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INDONESIA
Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,319 Documents
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Kontribusi Pedagang Wanita Pasar Tradisional Dalam Meningkatkan Kesejahteraan Keluarga dalam Tinjauan Ekonomi Islam (Studi Kasus Pasar Lau Cih Medan) Zakia, Maulida Ummi; Nasution, Yenni Samri Juliati; Nasution, Juliana
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15366

Abstract

This study employs a descriptive qualitative research method. It was conducted directly on the subject, namely the female traders at the Lau Cih Central Market in Medan. Data was gathered through observation, interviews, and documentation, and then analyzed qualitatively using data reduction, data presentation, and data verification. The findings reveal that the contribution of female traders in the Lau Cih Central Market includes alleviating the financial burden on their families, acting as the breadwinners or heads of households, and helping to improve family finances. Despite these roles, they do not neglect their primary responsibilities as homemakers, balancing their time between work and family matters. From an Islamic economic perspective, a wife working is not in conflict with Islamic law, as a working wife is considered to be assisting her husband in providing income, which is seen as a form of devotion in supporting the family. The factors motivating a wife to work include economic necessity, social factors, and self-actualization.
Implementasi QRIS dalam KOIN NU LAZISNU Jawa Timur RAHAYUNINGSIH, EKA; Styawati, Endang; Hasanah, Evi Riadhotun
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15057

Abstract

Kotak Infaq Nahdhatul Ulama’ (KOIN NU) is an infaq fundraising activity conducted by Lembaga Amil Zakat, Infaq, and an Shadaqah NU (Lazisnu). With digitalization, this movement is also present in the community by applying QRIS, where people can donate infaq through digital transactions from various platforms with just one QR Code. This study intends to examine how the implementation of QRIS in KOIN NU in Lazisnu Jawa Timur and how the management of KOIN NU funds. These problems are discussed with field research through qualitative descriptive. The primary sources in this study is interview with supervisor of Lazisnu Jawa Timur, while the secondary sources are books, journal, and other reliable sources on official site. The results of this study indicate that the implementation of QRIS in KOIN NU Lazisnu Jawa Timur is suitable for application in cities that are more familiar with digital, especially for the upper middle class. The collaboration of KOIN NU Lazisnu Jawa Timur with OVO in implementing QRIS is one form of innovation and sensitivity of Lazisnu Jawa Timur to be present as a credible philanthropy institution at all times for the community
Estimasi Pertumbuhan Investasi Sukuk dalam Pencapaian Sustainable Development Goals (SDGs) di Indonesia Nasution, Adinda Maharani; Rasyid, Arbanur; Lubis, Rukiah
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the best model and method for forecasting the growth of sukuk investment in Indonesia and to forecast the growth of Sovereign Sukuk investment seven years ahead, precisely at the end of the Sustainable Development Goals (SDGs) program in 2030. This quantitative study uses Sovereign Sukuk data from 2009 to 2023 obtained from Bank Indonesia (BI). The sampling technique used in this study is purposive sampling, which uses 179 monthly data on Indonesian Sovereign Sukuk investment. The data analysis in this study uses the eviews 10 application with an econometric approach. The results of this study analysis show that the best method for forecasting sukuk investment growth in Indonesia is ARIMA Box Jenskins with the ARIMA (7,1,1) model. The growth value of Indonesian Sovereign Sukuk investment after forecasting for the next seven years continues to increase yearly. This is triggered by the increasing public awareness to contribute to Indonesia's development. The peak growth in Sovereign Sukuk investment is predicted to occur in 2030 at the end of the Sustainable Development Goals (SDGs) agenda, showing a figure of Rp. 1.167.071.086.806.520. This condition should be a concern to the government, so that Sovereign Sukuk can be utilised to achieve the Sustainable Development Goals (SDGs) program in Indonesia.
Analisis Dampak Investasi Dan Konsumsi Pada Sektor Energi Terbarukan Dalam Pembangunan Ekonomi Berkelanjutan Nasution, Ade Irma sofyan; Harahap, Isnaini; Harahap, Muhammad Ikhsan
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.15265

