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All Journal Kartika: Jurnal Studi Keislaman El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Indonesian Journal of Humanities and Social Sciences
Syahbudi
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Manajemen Pengelolaan Utang pada Rumah Tangga Kelas Menengah di Kota Pontianak Dina Amaliah Maulida; Dwi Surya Atmaja; Syahbudi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2408

Abstract

Basically, debt in Islam is seen as an instrument that can help in meeting the needs of individuals or groups in need, but also has a side that needs to be considered so as not to cause harm or injustice. Due to poor financial management, some people today are more likely to go into debt. Many people go into debt to make ends meet, and the desire to owe comes from wanting to have an amount of money that is greater than their income. It is very important to carry out financial management in married life because the consumptive tendencies of modern society cause irresponsible financial management. This research is an interdisciplinary research that is exploratory, exploratory research does not require certain hypotheses or theories. Researchers only prepare a few questions as a guide to obtain primary data in the form of information, information, as initial data needed. There are two data sources, primary data and secondary data, data analysis techniques using observation, interviews and documentation. The interview results show that debt management in middle-class households in Pontianak City is influenced by various factors, including needs, income, and awareness of the importance of managing debt wisely. In many cases, good debt management plays a key role in maintaining family economic stability
Pemberdayaan Desa Batu Ampar Melalui Pemasaran Digital Madu Hutan Mangrove: Studi Kasus PKM-KI Mahasiswa Pascasarjana Ekonomi Syariah IAIN Pontianak Noviansyah; Syahbudi; Gunawan; Ismail Ruslan; Ridho Arnanda
JOM Vol 5 No 4 (2024): Indonesian Journal of Humanities and Social Sciences, Desember 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/ijhass.v5i4.5924

Abstract

This study examines the community's reliance on mangrove forests, particularly through the establishment of charcoal kiln businesses as a primary livelihood in Batu Ampar Village, following the decline of sawmill operations. The production of charcoal requires large quantities of mangrove wood, leading to significant environmental impacts, including the reduction of mangrove forests, increased carbon emissions, and deteriorating public health. In response to these challenges, social movements among mangrove honey farming groups have emerged, focusing on ecological revitalization efforts. This research aims to explore the role of social movement strengthening through mentoring by PKM-KI students from the Sharia Economics Master's program, specifically in the development of digital platform-based marketing strategies for mangrove honey businesses. Using a qualitative descriptive approach, the study analyzes field data to evaluate the effectiveness of digital marketing in promoting mangrove honey as an alternative livelihood. The results highlight the potential of digital platforms in expanding the market for local mangrove honey products, offering a sustainable livelihood for the community while supporting environmental conservation.
Program Pengembangan Kemandirian Ekonomi Pondok Pesantren Darul Fikri sebagai Binaan Bank Indonesia Kalimantan Barat Gunawan; Syahbudi; Safri, Hayanuddin; Luqman
JOM Vol 5 No 4 (2024): Indonesian Journal of Humanities and Social Sciences, Desember 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/ijhass.v5i4.6188

Abstract

Islamic boarding schools that implement economic independence require cooperative relationships from outside parties or government institutions in financing the needs and requirements of the Islamic boarding school unit so that it continues to run and progress, while Islamic boarding schools are synonymous with the impression of being closed. To achieve Islamic boarding school economic independence, openness and innovation are needed so that the students who graduate have ownership skills apart from the religious knowledge obtained. This research aims to describe the implementation process, impact of implementation and sustainability of the Islamic Boarding School economic independence program under the guidance of Bank Indonesia. This research uses a qualitative method with a phenomenological approach. The research is located at the Darul Fikri Islamic Boarding School. Data collection consisted of in-depth interviews, documentation and non-participant observation. The results of this research show that the assistance and guidance program from Bank Indonesia to the Darul Fikri Islamic Boarding School has been able to transform the Islamic boarding school which was once financially weak and is now financially independent and has implemented an economic independence assistance program from Bank Indonesia. Keywords: Bank Indonesia, Islamic Boarding School, Islamic Boarding School Economic Independence
Ketika Pekerja Bank Memilih Hijrah: Perubahan Karier dan Implikasinya terhadap Ekonomi Keluarga Damero, Lian; Luqman; Syahbudi
JOM Vol 5 No 4 (2024): Indonesian Journal of Humanities and Social Sciences, Desember 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/ijhass.v5i4.6746

