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All Journal International Journal of Economics, Business and Accounting Research (IJEBAR) Accounting Profession Journal (APAJI) Jurnal Inovasi Penelitian Jurnal Pengabdian kepada Masyarakat International Journal of Social Science JURNAL ILMIAH GLOBAL EDUCATION Wiga : Jurnal Penelitian Ilmu Ekonomi Jurnal Ilmu Manajemen Advantage Empowerment Society Journal of Innovation Research and Knowledge Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) International Journal of Accounting and Management Research (IJAMR) E-Amal: Jurnal Pengabdian Kepada Masyarakat
Kusnanto Darmawan
ITB Widya Gama Lumajang
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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STUDY OF THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY AND TRUST ON SAVING INTEREST WITH DEMOGRAPHICS AS A MEDIATOR Irdiana, Sukma; Kusnanto Darmawan; Ninik Lukiana
Accounting Profession Journal (APAJI) Vol. 7 No. 1 (2025): Accounting Profession Journal (APAJI)
Publisher : Program Studi Akuntansi Fakultas Ekonomi dan Bisnis Universitas Kristen Indonesia Paulus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35593/apaji.v7i1.256

Abstract

The purpose of this study was to examine the influence of Islamic financial literacy and trust on savings interest, with demographics as a mediator. A descriptive quantitative approach was used, involving a population of active students in Lumajang Regency, with a sample size of 170 selected through purposive sampling. Path analysis was employed as the technique. The findings show that Islamic financial literacy directly affects demographics, while trust does not. Islamic financial literacy does not influence savings interest, but trust and demographics do. Indirectly, Islamic financial literacy impacts savings interest through demographics, while trust does not.
Studying Generation Z's Saving Interest: Sharia Financial Literacy, Religius, and Lifestyle Irdiana, Sukma; Darmawan, Kusnanto; Jariah, Ainun
Jurnal Ilmiah Global Education Vol. 5 No. 2 (2024): JURNAL ILMIAH GLOBAL EDUCATION, Volume 5 Nomor 2, Juni 2024
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v5i2.2801

Abstract

This research aims to investigate the factors that influence Generation Z's interest in saving at Islamic banks. Generation Z, born between the mid-1990s to the early 2010s, has been in the spotlight for their unique financial behavior and tendency to use technology in their financial transactions. In this context, Islamic financial literacy, religiosity, and lifestyle are considered as key factors that might influence their interest in saving in Islamic banks. This research uses a quantitative approach, using a simple random sampling method in taking samples. The number of samples in this research was 80 generation Z in Lumajang Regency. The analysis technique used is multiple linear regression analysis. The results of this research show that sharia financial literacy and religiosity have a significant effect on generation Z's interest in saving at sharia banks. However, lifestyle does not have a significant effect on generation Z's interest in saving at Sharia Banks. The coefficient of determination in this study was 79%, this shows that sharia financial literacy and religiosity have an important role in generation Z's interest in saving at Sharia Banks in Lumajang Regency. Meanwhile, Generation Z's lifestyle does not prevent them from saving at Sharia Bank.
MERAJUT HARMONI DI TEMPAT KERJA: ANALISIS PENGARUH QUALITY OF WORK LIFE DAN KOMUNIKASI TERHADAP KINERJA PEGAWAI Darmawan, Kusnanto; Sukma Irdiana; M Wimbo Wiyono
Journal of Innovation Research and Knowledge Vol. 5 No. 6 (2025): Nopember 2025
Publisher : Bajang Institute

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Abstract

Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh quality of work life dan komunikasi terhadap kinerja pegawai. Populasi dalam penelitian ini adalah pegawai Dinas Kependudukan dan Catatan Sipil Kabupaten Lumajang sebanyak 80 orang, dengan menggunakan teknik sampel jenuh, skala pengukuran menggunakan likert. Jenis data yang digunakan terdiri dari data primer dan data sekunder, Metode yang digunakan adalah metode deskriptif dan analisa data mengunakan Regresi Linear Berganda. Berdasarkan hasil penelitian dapat disampaikan bahwa untuk variable partisipasi karyawan memiliki tingkat signifikansi 0.014, variabel pengembangan karier memiliki tingkat signifikansi 0.000, variabel komunikasi memiliki tingkat signifikansi 0.000, dan variabel kompensasi memiliki tingkat signifikansi 0.004 yang lebih kecil dari 0.05, maka dapat di simpulkan bahwa variabel variabel tersebut memiliki pengaruh signifikan terhadap kepuasan kerja. Adapun koefisien determinasi dapat diketahui sebesar 78,8% yang artinya dapat diketahui bahwa Quality Of Work Life mempengaruhi Kepuasan Kerja pegawai pada Dinas Kependudukan dan Catatan Sipil Kabupaten Lumajang sebesar 78,8%
THE INFLUENCE OF RELIGIOSITY AS A MEDIATING FACTOR IN THE RELATIONSHIP BETWEEN TRUST AND KNOWLEDGE ON SAVING INTEREST IN SHARIA BANK CUSTOMERS Irdiana, Sukma; Kurniawan Yunus Ariyono; Kusnanto Darmawan; Mohammad Noor Khairullah
Journal of Innovation Research and Knowledge Vol. 4 No. 6: Nopember 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jirk.v4i6.8859

