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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,319 Documents
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Kinerja Masjid Berbasis Inovasi: Perspektif Indonesia Danarahmanto, Pri Agung; Widana, IGN Oka
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.11279

Abstract

Islam is the fastest growing religion in the world. With this growth, many new mosques have emerged, but they are not necessarily accompanied by good mosque performance. The purpose of this research is to provide an understanding of the relationship between mosque resources, innovation, and mosque performance in Indonesia. This study involved 100 respondents who regularly or have made repeat visits to the mosque. Respondents participated by completing questionnaires through online surveys. The data were analyzed using regression and path analysis. The results of this research indicate that innovation plays a crucial role in improving mosque performance. Innovation needs to be supported by the availability of resources in order to achieve good performance. Innovation has a greater influence compared to resources in enhancing mosque performance. The indirect effect of mosque resources on mosque performance through innovation is greater than the direct effect without going through innovation. Novelty is achieved by testing and analyzing the relationship between mosque resources, innovation, and mosque performance in one model, as well as revealing the important role of innovation as an intervening factor that affects the relationship between resources and mosque performance.
Konsep Jual Beli dalam Islam dan Implementasinya pada Marketplace Khatimah, Husnul; Nuradi, Nuradi; Alim, Akhmad
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v1i1.12352

Abstract

Islam is very concerned about all aspects of the lives of its adherents including the problem of buying and selling, especially the development of technology today makes transactions between sellers and buyers do not have to meet directly and products do not have to be delivered at that time. The purpose of the research is to find out how the concept of buying and selling in Islam and its implementation in the marketplace. This research uses a library research method with a descriptive qualitative approach, which describes and summarizes various variables and their situations and conditions. The results showed that the concept of buying and selling in Islam is based on the rules in fiqh muamalah that the original law of a muamalah activity is al-ibahah (permissible) as long as there is no evidence that prohibits it. The implementation of the concept of buying and selling in Islam in the marketplace based on the description of the marketplace transaction scheme in general, there are no transaction problems in it for both sellers and consumers, because it only acts as an online market that brings together a group of sellers and buyers.
Analisis Determinasi Minat Menggunakan Produk Tabungan Haji di Bank Muamalat Indonesia Rosyad, Fakhranisahla Khalisa
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12980

Abstract

The rising cost of Hajj in Indonesia has become an obstacle for most Indonesian Muslims in performing the pilgrimage. Even so, several banks, including Bank Muamalat, which is a pioneer of Islamic banks in Indonesia, have acted as facilitators to help overcome this obstacle, allowing Muslims to continue to perform the pilgrimage.The purpose of this study is to determine and explain the effect of promotion, brand image, religiosity, consumer attitudes, subjective norms, and behavioral control on interest in using Bank Muamalat's Hajj savings products. The population in this study is the Jabodetabek Muslim community. Sampling with purposive sampling. This study amounted to 150 respondents with the criteria of the Jabodetabek Muslim population from the age of 17 years and knowing the Bank Muamalat Hajj savings. The approach used is quantitative with data analysis techniques Partial Least Square version 3.0. The results showed that promotion, brand image, religiosity, consumer attitudes, and subjective norms have a significant effect on interest, while behavioral control has no significant effect on interest. It is hoped that with this research, Bank Muamalat can develop Bank Muamalat's Hajj savings products.
Mempercepat pertumbuhan UMKM melalui model waralaba dalam perspektif hukum ekonomi syariah Naufal Fadillah Fadillah
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10503

