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All Journal Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis JURNAL YAQZHAN: Analisis Filsafat, Agama dan Kemanusiaan Journal of Finance and Islamic Banking Shirkah: Journal of Economics and Business GERVASI: Jurnal Pengabdian kepada Masyarakat Iqtishoduna: Jurnal Ekonomi Islam Penentuan harga obligasi dan teori tingkat bunga Jurnal STEI Ekonomi Budimas : Jurnal Pengabdian Masyarakat Bubungan Tinggi: Jurnal Pengabdian Masyarakat Journal of Digital Marketing and Halal Industry Jurnal Abdimas Ilmiah Citra Bakti (JAICB) AL-ARBAH: Journal of Islamic Finance and Banking InEJ: Indonesian Engagement Journal Journal of Islamic Economics, Management, and Business (JIEMB) Jurnal Ekonomika: Manajemen, Akuntansi & Perbankan Syari'ah Jurnal Ekonomi Syariah dan Bisnis Prosiding Seminar Nasional Pendidikan dan Agama Journal of Finance and Islamic Banking Jurnal Pelayanan Masyarakat Jurnal Akuntansi
Nihayah, Ana Zahrotun
Universitas Islam Negeri Walisongo Semarang
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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Penguatan Nilai Etika dan Moral Melalui Sosialisasi Anti Bullying : Studi Kasus SD Negeri 02 Desa Banyuurip Adhi Prasojo Rahman; Nurul Zuhroh; Arina Fahma; Milda Fatia Rahma; Maulida Nur Tazkia; Rijal Zultianda; M. Alfarabi Baihaqi; Ana Zahrotun Nihayah
Jurnal Pelayanan Masyarakat Vol. 1 No. 3 (2024): Jurnal Pelayanan Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/jpm.v1i3.459

Abstract

Bullying is a phenomenon that has become a global concern in recent decades. This problem is not limited to one country or culture, but is widespread throughout the world, reaching various levels of society, including in educational environments. The purpose of this implementation is to improve the ability and awareness of bullying and also children's literacy interests at SDN 2 Banyuurip. There are 3 methods used in this implementation, namely: preparation stage, assessment stage, program implementation stage. With this anti-bullying socialization at SDN 02 Banyuurip Village which can help reduce bullying behavior in the educational environment, teaching about empathy and respect for differences can help children understand and respect each other. Social relationships between are often closer because they grow up in small communities. Peer pressure can affect children's behavior, both in terms of bullying and positive attitudes. building supportive and inclusive social groups can help minimize bullying.
EDUKASI KESEHATAN KEUANGAN RUMAH TANGGA MUSLIM MILENIAL Nihayah, Ana Zahrotun; Chamami, M Rikza; Rifqi, Lathif Hanafir
InEJ: Indonesian Engagement Journal Vol. 4 No. 2 (2023)
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/inej.v4i2.7687

Abstract

Rumah tangga muslim milenial memiliki berbagai persoalan rumah tangga diantaranya adalah masalah keuangan. Persoalan ini dikarenakan pemikiran pasangan rumah tangga muda belum pada tingkat yang matang. Pelaksanaan pengabdian kepada masayarakat menggunakan metode service learning. Kegitan dibagi dalam tiga tahapan yaitu persipan, layanan dan refleksi. Tahapan persiapan diurai dalam empat aktivitas yaitu penetapan jadwal, pembuatan materi, publikasi peserta, dan pembuatan rundown penyuluhan. Tahapan layanan memaparkan dua materi besar yaitu penyebab kesehatan fakror-faktor yang mengganggu persoaalan kesehatan keuangan rumah tangga serta indikator kesehatan keuangan rumah tangga. Ada lima hal yang menyebabkan kesehatan keuangan rumah tangga bermasalah yaitu 1) perbedaan gaya hidup (perilaku konsumsi); 2) ketimpangan penghasilan; 3) kepemilikan pinjaman tersembunyi, 4) tidak memiliki perencanaan keuangan, 5) kepemilikan tabungan rahasia. Sementara, terdapat lima indikator kesehatan keuangan rumah tangga yaitu a) kelancaran arus kas periode tertentu, b) besaran kepamilikan tabungan rumah tangga, c) batasan angsuran pinjaman yang diperbolehkan, d) kepemilikan asuransi kesehatan, serta e) kepemilikan investasi. Tahapan refleksi menyampaikan tingkat pemahan peserta atas materi yang sudah disampaikan, 70% peserta merasa sangat paham, 23% peserta merasa paham sedangkan 7% peserta merasa kurang paham.
Analisis Ilmu Ekonomi Syariah dalam Kerangka Filsafat: Indonesia Ana Zahrotun Nihayah; Lathif Hanafir Rifqi
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 6 No. 2 (2023)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v6i2.4522

