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<![CDATA[Purchase Intention to Actual Purchasing of Halal Cosmetics in Indonesian Young Adults in The Covid-19 Pandemic ]]>
<![CDATA[Dwi Nastiti]]>;
<![CDATA[Moh Fakhrurozi]]>;
<![CDATA[Aditya Pratama]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4133
<![CDATA[The Covid-19 outbreak initially had an impact on public health and began to penetrate the economy. Almost all industries were affected which caused many layoffs to occur. The cosmetic industry has become an anomaly, the Ministry of Industry pointed out, there has been an increase in online transactions for cosmetic products by up to 80 percent during this pandemic. This study aims to analyze several variables that can increase actual purchases during the Covid-19 pandemic on halal cosmetic products. Several variables that are thought to influence the actual purchase are perceived behavioral control, attitudes, and purchase intentions. This study uses a quantitative method with a population of young adult consumers who use cosmetics in Indonesia, with a sample of 400 respondents, with non-probability quota sampling, and a questionnaire with 14 question indicators. The data analysis used is SEM-PLS analysis using SmartPLS 3.3.3. The results show that the perceived behavioral and attitude control variables affect purchase intention, while the subjective norm variable does not affect purchase intention. Purchase intention has a significant effect on actual purchases during the Covid-19 pandemic. The results of this study show that the perceived behavioral and attitude control variables have a significant effect on purchase intention, while the subjective norm variable does not affect purchase intention. This study also shows that purchase intention has a significant influence on actual purchases during the Covid-19 pandemic. The results of this study show that the perceived behavioral and attitude control variables have a significant effect on purchase intention, while the subjective norm variable does not affect purchase intention. This study also shows that purchase intention has a significant influence on actual purchases during the Covid-19 pandemic.]]>
<![CDATA[Pengaruh Sukuk Korporasi dan Total Aset Perbankan Syariah Terhadap Pertumbuhan Ekonomi di Indonesia Tahun 2016-2020 ]]>
<![CDATA[Muhammad Ikhsan Harahap]]>;
<![CDATA[Imsar Imsar]]>;
<![CDATA[Rahmah Nur Dongoran]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.3592
<![CDATA[This study aims to determine the effect of corporate sukuk and total assets of Islamic banking on economic growth in Indonesia. This study uses two independent variables of corporate sukuk and total assets of Islamic banking with one dependent variable, namely economic growth. In this study, the population is data from the Financial Services Authority (OJK) and the Central Statistics Agency (BPS) regarding data on corporate sukuk, total Islamic banking assets and national economic growth for the last eight years, namely data from 2016 to 2020 with using data interpolation as much as 60 data and using a saturated sample technique, namely all data from 2016 - 2020. The data analysis method used is quantitative analysis with secondary data. The results of his research partially corporate sukuk have a positive and significant effect on economic growth. Partially, the total assets of Islamic banking have a negative and significant effect on economic growth. The value of t table is 1.67203. when compared with t count 8.086248 > from t table 1.67203, it can be said that corporate sukuk variables have an effect on economic growth. Then the variable total assets of Islamic banking has a t count of 10.22120 > from t table 1.67203, meaning that the variable total assets of Islamic banking has an effect on economic growth. Simultaneously (equally) the independent variables of corporate sukuk and total assets of Islamic banking have a significant and significant effect on economic growth with a probability value of 0.0000]]>
<![CDATA[Peran Organisasi Pengelola Zakat dalam Pemberdayaan Masyarakat di Kabupaten Banyumas ]]>
<![CDATA[Lidia Fathaniyah]]>;
<![CDATA[M Makhrus]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4430
<![CDATA[Artikel ini memaparkan tentang peran, faktor pendukung dan faktor penghambat organisasi pengelola zakat dalam pemberdayaan masyarakat di Kabupaten Banyumas. Tujuan penelitian ini yaitu untuk mengkaji dan mengetahui peran, faktor pendukung dan penghambat organisasi pengelola zakat dalam pemberdayaan masyarakat di Kabupaten Banyumas. Jenis penelitian ini adalah penelitian lapangan (field research) dengan objek penelitian yaitu BAZNAS, LAZISMU dan LAZISNU Kabupaten Banyumas, sementara teknik pengumpulan dilakukan dengan wawancara, observasi, dan dokumentasi. Analisis data dilakukan secara deduktif. Hasil penelitian ini menunjukkan bahwa peran organisasi pengelola zakat dalam pemberdayaan masyarakat yang ada di Kabupaten Banyumas yaitu mensejahterakan dan membuat masyarakat menjadi lebih mandiri dan kreatif melalui program ekonomi, pendidikan, sosial, dakwah, dan kesehatan. Pengelolaan zakat dalam bentuk pemberdayaan masyarakat sudah berjalan dengan efektif dengan adanya respon baik dari masyarakat. Faktor pendukung dan faktor penghambat muncul pada faktor eksternal dan internal. Faktor pendukung organisasi pengelola zakat dalam melakukan pemberdayaan yaitu masyarakat memiliki antusiasme yang tinggi dalam mengikuti program pemberdayaan, sedangkan faktor penghambatnya yaitu terbatasnya dana yang diperoleh dan Sumber Daya Manusia (SDM) yang kurang memadai untuk melakukan pemberdayaan masyarakat.]]>
