J-EBIS (Jurnal Ekonomi dan Bisnis Islam)
The Journal that published by Faculty of Economic and Islamic Busines, State Institut for Islamic Studies (IAIN) Zawiyah Cot Kala Langsa, This journal focused on Islamic Economics and Finance studies. The Journal is published twice a year on April and October. The aim of the journal is to disseminate the Islamic economics and finance.
Articles
234 Documents
ANALISIS PENGARUH TINGKAT INFLASI, TRANSAKSI PASAR UANG ANTAR BANK SYARIAH (PUAS) DAN INVESTASI SYARIAH TERHADAP IMBAL HASIL SERTIFIKAT BANK INDONESIA SYARIAH (SBIS)
febi, febi;
Nurmaida, Desi
JURNAL EKONOMI DAN BISNIS ISLAM Vol 3 No 2 (2018): Volume 3 Nomor 2 Juli-Desember 2018
Publisher : IAIN Langsa
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DOI: 10.32505/v3i2.1243
This research aims to analyze the effect level of inflation, transaction of interbank sharia money market and sharia investment to yield sharia certificate of Bank Indonesia period January 2012 - December 2017. The data used are time series data period January 2012 - December 2017 published by BI and OJK. The method of analysis used in this research is Vector Auto Regression (VAR) models. Results of Granger Causality analysis show that, there is a pattern of one-way causality between inflation with transaction of interbank sharia money market (PUAS) and yield sharia certificate of Bank Indonesia (SBIS), there is a pattern of one-way causality between sharia investment with transaction of interbank sharia money market (PUAS) and there is not a pattern of one-way causality between yield sharia certificate of Bank Indonesia (SBIS) with transaction of interbank sharia money market (PUAS) and sharia investmentin Indonesia period 2012-2017. Results of Impulse Response Function analysis show that, inflation response most quickly reach stability when shock occur in the variable transaction of interbank sharia money market (PUAS). Transaction of interbank sharia money market (PUAS) response most quickly reach stability when shock occur in the variable sharia investment. Sharia investment response most quickly reach stability when shock occur in the variable sharia investment. Yield sharia certificate of Bank Indonesia (SBIS) response most quickly reach stability when shock occur in the variable transaction of interbank sharia money market (PUAS). Result of Variance Decomposition analysis show that, the variable that gives the most contribution to inflation, transaction of interbank sharia money market (PUAS), sharia investment and yield sharia certificate of Bank Indonesia (SBIS) is inflation, transaction of interbank sharia money market (PUAS), sharia investment and yield sharia certificate of Bank Indonesia (SBIS) it self.
ANALISIS PERSAINGAN RITEL LOKAL DAN NASIONAL SECARA SOSIAL-EKONOMI DI KOTA LANGSA
febi, febi;
Astina, Chahayu
JURNAL EKONOMI DAN BISNIS ISLAM Vol 3 No 2 (2018): Volume 3 Nomor 2 Juli-Desember 2018
Publisher : IAIN Langsa
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DOI: 10.32505/v3i2.1244
As a newly developed city, Langsa City is one of the right areas to try. Introduced as a Service City, the city strives to meet the needs of its people. However, because Langsa City has minimal in industry, especially in medium and high scale industries, only consumptive needs can be met. Therefore, trade is a growing business, especially in retail businesses. Unfortunately, community retail businesses in recent years have experienced a decline in turnover, the main cause is the inability of local retail businesses to compete with national retail. Therefore the purpose of this study was to analyze the competition of national local economic retail business in a socio-economic way in Langsa City. Using a qualitative approach, the results show that the running of the national retail business in Langsa City has made local retailers turnover decline by an average of 30 percent and every year there are local retail businesses that have small business capital must to shut-down their businesses. The decline in the turnover of local retailers also had an effect on the reduced amount of zakah distributed, the reduction of other social contributions such as contributions to the construction of mosques, dayah, and poor people in addition to the amount of tax that also declined.Whereas in the national retail business the positive effect obtained is from tax contributions. The expectation of local retailers to the government in Langsa City is to prioritize the sustainability of local businesses in order to maintain the stability of the people?s economy.
TEORI KONSUMSI ISLAM DALAM PENINGKATAN EKONOMI UMAT
febi, febi;
Hamid, Abdul
JURNAL EKONOMI DAN BISNIS ISLAM Vol 3 No 2 (2018): Volume 3 Nomor 2 Juli-Desember 2018
Publisher : IAIN Langsa
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The fulfillment of the needs generally provides an impact or benefits physically and so on. If a requirement sought, then the fulfillment of these needs will provide once public satisfaction, but if the needs weren?t based on the desire, it will only benefit it. There are several mechanisms in the Muslim consumption. Consumption and public satisfaction in Islam do not forbid moslems to fulfill the need or desire for the fulfillment of the human dignity. Indeed everything on this earth destined to humans, but humans are commanded to consume the goods / services that are both lawful and reasonable and not excessive. Fulfillment of desires or needs remain permissible as long as it adds maslahah or does not bring harm. Rational consumer is a smart consumer commodities to determine the benefit of themselves and public interest. The rational consumer?s indicators can be seen among others from their consumption behavior. The explanation highlights the role of consumption are very important as part of national income.