Abstract

Ilmu ekonomi syariah masih memiliki persoalan mengenai keberagaman cara pandang terhadap konsep keilmuan untuk kemudian “disepakati” dalam sebuah konsep ideal. Diskursus terhadap konseptualisasi ilmu ekonomi syariah masih menjadi kajian menarik dalam kurun waktu terakhir. Makalah ini menjadi bagian dari diskursus tersebut yang memberikan analisis konsep ilmu ekonomi syariah melalui pendekatan filsafat. Makalah fokus menganalisis konsep ilmu ekonomi syari’ah dari perspektif tiga cabang ilmu filasafat yaitu ontologi, epistemologi, dan aksiologi. Secara ontologi, ilmu ekonomi syariah merupakan perpaduan dari ilmu ekonomi murni dengan fikih muamalah. Ilmu ekonomi syariah dalam pendekatan epistemologis merupakan ilmu yang bersumber dari Al-Qur’an dan as-Sunnah. Sementara, secara aksiologis ilmu ekonomi syariah bermanfaat dalam membawa manusia mencapai falah (kebahagiaan dunia dan akhirat) diantaranya melalui kemaslahatan
Identification of Non Performing Financing Alteration Measured by Microeconomic Variable Sharia Banking Nihayah, Ana Zahrotun; Walyoto, Sri
Journal of Finance and Islamic Banking Vol. 1 No. 1 (2018)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v1i1.1245

Abstract

This study analyzes the factors affecting Non-Performing Financing (NPF) in the sharia bank in Indonesia. The independent variable in this research uses microeconomic variables such as Capital Adequacy Ratio (CAR), Return on Assets (ROA), Financing to Deposit Ratio (FDR), Productive Financing Ratio (PFR), and Earning Asset Quality (EAQ). The sample used in this research is all population of Sharia Commercial Bank in Indonesia. The data used in this study were obtained from the Sharia Banking Statistics Report issued by the Financial Services Authority (Otoritas Jasa Keuangan - OJK) with the observation period from 2015 to 2017. The results showed that simultaneously CAR, ROA, FDR, PFR, and EAQ significantly influence NPF. Partially only variable FDR and EAQ which have the positive and significant influence to NPF, while CAR, ROA, and PFR has no significant effect on NPF.
Critical Study of Bank Interest Using Double Movement Hermeneutics from the Perspective of Fazlur Rahman Nihayah, Ana Zahrotun; Musahadi; Muhlis; Rifqi, Lathif Hanafir
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 1 (2025): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i1.2852

Abstract

This study discusses the practice of bank interest using the double movement hermeneutic approach developed by Fazlur Rahman. This approach consists of two main stages: first, reconstructing the social and historical context in which the verses on usury were revealed to understand the moral and sociological background of the prohibition; second, updating the universal moral values contained in the verses to make them relevant to modern life and economic system. This study uses a qualitative method with an in-depth literature study approach to the works of Fazlur Rahman, academic literature, and verses of the Qur'an related to usury. The results of the study show that bank interest cannot be classified as usury unless it contains elements of injustice and exploitation. In a modern profit-oriented financial system, interest is seen as a form of compensation for the risk and service of using funds. This insight has global relevance as the contemporary Islamic financial system continues to face challenges in bridging Shari'ah principles with the realities of the modern economy.
Determinants of Financial Stability in Islamic Banks Mawaddah, Dewi Malihatul; Mardhiyaturrositaningsih, Mardhiyaturrositaningsih; Nihayah, Ana Zahrotun
Jurnal Akuntansi Vol. 17 No. 2 (2025): Vol. 17 No. 2 (2025)
Publisher : Universitas Kristen Maranatha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jam.v17i2.11866

Abstract

Purpose – This study aims to analyze the factors that influence inflation, financing risk, and digital payments on financial stability at Islamic Commercial Banks in Indonesia. Design/Methodology/Approach – This study uses a quantitative approach and purposive sampling technique with sample criteria being banks listed during the study period and publishing complete quarterly reports consistently. The data analysis technique uses panel data regression analysis, with the Random Effect Model (REM) in EViews 13. Findings – The results of the study indicate that inflation has a significant positive effect on the financial stability of Islamic banks. Financing risk has a significant negative effect on the financial stability of Islamic banks. Meanwhile, the digital payment variable does not have a significant effect on the financial stability of Islamic banks.Research limitations/Implications – This study provides empirical insights by combining macroeconomic, risk, and digital payment variables to assess the stability of Islamic banks, which has been underexplored in previous research. The limitation of this study is the limited variable and geographical coverage of Islamic banks in Indonesia. Therefore, future research is recommended to include other factors and use a cross-country comparative approach to gain a more complex understanding of the financial resilience of Islamic banks. Keywords: Digital Payments, Financial Stability, Financing Risk, and Inflation
The Role of Digital Banking Industry Towards Consumer Behavior During The Covid 19 Aniqoh, Nur Aini Fitriya Ardiani; Nihayah, Ana Zahrotun; Amalia, Farah
Journal of Digital Marketing and Halal Industry Vol. 4 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jdmhi.2022.4.2.13378

