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ZAKAT DAN INFAQ DALAM MENGURANGI PATOLOGI KEMISKINAN ( STUDI PADA BAITUL MAL KOTA LANGSA) Kamal, Safwan
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 2 No 1 (2018): Vol 2 No 1 September 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam

The purpose of this study is to find out how the concepts of zakat and infaq management exist in the Baitul Mal City of Langsa and how economic values â€‹â€‹are motivated in the concept in reducing the pathology of poverty. With the phenomenology approach this study found that the management of zakat is carried out in reducing the pathology of poverty carried out in productive form with a full ownership mechanism, while infaq is carried out in the form of unsecured revolving financing programs. Build emotional closeness with mustahiq to keep trying. Second: Building responsibility for improving economic status. Third: Building work motivation. Fourth: Building independence. Fifth: Build self-confidence to achieve success in business. Sixth: Building social responsibility in the community. The economic motivation values â€‹â€‹realized through productive infaq programs are: First: Building business references as a reference for increasing income. Second: Building relationships with members recommending mustahik to take part in training and business coaching. Third: Build market references in developing businesses. Fourth: Build ideology to read new business opportunities in increasing income.

CITRA BAITUL MAL DALAM PERSPEKTIF PEDAGANG KOTA LANGSA Kamal, Safwan
JURNAL EKONOMI DAN BISNIS ISLAM Vol 1 No 1 (2016): Volume I Nomor 1 April 2016
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v4i1.1235

Abstrak.This reserch tried to explore the image of the Baitul Mal among the vendors in Kota Langsa. The discussion would focuse on revealing and intepreting the thought of the vendors who were the Muzakki of the Baitul Mal and the non Muzakki of the Baitul Mal on the image of the Baitul Mal Kota Langsa. The approach was qualitive and Schultz?s method ofphenomenologies analysis which provided a wider space for the phenomenon to tell about it self, that specifically analyse the ?because of motives? and?order to motives?. It was found the positive image of Baitul Mal Kota Langsa among the Muzakki Kota Langsa who percieved that the former had peformed well. The Baitul Mall had successfully carried out socialization program and it was well recieved by the muzakki (pedagang swalayan). It had provided the service which has been accessable for the Muzakki to pay their zakkah effectively. It also provied annual report on the addmittance and distribution of zakkah for the Muzakki to be updated. It was part of the transparancy program. Finally, the Amil (distributors), at present has been well recieved and trusted by the muzakki (Pedagang swalayan) in Kota Langsa as the coordinator and distributor of their Zakat.Kata Kunci : Citra Baitul Mal, Pedagang, Baitul Mal Kota Langsa

URGENSI STRATEGI PROMOSI DAN MODEL UPZM DALAM UPAYA MENGGALI POTENSI ZAKAT DI ACEH Safwan Kamal, Safwan Kamal
JURNAL EKONOMI DAN BISNIS ISLAM Vol 2 No 2 (2017): Volume 2 Nomor 2 Juni-Desember 2017
Publisher : IAIN Langsa

Proses penghimpunan zakat (funding) di Provinsi Aceh jika ditinjau dari persen- tase potensi zakat yang ada masih belum mencapai hasil yang memuaskan, Bai- tul Mal haruslah melakukan promosi dan sosialisasi secara ektra serta melaku- kan strategi jemput bola untuk menarik potensi zakat yang besar di Provinsi Aceh. Untuk membantu berjalannya roda zakat di Aceh, maka Baitul Mal harus serius menangani proses pengumpulan zakat dengan memperbanyak sumber daya pengumpul zakat (fundrising), membentuk tim promosi dan sosialisasi, adapun salah satu gagasan strategi yang penulis tawarkan untuk menggali po- tensi zakat di Aceh yaitu dengan upaya pengaktifan unit pengumpul zakat Mas- jid (UPZM). Dengan penerapan aplikasi promosi, sosialisasi dan pengaktifan UPMZ sebagai salah satu upaya untuk menguatkan manajemen pengumpulan zakat di Aceh sangat dimungkinkan penerimaan zakat di Aceh meningkat dan manfaat zakat dapat dirasakan secara lebih luas dan memiliki kuantitas baik.

