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Analisis Faktor-Faktor yang Memengaruhi Tingkat Pertumbuhan Ekonomi pada 20 Negara OKI Tahun 2009-2013 Insani, Risna Nurul; Indra, Indra
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2015): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v6i2.141-156

This study aims to analyze factors that affect economic growth in OICmember countries by using neo-classical model of economic growth andeconomic growth of Ibn Khaldun. The model consists of five variables,namely: labor, capital accumulation, agriculture, trade, and inflation. Thisstudy was using regression analysis of panel data with the object 20 OICmember countries (Afghanistan, Bangladesh, Mozambique, Togo, Uzbekistan, Indonesia, Nigeria, Pakistan, Tunisia, Jordan, Kazakhstan, Lebanon, Malaysia, Algeria, Turkey, Brunei, Kuwait, Oman, Arabia, and United Arab Emirates), from 2009 to 2013. The results showed that four of the five variables used to significantly affect the economic growth in OIC countries is variable labor, capital accumulation, agriculture, and trade, while inflation variable has no significant effect. From this study it can be concluded that not all the variables significantly influence economic growth in OIC countries.Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhipertumbuhan ekonomi di negara-negara anggota OKI dengan menggunakanmodel neo-klasik pertumbuhan ekonomi dan pertumbuhan ekonomi IbnuKhaldun. Model ini terdiri dari lima variabel, yaitu: tenaga kerja, akumulasiÂ modal, pertanian, perdagangan, dan inflasi. Penelitian ini menggunakananalisis regresi data panel dengan negara-negara anggota OKI objek 20(Afghanistan, Bangladesh, Mozambik, Togo, Uzbekistan, Indonesia, Nigeria,Pakistan, Tunisia, Yordania, Kazakhstan, Lebanon, Malaysia, Aljazair, Turki,Brunei, Kuwait , Oman, Saudi, dan Uni Emirat Arab), dari 2009 ke 2013.Hasil penelitian menunjukkan bahwa empat dari lima variabel yang digunakanuntuk secara signifikan mempengaruhi pertumbuhan ekonomi di negara-negara OKI adalah tenaga kerja variabel, akumulasi modal, pertanian, dan perdagangan, sedangkan variabel inflasi tidak berpengaruh signifikan. Dari penelitian ini dapat disimpulkan bahwa tidak semua variabel berpengaruh signifikan terhadap pertumbuhan ekonomi di negara-negara OKI.

Analisis Faktor-Faktor yang Memengaruhi Tingkat Pertumbuhan Ekonomi pada 20 Negara OKI Tahun 2009-2013 Risna Nurul Insani; Indra Indra
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2015): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

This study aims to analyze factors that affect economic growth in OICmember countries by using neo-classical model of economic growth andeconomic growth of Ibn Khaldun. The model consists of five variables,namely: labor, capital accumulation, agriculture, trade, and inflation. Thisstudy was using regression analysis of panel data with the object 20 OICmember countries (Afghanistan, Bangladesh, Mozambique, Togo, Uzbekistan, Indonesia, Nigeria, Pakistan, Tunisia, Jordan, Kazakhstan, Lebanon, Malaysia, Algeria, Turkey, Brunei, Kuwait, Oman, Arabia, and United Arab Emirates), from 2009 to 2013. The results showed that four of the five variables used to significantly affect the economic growth in OIC countries is variable labor, capital accumulation, agriculture, and trade, while inflation variable has no significant effect. From this study it can be concluded that not all the variables significantly influence economic growth in OIC countries.Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhipertumbuhan ekonomi di negara-negara anggota OKI dengan menggunakanmodel neo-klasik pertumbuhan ekonomi dan pertumbuhan ekonomi IbnuKhaldun. Model ini terdiri dari lima variabel, yaitu: tenaga kerja, akumulasi modal, pertanian, perdagangan, dan inflasi. Penelitian ini menggunakananalisis regresi data panel dengan negara-negara anggota OKI objek 20(Afghanistan, Bangladesh, Mozambik, Togo, Uzbekistan, Indonesia, Nigeria,Pakistan, Tunisia, Yordania, Kazakhstan, Lebanon, Malaysia, Aljazair, Turki,Brunei, Kuwait , Oman, Saudi, dan Uni Emirat Arab), dari 2009 ke 2013.Hasil penelitian menunjukkan bahwa empat dari lima variabel yang digunakanuntuk secara signifikan mempengaruhi pertumbuhan ekonomi di negara-negara OKI adalah tenaga kerja variabel, akumulasi modal, pertanian, dan perdagangan, sedangkan variabel inflasi tidak berpengaruh signifikan. Dari penelitian ini dapat disimpulkan bahwa tidak semua variabel berpengaruh signifikan terhadap pertumbuhan ekonomi di negara-negara OKI.

