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All Journal Daengku: Journal of Humanities and Social Sciences Innovation Journal of Economics, Entrepreneurship, Management Business and Accounting Journal of Economic Education and Entrepreneurship Studies Indonesian Journal of Business and Entrepreneurship Research Pinisi Journal of Entrepreneurship Review
Nurhayani Nurhayani
Universitas Negeri Makassar, Indonesia
Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The Role of Informal Entrepreneurship Education in Cultivating the Entrepreneurial Spirit and Economic Independence of the Young Generation Nurhayani Nurhayani; Sumiati Tahir; Hasisa Haruna; Nurwahida Nurwahida; Hardiyanti Ridwan
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 1 (2026): Volume 4, Issue 1, January 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i1.1300

Abstract

Purpose: This study examines the role of informal entrepreneurship education in fostering entrepreneurial spirit and economic independence among young people. The topic is important because entrepreneurial values are not only developed through formal education but also shaped through family, community, and everyday life experiences. Design/methodology/approach: This study uses a library research approach by reviewing relevant literature on entrepreneurship education, informal learning, and entrepreneurial character development. The analysis focuses on how informal educational settings contribute to the formation of entrepreneurial values and independent economic behavior among the younger generation. Findings/Results: The findings show that informal entrepreneurship education has an important role in developing entrepreneurial characteristics such as creativity, risk-taking, adaptability, independence, and responsibility. Family and community environments function as effective spaces for introducing and strengthening entrepreneurial values from an early age. Originality/Value: This study highlights the strategic contribution of informal entrepreneurship education in shaping entrepreneurial spirit and economic independence among young people. The findings imply that stronger collaboration between families, communities, and educational institutions is needed to create a generation that is more independent and entrepreneurial.
The Role of Opportunity Recognition in Linking Digital Entrepreneurial Literacy and Entrepreneurial Intention Nurhayani Nurhayani; Agung Muliaman Anas; Andi Anggi Kemalasari; Muhammad Akbar; Nurfadilah Sindika Sari
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 3 No 3 (2025): Volume 3, Issue 3, September-December 2025
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v3i3.1304

Abstract

This study examines the effect of digital entrepreneurial literacy on entrepreneurial intention through opportunity recognition among university students. The study is motivated by the growing importance of digital competencies in supporting entrepreneurial activities in the digital economy. This study applies a quantitative approach using a structured questionnaire distributed to 84 university students selected through purposive sampling. Data were analyzed using Partial Least Squares Structural Equation Modeling with the assistance of SmartPLS software. The results show that digital entrepreneurial literacy does not have a significant direct effect on entrepreneurial intention. However, digital entrepreneurial literacy has a positive and significant effect on opportunity recognition, and opportunity recognition has a positive and significant effect on entrepreneurial intention. The findings also confirm that opportunity recognition fully mediates the relationship between digital entrepreneurial literacy and entrepreneurial intention. This study highlights opportunity recognition as a key mechanism through which digital entrepreneurial literacy contributes to entrepreneurial intention. The findings imply that entrepreneurship education should not only develop students’ digital entrepreneurial competencies but also strengthen their ability to identify and evaluate business opportunities.
Structural Model of Financial and Digital Literacy in Preventing Online Gambling among Students Sitti Hasbiah; Nurhayani Nurhayani; Ilma Wulansari Hasdiansa; Andika Isma; Hajar Dewantara
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 6 No. 3 (2026)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku4987

Abstract

Financial and digital literacy are essential competencies for college students, enabling them to manage their finances efficiently and avoid engaging in online gambling. Lack of risk awareness and poor self-control can make college students more vulnerable to harmful financial habits. This study explores how financial and digital literacy influence college students' financial behavior, with Financial Stress Reduction (FSR) and Better Self-Control and Budgeting Behavior (BSCB) acting as mediators of Gambling Risk Awareness (AGR) and Gambling Access Resistance (RGA). This study employed a quantitative, cross-sectional approach, surveying 517 students from various academic levels, selected through random sampling. Information was collected through an online survey consisting of 35 questions with a five-point Likert scale and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4.1.0.3. The results indicate that financial and digital literacy have a substantial impact on FSR and BSCB, fully mediating the relationship between literacy and AGR/RGA. These findings highlight the need to combine literacy programs with methods to manage financial stress and encourage responsible budgeting. Educational institutions are urged to combine literacy initiatives with training in self-control, financial planning, and digital security awareness.
Identifying Proprietary Channel Impact as A Digital Financial Services Indicator on Inflation in Indonesia Rahayu Rahayu; Musthafa Luthfi; Albetris Albetris; Failur Rahman; Nurhayani Nurhayani
Journal of Economic Education and Entrepreneurship Studies Vol. 7 No. 3 (2026)
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/je3s.v7i3.207

