anggaran selama bulan Ramadhan
Meminimalisir Kerugian Usaha Menggunakan Metode Economic Order Quantity (EOQ) Berbasis Data Base Pelanggan Ulfah, Baiq Rizka Milania; Halpiah, Halpiah; Arianti, Nabila Finda; Ayu, Lisna; Adwiyah, Rabiatul; Putra, Hery Astika; Aryandani, Aisyah; Arfin, Ahmad
Jurnal Pengabdian UNDIKMA Vol. 6 No. 4 (2025): November
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v6i4.18040

Abstract

This community service activity aims to minimize business losses by applying the Economic Order Quantity (EOQ) method, which optimizes inventory ordering to reduce costs based on customer database analysis. The implementation of this program employed the Participatory Rural Appraisal (PRA) approach, consisting of several stages: pre-implementation, education, mentoring, training, and evaluation. The results show a significant reduction in business losses from 40% to 10%. In addition, sales increased from 30% to 60%, and customer growth rose from 33% to 67%. The impact of this program indicates that the partner is now able to reduce business losses, increase sales, expand the customer base, and develop two new banana-based product variants—pisang molen and pisang sale—which contribute to higher business profits.
Digital Transformation Strategies to Strengthen Business Resilience in Economic Crisis Situation Baehaqi, Baehaqi; Amin, M.; Ulfah, Baiq Rizka Milania
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 5 (2025): JIMKES Edisi September 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i5.3597

Abstract

Economic crises pose a significant threat to business continuity, necessitating strategies that strengthen organizational resilience. This study investigates the role of digital transformation in enhancing business resilience during times of economic recession. Through a systematic literature review of scholarly articles, case studies, and industry reports the research covers the retail, service, and manufacturing sectors. Using thematic analysis, key digital strategies were identified and classified. The results indicate that digital transformation strengthens business resilience through operational sustainability, efficiency, customer engagement, and increased adaptability. The retail and service sectors prioritize customer-oriented technologies, while manufacturing focuses on automation. Small and medium-sized enterprises (SMEs) also demonstrate increased resilience despite facing resource constraints. These findings underscore the importance of tailored digital strategies to address economic instability. This study provides a conceptual contribution to digital resilience and offers practical implications for businesses seeking to invest in adaptive and scalable technologies. Further research is recommended to assess long-term impacts and develop industry-specific resilience frameworks.
Mengalihkan dana latte factor menjadi investasi: solusi smart financial bagi remaja Halpiah Halpiah; Hery Astika Putra; Sukriati Sukriati; Triana Lidona Aprilani; Baiq Rizka Milania Ulfah
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 8, No 2 (2024): June
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v8i2.23660

Abstract

Abstrak Pengabdian kepada masyarakat di laksanakan di MA Yususf Abdussatar Dusun Karang Bedil, Kecamatan Kediri, Kabupaten Lombok Barat, NTB. Kegiatan pengabdian dilaksanakan berdasarkan hasil analisis permasalahan remaja SMA yang cenderung hidup boros, konsumtif, tidak memiliki dana darurat, sehingga perlu edukasi pengelolaan uang agar mampu memilah kebutuhan dan keinginan serta termotivasi untuk menabung dan berinvestasi secara legal dan logis sejak dini. Peserta PKM adalah pengurus dan anggota OSIS sebanyak 15 siswa bertujuan untuk memberikan pemahaman mengalihkan latte factor menjadi investasi agar menjadi remaja smart financial sejak remaja  kegiatan di lakukan dengan metode FGD antara Tim PKM, peserta dan perwakilan guru pendamping menggunakan pendekatan sosialisasi serta edukasi yang di awali dengan observasi lapangan dan wawancara untuk mensosialisasikan kegiatan, kemudian edukasi melalui presentasi materi dengan tema latte factor, investasi, dan smart financial, dilanjutkan sharing session di akhiri dengan evaluasi yang berfokus pada goal oriented dengan memberikan enam pertanyaan sesuai judul dan materi yang telah disampaikan dengan hasil tes menunjukan setelah kegiatan PKM ada peningkatan pengetahun peserta tentang latte factor, tertarik berinvestasi saham, cryptocurrency, tabungan emas, menabung di bank dan lebih siap menjadi generasi smart finansial yang selalu meningkatkan literasi keuangan dan literasi investasi secara berkesinambungan. Kata kunci: dana latte factor; investasi; smart financial; remaja Abstract Community service was carried out at MA Yususf Abdussatar Karang Bedil Hamlet, Kediri District, West Lombok Regency, NTB. Service activities are carried out based on the results of an analysis of the problems of high school teenagers who tend to live wastefully, are consumptive, do not have emergency funds, so they need money management education so they are able to sort out their needs and desires and are motivated to save and invest legally and logically from an early age. PKM participants are administrators and OSIS members totaling 15 students, aiming to provide an understanding of converting latte factors into investments in order to become financially smart teenagers since they were teenagers. The activity was carried out using the FGD method between the PKM Team, participants and accompanying teacher representatives using a socialization and education approach which started with field observations and interviews to socialize the activities, then education through material presentations with the themes latte factor, investment, and smart finance, followed by a sharing session at the end with an evaluation that focuses on goal oriented by giving six questions according to the title and material that has been presented with the test results shows that after the PKM activity there was an increase in participants' knowledge about the latte factor, they were interested in investing in shares, cryptocurrency, gold savings, saving in banks and were better prepared to become a financially smart generation who always increase financial literacy and investment literacy on an ongoing basis. Keywords: latte factor fund; investment; smart financial; teenager
Pengelolaan Keuangan Keluarga di Masa Pandemi Covid-19 Halpiah Halpiah; Hery Astika Putra; Baiq Rizka Milania Ulfah
Journal of Community Development Vol. 2 No. 1 (2021): October
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (233.234 KB) | DOI: 10.47134/comdev.v2i1.29