Pengaruh kebijakan hutang dan kebijakan dividen terhadap nilai perusahaan yang tercatat pada Indeks LQ 45 Bursa Efek Indonesia Periode 2015-2019 Chan, Beby Fadillah; Maulana, Zefri; Kamal, Safwan
Jurnal Investasi Islam Vol 7 No 1 (2022): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v7i1.4387

This study aims to determine the effect of debt policy (DER) and dividend policy (DPR) partially and simultaneously on firm value (PBV) listed on the LQ 45 index of the Indonesian stock exchange for the 2015-2019 period. The data used is secondary data, based on financial statements on the Indonesian stock exchange. The data analysis in this study is multiple regression analysis, using normality test, multicollinearity, heteroscedasticity test, t test, f test, and coefficient of determination test through SPSS. The results of this study indicate that partially debt policy has no effect on firm value with a t value of -0.389 with a significance of 0.698 > 0.5 (0.000 < 0.05), dividend policy proxied by the DPR has a positive and significant effect on firm value. proxied by PBV with a t-count value of 3.343 and a significance <0.05. Meanwhile, simultaneous hypothesis testing has a positive and significant effect on firm value, this is indicated by the calculated F value of 5.825 and a significance value of 0.04 which is <0.05. The value of R2 in this study is 0.070, this indicates that the firm value is influenced by debt policy and dividend policy by 7% while the remaining 93% is influenced by variables outside this study.

ZAKAT DAN INFAQ DALAM MENGURANGI PATOLOGI KEMISKINAN ( STUDI PADA BAITUL MAL KOTA LANGSA) Kamal, Safwan
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 2 No 1 (2018): Vol 2 No 1 September 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v2i1.688

The purpose of this study is to find out how the concepts of zakat and infaq management exist in the Baitul Mal City of Langsa and how economic values are motivated in the concept in reducing the pathology of poverty. With the phenomenology approach this study found that the management of zakat is carried out in reducing the pathology of poverty carried out in productive form with a full ownership mechanism, while infaq is carried out in the form of unsecured revolving financing programs. Build emotional closeness with mustahiq to keep trying. Second: Building responsibility for improving economic status. Third: Building work motivation. Fourth: Building independence. Fifth: Build self-confidence to achieve success in business. Sixth: Building social responsibility in the community. The economic motivation values realized through productive infaq programs are: First: Building business references as a reference for increasing income. Second: Building relationships with members recommending mustahik to take part in training and business coaching. Third: Build market references in developing businesses. Fourth: Build ideology to read new business opportunities in increasing income.

PENGARUH LINGKUNGAN KERJA, PENGHARGAAN (REWARD) DAN PUNISHMENT TERHADAP KINERJA KARYAWAN (Studi Kasus Pada Pt. Socfhindo Divisi IV Afdheling Seleleh) kamal, safwan
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 4 No 2 (2020) : Vo.4 No.2 Desember 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v4i2.2051

Lingkungan kerja, penghargaan (reward) dan punishment merupakan faktor yang penting untuk menunjang kinerja sekaligus memberi dorongan bagi karyawan untuk meningkatkan semangat dalam bekerja. Penelitian ini bertujuan untuk mengetahui pengaruh lingkungan kerja, penghargaan (reward) dan punishment terhadap kinerja karyawan. Penelitian ini menggunakan penarikan sampel probability sampling dan menentukan jumlah sampel dari suatu populasi menggunakan simple random sampling dimana setiap anggota populasi mempunyai peluang yang sama untuk dipilih menjadi anggota sampel berdasarkan kriteria tertentu sesuai dengan kriteria yang dilakukan peneliti. Sampel yang ditentukan yaitu 63 responden. Hasil penelitian ini menunjukkan bahwa terdapat pengaruh lingkungan kerja yang positif dan signifikan terhadap kinerja karyawan dilihat dari nilai (t hitung) 2,696 > 2,00100 (t tabel) dengan tingkat sig. 0.003 < 0,05. Variabel penghargaan (reward) berpengaruh positif dan signifikan terhadap kinerja karyawan yang dilihat dari nilai (t hitung) 3,257 > 2,00100 (t tabel) dengan tingkat sig. 0.002 < 0.05. Variabel punishment berpengaruh positif dan signifikan terhadap kinerja karyawan yang dilihat dari nilai (t hitung) 3,638 > 2,00100 (t tabel) dengan tingkat sig. 0.004 < 0.05. terdapat pengaruh secara simultan antara lingkungan kerja, penghargaan (reward) dan punishment hal ini dilihat dari F hitung (5,122) lebih besar dari F tabel (2,76) dengan tingkat signifikan 0.003 < 0,05.