Abstract

This research aims to determine the impact of investment and consumption in the renewable energy sector in sustainable economic development. This research uses a quantitative method of multiple linear regression analysis processed with Eviews 13 software. This research uses renewable energy sector investment data in 2017-2023 with data sources from the Ministry of Energy and Mineral Resources and the Ministry of EBTKE, renewable energy consumption data sourced from the World Bank as well as emission reduction data as a result of the existence of renewable energy in accordance with the 7th pillar of the SDGs. This research found results where there is a negative relationship between investment and reducing CO2 emissions and a positive relationship between consumption and reducing CO2 emissions. However, partially and simultaneously all independent variables have an effect on reducing CO2 emissions. This is in accordance with data from the Ministry of Energy and Mineral Resources, currently the renewable energy mix is only 13%, this is weakening due to the pandemic in 2020-2022. So, to increase energy security in the future, there must be increased investment in renewable energy in sustainable development because conventional energy sources are increasingly depleted and environmental pollution can disrupt ecosystems and economic systems.
Efektifitas Peningkatan Literasi Keuangan Syariah Melalui Edukasi Akad-Akad Syariah Oleh Bprs Mandiri Mitra Sukses Gresik Di Desa Ngemboh Gresik Hidayah, Nadiyah Rizqa; Setiyowati, Arin; Huda, Fatkur
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14548

Abstract

Penelitian ini bertujuan untuk menganalisa tingkat literasi masyarakat Desa Ngemboh Gresik terhadap keuangan Syariah khususnya akad-akad Syariah melalui edukasi yang diberikan oleh BPRS Mandiri Mitra Sukses Gresik. Jenis penelitian yang digunakan adalah studi kasus dengan metodelogi kualitatif. Teknik pengumpulan data dilaksanakan melalui wawancara dan data-data yang relevan Hasil penelitian ini menunjukkan bahwa edukasi tentang akad-akad Syariah yang dilakukan oleh BPRS Mandiri Mitra Sukses Gresik bersama mahasiswa Universitas Muhammadiyah Surabaya efektif dalam meningkatkan literasi keuangan Syariah di Desa Ngemboh. Program ini berhasil meningkatkan pemahaman masyarakat mengenai konsep-konsep keuangan Syariah, mengubah sikap dan perilaku masyarakat terhadap penggunaan produk keuangan Syariah, serta memberikan dampak positif jangka panjang bagi kesejahteraan ekonomi masyarakat.
Faktor-faktor Loyalitas Generasi Z terhadap Mobile Banking yang dilengkapi Kecerdasan Buatan : Bank Syariah di Indonesia Lestari, Fitri; Indarta, Ahmad
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14954

Abstract

Abstract Islamic banks must be able to compete in the digital era along with technological advances in the financial industry. Islamic banks that are relatively new are often considered less popular and less experienced, hence they must take note of the growth and expansion of customer loyalty, especially in mobile banking services equipped with assistive intelligence (AI) to achieve competitive advantage. The aim of this research was to identify the elements that motivate Generation Z’s allegiance to AI-powered Islamic mobile banking. Generation Z residents of Surakarta made up the study’s population. Sampling used purposive sampling with 100 respondents. The approach used was quantitative and analyzed using IMB SPSS version 2023. The results of the study showed that service quality, trust, and satisfaction were determining factors for the loyalty of generation Z to Islamic mobile banking equipped with artificial intelligence (AI). Meanwhile, customer loyalty to Islamic mobile banking among Generation Z was not significantly impacted by religiosity. With this study, it is hoped that Islamic banks can increase customer loyalty by developing the determining factors for customer loyalty. Keywords : Customer loyalty, service quality, trust, satisfaction, religiosity
The Relationship of Islamic Human Development Index (I-HDI), ICT, and Governance to Poverty Rozaq, Galilh Abdul; Darwanto, Darwanto
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15170