Abstract

Problems that often arise in the family/ household are quite complex. One of them is economic problems or financial problems, especially during the Covid-19 pandemic requiring careful financial management by making a priority scale where prioritizing expenditures based on needs compared to spending based on desires in order to avoid debt and receivables. The method in implementing PKM is carried out in three stages, namely 1) The preparation stage includes community situation analysis, identification of problems, determining PKM work objectives, determining the theme and schedule for PKM implementation, division of PKM tasks, 2) Implementation stage including presentation of material delivery with the lecture method, question and answer session, mentoring session for making financial management to participants, 3) Evaluation stage. This PKM activity was carried out by implementing the Covid-19 Health protocol which was attended by 20 participants, which were dominated by women who were married or had families. The goal is that these housewives are able to record every income and are able to track daily expenses that have been issued in one month by way of prioritizing financial management. The conclusion from this PKM was that the 20 participants who attended had never done financial management, not because they were unable or unwilling but there had never been any socialization about financial management and the lack of basic knowledge about financial management so that economic problems in finance were always repeated. Therefore, PKM activities regarding financial management are still very important to be carried out with the main target being women / housewives as literacy efforts in financial management so that they are able to distinguish between productive expenditures and consumptive expenditures as financial managers in the family.
The Effect of Poverty and Open Unemployment Rate on the Human Development Index in West Nusa Tenggara Province Baehaqi; Dea Triwahyu; Baiq Rizka Milania Ulfah
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9896

Abstract

This research aims to determine the effect of the Poverty Rate and Open Unemployment Rate (OUR) on the Human Development Index (HDI) in the NTB Province from 2010 to 2024. The research method used is a quantitative method with a causal approach (causality). The data analysis technique uses a multiple linear regression model with the help of SPSS software, accompanied by classical assumption tests and hypothesis tests. This study uses secondary data in the form of time series data with a period of 15 years, from 2010 to 2024. Data were obtained from official government agencies, specifically the Central Statistics Agency (BPS) of NTB Province. The research results show that partially, the Poverty Rate and the Open Unemployment Rate have a negative and significant impact on the HDI in the NTB Province. Simultaneously or together, these two variables also have a significant impact on the HDI in the NTB Province. To improve the welfare and quality of human development in a region, local governments must prioritize policies and programs that can reduce poverty and unemployment rates in order to encourage the increase of HDI in NTB Province.
Co-Authors Adwiyah, Rabiatul Agustina, Helda Nia Amalia, Sintia Rizki Andiana, Baiq Dewi Lita Andriana, Ana Arfin, Ahmad Arianti, Nabila Finda Aryandani, Aisyah Ayu, Lisna Baehaqi Baehaqi Baehaqi Chantika Dewi Dea Triwahyu Halpiah, Halpiah Laili Hurriati Lalu Muh Irpan Alawi Lilis Suryani M. Amin Putra, Hery Astika Putra, Indrata Wangsa Ristawan, Rizal Rosita Rosita Rosita Rosita Rosita Sahar Sahar Sophia Rahmawati Sriyani, Lilik Sukriati Sukriati Triana Lidona Aprilani