PERAN DIGITALISASI DALAM MENINGKATKAN INKLUSI KEUANGAN SYARIAH DI ERA EKONOMI DIGITAL Muhammad Irfan Putra Ramadhan; Ade Ruslan Hidayat; Risna Nurul Insani
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01, Maret 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43018

The rapid development of digital technology has significantly transformed the financial services sector, including Islamic finance. Digitalization is considered a strategic instrument to expand access to financial services and promote financial inclusion within the Islamic financial system. This study aims to examine the role of digitalization in enhancing Islamic financial inclusion in the era of the digital economy. Using a quantitative approach, this research employs a survey method involving [number] respondents consisting of users of Islamic financial services. Data were analyzed using descriptive statistics and regression analysis to identify the relationship between digital financial services and the level of Islamic financial inclusion. The results indicate that digitalization, particularly through mobile banking, fintech services, and digital payment platforms, has a positive and significant effect on Islamic financial inclusion. Digital financial services improve accessibility, efficiency, and user convenience, especially among unbanked and underbanked communities. Furthermore, digital-based Islamic financial services contribute to increasing public awareness and utilization of Sharia-compliant financial products. This study implies that strengthening digital infrastructure, enhancing Islamic financial literacy, and ensuring Sharia compliance in digital platforms are essential to support sustainable Islamic financial inclusion. The findings are expected to provide practical insights for policymakers, Islamic financial institutions, and stakeholders in developing inclusive and digitally driven Islamic financial ecosystems.

INTEGRASI FINTECH SYARIAH BERBASIS ESG TERHADAP KEBERLANJUTAN UMKM HALAL DI INDONESIA: PERSPEKTIF MAQASHID SYARIAH Ade Ruslan Hidayat; Linda Hindriana; Risna Nurul Insani; Regina Maurizka Rifada; Wida Hartika
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 01 (2026): Volume 12 No. 01, Maret 2026 Release
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i01.11491

This study investigates the integration of Sharia-based financial technology (Fintech) with ESG (Environmental, Social, and Governance) principles to support the sustainability of halal MSMEs (Micro, Small, and Medium Enterprises) in Indonesia from the perspective of Maqashid Sharia. The research addresses the challenges faced by halal MSMEs in accessing financial resources, adopting sustainable practices, and complying with ethical and Sharia standards. The study aims to analyze how ESG-based Fintech solutions can enhance business continuity, financial inclusion, and ethical compliance of halal MSMEs. A qualitative approach was employed, combining literature review, case studies of selected halal MSMEs, and in-depth interviews with stakeholders, including business owners, Fintech providers, and regulatory authorities. The results indicate that integrating Sharia Fintech with ESG principles contributes positively to the long-term sustainability of halal MSMEs by providing easier access to compliant financing, promoting responsible business practices, and aligning operational goals with Maqashid Sharia values. Furthermore, stakeholders perceive that ESG-oriented Fintech platforms enhance trust, improve risk management, and strengthen social and Environmental responsibility within halal business ecosystems. The study concludes that the integration of Sharia Fintech and ESG frameworks is an effective strategy for fostering resilient and sustainable halal MSMEs in Indonesia, offering implications for policymakers, practitioners, and investors seeking to support ethical and sustainable entrepreneurship.

ANALISIS STRATEGI PENGHIMPUNAN DANA (FUNDING) BANK MUAMALAT INDONESIA KCP SUKABUMI DALAM MENINGKATKAN DAYA SAING PERBANKAN SYARIAH Risna Nurul Insani; Abdul Muhyi; Moch Salman Alfarizi; Ihsan Nultam
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.46022

In an effort to enhance competitiveness in the Islamic banking industry, this study investigates the fundraising strategy of PT Bank Muamalat Indonesia Tbk. KCP Sukabumi. Data were collected through banking operation documentation, field observations, and in-depth interviews using descriptive qualitative research methods. The results show that Bank Muamalat KCP Sukabumi uses an integrative strategy to increase Current Account Saving Account (CASA) through savings and checking products based on Wadiah and Mudharabah contracts. This is optimized through digital transformation with the Muamalat DIN application, institutional collaboration, and a community-based marketing approach that leverages the strong religious base in the Sukabumi region to achieve this goal. Although the bank is known as a pioneer of pure Islamic banks, according to a SWOT analysis, their limited physical infrastructure and intense competition from large banks and digital entities. This fundraising strategy has proven very beneficial in reducing funding costs, maintaining liquidity stability, and strengthening customer loyalty through spiritual and emotional approaches. According to this study, to maintain competitive advantage and sustainable profitability in the local and national financial markets, Bank Muamalat must strengthen its digital ecosystem and improve Islamic financial literacy.

