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All Journal JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis JURNAL YAQZHAN: Analisis Filsafat, Agama dan Kemanusiaan Journal of Finance and Islamic Banking Shirkah: Journal of Economics and Business GERVASI: Jurnal Pengabdian kepada Masyarakat Iqtishoduna: Jurnal Ekonomi Islam Penentuan harga obligasi dan teori tingkat bunga Jurnal STEI Ekonomi Budimas : Jurnal Pengabdian Masyarakat Bubungan Tinggi: Jurnal Pengabdian Masyarakat Journal of Digital Marketing and Halal Industry Jurnal Pengabdian UNDIKMA Jurnal Abdimas Ilmiah Citra Bakti (JAICB) AL-ARBAH: Journal of Islamic Finance and Banking InEJ: Indonesian Engagement Journal Journal of Islamic Economics, Management, and Business (JIEMB) Jurnal Ekonomi Syariah dan Bisnis Prosiding Seminar Nasional Pendidikan dan Agama Jurnal Pengabdian Masyarakat Indonesia (JPMI) Journal of Finance and Islamic Banking Jurnal Pelayanan Masyarakat Jurnal Akuntansi EKONOMIKA: Manajemen, Akuntansi dan Perbankan Syari’ah
Nihayah, Ana Zahrotun
Universitas Islam Negeri Walisongo Semarang
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Physics Public Health Social Sciences Other

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Comparative Study: Analysis of the Implementation of Sustainable Distribution of Funds for Sharia Banks and Conventional Banks in Indonesia nihayah, ana zahrotun; Rifqi, Lathif Hanafir
AL-ARBAH: Journal of Islamic Finance and Banking Vol. 5 No. 2 (2023)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2023.5.2.18065

Abstract

Purpose - This research aims to identify the application of sustainable finance in sharia banks and conventional banks and identify obstacles in the application of sustainable finance.Method - The method used in this research is qualitative with a descriptive design. The type of descriptive design method used is a comparative study.Result - The research results show that the implementation of sustainable finance as represented by the allocation of financing at conventional banks (BRI) reached 65.5%, higher than sharia banks (BSI) which only reached 26.95%. the establishment of rules and regulations that are not yet comprehensive in the financial sector, low financial inclusion, low sustainable finance literacy, lack of common perception in financial institutions, the difficulty of balancing economic, social and environmental aspects and low market potential in lending to environmentally sound companies.    Implication - This research was conducted to provide an explanation of the implementation of sustainable distribution of funds in Sharia banks and conventional banks and its challenges.  Originality - Several previous studies have discussed sustainable finance in banking. However, there are still few discussing the comparison of the implementation of sustainable finance and the risks involved.
Edukasi Literasi Keuangan Syariah untuk Meningkatkan Kompetensi Perempuan Pelaku Usaha Kreatif di Kabupaten Jepara: Indonesia Huda, Nur; Khoirin, Nur; Mujibatun, Siti; Nihayah, Ana Zahrotun; Rifqi, Lathif Hanafir
Jurnal Pengabdian UNDIKMA Vol. 7 No. 1 (2026): February
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v7i1.17813

Abstract

This community service program aims to enhance Islamic financial literacy competencies among women creative entrepreneurs in Jepara Regency through a service-learning approach. The program was implemented through educational sessions, interactive training, and case-based simulations involving 40 participants. The evaluation instrument consisted of a closed-ended questionnaire based on a 5-point Likert scale, and the data were analyzed descriptively by calculating mean scores and the percentage of achievement for each indicator. The results of the program indicate that participants’ understanding of Islamic financial principles reached 85%, comprehension of the differences between Islamic and conventional financial systems reached 90%, interest in adopting Islamic financing reached 80%, confidence in financial decision-making reached 75%, and readiness to use Islamic contracts reached 80%, demonstrating significant achievements. Overall, this community service activity had a positive impact in encouraging the sustainable adoption of Islamic finance, thereby supporting the development of creative enterprises in Jepara.
PANDEMI COVID-19 IMPLIKASI BAGI PEMBIAYAAN BANK SYARIAH DI INDONESIA Ana Zahrotun Nihayah; Lathif Hanafir Rifqi
Jurnal Ekonomika: Manajemen, Akuntansi, dan Perbankan Syari'ah Vol. 10 No. 1 (2021): Maret
Publisher : Economic Faculty, University of Widya Gama Mahakam Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/je.v10i1.1220

