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INDONESIA
J-EBIS (Jurnal Ekonomi dan Bisnis Islam)
Published by Institut Agama Islam Negeri Zawiyah Cot Kala Langsa
ISSN : 25021397     EISSN : 25408100     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Other
The Journal that published by Faculty of Economic and Islamic Busines, State Institut for Islamic Studies (IAIN) Zawiyah Cot Kala Langsa, This journal focused on Islamic Economics and Finance studies. The Journal is published twice a year on April and October. The aim of the journal is to disseminate the Islamic economics and finance.
Arjuna Subject : -
Articles 234 Documents
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ANALISIS FINANCIAL INCLUSION TERHADAP PEMBERDAYAAN MASYARAKAT MISKIN DI MEDAN (STUDI KASUS PEMBIAYAAN MIKRO SS II DI BANK SUMUT SYARIAH) Nasution, Hairatunnisa; Nasution, Yasir; Yafiz, Muhammad
JURNAL EKONOMI DAN BISNIS ISLAM Vol 2 No 1 (2017): Volume 2 Nomor 1 Januari-Juni 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (290.081 KB) | DOI: 10.32505/v4i1.1235

Abstract

This research aims to analyze the financial inclusion towards the empowerment of the poor in Medan through financing Sumut Sejahtera of the Bank Sumut Syariah. More specifically the research aims to know 1) the concept of financial inclusion that is implemented as a means of expanding access to financial services of banks and non-banks, 2) the application of the financial inclusion  Bank Sumut Syariah. Bank Sumt Syariah have significant role in the economic development of the community through a variety of financing micro, Financing of the Sumut Sejahtera. This financing facility has a lofty goal given to the community pre-prosperous society who have a business but not bankable feasibility so as to be worthy of being a customer of the bank, as well a improve people?s lives and help government programs in the framework of poverty reduction. The applicaton of financial inclusion on the financing Sumut Sejahtera of the Bank Sumut Syariah has been very clear benefits in the economic society prosper who enforce the interests for the public good. It is a basic principle in Islamic economic maqashid al-syariah. For financial inclusion theory maqashid al-syariah is one of the logical effort that must be applied as a consequence of the economic understanding of justice on one side and of religious on the other side.
PERANAN ANALISIS RETURN DAN RISIKO DALAM INVESTASI Mardhiyah, Ainun
JURNAL EKONOMI DAN BISNIS ISLAM Vol 2 No 1 (2017): Volume 2 Nomor 1 Januari-Juni 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (205.158 KB) | DOI: 10.32505/v4i1.1235

Abstract

Tujuan utama investasi adalah untuk mendapatkan return optimal dan risiko terendah. Untuk itu investor perlu menganalisa tingkat return dan risiko dari investasi sahamnya tersebut. Hubungan return dan risiko adalah linear, artinya semakin tinggi return, maka risiko yang dihadapi oleh investor juga tinggi. Pengelolaan return dan risiko yang baik akan menghasilkan return optimal dan risiko yang rendah.
IMPLEMENTASI MARKETING MIX TABUNGAN HAJI PADA PT. PANIN BANK SYARIAH, TBK CABANG MALANG Early Ridho Kismawadi, Uun Dwi Al Muddatstsir Firda Azkiya Safitri Su?ud
JURNAL EKONOMI DAN BISNIS ISLAM Vol 2 No 1 (2017): Volume 2 Nomor 1 Januari-Juni 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (450.928 KB) | DOI: 10.32505/v4i1.1235

Abstract

This study develops an implementation issue marketing mix hajj savings on PT. Islamic Bank Panin Tbk, Malang Branch. This study by the increase in background backs hajj savings of 40% -60% in 2014-2015 and wanted to know about the application of the mar- keting mix in PT. Islamic Bank Panin Tbk, Malang Branch. The re- sult of this research is PT. Islamic Bank Panin Tbk branch Malang that all the marketing mix can already be applied properly by PT.  Bank Panin Tbk Syariah Branch Malang, but its implementa- tion must be adapted to target such people and places that will beaddressed and PT. Bank Panin Tbk Syariah Branch Malang pro- videsinnovations in its products to be in demand by customers   such as giving rewards to customers and marketing mix is applied to serve the activities provid- ed to customers.
ANALISIS PENGARUH PERBANKAN SYARI’AH TERHADAP INDUSTRI KREATIF DI SUMATERA UTARA TAHUN 2006 - 2015 Andri Soemitra, Erni Yusnita Siregar Saparuddin Siregar
JURNAL EKONOMI DAN BISNIS ISLAM Vol 2 No 2 (2017): Volume 2 Nomor 2 Juni-Desember 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (481.94 KB) | DOI: 10.32505/v4i1.1235

