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<![CDATA[Literasi Ekonomi Islam: Potret Pada Alumni IAIN Kerinci ]]>
<![CDATA[Mursal, Mursal]]>;
<![CDATA[Fauzi, Muhammad]]>;
<![CDATA[Ditama, Rezki Agrisa]]>
<![CDATA[ AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. IX | No. 1 | 2024 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30829/ajei.v9i1.19747
<![CDATA[This study aims to look at Islamic economics literacy on alumni of FEBI IAIN Kerinci, both in terms of knowledge, understanding and ability to apply attitudes (actions) from Islamic economics material that was studied during college into everyday life. This research uses a qualitative descriptive method, relying on verified data from interviews and observations on alumni of FEBI IAIN Kerinci as the main source, which is analyzed using data reduction, data display and data verification methods. The results of the research show that the Islamic economics literacy on alumni of FEBI IAIN Kerinci shows that some of them have knowledge and understanding of Islamic economics at the Sufficient Literate level, and also some of them also have knowledge and understanding at Less Literate, and even some of them have knowledge and understanding is at Not Literate. This is how it is implemented, it appears that some have been able to apply it in their daily economic activities well, but others are still not able to apply it in their daily economic activities.]]>
<![CDATA[Pola Pemberdayaan Ekonomi Masyarakat Melalui Organisasi Masyarakat Muhammadiyah dan Nahdatul Ulama Relevansinya Terhadap Pembangunan Ekonomi Daerah ]]>
<![CDATA[Madnasir Madnasir]]>;
<![CDATA[Liya Ermawati]]>
<![CDATA[ AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. VIII | No. 2 | 2023 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30829/ajei.v8i2.17965
<![CDATA[This article discusses the pattern of community economic empowerment through the Muhammadiyah Community and Nahdlatul Ulama organizations and its relevance to regional economic development. This research was conducted at PWNU and PW Muhamadiyah Yogyakarta and East Java, both districts and cities. The author's data collection came from sources using library methods and field methods. The results of research on empowerment patterns conducted by Muhammadiyah focus on business development from cooperatives or BMT which will provide business opportunities for the community and also provide direct training to entrepreneurs, farmers and industrial workers. Economic empowerment at Nadhatul Ulama is focused on improving human resources better in facing the era of globalization where farmers, entrepreneurs and industrial workers are given better training for their human resources, as well as developing technological knowledge to increase production for strategies and increase productivity. income. Artikel ini membahas mengenai pola pemberdayaan ekonomi Masyarakat melalui organisasi Masyarakat Muhammadiyah dan Nahdlatul Ulama dan relevansinya terhadap Pembangunan ekonomi daerah. Penelitian ini dilakukan pada PWNU dan PW Muhamadiyah Yogyakarta dan Jawa Timur baik Kabupaten maupun Kota. Pengumpulan data penulis bersumber dari sumber dengan menggunakan metode kepustakaan dan metode lapangan. Hasil penelitian pola pemberdayaan yang dilakukan Muhammadiyah fokus pada pengembangan usaha dari koperasi atau BMT yang akan memberikan peluang usaha bagi masyarakat dan juga memberikan pelatihan langsung kepada para pengusaha, petani dan pekerja industri. Pemberdayaan ekonomi pada Nadhatul Ulama difokuskan pada peningkatan sumber daya manusia yang lebih baik dalam menghadapi era globalisasi dimana para petani, pengusaha, dan pekerja industri diberikan pelatihan yang lebih baik bagi sumber daya manusianya, serta pengembangan ilmu teknologi untuk meningkatkan produksi untuk strategi dan meningkatkan produktivitas. penghasilan.]]>
<![CDATA[Faktor-Faktor Yang Mempengaruhi Cadangan Devisa Di Indonesia ]]>
<![CDATA[Savira, Nadya Pambudianing]]>;
<![CDATA[Zafrizal, Meliza]]>
<![CDATA[ AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. IX | No. 1 | 2024 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30829/ajei.v9i1.20042