Abstract

Franchising is a popular business model in various industry sectors because it allows entrepreneurs to expand their business quickly through partnerships using established trademarks, products and operational systems. In the perspective of Islamic economic law, franchising with its various advantages has the potential to become an economic instrument that contributes to the development of an economy based on Islamic principles. Several principles in Islamic economics such as profit sharing, prohibition of usury, and avoidance of gharar (uncertainty) are principles that can be applied to franchising activities because they do not contradict general economic principles. This study is a legal study of Islamic economics with a statute approach and interprets existing data and legal documents so as to obtain information that UMKM as businesses with the scope of micro, small and medium which are currently the mainstay of the Government because they are considered able to survive amid the economic crisis can develop quickly because they make franchising a model in doing business.
Pengaruh Premi, Pengetahuan Dan Religiusitas Terhadap Keputusan Nasabah Berasuransi Di PT. Asuransi Jiwa Syariah Al-Amin Jambi Sari, Septia Arnisa
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11258

Abstract

This study aims to see the effect of premiums, knowledge and religiosity on insurance customer decisions at PT. Al-Al-Amin Jambi Sharia Life Insurance. This study has independent variables (variables that influence) and dependent variables (variables that are influenced). This type of research is quantitative research. Data collection obtained is by means of a questionnaire (questionnaire). The sample in this study amounted to 61 people. The analysis used is multiple regression analysis. After partial testing, it was concluded that the premium variable had a significant effect on the insurance customer's decision. In addition to the premium factor, there is also a significant influence of knowledge variables on insurance customer decisions. Finally, the religiosity variable has a significant effect on insurance customer decisions. Based on the results of the F test (simultaneous) it can be concluded that the variable premium, knowledge and religiosity together have a significant influence on the decision of insurance customers at PT. Al-Amin Sharia Life Insurance.
Model Pengembangan Usaha Mikro Industri Pakaian Jadi (Konveksi) Pada Era Pandemic Disease (Covid-19) Di Kota Bukittinggi dalam Perspektif Ekonomi Syariah Sinky Adella; Rusyaida Rusyaida; Khalila Husna Sari; Oktri Lola Sari; Anwar Sholihin
Jurnal Ilmiah Ekonomi Islam Vol 8, No 3 (2022): JIEI : Vol.8, No.3, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i3.6814

Abstract

The Covid-19 pandemic has an impact not only on the health aspect but also on the business aspect. To prevent the spread of Covid-19, the government issued a policy of limiting community activities that impacted almost all sectors of life, as well as the micro-enterprises of the city of Bukittinggi in the convection sector as one of the economic sectors affected by this pandemic. In order to survive, convection micro business actors must be able to create a development model from the strategies that have been carried out on micro business development.The main issue that the authors study in the research in this thesis is how the micro-enterprise development model in improving the economy of the City of Bukittinggi in the pandemic era and how the review from a sharia economic point of view of the strategy for the survival of micro-enterprises in improving the economy in the Covid-19 pandemic era. while the general objective to be achieved in the research is to find out the development model used by convection micro business actors so that they can survive in the midst of a pandemic from a sharia economic point of view.This research is a qualitative field research. By using primary data and secondary data. The analytical method used is a descriptive approach, namely identifying various problems faced by convection micro-enterprises and analyzing them using SWOT/TOWS (IFE and EFE) analysis. TOWS Matrix Analysis, SWOT Weight Table. then formulate strategies to overcome them. The data collection methods in this study were observation, FGD (Forum Group Discussion), interviews and documentation. The sample method uses snowball sampling.The results of the study found that the convection micro business development model during the Covid-19 pandemic in the city of Bukittinggi was based on a SWOT analysis and the strategies used were 1) utilizing e-commerce sales, 2) producing new convection products to be innovated, and 3) producing convection processed products that much needed during the Covid-19 pandemic such as masks. While from a sharia economic point of view, in general they have tried to apply sharia economic principles, but they are still not fully implemented by convection micro business actors such as honesty, responsibility and trust in payment of wages.
Analysis of the Benefits of Palm Oil Waste for Improving Economic Welfare of Communities in Kualuh Hulu District Kurniawan, Ervandy; Qarni, Waizul; Dharma, Budi
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13803

