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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,319 Documents
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Penerapan Ekonomi Syariah Pada Pengelolaan Yayasan Nusa Bangsa Podokaton Pasuruan Sucipto, Adi
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12618

Abstract

This research describes the implementation of Islamic economics in the management of Nusa Bangsa Foundation in Podokaton Pasuruan. This type of research falls under qualitative research using a case study approach. The data collection procedure for this research involves conducting interviews with respondents. The data analysis utilized the Miles and Huberman model, and the validity of the data was tested using source triangulation, the use of reference materials, and member check. Nusa Bangsa Foundation is evaluated to have implemented Islamic economics. The foundation has implemented programs such as I Ana Maslahah, scholarships for orphans, and providing logistical and non-logistical assistance to the surrounding community. In other words, Nusa Bangsa Foundation has been applying Islamic economics. Employees working at Nusa Bangsa Foundation do not receive salaries but rather bisyaroh (financial assistance). The compensation they receive depends on the financial condition of the foundation. Apart from the regular contributions from students, Nusa Bangsa Foundation has income sources from Operational School Assistance Fund, business activities providing meals and school uniforms, and Logistics Assistance from several local factories. The Accountability Report Letter conducted by Nusa Bangsa Foundation still does not use complete reporting. The reports used are limited to the General Ledger.
Sinergitas Stakeholder Pengembangan Halal Fashion di Indonesia Muhammad Ahsanul Amal
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10106

Abstract

The size of the Muslim population in Indonesia and the demographic bonus are factors in increasing the halal industry. The halal industry in Indonesia covers not only the halal food sector but also other sectors such as Islamic finance, halal travel, halal fashion, halal cosmetics and pharmaceuticals, and halal media end recreation. According to the State of the Global Islamic Economy Report 2022, Indonesia is still under the United Arab Emirates and Turkey and cannot become the world's center for halal fashion. Therefore halal fashion development model is needed so that Indonesia can compete with that country. This research aims to initiate a model of halal development in Indonesia. The approach used is descriptive analysis with secondary data. Research data was collected from books, articles, and reports published by relevant agencies, which were then reduced by data so that researchers could interpret the data collection results and conclude the research results. As for the results of research conducted on several sources, researchers found a halal fashion development model, where in this development model, the synergy of all elements is required, starting from the government, society (producers, distributors, and consumers), Islamic financial institutions, and research institutions and universities. to realize Indonesia as the center of world halal fashion. This synergy is needed so local people can look at halal fashion products produced by Indonesian designers. Not only importing products from abroad. Because domestic halal fashion products are no less competitive than products found abroad.
Relationship ushul Fiqh, Qowa’id Fiqih dan Maqashid Al- Syariah With Islamic Economy Nst, Venny Fraya Hartin; Nasution, M. Yasir; Sugianto, Sugianto
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12787

Abstract

Current Islamic Economy One of the main challenges is the low level of sharia financial literacy among the public. This causes the public to still have low interest in using sharia financial products and services. Another challenge is the lack of research and development in the field of Islamic economics and the lack of application of Islamic economics in business practices in Muslim countries. Therefore, efforts are needed to increase sharia financial literacy among the public, increase research and development in the field of Islamic economics, and apply Islamic economics in business practices in Muslim countries. Researchers decided to use qualitative research methods. Researchers use qualitative research methods because the opinions of each expert and practitioner are definitely different, a science can be very solution and relevant if applied at one time, but it could be useless if applied at a different time. Ushul fiqh in Islamic economics can be applied not to economics but to an economic system. Because the system is a regulation that requires a basic set of foundations that are qath'i based on revelation. The role of Ushul Fiqh as a methodology for developing economic systems in order to answer all contemporary economic problems. Meanwhile, in its application, Jazuli classifies qawa'id into six different areas, namely mahdhah (special) worship, ahwal as-Syahshiyyah (personal and family matters), mu'amalah maaliyah (economic transactions), jinayah (criminality), siyasah ( politics), and fiqh qadhaya (procedural and judicial law). Among the most basic qawa'id in this matter is "All forms of muamalah are basically permissible (allowed) unless there is an argument that forbids it." In the economic context, maqashid shari'ah has a dual role, namely: as a control tool as well as a social engineering tool to realize human benefit. It provides a rational philosophical basis for economic activity. Without maqashid shari'ah, understanding and practice of Islamic economics will be narrow, rigid, static and slow. Islamic economics will lose the spirit and substance of its sharia. But on the contrary, with maqashid syari'ah, Islamic economics develops elastically, dynamically, in accordance with the character of Islamic syari'ah which is universal and relevant for all time and space).
Strategi Peningkatan Pembiayaan Multi Guna (PMG) Pada PT. Bank Sumut Unit Usaha Syariah Muhammad Harsono; Andri Soemitra; Muhammad Arif
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11325

