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All Journal SALAM: Jurnal Sosial dan Budaya Syar-i DOKTRINA: JOURNAL OF LAW Jurnal Thengkyang Multidisiplin Pengabdian Kepada Masyarakat (M-PKM) JICL Marwah Hukum
Heni Marlina
Universitas Muhammadiyah Palembang
Religion Humanities Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Nursing Social Sciences Other

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PERLINDUNGAN KONSUMEN DAN LEMBAGA ALTERNATIF PENYELESAIAN SENGKETA (LAPS) SEKTOR JASA KEUANGAN DI INDONESIA Heni Marlina Marlina
Jurnal Tengkhiang Vol 5 No 1 (2020): Edisi Desember 2020 Jurnal Thengkyang
Publisher : Fakultas Hukum Universitas Sjakhyakirti Palembang

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Abstract

Lembaga Alternatif Penyelesaian Sengketa (LAPS) adalah lembaga yang melakukan penyelesaian sengketa di sektor jasa keuangan. Dengan adanya LAPS, maka akan terwujud adanya kepastian konsumen dan Lembaga Jasa Keuangan (LJK) atas sengketa yang timbul. Lembaga alternatif penyelesaian sengketa dibentuk oleh lembaga jasa keuangan yang dikoordinasikan oleh asosiasi masingmasing sektor jasa keuangan. Penyelesaian Sengketa melalui Lembaga Alternatif Penyelesaian Sengketa dilakukan oleh orang-orang yang memang memahami karakter produk jasa keuangan serta memiliki keahlian sesuai dengan jenis sengketa, sehingga diharapkan dapat menghasilkan putusan yang profesional serta relevan. Dan yang menjadi peranan lembaga alternatif penyelesaian sengketa di sektor jasa keuangan yaitu: melakukan upaya perlindungan terhadap konsumen dan pelaku usaha di sektor jasa keuangan. lembaga alternatif penyelesaian sengketa mengamanatkan adanya suatu sistem penyelesaian sengketa yang terjadi di sektor jasa keuangan (khususnya antara konsumen dengan lembaga jasa keuangan). Untuk mendukung tugas dan fungsi OJK dalam perlindungan konsumen, OJK telah menciptakan sistem pelindungan konsumen yang melibatkan lembaga jasa keuangan, lembaga alternatif penyelesaian sengketa maupun internal OJK. LAPS merupakan suatu alternatif penyelesaian sengketa yang diciptakan untuk menjadi sarana penyelesaian sengketa antara lembaga jasa keuangan dan konsumennya dan lembaga alternatif penyelesaian sengketa itu dinyakini tidak bertentangan dengan prinsip-prinsip yang ditetapkan oleh OJK tersebut
Penyelesaian Sengketa Perbankan Syariah Melalui Litigasi Menurut Peraturan Perundang-Undangan Di Indonesia Heni Marlina; Mulyadi Tanzili
SALAM: Jurnal Sosial dan Budaya Syar-i Vol 9, No 5 (2022)
Publisher : Faculty of Sharia and Law UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v9i5.27360

