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CLIENT EXPERIENCE DAN PENGARUHNYA TERHADAP LOYALITAS PELANGGAN DENGAN CUSTOMER VALUE SEBAGAI VARIABEL MEDIASI PADA PT. KARTU NUSANTARA SEMESTA JAYAPURA Zakaria; Yendra; Abdul Rasyid; Halija Tara
Journal of Economics Review (JOER) Vol. 1 No. 1 (2021): Journal of Economics Review (JOER)
Publisher : Universitas Yapis Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.835 KB) | DOI: 10.55098/joer.1.1.34-42

Abstract

This review plans to decide the impact of Customer Experience on Customer Loyalty through Customer Value at PT. Nusantara Card Semesta Jayapura. The populace in this review were 110 clients of PT. Nusantara Card Semesta Jayapura. Examining in this review utilizing purposive testing technique, with the models of clients situated in Jayapura City and its environmental factors, clients who have utilized the conveyance administration of PT. Nusantara Card Semesta somewhere twice, clients who send bundles through PT. Nusantara Card Semesta over the most recent 3 years. The examination information was acquired by dispersing polls straightforwardly to respondents which contained 11 explanations estimated utilizing a Likert scale. The information examination strategy in this review utilizes underlying condition demonstrating with the assistance of the Amos SEM application. The outcomes show that Customer Experience has a huge beneficial outcome on Customer Value, Customer Experience has a huge beneficial outcome on Customer Loyalty, Customer Value has a critical constructive outcome on Customer Loyalty, Customer Value intervenes the impact of Customer Experience on Customer Loyalty
PELATIHAN DAN SERTIFIKASI INSTRUKTUR TENAGA KERJA KONSTRUKSI LEVEL 3 irianto irianto; Reny Rochmawati; Andung Yuniata; Didik S. S. Mabui; Abdul Rasyid; Mursalim Tonggiroh
RESONA : Jurnal Ilmiah Pengabdian Masyarakat Vol 6, No 2 (2022)
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah (LPPI) Universitas Muhammadiyah Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35906/resona.v6i2.1108

Abstract

Dalam hal meningkatkan kualitas tenaga kerja konstruksi sangat penting karena kebutuhan tenaga ahli dan tenaga terampil dalam dunia konstruksi sangat besar, akan tetapi kondisi saat ini menunjukkan situasi yang tidak ideal karena masih kurangnya tenaga ahli dan tenaga terampil untuk menunjang  perkembangan pembangunan infrasutruktur. Upaya yang dilakukan dalam meningkatkan kualitas kompetensi dan profesionalisme tenaga kerja konstruksi adalah  dalam bentuk sertifikasi. Kegiatan ini bertujuan untuk meningkatkan kompetensi peserta sebagai tenaga instruktur yang berstandar nasional dan bersertifikasi negara oleh BNSP. Adapun pelaksanaan kegiatan Pelatihan dan Sertifikasi Instruktur  ini dilakukan dengan menggunakan metode ceramah atau pembekalan, metode praktik dan evaluasi dengan metode asesmen oleh Asesor yang memiliki kompetensi. Berdasarkan kegiatan yang telah dilakukan diharapkan peserta dapat memenuhi kebutuhan masyarakat dan pemerintah dalam penyediaan tenaga instruktur yang kompeten dan bersertifikasi BNSP pada bidang konstruksi, mampu menganalisis kebutuhan pelatihan dan sekaligus merancang serta melakukan evaluasi pelatihan, dapat  memahami dan menghayati prinsip dasar dan model proses pelatihan, memahami berbagai tipe cara belajar, gaya mengajar dan memahami dimensi-dimensi efektivitas sebagai trainer serta dapat menerapkan pada berbagai situasi.  Abstract. In terms of improving the quality of the construction workforce, it is very important because the need for experts and skilled workers in the construction world is very large, but current conditions indicate a situation that is not ideal because there is still a lack of experts and skilled workers to support the development of infrastructure development. Efforts made to improve the quality of competence and professionalism of the construction workforce are in the form of certification. This activity aims to improve the competence of participants as instructors with national standards and state certified by BNSP. The implementation of the Instructor Training and Certification activities is carried out using the lecture or debriefing method, the practical method and evaluation with the assessment method by a competent assessor. Based on the activities that have been carried out, it is expected that participants can meet the needs of the community and government in providing competent and BNSP certified instructors in the construction sector, able to analyze training needs and at the same time design and evaluate training, can understand and live up to the basic principles and models of the training process, understand various types of learning methods, teaching styles and understand the dimensions of effectiveness as a trainer and can apply to various situations.
Pengaruh Tunjangan terhadap Kinerja Pegawai dengan Motivasi Kerja sebagai Variabel Moderasi pada Badan Pengelolaan Keuangan Aset Daerah Provinsi Papua Minus Enembe; Muhamad Yamin Noch; Abdul Rasyid; Kartim
Journal of Economics Review (JOER) Vol. 3 No. 1 (2023): Journal of Economics Review (JOER)
Publisher : Universitas Yapis Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55098/joer.3.1.36-44

