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INDONESIA
Jurnal Istiqro'
Published by Institut Agama Islam Darussalam
ISSN : 24600083     EISSN : 25993348     DOI : -
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Social Sciences Other
Arjuna Subject : -
Articles 151 Documents
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MENGAMBIL HASIL DARI BARANG GADAIAN MENURUT PERSPEKTIF KH.MA.SAHAL MAHFUDZ Muhammad Imam Haudli
Jurnal Istiqro Vol. 9 No. 1 (2023): Januari 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v9i1.1964

Abstract

The discussion of Fiqh books is usually divided into 4 major chapters which cover worship, muamalah, munakahat and jinayah. The purpose of this study seeks to examine Taking Results From Pawn Goods According to the Perspective of KH. MA. Sahal Mahfudz. This research is a qualitative descriptive study of the literature. Based on the study above, it can be concluded that the law takes advantage of goods pawned according to KH.MA.Sahal Mahfudz is unlawful because it is included in the hadith of every debt that benefits, it includes usury.
STRATEGI PENGEMBANGAN PRODUK TABUNGAN SANTRI BERDASARKAN ANALISIS SWOT (STUDI KASUS PADA BMT KHAIRUL IKHWAN MARTAPURA) Septianor Nugraha; Muhammad Wahdini
Jurnal Istiqro Vol. 9 No. 1 (2023): Januari 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v9i1.1968

Abstract

The research uses qualitative and quantitative analysis techniques. Qualitative analysis is used to describe the process of activities and determine alternative company strategies, while quantitative analysis is used to identify internal and external factors. The purpose of this study was to determine internal factors, external factors, alternative strategies, and marketing strategy priorities for students' savings products at BMT Khairul Ikhwan Martapura. The results of the identification of the company's internal factors show the strengths that are currently owned by the company, namely having a ball pick-up system, giving packages/prizes, free administration fees, satisfying service and using an IT application system. While the internal factors that are the company's weaknesses, namely limited manpower or employees, taking savings once a year, lack of promotion, not yet widely known product and lack of product development to meet market demand. From the results of the identification of the company's external factors, opportunities were generated that could be utilized by the company, namely the majority of students in Martapura, high public trust in BMT Khairul Ikhwan, many people began to be interested in the sharia system, cooperated with agencies, and had laws that supported BMT. Meanwhile, the threat to companies is the decline in the ability of santri/students to save, the large number of Islamic financial institutions, the more innovative products of other competitors equipped with advanced technology, the large number of the same/similar products, and savers who are not bound by BMT membership. The priority strategies for BMT Khairul Ikhwan Martapura are maintaining trust and establishing good communication, optimizing marketing resources, improving product quality, expanding market share, looking for new tips in disseminating student savings products, BMT must optimize increasing customer loyalty, carry out various kinds of social activities in the community, and maintain human resources with the potential to provide the best service in order to face competitors.
Peran Bumdes Dalam Menopang Modal Usaha Kecil Menengah (UKM) Desa Tebaban Mijahamuddin Alwi; I Nengah Suastika; I Wayan Lasmawan
Jurnal Istiqro Vol. 9 No. 2 (2023): Juli 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v9i2.1818

Abstract

This study examines the role of Village-Owned Enterprises (BUMDes) in supporting the capital of Small and Medium Enterprises (SMEs) in Tebaban village. SMEs have an essential role in the economy in Indonesia, especially for the village-level government. However, the existence of SMEs is often ignored and does not receive the support of the local government. Therefore, the government must involve BUMDes to support the existence of SMEs, so that the community can increase the village's potential.
Pengaruh Intellectual Capital dan Ukuran Perusahaan Terhadap Nilai Perusahaan Dengan Kinerja Keuangan Sebagai Variabel Intervening (Studi Kasus Pada Perbankan Yang Terdaftar di BEI Tahun 2017-2021): (Studi Kasus Pada Perbankan Yang Terdaftar di BEI Tahun 2017-2021) Alveno Prakoo Nugroho; Risal Rinofah; Ratih Kusumawardhani
Jurnal Istiqro Vol. 9 No. 2 (2023): Juli 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v9i2.1849