Abstract

Improper financing management will cause many problems and will even cause the collapse of Islamic banks. In financing carried out by Islamic banking, there are bound to be many obstacles experienced, such as default constraints, problematic financing or other constraints, especially during the Covid 19 pandemic. To minimize the various obstacles faced earlier, of course, Islamic banking is required to have an accurate strategy to win market competition while minimizing the occurrence of problem financing. This study aims to analyze the strategy of PT. Bank Sumut Sharia Business Unit in increasing Multipurpose Financing (PMG). This research is a type of qualitative research. Obtained research results SWOT analysis results show that the company's position is in quadrant 1, namely supporting an aggressive strategy. This quadrant position is a very favorable situation, where the company has opportunities and strengths so that it can take advantage of existing opportunities. The strategy that must be applied in this condition is the SO (Strength - Opportunity) Strategy, which is a strategy that utilizes the company's internal strengths to take advantage of external opportunities. The S-O strategy is developed by combining strengths in the internal evaluation matrix and opportunity factors in the external evaluation matrix.
Metode Pembayaran Cash On Delivery (Cod) Melalui Jasa Ekspedisi PT. Pos Indonesia Jember Dalam Analisis Fatwa Dsn Mui Nomor 113/Dsn-Mui/Ix/2017 Tentang Akad Wakalah Bi Al-Ujrah Ahmad, Zakiyyah Ilma; Roziq, Ahmad; Abidin, Ahmad Zainul
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13561

Abstract

Cash on delivery (COD) is a payment method where buyers can pay for orders in cash when the order arrives at its destination delivered by a courier. PT. Pos Indonesia Jember will ask for wages for the work handed over to it with payment of a fee. The term regarding representation with payment of wages in Islam is called the wakalah bi al-ujrah contract which is contained in the DSN MUI fatwa number 113/DSN-MUI/IX/2017 concerning wakalah bi al -ujrah. The type and approach of this research is an empirical juridical approach or what is called field research. The data collection techniques used were structured interviews, participant observation and document study. Data analysis used in this research used descriptive-qualitative. This research concluded that wakalah contracts and ijarah contracts have been regulated separately in the Compilation of Sharia Economic Law but do not regulate wakalah bi al-ujrah contracts. This wakalah bi al-ujrah contract has only been regulated in the DSN MUI Fatwa number 113/DSN-MUI/IX/2017. Therefore, this wakalah bi al-ujrah contract is required for valid transactions according to sharia principles, so it can be added that in Perma Number 2 of 2008, especially in the wakalah contract, Chapter -ujrah, namely a wakalah contract accompanied by a fee so that it can accommodate cash on delivery payment method transactions through PT expedition services. POS Indonesia Jember Regency and can be operated by PT. POS Indonesia Jember Regency. So the wakalah bi al ujrah will have power if it enters into KHES as positive law or ius constitutum, namely the law that is currently in force or the law that has been established (positive law).
Sektor Unggulan Dan Pertumbuhan Ekonomi: Studi Kasus Kota Padangsidimpuan Khairul Kamal
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.12830

Abstract

Leading sectors are expected to be able to overcome economic development problems with economic growth rates. The aim of this research is to find out what sectors are the leading sectors in Padangsidimpuan City and to find out how the growth of these leading sectors influences the level of economic growth in Padangsidimpuan City. The type of data used in this research is secondary data obtained from the Padangsidimpuan City Central Statistics Agency and the North Sumatra Province Central Statistics Agency. The results of this research are based on Location Quotient (LQ) analysis, Dynamic Location Quotient (DLQ) analysis, Growth Ratio Model (MRP), and Shift Share analysis, there are four sectors which are the leading sectors in Padangsidimpuan City, namely the electricity and gas procurement sector; wholesale and retail trade sector, car and motorbike repair; transportation and warehousing sector; as well as the accommodation and food and drink provision sector. Based on the results of simultaneous multiple linear regression analysis, leading sectors have a significant influence on the level of economic growth in Padangsidimpuan City. Partially, the electricity and gas procurement sector has a positive and insignificant effect on the level of economic growth. Partially, the wholesale and retail trade sectors; car and motorbike repairs have a positive and insignificant effect on the level of economic growth. Partially, the transportation and warehousing sectors have a positive and significant effect on economic growth. Partially, the accommodation and food and drink provision sector has a negative and insignificant effect on economic growth. Keywords: GDP, leading Sectors, Economic Growth
Al Hisbah in Modern Era : Investor Protection Institution in Indonesian Islamic Capital Market Sholikah, Mar'atus; Huda, Nurul; Rini, Nova; Fatwa, Nur; Wiliasih, Ranti
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13145