<![CDATA[Foreign exchange reserves become a measure of wealth for a country. Foreign exchange is used to finance various national development initiatives. In 2022, the country with the 3rd largest foreign exchange reserves in ASEAN is Indonesia. This study analyzes the relationship between inflation, interest rates, exports, and foreign debt as independent variables and foreign exchange reserves as dependent variables in Indonesia using time series data from 2015-2023 in the form of monthly data. Multiple regression analysis is applied as an analysis technique. Based on the studies that have been conducted, the study findings partially state that foreign exchange reserves are not significantly affected by interest rates, inflation, and exports. However, partial external debt is significant to foreign exchange reserves. However, the researchers recommend that other researchers can continue with differences and novelty in scientific thinking and are expected to include other variables such as the number of countries, years of research, and the study of more theories.]]>
<![CDATA[Zakat: Wujud Solidaritas Sosial Dalam Meningkatkan Kesejahteraan Umat ]]>
<![CDATA[Muhammad Arifin Lubis]]>;
<![CDATA[Rahmi Amalia]]>;
<![CDATA[Asmaul Husna]]>;
<![CDATA[Fauziah Hanum]]>
<![CDATA[ AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. VIII | No. 2 | 2023 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30829/ajei.v8i2.15545
<![CDATA[The goal of community economic empowerment is to help layers of Islamic society recover their dignity from impoverished and economically disadvantaged conditions. In other words, zakat management functions as well-organized actions with a procedure to achieve this goal in an effort to increase people's economic independence. Planning, organizing, implementing, managing, and supervising are all aspects of zakat management that are used to set and meet preset goals by utilizing human resources and other resources.Tujuan pemberdayaan ekonomi kerakyatan adalah untuk membantu lapisan masyarakat Islam memulihkan harkat dan martabatnya dari kondisi melarat dan tidak mampu secara ekonomi. Dengan kata lain, pengelolaan zakat berfungsi sebagai tindakan yang tertata rapi dengan prosedur untuk mencapai tujuan tersebut dalam upaya meningkatkan kemandirian ekonomi umat. Perencanaan, pengorganisasian, pelaksanaan, pengelolaan, dan pengawasan adalah semua aspek pengelolaan zakat yang digunakan untuk menetapkan dan memenuhi tujuan yang telah ditetapkan dengan memanfaatkan sumber daya manusia dan sumber daya lainnya.]]>
<![CDATA[Analisis Strategi Pemasaran Untuk Meningkatkan Penjualan Pada Sugest Kopi Keude Matangglumpangdua ]]>
<![CDATA[Nora, Yeni Safitri]]>;
<![CDATA[Rini, Endang Sulistya]]>;
<![CDATA[Fadli, Fadli]]>
<![CDATA[ AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. IX | No. 1 | 2024 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30829/ajei.v9i1.19414
<![CDATA[This research aims to examine the analysis of marketing strategies to increase sales on Sugest Kopi Keude Matangglumpangdua. Research methods with qualitative methods are based on the philosophy of postpositivism with a descriptive qualitative approach. The research took place at Sugest Kopi Keude Matangglumpangdua, Peusangan District, Bireuen Regency which was carried out from July 2021 to September 2021. Sugest Kopi is a café. The data type is primary data and secondary data. Data collection techniques include observation, documentation, and interviews. As for the data analysis technique with SWOT analysis. The results showed an average score of internal strategy factor scores of 7,69. This means that the internal strategy factor is in the strong and high category, which is already very good in terms of strengths and or weaknesses in the Sugest Kopi business opportunity. The average score of the external strategy factor score was 9,12. This means that the external strategy factor is in the strong and high category, which is already very good in terms of opportunities and or threats of business opportunities in Sugest Kopi. Sugest Kopi also needs to increase the number of supporting facilities to attract consumers to return to buy and visit by providing seats to lean on. Of course, free Wifi is provided to consumers.]]>