Abstract

The Covid-19 pandemic is the result of the spread of coronavirus that occurs almost all over the world. In Indonesia, covid-19 first occurred on 02 March 2020. At that time, Indonesian citizen was infected by one of the Foreign Nationals of Japan. The transmission of covid-19 is increasing for a long time, until now covid-19 has spread in almost all 34 provinces in Indonesia. Health problems that further adversely affect almost all sectors of the industry, one of which is the Islamic banking industry. Therefore, the Financial Services Authority (OJK) issued several stimulus policies as a measure of anticipation of customers defaulting. This research is a descriptive study with the aim to determine the impact of pandemic covid-19 on Sharia bank financing in Indonesia. The samples used in this study were 11 Sharia commercial banks. The results showed that there are 8 Sharia commercial banks experiencing a downward trend in breeding, especially in April 2020. It can be concluded that the impact of covid-19 has a decrease in Sharia banking financing. Policies carried out by each Sharia commercial bank related to the anticipation of covid-19 to its financing activities, each bank implements a financing restructuring policy to debtors affected by the spread of covid-19
Peningkatan Pemahaman Wajib Pajak Melalui Pendampingan Pelaporan SPT Tahunan Menggunakan Coretax di Kpp Semarang Barat Shinta Dewi Ariyanti; Vita Fitriana; Aulia Asifani; Hielda Caskia Ekananta; Gita Agniatus Solihah; Ana Zahrotun Nihayah
Jurnal Pengabdian Masyarakat Indonesia (JPMI) Vol. 3 No. 5 (2026): Juni
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jpmi.v3i5.7624

Abstract

Transformasi digital perpajakan melalui sistem Coretax bertujuan untuk meningkatkan efisiensi dan kepatuhan Wajib Pajak, namun masih terkendala oleh rendahnya pemahaman pengguna. Kegiatan ini bertujuan meningkatkan pemahaman Wajib Pajak Orang Pribadi dalam pelaporan SPT Tahunan melalui pendampingan langsung di Kantor Pelayanan Pajak Pratama Semarang Barat.  Metode yang digunakan adalah service learning yang dilaksanakan melalui pendampingan partisipatif dengan pendekatan pembelajaran berbasis pengalaman. Evaluasi dilakukan menggunakan desain one-group pretest–posttest untuk mengukur perubahan tingkat pemahaman peserta. Hasil menunjukan peningkatan pemahaman dari 70,58% menjadi 74,53%. Meskipun demikian, masih terdapat kendala seperti keterbatasan pemahaman teknologi dan kelengkapan dokumen. secara keseluruhan, pendampingan memberikan dampak positif dalam mendukung pemahaman dan kepatuhan Wajib Pajak.
Co-Authors Achmad Muchlis Ali Adhi Prasojo Rahman Amalia, Farah Aniqoh, Nur Aini Fitriya Ardiani Arina Fahma Aulia Asifani Cantika Khoiriyah Oktavianti Chamami, M Rikza Dara Jihan Anjania Dwi Indah Rachmawati Ernik Noviyanti Gita Agniatus Solihah Hielda Caskia Ekananta Ifnasya Kahrismasuci Kurnia Setyoningrum Lathif Hanaifr Rifqi Lathif Lanafir Rifqi Latif Hanafir Rifqi Lia Anissatun Mufiroh Lisda Sabrina M Rikza Chamami M. Alfarabi Baihaqi Mardhiyaturrositaningsih Maulana Aqil Lubis Maulida Nur Tazkia Mawaddah, Dewi Malihatul Milda Fatia Rahma Mufiroh, Lia Anissatun Muhlis Musahadi Nur Huda Nur Khoirin, Nur Nurul Zuhroh Rifqi, Lathif Hanafir Rifqi, Lathif Hanaifr Rifqi, Latif Hanafir Rijal Zultianda Shinta Dewi Ariyanti Siti Mujibatun Sokhikhatul Mawadah Sri Walyoto Tatim Musolichah Vita Fitriana Yulia Rahma Wati