Abstract

This research aims to explore the evolution of the role of al hisbah in the financial sector, especially the capital markets industry. Along with the times and the increasing complexity of today's government bureaucracy, the role of al hisbah has been formed differently in each country according to their respective needs. This research uses an exploratory qualitative method with secondary data. The research results show that the role of al hisbah is very complex, one of which is in the financial sector of the capital market to carry out supervision in order to protect investors from both external and internal risks. In this case, the Financial Services Authority (OJK) plays the role of al hisbah which coordinates with the National Sharia Council (DSN) to ensure transactions and activities in the Indonesian Islamic capital market are safe and healthy.
Assessing the Financial Performance of Digital Sharia Bank at Bank Aladin Syariah: EVA and MVA Approach Siska, Elmira; Sebastian, Dante Rio; Islami, Vina
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13351

Abstract

Bank Aladin Syariah is Indonesia's first completely digital bank that follows Sharia rules. This bank held its initial public offering on January 22, 2021. Apart from using financial ratios, the bank's financial performance may be assessed using the economic value added (EVA) and market value added (MVA) approaches. These two methods function to complete financial performance analysis through financial ratios and find the true value of company performance. This research aims to determine and analyze the financial performance of Bank Aladin Syariah using the EVA and MVA methods. The research design of this study uses non-statistical quantitative methods with a descriptive approach. The data used in the research is secondary data derived from financial reports for 2019-2023. This data is downloaded from the bank's website. The research results show that operation of Bank Aladin Syariah succeeded generate economic value added remarked by positive EVA in 2019, 2020, and 2022. Meanwhile, in 2021 and 2023 Bank Aladin Syariah fail to give more economic value through its activities. This is evident from a negative EVA score. Since Bank Aladin Syariah conducted its IPO, the bank has succeeded in providing added value through growth in the market capitalization value of shares issued which is indicated by a positive MVA during 2021 - 2023.
Pengaruh Employee Empowerment Terhadap Employee’s Performance Bisnis Fashion Syariah Safira Arsyadin Hapsari
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10014

Abstract

There are many rivals in the sharia fashion business, because of the rise of this sharia fashion business, many people are involved and competing in sharia fashion which is a challenge for those who have this business. With this employee empowerment, it will affect employee performance, because with employees who carry out their jobs correctly can grow employee performance to motivate employees to give their best in carrying out their goals and business. If employees are motivated to provide the best for their business, then employees will be much more familiar with the business and the goals of the organization or business which is also called organizational commitment. A business will also experience inequality, so there needs to be a quality of performance appraisal system which will discuss the evaluation of employee's performance and a business and aims to stay in the business goals. If the Islamic fashion business runs this in its business, then the business will continue to run even the latest innovations
Perancangan Kualitas Layanan Berdasarkan Perspektif Islam Di Rumah Sakit Umum Daerah (RSUD) Nugraha, Nugraha
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11385

Abstract

The problem in this study is the existence of complaints from patients who use hospital services against the management of the X Regional General Hospital (RSUD) in the city of Bandung, obtained from the results of a preliminary survey. This problem needs to be solved by designing Islamic service quality measurements so as to increase hospital patient satisfaction. The main objective of this study is to design service quality based on Islamic law at the X Regional General Hospital in the city of Bandung. The method used in this research is the Service Quality (SERVQUAL) method and Islamic law. From the research results obtained from the validity testing results of 27 statements declared valid because the value of R count is greater than the value of R table and the results of reliability testing obtained a value of 0.917, then the measuring instrument used is reliable. Based on the servqual model used, there are several indicators from each part of the SERVQUAL element that must be made critical improvements by the RSUD to improve the quality of their services. It is hoped that this research can improve patient satisfaction with the quality of hospital management service.

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