Abstract

This study aims to determine the relationship between trust and knowledge on the interest in saving of Islamic bank customers in Lumajang, with a focus on generation Z. Respondents numbered 200 respondents spread across Lumajang. Data were collected through an online questionnaire distributed using Google Form. Data analysis was carried out using path analysis with the help of SPSS 21.0 software. The results of the study indicate that knowledge has a direct but insignificant effect on religiosity. trust has a significant direct effect on religiosity. In addition, trust, knowledge and religiosity have a significant direct effect on interest in saving. Another finding is that trust and knowledge do not affect interest in saving through religiosity. This finding indicates that although trust and knowledge factors are important, when associated with the aspect of religiosity, their effect on interest in saving becomes less effective. Therefore, increasing interest in saving may be more effectively achieved through a direct approach to trust and knowledge without having to go through the variable of religiosity as a mediator.
PERAN QUALITY OF WORK LIFE (QWL) DALAM MENINGKATKAN ORGANIZATIONAL CITIZENSHIP BEHAVIOR (OCB) DENGAN KINERJA PEGAWAI SEBAGAI MEDIATOR Darmawan, Kusnanto; Sukma Irdiana; Imam Abrori
Journal of Innovation Research and Knowledge Vol. 4 No. 7: Desember 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jirk.v4i7.9048

Abstract

Kualitas kehidupan kerja atau Quality of Work Life (QWL) merupakan suatu konsep penting dalam manajemen sumber daya manusia yang mencerminkan sejauh mana lingkungan kerja mampu memenuhi kebutuhan pribadi dan profesional karyawan. Tujuan dari penelitian ini adalah untuk mengisi kesenjangan tersebut dan memberikan rekomendasi praktis bagi pengelolaan sumber daya manusia yang optimal. Teknik pemilihan sampel menggunakan random sampling dan diperoleh sebanyak 80 responden yaitu pegawai Dinas Kependudukan dan Catatan Sipil baik ASN maupun Honorer. Teknik analisis data menggunakan analisis regresi berganda menggunakan SPSS 21.0. Berdasarkan hasil uji hipotesis secara parsial dapat disimpulkan bahwa Quality of Work Life (QWL) berpengaruh terhadap Organisational Citizenship Behaviour (OCB). Quality of Work Life (QWL) secara parsial berpengaruh positif dan signifikan terhadap Kinerja Pegawai. Organisational Citizenship Behaviour (OCB) berpengaruh positif dan signifikan terhadap Kinerja Pegawai. Quality of Work Life (QWL) tidak berpengaruh secara langsung terhadap Organisational Citizenship Behaviour (OCB) melaui Kinerja Pegawai.
PEMBERDAYAAN IBU-IBU PKK SUKODONO MELALUI PELATIHAN KREATIF DAUR ULANG SAMPAH PLASTIK Sukma Irdiana; Kusnanto Darmawan; Ninik Lukiana; Mohammad Noor Khairullah; Kurniawan Yunus Ariyono
J-ABDI: Jurnal Pengabdian kepada Masyarakat Vol. 5 No. 7 (2025): Desember 2025
Publisher : Bajang Institute

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Abstract

Program Pemberdayaan Ibu-Ibu PKK Sukodono melalui Pelatihan Kreatif Daur Ulang Sampah Plastik dilaksanakan sebagai upaya meningkatkan keterampilan, kreativitas, serta kesadaran lingkungan pada masyarakat, khususnya kelompok ibu rumah tangga. Permasalahan utama yang dihadapi wilayah Sukodono adalah tingginya volume sampah plastik rumah tangga yang belum tertangani secara optimal. Melalui pelatihan ini, peserta diperkenalkan pada teknik pengolahan sampah plastik menjadi produk bernilai guna dan bernilai ekonomi, seperti kerajinan tangan, tas, pot tanaman, dan dekorasi rumah. Metode kegiatan mencakup sosialisasi lingkungan, demonstrasi teknik daur ulang, pendampingan praktik langsung, serta evaluasi hasil karya. Hasil kegiatan menunjukkan adanya peningkatan signifikan pada pengetahuan dan keterampilan ibu-ibu PKK terkait pengolahan sampah plastik. Selain itu, peserta menunjukkan minat tinggi untuk mengembangkan produk kreatif sebagai peluang usaha rumahan. Program ini tidak hanya berdampak pada pengurangan sampah plastik, tetapi juga membuka ruang pemberdayaan ekonomi keluarga melalui pemanfaatan limbah menjadi produk bernilai jual. Kegiatan ini diharapkan dapat menjadi model pemberdayaan masyarakat berbasis lingkungan yang berkelanjutan dan mampu memperkuat kapasitas ibu-ibu PKK sebagai agen perubahan dalam pengelolaan sampah di tingkat lokal
Co-Authors Abrori, Imam Ainun Jariah Irdiana, Sukma Kurniawan Yunus Ariyono M Wimbo Wiyono Mohammad Noor Khairullah Ninik Lukiana Ninik Lukiana Riza Bahtiar Sulistyan Setyobakti, Hudi Via Lailatur rizki Wibisono, Wimbo Yulian Ade Chandra