Abstract

This article aims to determine how much  is the influence the Total Labor, Total Company, Total Export and Total shari?ah Financing, to the GDP of Creative Industries in North Sumatra Indonesia. The research method used is quantitative approach using path analysis with multiple linear regression analysis/ OLS (Ordinary Least Squared). The data used in this research is time series data in the period from 2006 -  2015. The study found that about 76,2% variable Total Labor, Total Company, Total Export and Total shari?ah Financing simultaneously influence the GDP of Creative Industries in North Sumatra in the period 2006 ? 2015, while 23.8% is explained by other factors. Partially the Total Labor, Total Company, Total Export and Total shari?ah Finance, also giving effect to real GDP of Creative Industries in North Sumatra.
AKUNTABILITAS DAN TRANSPARANSI BERBASIS BAGI HASIL (ANALISIS TERHADAP KARYAWAN TOKO DI KOTA BEUREUNUEN) Nasirwan, Mahle Muhammad Ridwan
JURNAL EKONOMI DAN BISNIS ISLAM Vol 2 No 2 (2017): Volume 2 Nomor 2 Juni-Desember 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (308.171 KB) | DOI: 10.32505/v4i1.1235

Abstract

Research  on  Accountability  and  Transparency  Based  on  the  results  of  this study aims to determine the implementation of Accountability and Transpar- ency Based Revenue in Beureunuen City Store. Some Stores in Beureunuen City implement a profit-sharing system with employees. The study was conducted from March 2016 to February 2017. This research uses qualitative approach. For Collection - to get information about employeesvalidation techniques done by digging information from some informants directly related to the Business. In addition, researchers also con- ducted direct observation at the location of the study to verify the data wheth- er the data obtained from the informant in line with the reality of the field or not. The result of the research analysis shows that the application of Account- ability and Transparency Based on Profit is good. However, there is a weakness in terms of the absence of annual balance sheet. For that researchers offer Bal- ance Sheet report. The implementation of Profit-Based Accountability and Transparency is already well categorized in terms of responsibility to the trustee, providing information to employees and granting the employee rights in accordance with the earn- ings of the company?s profit within one year of Hijriah.
MAQASHID SYARIAH DALAM PENERAPAN PAJAK KHARAJ PADA MASA UMAR BIN KHATTAB RA Riza, Muhammad
JURNAL EKONOMI DAN BISNIS ISLAM Vol 2 No 2 (2017): Volume 2 Nomor 2 Juni-Desember 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (232.143 KB) | DOI: 10.32505/v4i1.1235

Abstract

The policy on the spoils of war made as assets of the State and the original owners will be subject to land tax (kharaj) is a form of stabilizing the State?s economy. The application of kharaj to all non-Muslims becomes a debate. Does it include the purpose of sharia (maqasid shariah) or not?. The purpose of this study is to explain the use of the concept of maqasid shariah and its applica- tion in the matter of land tax (kharaj) at the time of Caliph Umar bin Khattab RA. The research method that the writer uses is descriptive qualitative method by studying classical books as main source plus secondary source from various books, journals and other scientific articles. The results of this study show that the caliph Umar using maqasid shariah in establishing the implementation of kharaj policy for the benefit of the ummah. And the application of the shariah maqasid method is very relevant to the application of kharaj, considering the long-term benefits and can be felt equally for all levels of society and future generations.
ANALISIS PENGARUH INFORMASI GADAI, KUALITAS JASA DAN KUALITAS PELAYANAN TERHADAP KEPUASAN PELANGGAN PEGADAIAN SYARIAH CABANG KUALA SIMPANG KABUPATEN ACEH TAMIANG Nurlatifah, Nurlatifah
JURNAL EKONOMI DAN BISNIS ISLAM Vol 2 No 2 (2017): Volume 2 Nomor 2 Juni-Desember 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (297.546 KB) | DOI: 10.32505/v4i1.1235

Abstract

This research was aimed to find out empirical evidences of pawn information and service quality and care quality effecting on customer?s satisfaction in Syari- ah pawnshops branch Kuala Simpang Aceh Tamiang Regency. Analysis tool was used is multiple linear regression. The populations in this research are custom- ers of Syariah pawnshop branch Kuala Simpang Aceh Tamiang Regency with 100 customers as sample. Data conducted by using questionnaire technique. The results showed partially that pawn information and service quality and care quality have real effect towards customer?s satisfaction. Pawn information has regression coefficient about 0.054, service quality has regression coefficient about 0.259, care quality has regression coefficient about 0.176, which gives the meaning that pawn information and service quality and care quality improved will increase in the value of customer satisfaction. The research also shows that simultaneously pawn information and service quality and care quality are sig- nificantly effecting and explaining customer satisfaction at Syariah pawnshops branch Kuala Simpang Aceh Tamiang Regency about 41.3%. Among all variables which are examined, service quality is the most dominant variable.
ETIKA DAN MANAJEMEN BISNIS ISLAM (STUDI KASUS DI WARONG STEAK AND SHAKE CABANG SM RAJA MEDAN) Ar Rahmah, Rizka
JURNAL EKONOMI DAN BISNIS ISLAM Vol 2 No 2 (2017): Volume 2 Nomor 2 Juni-Desember 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (372.249 KB) | DOI: 10.32505/v4i1.1235