ANALISIS PERAN PEMBIAYAAN OLEH PEGADAIAN SYARIAH BAGI PENGEMBANGAN UMKM
Fuad, Muhammad;
Trianna, Meilyda
JURNAL EKONOMI DAN BISNIS ISLAM Vol 3 No 2 (2018): Volume 3 Nomor 2 Juli-Desember 2018
Publisher : IAIN Langsa
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DOI: 10.32505/v3i2.1246
Sharia pawnshops are part of non-bank financial institutions in Indonesia that function to distribute financing through lending money based on the principle of pawn to the business sector in need. UMKM is a business sector that mainly faces constraints on access to financing in the aspect of guarantee and legality and administrative procedures. The Ar-Rum product was launched by Sharia pawnshops using a fiduciary system, in the hope of assisting the needs of the business sector. This study aims to analyze how the role of Ar-Rum as financing product in the development of SMEs. Primary data were collected through questionnaires and interviews on 100 customers, then analyzed using descriptive and statistics methods. Descriptive analysis results show that the majority of respondents stated strongly agree or agree that Ar-Rum useful to help the development and sustainability of their business, while the results of statistical tests states that the Ar-Rum product positively and significantly influences on the development of SMEs.
PENGARUH KOMITMEN ORGANISASI DAN KEPUASAN KERJA TERHADAP KINERJA KARYAWAN BPJS KESEHATAN CABANG LANGSA
Latief, Abdul;
Syardiansah, Syardiansah;
Safwan, Muhammad
JURNAL EKONOMI DAN BISNIS ISLAM Vol 4 No 1 (2019): Volume 4 Nomor 1 Januari-Juni 2019
Publisher : IAIN Langsa
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DOI: 10.32505/v4i1.1250
The study aimed to determine the eff ect of organizational commitment and job satisfaction on the performance of Langsa Health BPJS employees. The population in this study were permanent employees at the Langsa Health BPJS, which numbered 31 respondents. The sampling technique used in this study is non probability sampling using saturated sampling. The method of data analysis uses multiple linear regression equations with the help of SPSS software carried out t test, F test and the coeffi cient of determination. The results of multiple linear regression obtained by the equation Y = 1,098 + 0,260X1 + 0,290X2. To prove the hypothesis partially carried out t test for each variable, where the organizational commitment variable obtained t sig <5% (0.03 <0.05) so that it can be stated that organizational commitment has a signifi cant eff ect on the performance of BPJS health employees in Langsa City. Job satisfaction variables obtained t sig <5% (0.04 <0.05) so that it can be stated that job satisfaction has a signifi cant eff ect on the performance of BPJS health employees in Langsa City. And to prove the hypothesis simultaneously the F test is carried out, so that F sig <5% (0.00 <0.05) can be stated that organizational commitment and job satisfaction simultaneously have a significant eff ect on the performance of BPJS employees in Langsa City. As well as the determination coefficient test results obtained by 33.4% organizational commitment and job satisfaction affect the performance of health workers BPJS Langsa City.
ISLAMIC ECONOMIC PERSPECTIVES IN BUYING IN THE TRADITIONAL MARKET TUESDAY PANAM TAMPAN KOTA PEKANBARU
Nurhadi
JURNAL EKONOMI DAN BISNIS ISLAM Vol 4 No 1 (2019): Volume 4 Nomor 1 Januari-Juni 2019
Publisher : IAIN Langsa
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DOI: 10.32505/v4i1.1251
This study aims to determine the review of Islamic economics related to business ethics in buying and selling transactions in the traditional market of Selam Panam, Tampan District, Pekanbaru City. The subject of research for traders, the object of business behavior. Data collection techniques with observation, interviews and documentation. Analysis of the data is descriptive analysis where the data obtained is analyzed and presented in the form of an analysis table. Based on the results of observations and questionnaires obtained from traders, there are several points of business ethics that are applied, namely halal, trustworthiness, justice, non-coercionand endorsement, so this is in line with business ethics in buying and selling transactions according to the Sharia Economy. However, at honest and usury points there are still fraudulent actions that are not appropriate. So it can be concluded that business ethics in buying and selling transactions in the traditional markets Tuesday Panam Tampan Pekanbaru which are reviewed according to the Sharia Economy in general have not been well implemented by traders. Traders still commit fraud (reducing doses, hiding defects of goods, and others), this is contrary to Islamic law.