Abstract

Banking has a function as an intermediary institution, namely mobilizing funds from people who have excess funds and channeling them back to people in need in the form of financing facilities. Banking has a vital role in the economic sector, especially in regulating the circulation of money in society. The research method used is a qualitative research method with a literature approach. The results of the study state that the settlement of sharia banking disputes through non-litigation can be carried out through arbitration and alternative settlements, which consist of consultation, negotiation, mediation, conciliation, or expert judgment as regulated in Law Number 30 of 1999 concerning Arbitration and Alternative Disputes. In arbitration, customers and Islamic banks are given the right to choose the material law to be applied as stipulated in Article 56 paragraph (2) of Law Number 30 of 1999 concerning Arbitration and Alternative Dispute Resolution.Keywords: Dispute Resolution; Syariah banking; Litigation Abstrak Perbankan memiliki fungsi sebagai intermediary institution, yakni mengerahkan dana dari masyarakat yang memiliki kelebihan dana dan menyalurkannya kembali kepada masyarakat yang membutuhkan dalam bentuk fasilitas pembiayaan. Perbankan memiliki peran vital dalam sektor perekonomian, khususnya dalam mengatur perputaran uang di masyarakat. Metode penelitian yang digunakan adalah metode penelitian kualitatif dengan pendekatan literatur. Hasil penelitian menyatakan bahwa penyelesaian sengketa perbankan syariah melalui non litigasi dapat dilakukan melalui arbitrase dan alternatif penyelesaian, yang terdiri dari konsultasi, negosiasi, mediasi, konsiliasi, atau penilaian ahli sebagaimana diatur dalam Undang-Undang Nomor 30 Tahun 1999 tentang Arbitrase dan Alternatif Sengketa. Dalam arbitrase, nasabah dan bank syariah diberikan hak untuk memilih hukum materil yang akan diterapkan sebagaimana diatur Pasal 56 ayat (2) Undang-Undang Nomor 30 Tahun 1999 tentang Arbitrase dan Alternatif Penyelesaian Sengketa.Kata Kunci: Penyelesaian Sengketa; Perbankan Syariah; Litigasi
Wanprestasi Perjanjian Kerja Waktu Tertentu Akibat Pandemi Covid-19: Default of a Specific Time Work Agreement Due to the Covid-19 Pandemic Fatma Meria; Serlika Aprita; Heni Marlina
DOKTRINA: JOURNAL OF LAW Vol. 5 No. 2 (2022): Doktrina:Juornal of Law Oktober 2022
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/doktrina.v5i2.7512

Abstract

The purpose of this study will be to discuss the cancellation of a certain time work agreement due to covid-19 in terms of Law no. 13 of 2003 concerning Manpower and the legal consequences of canceling a certain time work agreement due to the covid-19 pandemic. The research method uses normative juridical research, where this type of research discusses doctrines or principles in legal science aimed at written regulations. The results showed that the cancellation of a certain time agreement as a result of the Covid-19 pandemic, including for reasons of termination of employment, seen from Law no. 13 of 2003 concerning Manpower Article 1 number (25) “Termination of employment is the termination of employment relations due to a certain matter which results in the termination of rights and obligations between workers or workers and employers. The reasons for termination of employment during the pandemic are of course various, but it cannot be denied that many entrepreneurs interpret the Covid-19 outbreak as a natural disaster as a force majeure reason for terminating workers to reduce losses due to the Covid-19 pandemic. 19. The legal consequences of canceling work agreements for a certain time during the Covid-19 pandemic, namely termination of employment by employers during the Covid-19 pandemic. The Covid-19 pandemic is used as an excuse for Force Majeure for employers to terminate employment. Force Majeure can legally be used as an excuse by business actors to lay off their workers, as has been explained in Article 164 Paragraph (1) of Law no. 13 of 2003 concerning Manpower.
Kepastian Hukum bagi Warga Negara melalui Peran Pejabat Umum dalam Sistem Ketatanegaraan Indonesia : Legal Certainty for Citizens through the Role of Public Officials in the Indonesian Constitutional System Abdul Jafar; Yonani; Heni Marlina; Syamsul; Sarah
Journal of Indonesian Comparative of Syari'ah Law Vol. 9 No. 1 (2026): Journal of Indonesian Comparative of Syari'ah Law (JICL): Jurnal Perbandingan H
Publisher : Journal of Indonesian Comparative of Syari'ah Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/jicl.v9i1.5