Abstract

Penelitian ini bertujuan untuk mengetahui konsep bisnis Islam dan konsep ma- najemen bisnis Islam yang dilaksanakan di Waroeng Steak and Shake Cabang SM Raja Medan. Waroeng Steak and Shake ini adalah salah satu bisnis kuliner yang melandasi setiap kegiatan bisnisnya sesuai dengan aturan Al-quran dan Sunnah. Penelitian ini menggunakan pendekatan kualitatif. Untuk teknik valida- si data dilakukan dengan cara menggali informasi dari beberapa informan yang berkaitan langsung dengan bisnis tersebut. Selain itu peneliti juga melakukan observasi langsung di lokasi. Hasil dari analisis penelitian menunjukkan bahwa konsep etika bisnis Islam di Waroeng Steak sudah baik untuk konsep Shiddiq yakni menjamin bahan baik dan halal serta kejujuran dalam bertransaksi. Untuk konsep Tabligh dalam hal penyampaian dakwah melalui bisnis juga sudah baik. Namun ada kelemahan dari segi Amanah yaitu dalam hal pelayanan. Untuk kon- sep Fathanah yaitu kecerdasan spiritual juga perlu ditingkatkan kembali. Kon- sep manajemen bisnis Islam sudah baik dalam hal (1). perencanaan yang men- yangkut lima hal yaitu:  Visi dan Misi, produksi, distribusi, perekrutan karyawan dan jenjang karir (2). pengorganisasian dalam hal pembagian tugas sudah ma- suk dalam kategori baik. Untuk (3) pengawasan juga sudah dalam kategori baik yaitu dengan rutin mengadakan briefieng setiap pagi. (4) pelaksanaan juga su- dah baik yaitu dalam bentuk apresiasi dan spiritual company.
URGENSI STRATEGI PROMOSI DAN MODEL UPZM DALAM UPAYA MENGGALI POTENSI ZAKAT DI ACEH Safwan Kamal, Safwan Kamal
JURNAL EKONOMI DAN BISNIS ISLAM Vol 2 No 2 (2017): Volume 2 Nomor 2 Juni-Desember 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (181.751 KB) | DOI: 10.32505/v4i1.1235

Abstract

Proses penghimpunan zakat (funding) di Provinsi Aceh jika ditinjau dari persen- tase potensi zakat yang ada masih belum mencapai hasil yang memuaskan, Bai- tul Mal haruslah melakukan promosi dan sosialisasi secara ektra serta melaku- kan strategi jemput bola untuk menarik potensi zakat yang besar di Provinsi Aceh. Untuk membantu berjalannya roda zakat di Aceh, maka Baitul Mal harus serius menangani proses pengumpulan zakat dengan memperbanyak sumber daya pengumpul zakat (fundrising), membentuk tim promosi dan sosialisasi, adapun salah satu gagasan strategi yang penulis tawarkan untuk menggali po- tensi zakat di Aceh yaitu dengan upaya pengaktifan unit pengumpul zakat Mas- jid (UPZM). Dengan penerapan aplikasi promosi, sosialisasi dan pengaktifan UPMZ sebagai salah satu upaya untuk menguatkan manajemen pengumpulan zakat di Aceh sangat dimungkinkan penerimaan zakat di Aceh meningkat dan manfaat zakat dapat dirasakan secara lebih luas dan memiliki kuantitas baik.
PATOKAN HARGA NILAI JUAL OBJEK PAJAK DI KOTA BANDA ACEH: ANALISIS PERSPEKTIF MEKANISME HARGA DALAM ISLAM Sari, Nilam; Jadidah, Ridha
JURNAL EKONOMI DAN BISNIS ISLAM Vol 5 No 1 (2020): Volume 5 Nomor 1 Januari-Juni 2020
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (380.977 KB) | DOI: 10.32505/v4i2.1258

Abstract

Sale Value of Taxable Object (SVTO) is the averageprice obtained from the sale and purchase transactions that occur naturally, and when there is no buying or selling, then SVTO determined through a price comparison with other similar objects or substitution Although in operation, SVTO was not used directly in the case of land purchase, but sometimes the processes and mechanisms involved may violate the concept of buying and selling in Islam, such as the element of coercion and fair price. The researcher was intended to examine on how the processes and mechanisms of release of land by the government of Banda Aceh and how calculations of SVTO to the land purchase and its suitability with the Islamic price mechanism, the researcher conducted interviews with sta? of UPTD PBB DPKAD of Banda Aceh. The descriptive analysis method was used in this, and the collecting data were analyzed qualitatively. The results showed that in the process and mechanism of release of land, the government does not use SVTO which is based on existing provisions. However, its implementation was done by estimating the real price of the object purchased. Not only that, but also it also referred to other possibilities such as land location. In general, the implementation is legal. The author suggests government to put more emphasis on adequate compensation to the community so that it can cover the costs of looking for a house/new land, the cost of moving, survival, and so on.

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