Abstract

The increasing phenomenon of bank employees choosing to resign to avoid riba presents new challenges, particularly in terms of family economic resilience. Therefore, careful planning and selection of alternative jobs after hijrah need to be considered to ensure the family's economic needs are met. This study aims to analyze the background of X-Bank's decision to undergo hijrah and the changes in their career choices afterward. This research employs a descriptive qualitative method with a phenomenological approach. Data collection techniques include in-depth interviews with former bank employees who have undergone hijrah, documentation of their experiences before and after hijrah, and observations of their economic conditions after transitioning to new professions. The collected data were analyzed through data reduction, data presentation, and conclusion drawing to gain a deep understanding of the studied phenomenon. The findings indicate that X-Bank's decision to undergo hijrah was influenced not only by religious factors but also by work pressure and an unhealthy work environment. After hijrah, X-Bank tends to choose entrepreneurship as a profession. In terms of economic resilience, family economic conditions improved and became more stable after transitioning to a new profession.
Manajemen Pengelolaan Utang pada Rumah Tangga Kelas Menengah di Kota Pontianak Dina Amaliah Maulida; Dwi Surya Atmaja; Syahbudi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2408

Abstract

Basically, debt in Islam is seen as an instrument that can help in meeting the needs of individuals or groups in need, but also has a side that needs to be considered so as not to cause harm or injustice. Due to poor financial management, some people today are more likely to go into debt. Many people go into debt to make ends meet, and the desire to owe comes from wanting to have an amount of money that is greater than their income. It is very important to carry out financial management in married life because the consumptive tendencies of modern society cause irresponsible financial management. This research is an interdisciplinary research that is exploratory, exploratory research does not require certain hypotheses or theories. Researchers only prepare a few questions as a guide to obtain primary data in the form of information, information, as initial data needed. There are two data sources, primary data and secondary data, data analysis techniques using observation, interviews and documentation. The interview results show that debt management in middle-class households in Pontianak City is influenced by various factors, including needs, income, and awareness of the importance of managing debt wisely. In many cases, good debt management plays a key role in maintaining family economic stability
Dinamika Pengelolaan Filantropi Islam pada Komunitas Muslim Minoritas Wahyuni, Sri; Ruslan, Ismail; Syahbudi
Kartika: Jurnal Studi Keislaman Vol. 5 No. 3 (2025): Kartika: Jurnal Studi Keislaman (November)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i3.389

Abstract

This study aims to analyze the dynamics of Islamic philanthropy management within Muslim minority communities in Landak Regency, West Kalimantan, focusing on its practices, challenges, and development potentials in Ambarang and Tebedak Villages. Employing a qualitative approach, data were collected through observation, in-depth interviews, and documentation involving community leaders, religious figures, and Muslim residents actively engaged in zakat, infak, and sadaqah activities. The data were analyzed interactively through the stages of reduction, presentation, and conclusion drawing. The findings reveal distinct characteristics in philanthropic management between the two villages. Tebedak Village demonstrates a more transparent and participatory management system supported by an institutional structure that ensures planned and accountable implementation of philanthropic activities. In contrast, Ambarang Village is characterized by strong social capital, particularly solidarity and mutual cooperation, yet lacks formal governance mechanisms. Both villages illustrate that Islamic philanthropy serves not only as a means of social assistance but also as an instrument for economic empowerment, interfaith harmony, and social cohesion within minority settings. These findings highlight the importance of strengthening community based institutions and Islamic philanthropy education to sustain social development programs in minority Muslim areas
Co-Authors Damero, Lian Dina Amaliah Maulida Dwi Surya Atmaja Gunawan Ismail Ruslan luqman Noviansyah Ridho Arnanda Ruslan, Ismail Safri, Hayanuddin Sri Wahyuni