Abstract

The purpose of this study is to ascertain, at the Regional Financial and Asset Management Agency of Papua Province, the impact of benefits on employee performance using work motivation as a mediator. With 148 respondents overall, samples were gathered using the saturation sampling approach. Mediation is the analytical technique utilized. The study's findings demonstrate that the performance of employees of the Regional Financial and Asset Management Agency of Papua Province is positively and significantly impacted by performance bonuses. The Papua Province Regional Financial and Asset Management Agency's personnel perform better when they are motivated at work, which is a good and substantial effect. Work motivation is able to mediate the effect of performance allowances on employees of the Regional Financial and Asset Management Board of Papua Province in a positive and significant way. Performance allowances have a positive and significant impact on the performance of employees of the Regional Financial and Asset Management Board of Papua Province
Analysis of the impact of financial literacy on students' financial management behavior Abdul Rasyid
Journal of Economics and Business (JECOMBI) Vol. 4 No. 01 (2023): Journal of Economics and Business (JECOMBI) : 2023 (Inpres)
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/jecombi.v4i01.69

Abstract

Financial skills and understanding, or better known as financial literacy, must be possessed by everyone starting from an early age. Good financial literacy makes it easier for someone to manage their finances. The purpose of this research is to determine the description of financial literacy and financial management behavior among students, as well as to determine the influence of financial literacy on student financial management. This research uses quantitative methods with descriptive research type. The population of this study were students who understood financial inclusion in Jayapura City while the sample taken was 30 people. The research results show that from the t test, the t count is 8.433 > t table 1.985, so it can be concluded that the Financial Literacy variable (X) influences the financial management behavior variables of students in Jayapura City. The magnitude of the influence of financial literacy on students' financial management behavior is 41.8%, while the remaining 58.2% is explained by other variables not discussed or included in this research.
THE INFLUENCE OF LIFESTYLE AND FINANCIAL LITERACY ON EMPLOYEE FINANCIAL MANAGEMENT Abdul Rasyid
Jurnal Ekonomi Vol. 12 No. 04 (2023): Jurnal Ekonomi, 2023
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research intends to investigate the influence of lifestyle and financial literacy on employee financial management. The present study employed quantitative research methodologies to investigate the topic at hand. Surveys were conducted and data was collected through the distribution of questionnaires to a sample of employees working in micro, small, and medium enterprises (MSMEs) located in the city of Jayapura. The research sample comprised 100 participants. The data that was gathered was subjected to analysis through the utilisation of regression analysis and hypothesis testing, facilitated by the employment of SPSS tools. The version of Windows being referred to is 25.0. The findings of this study indicate that there exists a noteworthy correlation between lifestyle choices and financial literacy with regards to the management of employees' finances. The adoption of a healthy lifestyle and the attainment of a high degree of financial literacy have been observed to correlate with improved financial management practises. The ramifications of these findings have significant importance for both organisations and individuals seeking to enhance the financial well-being of their employees.
The role of Good Corporate Governance in increasing corporate tax compliance Abdul Rasyid
Jurnal Info Sains : Informatika dan Sains Vol. 13 No. 02 (2023): Jurnal Info Sains : Informatika dan Sains , Edition September  2023
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The primary objective of this study is to examine the impact of Good Corporate Governance (GCG) on enhancing corporate taxpayer compliance. The acronym GCG stands for good corporate governance, which encompasses a range of managerial strategies aimed at promoting transparency, accountability, and ethical conduct within an organization's activities. The present study employs a qualitative methodology utilising descriptive techniques. The findings of the study indicate that the implementation of Good Corporate Governance (GCG) principles within the realm of taxation has a favourable influence on the extent to which companies adhere to their tax responsibilities. The principles of Good Corporate Governance (GCG), including Transparency, Accountability, Responsibility, Independence, and Fairness, contribute to the establishment of an organisational setting in which corporations conduct their activities with a commitment to integrity. By adhering to these values, companies are able to steer clear of engaging in contentious tax practises and ensure their compliance with tax rules. Furthermore, the incorporation of good corporate governance (GCG) practises in the realm of taxes not only serves to mitigate legal and reputational concerns, but also fosters the establishment of trust among shareholders, stakeholders, and society at large. Moreover, it serves as a robust basis for the sustainable growth of the firm. Therefore, the implementation of good corporate governance (GCG) in the realm of taxation offers two-fold advantages: enhancing companies' adherence to tax regulations and facilitating ethical and socially responsible business practises.
Improving the Performance of Micro, Small and Medium Enterprises in Indonesia: The Role of Financial Technology Abdul Rasyid
Journal of Economics and Business (JECOMBI) Vol. 4 No. 01 (2023): Journal of Economics and Business (JECOMBI) : 2023 (Inpres)
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/jecombi.v4i01.70