<![CDATA[Analisis Pengaruh Strategi Pemasaran dan Kualitas Layanan Dalam Upaya Menarik Minat Terhadap Produk-Produk dan Jasa Perbankan Konvensional dan Syariah Pada Masyarakat Provinsi Jambi ]]>
<![CDATA[Ary Dean Amri]]>;
<![CDATA[Anitha Octaviani]]>;
<![CDATA[Rosnaida Rosnaida]]>;
<![CDATA[Sekar Adinda Putri]]>;
<![CDATA[Nurita Nurita]]>;
<![CDATA[Noviva Rita]]>;
<![CDATA[Syahrul Gunawan]]>;
<![CDATA[Adinda Putri Agustina]]>
<![CDATA[ AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. VIII | No. 2 | 2023 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30829/ajei.v8i2.15681
<![CDATA[This study aims to analyzing how big the factors of marketing strategy and service quality are in an effort to attract interest in conventional and Syariah banking products and services for the people in Jambi Province. This research method uses quantitative research methods. The object of this research is the people that lived in Jambi Province, totaling 471 respondents. Based on the results of the T test and F test variable (X1) marketing strategy factor and variable (X2) service quality factor obtained a significant value of 0.000 <0.005. So it can be concluded that the variable (X1) the marketing strategy factor and variable (X2) the service quality factor are influential in efforts to attract interest in conventional (Y1) and Syariah (Y2) banking products and services of the people in Jambi Province. Based on the results of the coefficient of determination variable (X1) marketing strategy factors and variables (X2) service quality factors influence 60.0%: 63.6% and 64.3%: 67.5% in an effort to attract interest in products and services conventional banking (Y1) and Syariah (Y2). The results of the study also show that the people in Jambi Province are more dominantly interested in products and services of Islamic banking: conventional banking by 73.1%: 43.9%. Thus the results of the study indicate that the service quality factor is more dominant in an effort to attract interest in conventional and Syariah banking products and services in the people of Jambi Province. ]]>
<![CDATA[Pemberdayaan Usaha Mikro Perempuan: Peran Kunci Literasi Risiko Berbasis Syariah ]]>
<![CDATA[Dharma, Budi]]>
<![CDATA[ AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. IX | No. 1 | 2024 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30829/ajei.v9i1.20248
<![CDATA[Sharia-based risk management goes beyond conventional risk management practices by aligning with Islamic principles and ethics. It involves identifying, assessing, and mitigating risks while ensuring compliance with sharia law. The research tries to analyse the results of integrating these principles into micro-enterprise management, involving at least 40 women entrepreneurs in Medan City. The research used a qualitative approach, with data collection obtained from observations and interviews with women entrepreneurs. The population is comprised of juice businesses owned by women in the city of Medan, with data collection techniques using area sampling. The results of the analysis found at least 5 critical risks. The results of the analysis show the role of sharia-based risk literacy in empowering women's micro-enterprises, where a strong understanding of Sharia principles can be a key factor in increasing the success and resilience of women's micro-enterprises. With good risk literacy, women micro-entrepreneurs can manage risks more effectively, make wiser decisions, and develop their businesses in a way that complies with sharia principles.]]>
<![CDATA[Fraud Hexagon pada Fraudulent Financial Reporting ]]>
<![CDATA[Annisyah Annisyah]]>;
<![CDATA[Novita Sari]]>
<![CDATA[ AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. VIII | No. 2 | 2023 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30829/ajei.v8i2.18226