Analysis Of Public Perceptions of Online Zakat Payments Through the Bank Syariah Indonesia Mobile Application Zuliani, Rafiza; Bayduri, Intan; Agustinar, Agustinar; Kamal, Safwan; Kumalahayati, Nur
Journal of Contemporary Applied Islamic Philanthropy Vol. 2 No. 1 (2024): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v2i1.56

Purpose: This study aims to determine the online zakat payment procedures in the Bank Syariah Indonesia Mobile application and public perceptions and constraints related to online zakat payments through the Bank Syariah Indonesia Mobile application. Methodology: The method used is a qualitative approach. Data collection techniques using observation, interviews, and documentation. The informants in this study were the people of Gampong Meutia, Langsa Kota District. Findings: The results of the study show that public perceptions regarding online zakat payments through the Bank Syariah Indonesia Mobile application tend to lack trust and do not believe in the clarity of zakat distribution later and the public believes that direct zakat payments are far more effective because they can know the mustahik, in contrast to online zakat payments where the muzakki does not know for sure about the mustahik who will receive the zakat. However, it is different from the perception of the people who have used the BSI Mobile application in paying their zakat, where based on the experience they have, the perception created is that there is convenience from the BSI Mobile application in making zakat payments without having to provide a special time in fulfilling these Muslim obligations.

Strategi Pengembangan Usaha Jahit di Gampong Meutia Kota Langsa Ditinjau Menurut Ekonomi Islam Fazilla, Fitri; Kamal, Safwan; Safarida, Nanda
JIM: Jurnal Ilmiah Mahasiswa Vol 6, No 1 (2024): April 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v6i1.6898

This research was conducted with the aim of determining the strategy of sewing business development in Gampong Meutia Langsa City using qualitative methods. The research location in this study is on sewing entrepreneurs in Gampong Meutia, Langsa City. The subjects studied were 6 sewing entrepreneurs and village equipment in Gampong Meutia. Data collection techniques are carried out by observation, interviews and documentation. The technical data analysis used is descriptive analysis by going through the data collection stage through the data reduction stage, presenting data and drawing conclusions. The results of this study show that the sewing business in Gampong Meutia Langsa City is run by the business owner himself, where the business owner is fully responsible for management. The management of the sewing business in Gampong Meutia is quite good and the development of the sewing business in Gampong Meutia has developed quite well compared to neighboring villages, although there are still obstacles in several fields. The obstacles faced by sewing entrepreneurs in Gampong Meutia Langsa City are obstacles in capital, namely the difficulty of obtaining additional capital, obstacles in labor, namely the owner difficulty in obtaining labor, lack in the number of workers and lack of discipline of employees and obstacles in the use of machines. The business development strategy is to ask for additional capital and the government seeks this assistance and facilitates the community so that they succeed in getting the assistance through MSME assistance by making proposals, where the proposals are made as well and attractive as possible. And promote their efforts using social media. However, in terms of getting additional capital, these entrepreneurs still use conventional banks that apply credit interest rates. While the kerdit flower in Islam is included in riba which is prohibited by the Shari'a.

THE USE OF MEDIA TECHNOLOGY IN FORMING ONLINE TRANSACTION DECISIONS IN LANGSA CITY COMMUNITIES Kamal, Safwan; Naibaho, Anggi Rezzita; Safwandi, Safwandi; Fakhrizal, Fakhrizal
An-Nisbah: Jurnal Ekonomi Syariah Vol 10 No 2 (2023): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v10i2.8719