Abstract

The Industrial Revolution 4.0 era presents a challenge for a country to transform traditional business models into technological systems. The adoption of innovative technology in the financial sector (Financial Technology) necessitates a quick shift to a more conservative business style. As the usage of internet technologies for business transactions grows, Indonesia is a large market for FinTech. FinTech has the potential to be a solution to the problem of MSMEs' lack of funding. MSMEs play a key role in supporting the country's economic development in an era of increasingly fast economic expansion. However, many MSMEs in Indonesia continue to encounter a variety of challenges, particularly in terms of inadequate financial access. The purpose of this study is to examine the impact of financial technology (FinTech) on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. This study employs a qualitative approach to collect data and examine the impact of financial technology adoption on MSMEs. According to the findings of the study, the application of Financial Technology (Fintech) has a considerable positive impact on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Fintech fosters the development of more modern business models, increases financial inclusion, increases operational efficiency, protects against corporate risks, facilitates market expansion, and aids in better financial management. Fintech, in this function, not only removes financial access hurdles, but also creates new chances for MSMEs to compete on a global scale, promote national economic growth, and make a beneficial effect in the digital business world. As a result, Fintech has enormous potential to become a driving force for MSME growth and to aid the overall development of the Indonesian economy.
The Relationship Between Financial Markets and Monetary Economics Zakaria Zakaria; Abdul Rasyid; Ismail Noy; Rofiqah Al Munawwarah
Amkop Management Accounting Review (AMAR) Vol. 4 No. 1 (2024): January - June
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v4i1.1445

Abstract

This study investigates the intricate relationship between financial markets and monetary economics, aiming to analyze its dynamics and implications comprehensively. The research synthesizes theoretical frameworks encompassing monetarist, New Keynesian, and behavioral economics perspectives alongside empirical evidence on market reactions to monetary policy and the effectiveness of unconventional measures. Critical debates on forward guidance and financial market imperfections are explored, highlighting challenges and opportunities for policy effectiveness. Employing a mixed-methods approach, quantitative analysis and qualitative insights from market participants elucidate the nuanced mechanisms underlying this relationship. Findings underscore the pivotal role of central bank actions in shaping financial market outcomes and investor behavior, emphasizing the importance of effective communication and policy frameworks. Implications for monetary policy formulation and financial stability are discussed, emphasizing the need for transparent communication and policy frameworks to foster well-functioning financial markets and support macroeconomic stability.
Financial Challenge: Are State-Owned Banks on the IDX Overly Dependent on Financial Ratios? Abdul Rasyid
Atestasi : Jurnal Ilmiah Akuntansi Vol. 6 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/atestasi.v6i2.726

Abstract

This study is encouraged by the need to understand the relationship between financial ratios and the performance of state-owned banking companies in Indonesia. In the context of a complex banking industry and dynamic economic development, a deeper understanding of the influence of financial ratios on company performance is essential for making the correct managerial decisions. This research analyzes the influence of financial ratios, namely the Current Ratio, Quick Ratio, and Cash Ratio, and their effect on Return on Assets in state-owned banking companies listed on the Indonesia Stock Exchange (IDX). A quantitative approach is used by utilizing annual financial statement data for the past five years, from 2017 to 2021, and statistical analysis is run with the help of the SPSS program. The analysis process involves a series of statistical tests, such as the Classical Assumption Test, which includes normality, multicollinearity, autocorrelation, and heteroscedasticity tests. Multiple Regression Analysis, Coefficient of Determination Test (R2), and T-Statistical Test were also conducted. The results of hypothesis testing show that Current Ratio has a positive and significant effect on Return on Assets, while Quick Ratio shows a significant negative impact, as well as Cash Ratio on Return on Assets. This study is expected to provide in-depth insights for relevant stakeholders in financial management, strategic planning, and investment decision-making in the state-owned banking sector. Through a quantitative approach with secondary data analysis, this study is expected to significantly contribute to understanding the financial dynamics of state-owned companies in the Indonesian capital market.