Abstract

Lidi, as a byproduct of palm oil, can be crafted into unique and appealing handicrafts that are in demand both domestically and internationally. With support from the government and local funders, these local products can achieve high market value. This study aims to understand the benefits of palm oil waste in improving the financial well-being of residents in Kualuh Hulu District. This research employs a descriptive qualitative method by conducting interviews with 15 experts, including lidi craftsmen, small collectors, and large collectors in Kualuh Hulu District. The results show that palm oil lidi is abundant in Kualuh Hulu, with an average monthly production of 24 tons and an annual production of up to 293 tons. Economic growth in Labuhanbatu Utara Regency also increased by 3.83% in 2022, driven by the agriculture, plantation, forestry, and fisheries sectors, which achieved the highest growth at 5.44%. The information and communication sector grew by 5.05%, and the financial services and insurance sector by 4.62%.
Evaluasi Bank Syariah Indonesia Pasca Serangan Siber: Pergerakan Saham dan Kinerja Anisa Solikhawati; Andriani Samsuri
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10309

Abstract

This study aims to determine the movement of BRIS shares after the cyber attack on May 8 2023. BRIS, which is owned by PT. Bank Syariah Indonesia Tbk experienced a decrease in share price due to a system error. Digital transaction services had stopped, such as BSI Mobile, ATMs and tellers at branch offices unable to serve customers. This study uses a quantitative method with a descriptive approach. The results show that the stock price movement has decreased until June 26 2023 and BSI's performance seen from the KPMM, ROA and BOPO ratios received the criteria of being healthy and good. Meanwhile, the FDR ratio of Islamic banks is considered bad because it has poor liquidity.
Pengaruh Likuditas dan Leverage Terhadap Financial Disress Pada Perusahaan Sektor Consumer non-cyclicals Yang Terdaftar pada Indeks Saham Syariah Indonesia di Bursa Efek Indonesia pada tahun 2018-2022 Dengan Profitabilitas Sebagai Variabel Intervening Ardiansyah, Putra
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11737

Abstract

Financial distress is carried out to get an early warning of bankruptcy. The earlier warning indicators of bankruptcy appear, the greater the opportunity for management to prevent it. This research aims to: (1) identify and analyze the influence of liquidity (current ratio) and Leverage (debt to asset ratio) and profitability (return on assets) on Financial distress; and (2) identify and analyze the influence of liquidity (current ratio) and Leverage (debt to asset ratio) on Financial distress and profitability (return on assets) to mediate their respective influences. Research on non-cyclical consumer sector companies listed on the IDX in 2018-2022. The research population was 119 companies with a sample of 23 companies. The model for determining Financial distress used is the Zmjiweski model. Statistical analysis in this research was assisted by SmartPls Partial Least Square (PLS).Based on the results of the research and discussions that have been carried out, the research results can be concluded that liquidity has a significant and influential effect on Financial distress. Leverage has a significant and influential effect on Financial distress. Profitability has a significant influence on Financial distress and profitability is unable to mediate the influence of liquidity on Financial distress. Meanwhile, profitability is unable to mediate the effect of Leverage on Financial distress. Keywords liquidity, Leverage, Financial distress, profitability
Analysis of customer intention to save at BMT Fastabiq Jepara Sudarsono, Heri; Alghana, Ahada Dzulfikar; Ash Shidiqie3, Jannahar Saddam; El Hasanah, Lak lak Nazhat
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13177

Abstract

This research aims to analyze the intention to save at BMT Fastabiq, Jepara. This research was conducted from May to June 2023, and the data source was obtained through a survey method using a questionnaire tool that was distributed to customers at BMT Fastabiq Jepara. This research uses quantitative data processing methods with SEM PLS analysis (Partial Least Square ) using SmartPLS 4.0. The respondents in this study were 100 BMT Fastabiq Jepara customers. The variables used in this research were intention to save (INT), knowledge (KNW), products (PRD), promotions (PRM), and religiosity (RE). The results of this research reveal that products and religiosity have a positive effect on the intention to save at BMT Fastabiq Jepara, whereas knowledge and promotion do not affect customers' intention to save at BMT Fastabiq Jepara.

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