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Kota langsa,
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INDONESIA
J-EBIS (Jurnal Ekonomi dan Bisnis Islam)
Published by Institut Agama Islam Negeri Zawiyah Cot Kala Langsa
ISSN : 25021397     EISSN : 25408100     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Other
The Journal that published by Faculty of Economic and Islamic Busines, State Institut for Islamic Studies (IAIN) Zawiyah Cot Kala Langsa, This journal focused on Islamic Economics and Finance studies. The Journal is published twice a year on April and October. The aim of the journal is to disseminate the Islamic economics and finance.
Arjuna Subject : -
Articles 257 Documents
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Analisis Keputusan Nasabah Menggunakan Layanan E-Banking Pada Bank Syariah Indonesia Di Kota Langsa Muhammad Dayyan; Nurjanah; Uci Dinda Ayu Bestari
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i1.4058

Abstract

This research aims to analyze e-banking services at Bank Syariah Indonesia, factors that affect customers using e-banking, and the obstacles faced by customers using e-banking. The method used is qualitative descriptive, with 13 respondents. The results showed that Digital services at Bank Syariah Indonesia there are 20 services, where often used by Bank Syariah Indonesia customers are ATMs and mobile banking. Then the factors that affect customers using e-banking are quality, individual factors, social factors, and promotions, while the obstacles experienced by customers are the customer's ability about the use of technology and networks that must be appropriate for the provider.
Customer preference analysis in using cash recycle machine service at Bank Syariah Indonesia nanda safarida; Fahriansah; Novi Zikrillah
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i1.4061

Abstract

This study aims to analyze the level of preference of Bank Syariah Indonesia customers in using cash deposit services through the Cash Recycle Machine (CRM). This is a qualitative research with qualitative data in the form of ordinal data collected through questionnaires and compiled using a semantic differential scale with 10 predetermined attributes. The sample in this study was 100 customers of Bank Syariah Indonesia Langsa City Branch which was determined through accidental sampling technique. The research method used is the Kendall's concordance method processed with SPSS. The results of the research through the Kendall's test obtained the Kendall's value of 0.33 and the X2 value of 29.531. While the value of X2table0.05;9 is 16.918. This means that there is a relevancy of the respondent's answer preferences related to the 10 attributes used in the questionnaire. Meanwhile, 9 of 10 attributes, namely decision, distance, time period, time for deposit cash, technology, level of practicality, smooth access, durability of deposit proof, and level of risk, have a preference that tends to be positive and be taken into consideration for customers to deposit their cash through the CRM service. Except for the attribute which is related to the level of security where the average respondent agrees that it is not really be taken into customer consideration in making cash deposits through CRM service.
PENGARUH MARKETING MIX TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN PADA USAHA MIKRO Juli Dwina Puspita Sari; Dhea Riswana
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i2.4779

Abstract

This study aims to determine the effect of marketing mix (product, price, promotion and location) on purchasing decisions of customers in small business located in Langsa city, Aceh named the Say Story coffee shop. quantitative methods is used to process the primary data compiled through a questionnaire distributed to 50 customers (respondents) of the Say Story coffee shop in Langsa City. Non-probability sampling via accidental sampling is utilised in determining the respondents within this study. The results showed that the product, price, promotion, and location simultaneously affect purchasing decisions. The product partially has a positive and significant effect on purchasing decisions, the price partially has a negative and significant effect on purchasing decisions, promotion partially has a negative and significant effect on purchasing decisions and location partially has a positive and significant effect on purchasing decisions at the Say Story coffee shop.
Stock Prices And Trading Volume Around Ipos: An Islamic Economic Perspective On Energy Sector Sri Suryaningsum; Fikri Dwi Prasetya; Bambang Mahendra Andhika; Zohaib Hassan Sain
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol, 11 No 2 (2026)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v11i2.11148

Abstract

This study compares the stock prices and trading volume (TVA) of energy sector companies during and after their IPOs on the Indonesia Stock Exchange from 2019-2023, using a five-day pre-IPO and five-day post-IPO event window. The initial market reaction is examined from both conventional and sharia capital market perspectives, relating to information asymmetry, speculation (maysir), and uncertainty (gharar). The sample consists of 20 companies using purposive sampling. Since the data is not normally distributed, the Wilcoxon signed-rank test was used. The results show that stock prices do not differ significantly (p = 0.654), whereas TVA drops significantly after the IPO (p = 0.001). The decline in trading activity amid stable prices indicates short-term trading driven by sentiment that eases as information is absorbed by the market. These findings help investors and analysts evaluate energy sector IPOs and emphasize the importance of transparency (tabayyun) to curb speculation.
Capacity Building And Employee Performance In Islamic Financial Institutions: Testing The Moderating Role Of Rewards Muhammad Nasri Katman; Haliah; Darmawati; Anisa Fadilla; Fathurrahman
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol, 11 No 1 (2026)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v11i1.14087