ANALISIS PENGARUH TRANSPORTASI ONLINE TERHADAP KESEMPATAN KERJA DAN KESEJAHTERAAN DI KOTA MEDAN
Ian Alfian, Ian Alfian;
Sari, Eka Purnama;
Yuedrika, Talia
JURNAL EKONOMI DAN BISNIS ISLAM Vol 4 No 2 (2019): Volume 4 Nomor 2 Juli-Desember 2019
Publisher : IAIN Langsa
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DOI: 10.32505/v4i2.1253
This study aims to determine the influence of online transportation on employment opportunities and welfare in Medan City. The method used is a quantitative approach based on the path analysis with a simple linear regression analysis model. The results of the study showed that around 64,9% variables of online transportation explained by changes in variables of employment opportunities and welfare in in Medan City, while the test 35,1% is explained by other factors. About 33,4% of the variables of online transportation affected by employment opportunities and around 31.5% of the online transportation variables aff ected the welfare variable. The significance of the indirect test results indicates that there was an indirect effect of the variable online transportation on welfare through employment opportunities signifi cantly. The impact of this study is there is a significant influence on employment opportunities and community welfare in in Medan City with an Online Motorcycle taxi that can absorb labor and increase the income of UMKM through various services available in the online motorcycle taxi application.
ANALISIS PERSEPSI, PREFERENSI DAN SIKAP TEUNGKU DAYAH SERTA PENGARUHNYA TERHADAP PERILAKU MENABUNG DI BANK SYARIAH
Riza, Muhammad
JURNAL EKONOMI DAN BISNIS ISLAM Vol 4 No 1 (2019): Volume 4 Nomor 1 Januari-Juni 2019
Publisher : IAIN Langsa
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DOI: 10.32505/v4i1.1247
This study aims to test and analyze the in? uence of perceptions, preferences, and attitude of teungku dayah on saving behavior in Islamic banks. The independent variables used in this study are perceptions, preferences, and attitudes. The dependent variable used in this study is saving behavior in Islamic banks. This study uses quantitative research methods with a survey approach. The population in this study is tengku dayah in the city of langsa totaling 45 tengku dayah, the sample in this study uses probability sampling technique with the type of sampling simple random sampling while the sample size is obtained from the calculation using the Slovin formula with a 5% error rate of 40 tengku dayah. The data sources in this study are primary data in the form of questionnaires. The data source in this study is primary data. Data analysis techniques used were parametric statistics, with multiple linear regression analysis. Measurement of questionnaires answered by respondents used a Likert scale using Statistical Package for the Social Sciences (SPSS) 22. The results of this study indicate that the perception of teungku dayah on saving behavior in Islamic banks has a positive and signi? cant e? ect. While the preference and attitude variables do not a? ect the savings behavior in Islamic banks. While the value of adjusted R2 is 0.62 which shows the in? uence of the independent variable on the dependent variable that can be explained by the equation model is 62% and the remaining 38% is in? uenced by other factors.
PERANAN INFOMASI AKUNTANSI TERHADAP KEBERHASILAN UMKM DI KOTA LANGSA
Mastura, Mastura;
Sumarni, Mutia;
Eliza, Zulfa
JURNAL EKONOMI DAN BISNIS ISLAM Vol 4 No 1 (2019): Volume 4 Nomor 1 Januari-Juni 2019
Publisher : IAIN Langsa
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DOI: 10.32505/v4i1.1248
Among the leading Micro, Small and Medium Enterprises in Langsa are shrimp paste, soy sauce and touco, but it is unfortunate, those Enterprises have not paid attention to the importance of accounting knowledge and have not fully used accounting information in conducting their businesses. Accounting information is very importance to the success of Micro, Small and Medium Enterprises in Langsa City and whether accounting information can increase the success of Micro, Small and Medium Enterprises in Langsa City. This study is a qualitative study whose research subjects are shrimp paste, soy sauce and touco businesses in Langsa City. The results showed that accounting information plays an important role in the success of Micro, Small and Medium Enterprises in Langsa City and can increase the success of Micro, Small and Medium Enterprises in Langsa City
PENGARUH ZAKAT DAN INFAQ TERHADAP PENURUNAN KEMISKINAN DI ACEH PERIODE 2007-2017
Afifudin, Toha;
Sari, Nurma
JURNAL EKONOMI DAN BISNIS ISLAM Vol 4 No 1 (2019): Volume 4 Nomor 1 Januari-Juni 2019
Publisher : IAIN Langsa
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DOI: 10.32505/v4i1.1249
The purpose of this study was to test the impact of zakat and infaq distribution collectively or partially against poverty alleviation in the Aceh province, Indonesia. This research is using statistical data from Badan Pusat Staistik (BPS) and Baitul Mal Aceh with a period of research 2007-2017. The methodology used in this research is descriptive quantitative and test multiple linear regression was used to test the infl uence of zakat and infaq decline of poverty in Aceh with t-test and f-test. results t statistics i.e. zakat partially to decrease poverty in Aceh while the Infaq partially has no effect against a decline in poverty in Aceh. Multiple linear regression test results simultaneously zakat and infaq eff ect on decreasing poverty in Aceh.