Abstrak: Penelitian ini bertujuan untuk mengetahui pengaruh persepsi kemudahan penggunaan, kemanfaatan, sikap, minat dan risiko terhadap keputusan bertransaksi dalam berbelanja online pada masyarakat di Kota Langsa. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif dengan menggunakan analisis regresi berganda. Populasi dalam penelitian ini jumlahnya tidak diketahui sedangkan sampel dalam penelitian ini berjumlah 100 sampel diambil menggunakan rumus lemeshow. Hasil penelitian menunjukkan bahwa secara simultan simultan (keseluruhan) variabel kemudahan, kemanfaatan, sikap, minat dan risiko dapat dilihat dari hasil uji F, dengan nilai Fhitung= 31,798 > dari Ftabel 2,19 dengan nilai signifikansi = 0.000. Adapun secara parsial ditemukan bahwa nilai thitung dari persepsi kemudahan sebesar 2,811 > dari ttabel sebesar 1,660, dengan nilai signifikansi sebesar 0,006 < alpha 0,05. Kedua, hasil penelitian menunjukkan kemanfaatan memiliki nilai thitung sebesar 6,234 > dari ttabel sebesar 1,660, dengan nilai signifikansi sebesar 0,000 < alpha 0,05. Ketiga, hasil penelitian menunjukkan nilai thitung dari persepsi sikap sebesar 2,259 > dari ttabel sebesar 1,660, dengan nilai signifikansi sebesar 0,026 < alpha 0,05. Keempat, hasil penelitian menunjukkan nilai thitung dari minat sebesar 5,025 > dari ttabel sebesar 1,660, dengan nilai signifikansi sebesar 0,006 < alpha 0,000. Kelima, hasil penelitian menunjukkan nilai thitung dari risiko sebesar 3,093 > dari ttabel sebesar 1,660, dengan nilai signifikansi sebesar 0,003 < alpha 0,05. Kata kunci: Technology Acceptance Model (TAM), Keputusan, Kota Langsa. Abstract: This research aims to determine the influence of perceived ease of use, usefulness, attitudes, interests, and risks on transaction decisions in online shopping among people in Langsa City. The method used in this research is a quantitative method using multiple regression analysis. The population in this study is unknown, while the sample in this study was 100 samples taken using the Lemeshow formula. The results of the research show that simultaneously (overall), the variables of convenience, usefulness, attitude, interest, and risk can be seen from the results of the F-test, with a value of F-count = 31.798 > from F-table 2.19 with a significance value = 0.000. Partially, it was found that the t-count value of perceived ease was 2.811 > t-table of 1.660, with a significance value of 0.006 < alpha 0.05. Second, the research results show the usefulness of having a t-count value of 6.234 > from a t-table of 1.660, with a significance value of 0.000 < alpha 0.05. Third, the research results show that the t-count value for perceived attitudes is 2.259 > t-table of 1.660, with a significance value of 0.026 < alpha 0.05. Fourth, the research results show that the t-count value of interest is 5.025 > t-table of 1.660, with a significance value of 0.006 < alpha 0.000. Fifth, the research results show that the t-count value of risk is 3.093 > t-table of 1.660, with a significance value of 0.003 < alpha 0.05. Keywords: Technology Acceptance Model (TAM), Decision, Kota Langsa

Pengaruh Penanaman Modal Dalam Negeri, Penanaman Modal Asing dan Utang Luar Negeri Terhadap Pertumbuhan Ekonomi Indonesia Sari, Indah Puspita; Kamal, Safwan; Amin, Muhammad; Astina, Chahayu
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 3 No 2 (2024): Vol 3, No 2 (2024)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v3i2.8949

Purpose – This research aims to determine and analyze the influence of domestic investment, foreign investment and foreign debt on Indonesia's economic growth. The data used is secondary data obtained from BPS in the form of PMDN, PMA, Foreign Debt and Indonesian GDP data for 2011-2022. Method – The research method used is a qualitative approach with data analysis method uses multiple linear regression analysis. Results – From the results of data analysis, it is known that PMDN has a positive effect of 0.133 on Indonesia's economic growth as evidenced by the sig value. 0.022 < 0.05. This shows that the higher the PMDN and its targeted use, especially in the productive sector, the more Indonesia's economic growth will increase. PMA has a positive effect of 0.265 on Indonesia's economic growth as evidenced by the sig value. 0.012 < 0.05. This shows that the higher the FDI and its targeted use, especially in the productive sector, the more Indonesia's economic growth will increase. Foreign debt has a positive effect of 0.048 on Indonesia's economic growth as evidenced by the sig value. 0.028 < 0.05. In this case, foreign debt is used to finance development in Indonesia, especially strategic projects in Indonesia in the fields of industry, transportation and other strategic projects. PMDN, PMA and foreign debt simultaneously have a positive and significant effect on Indonesia's economic growth as evidenced by the sig value. 0.015 < 0.05. This shows that the higher the PMDN and PMA and their use is right on target, especially in the productive sector, the more Indonesia's economic growth will increase. On the other hand, foreign debt is used to finance development in Indonesia, especially strategic projects in Indonesia in the fields of industry, transportation and other strategic projects.

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