Abstract

This study aims to determine the impact of intellectual capital and size on the value of banking companies listed on the Indonesian stock exchange during the period 2017-2021, with the intervention variable being financial performance. This study uses a quantitative method. This study includes all companies listed on the Indonesia Stock Exchange from 2017 to 2021, using a sampling method. This study used SPSS v22 multiple regression and path analysis methods. The results of this study show that: The effect of capital on firm value can be reduced by including financial performance as a secondary variable; the effect of size on value cannot be reduced by using financial performance as a secondary variable.
Pengaruh Harga, Produk, Lokasi, Dan Promosi Terhadap Keputusan Pembelian Pada Kedai Kopi Borneo Di Kota Samarinda Maria Uba Dosi; Finnah Fourqoniah; Arwin Sanjaya
Jurnal Istiqro Vol. 9 No. 2 (2023): Juli 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v9i2.1863

Abstract

This study aims to determine the effect of price, product, location, and promotion on purchasing decisions at Borneo Coffee Shops in Samarinda City. Both simultaneously and partially. The sample in this study was 96 respondents both simultaneously and partially. Sampling is carried out using a nonprobability sampling technique with the sampling technique used is snowball sampling. The results showed that partially the price has a significant affects on the purchase decision at the Borneo Coffee Shop with a significant level of 0.002. The product variable partially showed an insignificant influence on purchasing decisions at the Borneo Coffee Shop with a significant degree of 0.810. The location variable partially showed an insignificant influence on the purchasing decision of the Borneo Coffee Shop with a significant degree of 0.367. The promotion variable partially has a significant effect on the purchase decision at the Borneo Coffee Shop with a significant level of 0.000. Simultaneously the influence of price, product, location, and promotion has a significant influence on purchasing decisions at Borneo Coffee Shops. The magnitude of the influence of price, product, location, and promotion on the purchasing decision of the Borneo Coffee Shop is shown by the coefficient of determination of 0.669 or 66.9% where the ability of free variables in this study, namely price, product, location and promotion together in explaining the purchase decision of products at the Borneo Coffee Shop as a dependent variable is 0.669 or 66.9%, and the remaining 33.1% can be explained by other variables outside of regression model of this study
PENGARUH UKURAN PERUSAHAAN DAN NET WORKING CAPITAL TERHADAP CASH HOLDING DENGAN PROFITABILITAS SEBAGAI VARIABEL INTERVENING Risal Rinofa; Fauzi Finanda Putra; Pristin Prima Sari
Jurnal Istiqro Vol. 9 No. 2 (2023): Juli 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v9i2.2000

Abstract

Thisl study aimsl to determinel the effectl of companyl size, net working capital onl cash holding and profitability as intervening inl Consumer Non Cyclicals companies listedl on thel Indonesia Stockl Exchange in the 2017-2021 period. This study used a sample of 62 companies that published complete financial statements from 31 December 2017 to 2021 using a purposive sampling method. The method used is multiple linear analysis and the data is processed using SPSS and path analysis. This study shows that company size and net working capital affect profitability, company size does not affect cash holding, net working capital and profitability affect cash holding, company size does not affect cash holding through intervening profitability, while net working capital affects cash holding through profitability. as an intervention.
IDENTIFIKASI BI RATE, INDEKS HARGA SAHAM KOMPOSIT (IHSG), UANG BEREDAR TERHADAP INFLASI DI INDONESIA Khalid Fauzi Aziz; Roni Yanto
Jurnal Istiqro Vol. 9 No. 2 (2023): Juli 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v9i2.2002

Abstract

This study aims to identify the effect of the BI Rate, the composite stock price index (IHSG), and the money supply on inflation in Indonesia. The research method used for data analysis is the assumption of normality error, multicollinearity assumption, non-autocorrelation assumption, homoscedasticity assumption, multiple linear regression and t test. The type of research used in this research is descriptive quantitative. So that the results of the analysis will be explained according to the data analysis technique used. The results of the determinant coefficient test obtained a value of r which is a reflection of the BI Rate, JCI and Money Supply variables, which are able to explain or explain the inflation variable of 75.23%, the remaining 24.77% is explained by other variables. Based on the results of the t test, it was found that the BI Rate alone significantly affected inflation in the data series from 2005 to 2022. Meanwhile, the JCI and money supply did not significantly affect inflation in the data series from 2005 to 2022. It can be said that not all variables are always significant according to the hypothesis, and the number of years of research also affects it.
PENGARUH PENERAPAN SISTEM INFORMASI MANAJEMEN DAN REWARD TERHADAP KINERJA DENGAN MEDIASI MOTIVASI PEGAWAI PADA POLITEKNIK NEGERI MALANG Fredy Perdana Anggara Selfiyan; Ernani Hadiyati; Nugroho Agus Santoso
Jurnal Istiqro Vol. 9 No. 2 (2023): Juli 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v9i2.2176