Abstract

Poverty is the biggest problem facing the world today. Poverty is not just a statistical data, but in fact touches the lives of millions of people in the world. This study aims to examine the relationship between the Islamic Human Development Index (I-HDI), ICT, and Governance on poverty in D-8 countries in 2012-2022. D-8 countries are an association of developing Islamic countries in the world. In this study, the I-HDI value uses the Simple Weighted Index (SWI) by using a percentage of 20 on 5 dimensions of the index adjusted to the maqashid Sharia indicators. This research data uses 330 panel data and the research sample is selected through purposive sampling method in D-8 organization member countries. Based on this sampling method, 5 countries were selected as the object of this study, namely Indonesia, Malaysia, Egypt, Pakistan and Turkey. This research is processed through the Fixed Effect Model regression model. The regression model is used to test the relationship of 5 independent variables, namely I-HDI, Access to Information, Government Effectiveness (GE), Regulatory Quality (RQ), and Control of Corruption (CC) on the dependent variable, namely poverty. The results show that I-HDI, ICT, and Regulatory Quality (RQ) significantly reduce poverty. This study implies that D-8 member countries should use I-HDI as a measure of human development, maximize access to information technology, and improve regulatory quality to eradicate poverty.
Analisis Penilaian Kinerja Lazis Al Haromain Dengan Pendekatan Indonesia Magnificence Of Zakat (IMZ) Saputro, Noven Lukito Hadi
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14120

Abstract

Zakat institutions are the most important pillars in promoting economic equity in Indonesia. To carry out their duties, Zakat institutions require public trust and government approval. As professional philanthropic organizations, Zakat institutions need performance assessments. The Indonesia Magnificence of Zakat (IMZ) is one such performance assessment for Zakat institutions. The purpose of this study is to explore the IMZ as a performance assessment for Zakat institutions in East Java. LAZIS Al Haromain, an East Java-based Zakat institution established in 2001, is the object of this study. The results show that LAZIS Al Haromain has met the five aspects of the IMZ. However, LAZIS Al Haromain still needs to optimize certain aspects, particularly in management performance. LAZIS Al Haromain is also improving its human resource management through the recruitment of permanent employees and enhancing employee performance through various training programs.
Faktor-Faktor Yang Mempengaruhi Pelaku UMKM Memilih Pembiayaan iB Muamalat Modal Kerja Melalui Inklusi Keuangan Syariah Huurun’iin, Huurun’iin; Ali HT, Herni; Meiria, Endah; Arafah, Santi
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14775

Abstract

This study aims to determine how influential financial experience, Islamic financial knowledge, and Islamic financial attitudes are on iB Muamalat Working Capital financing at PT. Bank Muamalat KCP Sumber through Islamic financial inclusion. The population and sample of this study are Micro, Small and Medium Enterprises that have recorded using iB Muamalat Working Capital financing at PT Bank Muamalat KCP Sumber which amounted to 96 customers. This study uses quantitative methods, namely data measured on a numerical scale, which is based on cross section data taken at one time with the use of data analysis in the form of SEM-PLS. The results of the research conducted with a confidence level of 95% based on sig. 5%, then the Islamic financial inclusion variable affects financial experience and Islamic financial knowledge, but Islamic financial inclusion does not affect Islamic financial attitudes. And the variables of financial experience, Islamic financial knowledge, Islamic financial attitudes affect iB Muamalat Working Capital financing based on sig value
The Influence Of Brand Image, Relationships Marketing, Celebrity Endorses, On Dedicions To Purhase Halal Cosmetic Products Online In The Market Place sabrina, rina nur; Antoni, syafrul syafrul
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14236

Abstract

In the realm of societal needs, cosmetics, particularly for enthusiasts who prioritize halal products, emerge as essential commodities. Within the halal cosmetics business, understanding market demand becomes pivotal, requiring a comprehensive grasp of the factors influencing online purchasing decisions. This research, conducted in Sungai Banyak, seeks to unravel the elements influencing the online purchase of halal cosmetics in the marketplace, anchored in demand theory. The selected factors include Brand Image (X1), Relationship Marketing (X2), and Celebrity Endorsement (X3). Utilizing quantitative methods and processing data through the SPSS 25 application, the study involved 75 respondents, aligning with the substantial interest and usage of cosmetics in Sungai penuh. The research findings consistently reveal that Brand Image, Relationship Marketing, and Celebrity Endorsements all exert Keywords : Band Image, Relationship Marketing, Celebrity Endorse, halal kosmetic produc, market place

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