Abstract

Covid 19 has had an impact on various changes, especially with the revolution towards a digital base, one of which is the banking system. This study aims to analyze the role of the digital banking industry in consumer behavior during Covid 19. The general objective of this research is to assist the government in determining appropriate policies regarding the digital banking industry. Referring to the formulation of the problem, this research uses a qualitative descriptive approach. Descriptive method is a method that describes an objective event or certain events based on visible or proper facts which are then accompanied by efforts to make general conclusions based on these historical facts. The Covid 19 pandemic has had a significant impact on the Indonesian economy due to a policy implemented by the government which prohibits people from gathering in large numbers. This policy makes people get used to utilizing various financial technologies to carry out their lives. Therefore, banks must accelerate the use of digital banking services. The implementation of digital banking can accelerate public acceptance of digital transformation. The banking industry needs to take advantage of the conditions of the Covid-19 pandemic to accelerate digital investment and further increase efficiency. Basically, banking has been carrying out digital innovations for a long time, including in the development of mobile banking and a number of other applications and platforms. This research will provide policy benefits in strengthening government institutions, especially the banking industry to control the implementation of digital banking in Indonesia so that it has a positive impact on consumer behavior.
Analysis of gold investment with installment scheme Rifqi, Latif Hanafir; Mufiroh, Lia Anissatun; Nihayah, Ana Zahrotun
Journal of Islamic Economics Management and Business (JIEMB) Vol. 3 No. 2 (2021)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2021.3.2.11699

Abstract

Investment is an activity of placing part of one’s wealth to gain profits in the future. One investment instrument that is in great demand by the public is a gold investment. This paper aims to analyze  the advantages and disadvantages of the gold investment model with the installment mechanism. This research uses a qualitative approach by exploring scientific sources associated with golden installments. Analysis using the strengths, weaknesses, opportunities, and threats. The object of analysis is limited to gold installment products in Bank Syariah Indonesia. The analysis results on the strength aspect, among others, found that the installment value gold is permanent and light, guarantees security in gold storage, and is convenient how to invest for beginners. On the aspect of weakness, there is a down payment and procurement auctions in the event of default. The aspect of opportunity that can be done is the value of The public’s gold investment needs are quite high, the profit value is relatively stable obtained by customers, relatively easy gold buying and selling transactions, the tendency of rising prices gold in each period, the level of competition in the gold installment market has not been so competitive. Meanwhile, in the treatment aspect, there is the potential for the growth of similar products from producers or other financial institutions and a decline in world gold prices. The research results are beneficial to customers and BSI. For (prospective) consumers, it can be used as material in deciding whether to invest or not. For BSI, it can be used as information related to modifying the gold installment investment scheme.
OPTIMALISASI MEDIA SOSIAL TIKTOK UNTUK BISNIS ONLINE IBU RUMAH TANGGA DI MASA PANDEMI COVID 19 Nur Huda; Kurnia Setyoningrum; Sokhikhatul Mawadah; Nihayah, Ana Zahrotun
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 7 No. 2 (2025): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v7i2.14671

Abstract

Tiktok is one of social media which describe only used for dancing and entertainment, and then now Tiktok not only used for that but can be used as a selling medium. The Tiktok application can be linked to the tiktok seller application or the tiktok shop so that personal accounts can also be used to sell. During the pandemic, housewives can use tiktok to increase their income. Housewives who have or don't have an online business can use tiktok social media to increase their income. Through community service work, we organize training, practice and mentoring for housewives to do business online using social media Tiktok. The service starts from providing technical guidance, assisting practice as well as monitoring and evaluation. The housewives we accompany are able to link their personal accounts to the seller's tiktok account, can fill in all the necessary data and can add a yellow basket to the uploaded video. If the personal tiktok account already has a yellow basket, then this community service is called successful. Furthermore, housewives who take part in this optimization activity can sell using their tiktok account. Although successful, there are still many obstacles faced including: the number of followers is still small, product categories are still few to be inputted and the quality of the video still needs a lot of improvement in order to be watched or get a lot of views.
Co-Authors Achmad Muchlis Ali Adhi Prasojo Rahman Amalia, Farah Aniqoh, Nur Aini Fitriya Ardiani Arina Fahma Cantika Khoiriyah Oktavianti Chamami, M Rikza Dara Jihan Anjania Dwi Indah Rachmawati Ernik Noviyanti Ifnasya Kahrismasuci Kurnia Setyoningrum Lathif Hanafir Rifqi Lathif Hanaifr Rifqi Lathif Lanafir Rifqi Latif Hanafir Rifqi Lia Anissatun Mufiroh Lisda Sabrina M Rikza Chamami M. Alfarabi Baihaqi Mardhiyaturrositaningsih, Mardhiyaturrositaningsih Maulana Aqil Lubis Maulida Nur Tazkia Mawaddah, Dewi Malihatul Milda Fatia Rahma Mufiroh, Lia Anissatun Muhlis Musahadi Nur Huda Nurul Zuhroh Rifqi, Lathif Hanafir Rifqi, Lathif Hanaifr Rifqi, Latif Hanafir Rijal Zultianda Sokhikhatul Mawadah Sri Walyoto, Sri Tatim Musolichah Yulia Rahma Wati