Abstract

Availability of financial services by Banks in Indonesia can make transactions in some sectors of economy more flexible and easier. This inclusiveness creates a new habit in society for payments, money transfer, and other transaction, furthermore, the use of digital financial services can boost the selling performance of MSME’s, especially in e-commerce. Nowadays, the increasing of digital financial services using, affecting money in circulation to prevent inflation. This research aims to measure the extent of the digital financial services can impact inflation by measuring of money supply that use a digital financial service making an econometrics model of Error Correction Model. This model construct of digital financial services that be indicated by proprietary channel. Some variable of proprietary channel includes the use of mobile-internet banking as first variable and the use of phone banking as second variable. This research will find which variable can affect the money supply as an inflation indicator. The finding of this research can be concluded that mobile-internet banking has a significant impact on inflation and phone banking has a significant impact on inflation too. These variables also have simultaneously significant impact on inflation in short run and in long run. So, maintaining inflation have to be considered by the relevant authority.
The Strategic Role of Millennial Women in Advancing MSMEs in the Digital Economy Era Nurhayani Nurhayani; Jumardi Jumardi; Hasisa Haruna
Indonesian Journal of Business and Entrepreneurship Research Vol. 3 No. 1 (2025): Vol. 3, No. 1, January 2025: Indonesian Journal of Business and Entrepreneurshi
Publisher : Department of Business and Entrepreneurship, Faculty of Economics and Business, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of the MSME sector which is supported by the digital economy, creates many new innovations. The transformation towards a digital-based economy is mostly driven by millennial women. This study aims to analyze the strategic role of millennial generation women in the digital economy era. The research method used is the descriptive qualitative method. The data collection method used is the method of observation, interviews, and documentation. Data were analyzed through three paths, namely data reduction, data presentation, and drawing conclusions. The results of the study show that respondents play an important role in economic development through MSMEs. The results of this study prove: 1) millennial women have an important and strategic role in starting businesses, creating new products, managing business finances, and marketing their business products using digital media; 2) on average business actors understand their position as women, respondents say that there are no norms/rules that prohibit women from working, and MSMEs managed by respondents have received permission and support from husbands or family; 3) MSME actors have benefited from the digital economy, especially in the marketing process, the benefits derived from social media activities greatly support the development of their businesses, and the government is very supportive of the efforts made by women entrepreneurs in helping improve the regional and national economy.
Entrepreneurship Education and Entrepreneurial Interest Among Generation Z Students: An Experimental Study in Vocational Education Hajar Dewantara; Nurhayani Nurhayani; Solomon Uchechukwu Eze
Pinisi Journal of Entrepreneurship Review Vol. 4 No. 1 (2026): Pinisi Journal of Entrepreneurship Review
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/pjer.v4i1.315

Abstract

Entrepreneurship education has become an important strategy in developing entrepreneurial interest among Generation Z, particularly in vocational education environments that prepare students to face dynamic economic and business challenges. This study aims to examine the effect of entrepreneurship education on Generation Z’s entrepreneurial interest at SMK Negeri 4 Makassar using a True Experimental Design with a Post-Test-Only Control-Group Design approach. The study involved 40 students divided into an experimental group and a control group, with each group consisting of 20 respondents. The experimental group received entrepreneurship learning through an experiential-based approach, while the control group received conventional learning methods. Data were collected through questionnaires, observation, and documentation, and were analyzed using validity, reliability, normality, homogeneity, and t-test analyses. The findings indicate that entrepreneurship education has a positive and significant effect on entrepreneurial interest among Generation Z students. The experimental group demonstrated a higher increase in entrepreneurial interest compared to the control group after the learning intervention was implemented. The results also confirmed that the research instruments were valid and reliable, while the data fulfilled the assumptions of normality and homogeneity. The t-test analysis further demonstrated a statistically significant difference between both groups. This study contributes to the entrepreneurship education literature by providing empirical evidence through a true experimental approach, which remains relatively limited in previous studies. The findings imply that experiential entrepreneurship education can strengthen students’ motivation, confidence, and readiness to engage in entrepreneurial activities in the digital era.
Bridging Informal Learning and Sustainable Development: The Mediating Role of Entrepreneurial Mindset in Shaping SDG-Oriented Entrepreneurial Intention Nurhayani Nurhayani; Hasisa Haruna; Andi Anggi Kemalasari; Muhammad Akbar
Indonesian Journal of Business and Entrepreneurship Research Vol. 4 No. 1 (2026): Vol. 4, No. 1, February 2026: Indonesian Journal of Business and Entrepreneursh
Publisher : Department of Business and Entrepreneurship, Faculty of Economics and Business, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/ijober.v4i1.193