Abstract

This study aims to determine and analyze the effect of implementing MIS and reward on employee performance with motivation as a mediating variable.This research is categorized as an explanatory research with quantitative methods which is defined as a method based on the positivism philosophy. The sample of data in this study was calculated by using the Slovin formula, with 107 out of 147 employees of Civil Servants at Malang State Polytechnic (Polinema). Disproportionate stratified random sampling was used as a sampling technique. Then, data were anaysed by using Partial Least Square (PLS) with the Linkert scale as a measuring tool and SmartPLS 3.0 as a test tool. The results showed: (i) The implementation of management information systems has a significant effect on employee performance; (ii) have a significant effect on employee performance; (iii) The implementation of management information systems has a significant effect on motivation (iv) Rewards have a significant effect on motivation; (v) Motivation has a significant effect on employee performance; (vi) The application of management information systems has a significant effect on through motivation; (vii) Rewards have a significant effect on employee Rewards performance through motivation.
THE MEDIATION ROLE OF THE HUMAN DEVELOPMENT INDEX IN ECONOMIC GROWTH AND LABOR FORCE PARTICIPATION IN UNEMPLOYMENT: EVIDENCE FROM EAST JAVA PROVINCE DATA Dalilatun Nashohah
Jurnal Istiqro Vol. 9 No. 2 (2023): Juli 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v9i2.2194

Abstract

Every developed and developing country is experiencing economic problems. The good and bad of a country's economy, one of which can be seen from the unemployment rate. The research methodology used is associative and explanatory research with a quantitative approach. This study consists of the independent variables in the form of Economic Growth and Labor Force Participation Rate, the dependent variable is in the form of unemployment, while the intervening variable is in the form of the Human Development Index (IPM). The object of this research is 38 regencies/cities in East Java Province. With a period from 2017 to 2022. The type of data used is in the form of secondary data which includes journals and websites such as the Central Bureau of Statistics or BPS Statistik Indonesia. The data analysis method used is PLS-SEM (Partial Least Square Path Modeling) with the help of SmartPLS 3.0. Based on the data and results of research that has been done, it was found that economic growth has a positive and significant effect on HDI (Human Development Index), economic growth has a significant positive effect on unemployment, the labor force participation rate has a negative and insignificant effect on HDI (development index). Man). The labor force participation rate has a negative and significant effect on unemployment, and the HDI (Human Development Index) has a negative and significant effect on unemployment.
PENGARUH PELAYANAN ISLAMI DAN KUALITAS PRODUK TERHADAP LOYALITAS NASABAH BSI DI PONDOK PESANTREN DARUSSALAM BLOKAGUNG KABUPATEN BANYUWANGI Nur Anim Jauhariyah; Eko Budiywono; Ulan Ani Setiawaty
Jurnal Istiqro Vol. 9 No. 2 (2023): Juli 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v9i2.2443

Abstract

This study aims to analyze the effect of Islamic service and product quality partially and simultaneously on customer loyalty of Bank Syariah Indonesia (BSI) at Pondok Pesantren Darussalam Blokagung Banyuwangi. This type of research uses quantitative research with an explanatory research approach. The data source used is primary data in the form of result data from distributing questionnaires to Bank Syariah Indonesia (BSI) customers at Darussalam Islamic Boarding School Blokagung Banyuwangi. The sampling technique with purposive sampling was 50 students who became customers of Bank Syariah Indonesia (BSI). Data analysis used in this study is multiple linear regression analysis with the help of SPSS software. The results of multiple linear regression analysis show that 1) Islamic service quality partially has a significant effect on customer loyalty of Bank Syariah Indonesia (BSI) at Pondok Pesantren Darussalam Blokagung Banyuwangi; 2) Product quality partially has a significant effect on customer loyalty of Bank Syariah Indonesia (BSI) at Pondok Pesantren Darussalam Blokagung Banyuwangi; 3) Sharia service quality and product quality simultaneously have a positive and significant effect on customer loyalty of Bank Syariah Indonesia (BSI) at Pondok Pesantren Darussalam Blokagung Banyuwangi

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