<![CDATA[Pengaruh Pengambilan Keputusan Nasabah Melalui Loyalitas Pada Asuransi Takaful Keluarga Sumatera Utara ]]>
<![CDATA[Zulfa Aliyah]]>;
<![CDATA[Nurlaila Nurlaila]]>;
<![CDATA[Fauzi Arif Lubis]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4425
<![CDATA[The decision to choose sharia insurance is a customer's behavior after consideration has been carried out by studying the conditions in choosing sharia insurance products. The purpose of this study was to determine the direct and indirect effect of product, service, promotion, and religiosity variables on customer decision making through loyalty to takaful insurance in North Sumatra. This research method uses a quantitative approach with path analysis and uses the help of the SPSS program. From the results of the significance test, the product has a significant and significant effect on customer decision making to choose family takaful insurance in North Sumatra through loyalty as an intervening variable. Service, promotion and religiosity have no significant and significant effect on customer decision making to choose family takaful insurance in North Sumatra through loyalty as an intervening variable with a 95% confidence level or an error rate of 5%]]>
<![CDATA[Determinan Kepatuhan Berzakat di Masa Pandemi dengan Tingkat Pemahaman sebagai variabel Intervening ]]>
<![CDATA[Mukti Prasaja]]>;
<![CDATA[Nunung Susilaningsih]]>;
<![CDATA[Riski Novitasari]]>;
<![CDATA[Nabila Andriani]]>;
<![CDATA[Ferdy Yunanto]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4234
<![CDATA[The potential of zakat in Indonesia is still much unrealized, but the increase in zakat acquisition from year to year needs to be appreciated. Moreover, at the end of 2019 precisely in December there was an outbreak of covid 19 in China. This increase is certainly caused by many factors ranging from the performance of Zakat Institutions and increased public understanding of the importance and obligations of Zakat as a Muslim. This study used zakat service quality variables, altruism as independent variables, the level of understanding for intervening variables and the compliance rate of its dependent variables. The research method uses questionnaires with data analysis using the path method. The results altruism had no influence on the compliance of paying zakat while the service variable of zakat institutions had an influence on the compliance of paying zakat. Meanwhile, the level of understanding has an influence on the compliance of paying zakat. For indirect influence of intervening variables indicate for altruism to zakat compliance the value is higher when passing the level of understanding whereas the service quality variable is higher value when directly to the level of compliance rather than having to go through the level of understanding]]>
<![CDATA[Upaya Baitul Maal Wat Tamwil (BMT) NU Dalam Membangun Kepercayaan Dan Loyalitas Nasabah (Studi Kasus: BMT NU Cabang Grujugan Bondowoso) ]]>
<![CDATA[Ela Masruroh]]>;
<![CDATA[Sugiono Sugiono]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4339
<![CDATA[This study aims to determine the BMT NU branch of grujugan in building trust in customer loyalty. In line with the increasingly high level of competition between financial institutions, every company must strive to further develop its competitive capabilities. One of the difficulties faced by BMT NU is building customer trust, It can be said that not all individuals have the trust and responsibility that can be make customers loyal and loyal. In conducting data collection to be able to produce the necessary research data. Researchers used 2 (two) data collection techniques in the form of interviews and observations. The results show that trust is the glue that strengthens customers to believe and vice versa. If trust has arisen, then the step is to establish cooperation It will be easier so that it will benefit both parties. Trust customers have an impact in creating customer loyalty. Customers will be loyal or loyal on a product or service if the customer already has high trust in the product or service.]]>
<![CDATA[Studi Literatur Kebijakan Moneter Islam tanpa Bunga ]]>
<![CDATA[Nirmadar Ningsih Hiya]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4307