Abstract

This study examines the role of informal entrepreneurship education in shaping SDG-oriented entrepreneurial intention, with entrepreneurial mindset as a mediating variable among students of the Department of Economics and Development Studies, Faculty of Economics, Universitas Tadulako. Using a quantitative approach, data were collected from 90 respondents and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that informal entrepreneurship education does not have a significant direct effect on SDG-oriented entrepreneurial intention. However, it has a positive and significant effect on entrepreneurial mindset, which in turn significantly influences SDG-oriented entrepreneurial intention. Furthermore, the findings reveal that entrepreneurial mindset fully mediates the relationship between informal entrepreneurship education and SDG-oriented entrepreneurial intention. These results highlight that informal learning alone is insufficient to foster sustainable entrepreneurial intention unless it is transformed into a strong entrepreneurial mindset. This study contributes to the literature by emphasizing the critical role of entrepreneurial mindset as a key mechanism linking informal learning and sustainability-oriented entrepreneurial intention. The findings also provide practical implications for educators and policymakers in designing entrepreneurship programs that support the achievement of the Sustainable Development Goals (SDGs).
Informal Entrepreneurship Education for Women MSME Entrepreneurs: A Process of Women’s Empowerment in Coastal Communities Sumiati Tahir; Utiana Usman; Nurhayani Nurhayani; Asriyani Amrullah
Pinisi Journal of Entrepreneurship Review Vol. 4 No. 2 (2026): Pinisi Journal of Entrepreneurship Review
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/pjer.v4i2.490

Abstract

Women play an important role in the economic activities of coastal communities through their involvement in micro, small, and medium enterprises (MSMEs). However, limited access to education, training, financial resources, technology, markets, and business information remains a significant challenge for the development of women-led enterprises. This study aims to explore informal entrepreneurship education as a process of empowering women MSME entrepreneurs in coastal communities of Takalar Regency, Indonesia. This study employs a qualitative approach using a case study strategy. Data are collected through preliminary questionnaires, in-depth interviews, observations, and document analysis. Informants are selected using purposive sampling, involving women MSME entrepreneurs and relevant key informants. Data analysis is conducted using thematic analysis through the stages of transcription, coding, theme development, interpretation, and validation. Preliminary data analysis involving 40 women indicates that 30 respondents (75%) have already owned and managed businesses, while 10 respondents (25%) have not yet established businesses. These initial findings demonstrate the active involvement of women in productive economic activities within coastal communities. Informal entrepreneurship education is considered important because entrepreneurial knowledge and skills are acquired not only through formal education but also through business experiences, non-formal training, mentoring, and social networks. This study is expected to provide contextual insights into the mechanisms through which informal entrepreneurship education strengthens entrepreneurial capacity, access to resources, independence, and economic empowerment among women MSME entrepreneurs in coastal areas.
Co-Authors Agung Muliaman Anas Albetris Andi Anggi Kemalasari Andika Isma Asriyani Amrullah Failur Rahman Hajar Dewantara Hardiyanti Ridwan Hasisa Haruna Ilma Wulansari Hasdiansa Jumardi Jumardi Muhammad Akbar Musthafa Luthfi Nurfadilah Sindika Sari Nurwahida Nurwahida Rahayu Rahayu Sitti Hasbiah Solomon Uchechukwu Eze Sumiati Tahir Utiana Usman