Abstract

This study aims to analyze the position of public officials within the Indonesian constitutional system and to examine the consistency of regulations governing their authority in ensuring legal certainty for citizens. This research employs a normative juridical approach using statutory, conceptual, and limited case approaches. The primary legal materials include the 1945 Constitution of the Republic of Indonesia, Law Number 30 of 2004 on the Office of Notary, and Law Number 37 of 2004 on Bankruptcy and Suspension of Debt Payment Obligations. The findings indicate that constitutionally, public officials function as state instruments exercising public authority to ensure legal certainty. However, the regulation of public officials’ authority across various sectoral laws remains fragmented and potentially creates legal uncertainty. Therefore, regulatory harmonization and strengthened oversight mechanisms are essential to ensure that public officials effectively protect citizens’ constitutional rights within Indonesia’s rule of law framework.
Perlindungan Hukum bagi Konsumen atas Overclaim Produk Skincare di Platform E-Commerce Heni Marlina; Desni Raspita; M Novrianto; Chahaya Dewi Bidari; Muhammad Ferdiansyah
Marwah Hukum Vol 3, No 1 (2025): MARWAH HUKUM
Publisher : Universitas Muhammadiyah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/mh.v3i1.9415

Abstract

Perlindungan hukum bagi konsumen terhadap overclaim produk skincare yang dijual di platform e-commerce menjadi isu penting di era digital. Banyak konsumen yang terjebak dalam klaim berlebihan yang tidak sesuai dengan kenyataan, merugikan baik secara finansial maupun kesehatan. Penelitian ini bertujuan untuk mengidentifikasi permasalahan utama terkait perlindungan konsumen terhadap overclaim produk skincare, yaitu kurangnya pengawasan dan regulasi yang efektif, klaim palsu yang menyesatkan, serta kesulitan konsumen dalam mengakses penyelesaian sengketa dan ganti rugi. Metode yang digunakan adalah penelitian kualitatif dengan studi literatur dan wawancara. Hasil penelitian menunjukkan bahwa meskipun Undang-Undang Perlindungan Konsumen telah memberikan dasar hukum, implementasi yang lemah, kurangnya kesadaran konsumen, dan mekanisme penyelesaian sengketa yang tidak efisien menjadi tantangan utama. Diskusi ini mengusulkan pembaruan regulasi, peningkatan pengawasan, serta edukasi yang lebih baik bagi konsumen untuk meningkatkan perlindungan hukum dalam transaksi e-commerce.
Implementation of Enviromental, Social, and Governance (ESG) Principles in Companies as a Strategy to Realize Sustainable Development Goals (SDGS) in Talang Buluh Village, Banyuasin Regency, South Sumatera Province Serlika Aprita; Heni Marlina; Yonani Yonani; Wulan Purnama Sari; Serli Margareta
Multidisiplin Pengabdian Kepada Masyarakat Vol. 5 No. 01 (2026): Multidisiplin Pengabdian Kepada Masyarakat, January-March 2026
Publisher : Sean Institute

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Abstract

The implementation of Environmental, Social, and Governance (ESG) principles in companies has become a new paradigm in sustainable business management in the era of globalization. ESG is no longer just an indicator of corporate ethics, but also a strategic foundation that integrates environmental, social, and governance responsibilities in all aspects of a company's operations. In a legal context, ESG strengthens compliance with environmental, employment, and corporate governance regulations, while supporting the principles of good corporate governance and public accountability. ESG has challenges in implementing high implementation costs, limited resources, in integrating ESG into business strategies. Best practices in implementing ESG are integrating ESG into business strategies, measuring and reporting ESG performance transparently, increasing employee awareness and training regarding economics and business or ESG. The implementation of ESG principles not only strengthens the company's image and reputation but can also help the company improve its business sustainability, reduce risks By understanding the benefits, challenges, and best practices of ESG implementation, companies can create long-term value for their stakeholders, who use it to evaluate company performance and measure overall risk management. The implementation of ESG principles not only strengthens the company's image and reputation but also paves the way for creating an inclusive, ethical, and sustainable development-oriented business ecosystem.
Co-Authors Abdul Jafar Chahaya Dewi Bidari Desni Raspita Fatma Meria M. Novrianto Muhammad Ferdiansyah Mulyadi Tanzili Sarah Qosim Serli Margareta Serlika Aprita Syamsul - Wulan Purnama Sari Yonani Yonani Yonani Yonani