Nahwu Analysis Activities in Reading the Text of Natsar Al-Barzanji and Its Effect on The Ability of Reading Arabic Texts Rina Septiani; Riska Hermina Rahmawati; Risna Nurul Insani
Indonesian Journal of Arabic Studies Vol. 5 No. 2 (2023)
Publisher : UIN Siber Syekh Nurjati Cirebon, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/ijas.v5i2.13242

Purpose: This study, conducted at Al-Mardhiyyah Al-Islamiyyah Islamic Boarding School, investigates the impact of incorporating nahwu (Arabic syntax) analysis into the traditional reading of Natsar al-Barzanji on students' Arabic reading abilities. Originally part of the "marhabanan" tradition, the reading of Natsar al-Barzanji has been transformed into an educational tool to deepen students' comprehension of Arabic language and nahwu concepts. The objective of this research is to ascertain whether a focused approach to nahwu analysis can effectively enhance students' proficiency in reading Arabic texts. Design/ methods/approach: Employing a descriptive research methodology, the study utilized both qualitative and quantitative data analyses to evaluate the effectiveness of this approach. The quantitative data was collected through assessments measuring students' performance in nahwu analysis and their Arabic reading skills. Findings: Results indicated a significant improvement in Arabic reading abilities among students. The highest score in nahwu analysis was 99, with the lowest at 42, and an average score of 85.66 (standard deviation of 5.59). In Arabic text reading, the highest score recorded was 96, the lowest at 60, with an average of 82.47 (standard deviation of 8.89). The correlation coefficient of 0.66 suggests a meaningful positive impact of nahwu analysis on Arabic reading proficiency. Research implications: Â This research demonstrates the beneficial role of integrating linguistic analysis into language education, particularly in enhancing reading abilities. It contributes to the field by highlighting how syntax-focused activities can significantly improve linguistic proficiency. The findings offer valuable insights for educators and curriculum developers in Arabic language education, suggesting that incorporating nahwu analysis can effectively bolster students' comprehension and fluency in Arabic.

Pengaruh Senam Kreasi terhadap Perkembangan Emosional Anak Usia Dini Kelompok A Neng Awalia Farida; Risna Nurul Insani; Aeni Latifah; Dede Ridwan; Lidya Nur Illahi; Risna Nurul Insani
Jurnal El-Audi Vol. 6 No. 1 (2025): Vol. 6 No. 1 Maret 2025
Publisher : Institut Madani Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Emotional development is a fundamental aspect of early childhood that significantly influences children's success in their daily lives and future learning. During early childhood, appropriate stimulation is essential to foster self-confidence, empathy, cooperation, and self-control. One effective approach to promoting these emotional competencies is through enjoyable, meaningful, and child-centered activities, such as creative gymnastics. This study aims to examine the effect of the "Guruku Tersayang" creative gymnastics program on the emotional development of early childhood at TK Negeri Pembina Cibeureum. The study was conducted because several children at the kindergarten had not yet achieved the expected level of emotional development. This research employed a descriptive qualitative method to systematically organize and interpret the data collected in the form of descriptive narratives. The participants consisted of all 34 children in Group A. Data were collected through observations and interviews focusing on children's emotional responses during the implementation of the "Guruku Tersayang" creative gymnastics activity. The findings indicate that the children's emotional development showed positive improvement and generally met the expected developmental indicators during their participation in the creative gymnastic activities. The program helped enhance children's self-confidence, cooperation, emotional expression, and positive interactions with their peers and teachers, suggesting that creative gymnastics can serve as an effective strategy for supporting emotional development in early childhood.

Pengaruh Senam Kreasi terhadap Perkembangan Emosional Anak Usia Dini Kelompok A Neng Awalia Farida; Risna Nurul Insani; Aeni Latifah; Dede Ridwan; Lidya Nur Illahi; Risna Nurul Insani
Jurnal El-Audi Vol. 6 No. 1 (2025): Vol. 6 No. 1 Maret 2025
Publisher : Institut Madani Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Emotional development is a fundamental aspect of early childhood that significantly influences children's success in their daily lives and future learning. During early childhood, appropriate stimulation is essential to foster self-confidence, empathy, cooperation, and self-control. One effective approach to promoting these emotional competencies is through enjoyable, meaningful, and child-centered activities, such as creative gymnastics. This study aims to examine the effect of the "Guruku Tersayang" creative gymnastics program on the emotional development of early childhood at TK Negeri Pembina Cibeureum. The study was conducted because several children at the kindergarten had not yet achieved the expected level of emotional development. This research employed a descriptive qualitative method to systematically organize and interpret the data collected in the form of descriptive narratives. The participants consisted of all 34 children in Group A. Data were collected through observations and interviews focusing on children's emotional responses during the implementation of the "Guruku Tersayang" creative gymnastics activity. The findings indicate that the children's emotional development showed positive improvement and generally met the expected developmental indicators during their participation in the creative gymnastic activities. The program helped enhance children's self-confidence, cooperation, emotional expression, and positive interactions with their peers and teachers, suggesting that creative gymnastics can serve as an effective strategy for supporting emotional development in early childhood.

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