Abstract

This study evaluates the effectiveness of capacity building strategies; covering human resource development, organizational strengthening, and institutional reform on employee performance in Islamic financial institutions, while testing the moderating role of reward. Employing a quantitative approach based on Partial Least Squares Structural Equation Modeling (PLS-SEM) with a saturated sample of 52 employees at PT Pegadaian Syariah Central Branch Makassar, the analysis results indicate that the three dimensions of capacity building do not have a direct significant effect on employee performance. Furthermore, the reward variable is proven not to moderate these relationships. These non-significant findings highlight a decoupling between the formality of capacity-building programs and actual field operational execution, while indicating that the current reward system has yet to align extrinsic motivation with Islamic work values (ihsan). This study provides theoretical contributions by filling the literature gap regarding the uncertainty of capacity building impacts in the sharia-compliant non-bank financial sector, and offers practical implications for management to restructure training designs and incentive structures to be more contextual and operational.
Waqf as a Mechanism for Reducing Economic Inequality: Insights From SLR With Indonesian Focus Muhammad Putra Aprullah; Rulfah M. Daud; Muhammad Sayuthi; Salsabilla Julnadi
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol, 11 No 1 (2026)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v11i1.14674

Abstract

This study examines the potential of waqf to reduce economic inequality in Indonesia through a systematic literature review (SLR) guided by the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) framework. Relevant academic studies and institutional reports were systematically identified, screened, and synthesized to assess the redistributive role of waqf, particularly cash waqf, within Indonesia's Islamic social finance ecosystem. Drawing on income distribution and governance perspectives, the review identifies three potential mechanisms through which productive waqf may address economic inequality: income generation, asset-based economic empowerment, and improved access to financial and social services for disadvantaged communities. However, the literature provides stronger evidence of poverty alleviation and economic empowerment than of measurable reductions in income or wealth inequality. Governance limitations, low waqf literacy, and insufficient institutional coordination further constrain the realization of these redistributive benefits. The study highlights the need to strengthen waqf governance, enhance coordination between waqf institutions and formal financial intermediaries, and expand public participation in productive waqf initiatives.
Determinants of Teachers’ Saving Intention at Bank Syariah Indonesia: Perception, Promotion, and Knowledge Muhammad Dayyan; Mauliani Andini
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol, 11 No 2 (2026)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v11i2.15959

Abstract

Penelitian ini menganalisis pengaruh persepsi, promosi, dan pengetahuan terhadap minat menabung guru sekolah dasar negeri pada Bank Syariah Indonesia (BSI) di Kecamatan Langsa Barat. Penelitian ditempatkan dalam konteks Aceh, yaitu lingkungan kelembagaan yang mendukung keuangan syariah, tetapi belum otomatis menghilangkan perbedaan pemahaman dan evaluasi nasabah terhadap layanan perbankan syariah. Survei kuantitatif potong lintang melibatkan 64 guru dari empat sekolah dasar negeri. Data dianalisis melalui uji validitas butir, Cronbach alpha, uji asumsi klasik, regresi linier berganda, uji t, uji F, dan koefisien determinasi. Persepsi (B = 0,344; beta = 0,240; p = 0,024), promosi (B = 0,334; beta = 0,281; p = 0,003), dan pengetahuan (B = 0,459; beta = 0,440; p < 0,001) masing-masing berpengaruh positif dan signifikan terhadap minat menabung. Secara simultan, ketiga prediktor signifikan (F = 40,323; p < 0,001) dan menjelaskan 66,8% variasi minat menabung. Pengetahuan menjadi prediktor terkuat. Temuan ini menunjukkan bahwa kesesuaian regulatif dan religius perlu diterjemahkan menjadi pemahaman produk yang praktis agar berkembang menjadi preferensi perbankan yang dapat ditindaklanjuti. BSI perlu memadukan promosi edukatif, penjelasan produk yang transparan, dan pemulihan layanan yang andal melalui edukasi keuangan berbasis sekolah dan komunikasi yang spesifik bagi segmen guru.

Page 26 of 26 | Total Record : 257

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