<![CDATA[Tujuan peneilitian ini untuk mengalisis pengaruh fraud hexagon pada fraudulent financial reporting. Pengambilan sampel degan teknik purposive sampling melalui beberapa syarat. Terdapat 30 perusahaan non bank yang memenuhi syarat dan terdaftar di Indonesia Stock Exchange periode 2019-2022 sehingga ada 120 data yang dikumpulkan. Alat analisis menggunakan eviews 12 dengan analisis yang dilakukan berupa deskriptif statistik, uji asumsi klasik dan analisis linier berganda. Dari hasil analisis yang telah dilakukan ditemukan pada proksi stimulus adanya external pressure yang berpengaruh pada fraudulent financial reporting. Sementara, untuk proksi financial stability, financial target dan personal financial need tidak berpengaruh terhadap fraudulent financial reporting. Pada proksi peluang, rasionalisasi, kemampuan, ego dan kolusi menunjukkan tidak ada pengaruh terhadap fraudulent financial reporting]]>
<![CDATA[Transformasi Bisnis Sebagai Wahana Ibadah Dan Muamalah Dalam Perspektif Ekonomi Islam ]]>
<![CDATA[Wahyuddin, Wahyuddin]]>;
<![CDATA[Amir, A. M. Nur Atma]]>;
<![CDATA[Muin, Rahmawati]]>
<![CDATA[ AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. IX | No. 1 | 2024 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30829/ajei.v9i1.20322
<![CDATA[Business is an important aspect of human life as a means of fulfilling economic needs. However, in an Islamic perspective, business is not only seen as a profit-seeking activity, but also as a field of worship that is worth muamalah. This concept integrates economic and spiritual aspects, where every business activity carried out with good intentions and the right way will be worth worship in the sight of Allah SWT. This research aims to find out Business as a Field of Worship charity and to find out the behaviour of business people in Islam. This research method uses library research methods or library research. The results showed that business is not only seen as an economic activity, but also can be a land of worship full of blessings. This concept is based on the principle that all activities carried out with good intentions, the right way according to Islamic law, and produce benefits for others can be a means of charity and worship to Allah.]]>
<![CDATA[Analisis Profitabilitas dan Likuiditas Terhadap Ekspresi Islamic Social Reporting Pada Bank Umum Syariah di Indonesia Periode 2018-2021 ]]>
<![CDATA[Izzun Khoirun Nissa]]>;
<![CDATA[Baehaqi Baehaqi]]>
<![CDATA[ AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. VIII | No. 2 | 2023 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30829/ajei.v8i2.15397
<![CDATA[This study aims to explain the variables of profitability and liquidity on the expression of Islamic social reporting at Islamic commercial banks in Indonesia for the period 2018 to 2021. The population in this study is Islamic banking in Indonesia registered with the Financial Services Authority (OJK) for the period 2018 – 2021. Data used in this study is panel data from 9 selected Islamic banks, with a total sample of 36. Profitability has a negative and significant effect on ISR expression. Which means that the greater the profitability in Islamic banks, the narrower the ISR disclosure will be made. Meanwhile, liquidity has a negative effect on ISR expression. , which means that when liquidity is high, it will also be narrower in the ISR disclosures made. So it can be concluded that Islamic banking in Indonesia needs to pay attention to ISR expressions that are carried out in order to also trust the community. Penelitian ini bertujuan untuk menjelaskan variabel profitabilitas dan likuiditas pada ekspresi pelaporan sosial Islam pada bank umum syariah di Indonesia periode 2018 hingga 2021. Populasi dalam penelitian ini adalah perbankan syariah di Indonesia yang terdaftar di Otoritas Jasa Keuangan (OJK). periode 2018 – 2021. Data yang digunakan dalam penelitian ini adalah data panel dari 9 bank syariah terpilih, dengan jumlah sampel 36. Profitabilitas berpengaruh negatif dan signifikan terhadap ekspresi ISR. Artinya semakin besar profitabilitas pada bank syariah maka pengungkapan ISR akan semakin sempit. Sedangkan likuiditas berpengaruh negatif terhadap ekspresi ISR. , artinya ketika likuiditas tinggi, maka pengungkapan ISR yang dilakukan juga akan semakin sempit. Sehingga dapat disimpulkan bahwa perbankan syariah di Indonesia perlu memperhatikan ekspresi ISR yang dilakukan agar juga dapat dipercaya oleh masyarakat.]]>