<![CDATA[Penelitian ini bertujuan untuk meneliti bagaimana kebijakan moneter tanpa bunga. Bank sentral sebagai otoritas moneter menggunakan instrument salah satunya suku bunga dalam menciptakan stabilitas moneter. Bunga sebagai penentu setiap kegiatan ekonomi seperti konsumsi, tabungan, investasi, kesempatan kerja, ekspor impor dan lain-lain. Inflasi selalu menjadi persoalan yang paling mendapat perhatian dari pemerintah dan para ekonom , sejatinya inflasi tidak selalu menimbulkan dampak negative bagi pertumbuhan ekonomi bahkan inflasi bisa menimbulkan dampak positif dan untuk menstabilkan laju inflasi pemerintah melakukan kebijakan moneter dan fiskal. Dalam ekonomi Islam pengendalianinflasi bukan melalui pengendalian jumlah uang yang beredar dengan instrument suku bunga melainkan dengan pendekatan bahwa tidak ada penambahan uang, jika harus menambah atau mencetak uang harus di ikuti dengan penambahan barang dan jasa, selain itu aspek moral dan nilai-nilai sosial, tidak berlebihan dalam konsumsi dan melarang investasi yang tidak produktif atau spekulasi dan bertransaksi melalui profit and loss sharing. Penelitian ini mendeskripsikan asumsi-asumsi bagaimana berperilaku kebijakan moneter tanpa bunga, menggunakan metode kualitatif deskriptif dengan menganalisis penelitian-penelitian terdahulu dari jurnal-jurnal berbagai negara. Penegasan bahwa Kebijakan Moneter tanpa bunga dapat menjadikan inflasi berdampak positif bagi perekonomian dan fungsi bank sentral tidak hanya menjaga kestabilan harga tapi juga kemakmuran bagi semua masyarakat dan menggunakan akad-akad yang ada dalam ekonomi Islam dalam operasinya.]]>
<![CDATA[Business Performance Of Muslim Smes: Perceptions Of Training, Mentoring And Coaching For Aspikmas Members ]]>
<![CDATA[Fatmah Bagis]]>;
<![CDATA[Akhmad Darmawan]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4857
<![CDATA[This study aims to analyze Business Performance of Muslim SMEs: Perceptions of training, mentoring and coaching for Aspikmas members. This research is a case study at the Association of Micro, Small and Medium Enterprises (Aspikmas), especially Muslim SMEs in Purwokerto. Respondent data was obtained by using an open questionnaire filled out by 65 person Muslim SMEs. This study used data analysis techniques namely PLS (Partial Least Square) analyisis using Smart PLS 3.0. The results showed that training on business performance is not supported. The result showed that mentoring on business performance is supported. The result also showed that coaching on business performance is supported. The effect of training, mentoring and coaching on the business performance of Muslim SMEs in Purwokerto show that the R2 value of 0.614 indicates that 61.4% of the variability in the construction of business performance is influenced by these three factors. Keyword: Business performance, Perceptions of training, mentoring and coaching.]]>
<![CDATA[Analisis Faktor-Faktor Yang Mempengaruhi Kurangnya Minat Mahasiswa Sidoarjo Menjadi Nasabah Bank Syariah ]]>
<![CDATA[Eka Vebryl Maretha]]>;
<![CDATA[Fitri Nur Latifah]]>;
<![CDATA[Masruchin Masruchin]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4579
<![CDATA[This research is motivated by the large number of people in Indonesia, especially students in the city of Sidoarjo, who still lack Islamic knowledge about Islamic banking, its profit system and its services. This study aims to determine the factors that influence the lack of interest in Sidoarjo students to become customers of Islamic banks. The population of this research is students in the city of Sidoarjo, with a sample of 99 respondents. The approach in this study is a quantitative approach using primary data. The method used is multiple linear regression analysis technique. Based on the results of the study, understanding of sharia has no effect on the interest of students in Sidoarjo to become customers of Islamic banks, while profit sharing and services have a positive influence on students' interest in becoming customers of Islamic banks.]]>
<![CDATA[The Influence of Service Quality on Customer Satisfaction in Islamic Rural Banks during the Covid-19 Pandemic: A CARTER Model ]]>
<![CDATA[Alfitri Zukhrufani]]>;
<![CDATA[Afifah Afifah]]>;
<![CDATA[Firsty Izzata Bella]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4615
<![CDATA[The Covid-19 virus has become a global pandemic and gave an adverse impact on various sectors including the financial sector. Islamic Rural Bank (BPRS) as a provider of financial services plays an essential to carry out the function of collecting and distributing funds for the economic development of the community. However, with the spread of the Covid-19 virus, BPRS is obliged to limit its services. This study aimed to investigate empirically the effect of service quality on customer satisfaction of BPRS Bangka Belitung during the Covid-19 period by utilizing the CARTER model consisting by six dimensions (compliance, assurance, reliability, tangibles, empathy, and responsiveness). The research method applied is the quantitative method using Multiple Regression Analysis as the technique of data analysis. Data was collected by distributing questionnaires and applying the Likert Scale as a variable measurement scale. A total of 77 questionnaires were collected using the purposive sampling technique with the characteristics of the respondents, namely customers who had used the services of BPRS Bangka Belitung during the Covid-19 pandemic. The results indicating that the dimensions of compliance and responsiveness influence significantly customer satisfaction during the Covid-19 pandemic, while the other dimensions show no significant effect on customer satisfaction.]]>
