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Contact Name
Muhammad Nizar
Contact Email
nizaryudharta@gmail.com
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Journal Mail Official
malia@yudharta.ac.id
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Location
Kab. pasuruan,
Jawa timur
INDONESIA
MALIA
ISSN : 20879636     EISSN : 25492578     DOI : -
Core Subject : Economy,
Jurnal Malia terbit sejak 2011, setiap enam bulan sekali bulan Maret dan Agustus, merupakan jurnal ekonomi dan perbankan syariah yang menyajikan artikel hasil penelitian (empiris) serta isu-isu yang mencakup ekonomi syariah, keuangan syariah dan perbankan syariah.
Arjuna Subject : -
Articles 7 Documents
Search results for , issue "Vol 17 No 1" : 7 Documents clear
As Value-based Economics, How Does Islamic Economics deal with Scientific Method in Disruptive Era of Digitalization? Herman, Sebastian
MALIA: Jurnal Ekonomi Islam Vol 17 No 1
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/5e8acz62

Abstract

Purpose: This study aims to analyze philosophically how Islamic economics, as a value-based system, engages with the mainstream scientific method. Design/Methodology/Approach: This research uses a qualitative approach through literature review and content analysis of economic, philosophical, and Islamic economic sources. Findings: The study finds that Islamic economics may employ scientific methods and analytical tools as long as they do not conflict with the Islamic worldview. These methods function as instruments to observe human behavior as an expression of free will granted by Allah. Practical Implications: Islamic economists can adopt empirical methods selectively to strengthen the relevance and practical development of Islamic economics without compromising its ethical foundations. Originality/Value: This study provides a philosophical justification for integrating scientific methods within Islamic economics as a value-based discipline.
Macroeconomic and Demographic Drivers of Halal Product Exports in ASEAN Countries: A Panel Data Analysis of the Emerging Halal Trade Landscape Rika Sugiarti; Maulana Syarif, Hidayatullah; Nur Azifah; Muhamad Rizky Rizaldy
MALIA: Jurnal Ekonomi Islam Vol 17 No 1
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/j1njx375

Abstract

Purpose: This study aims to analyze the influence of macroeconomic indicators, foreign investment, and demographic factors on the export of halal products among ASEAN countries, namely Indonesia, Malaysia, Brunei Darussalam, Thailand, Singapore, the Philippines, Vietnam, Laos, Cambodia, and Myanmar during the period 2014–2023. Design/Methodology/Approach: This research employs a quantitative approach using panel data regression analysis. Model selection was conducted through the Chow test, Hausman test, and Lagrange Multiplier test, with the results indicating that the most appropriate model is the Fixed Effect Model (FEM). Findings: The study reveals that the Real Effective Exchange Rate (REER) and population growth exert a significant positive impact on ASEAN halal product exports. Conversely, Foreign Direct Investment (FDI) demonstrates a significant negative effect, while Gross Domestic Product (GDP) does not show a statistically significant partial influence. Collectively, all independent variables have a significant joint effect on halal product exports. Practical Implications: This study is expected to offer valuable implications for governments and policymakers across ASEAN in formulating strategies that support the region’s halal export development. Originality/Value: This research contributes to Halal Product Industry by highlighting macroeconomic indicators and demographic factors on the export of halal products among ASEAN countries.
Analysis of the Influence of Social Media Influencers and Sharia Investment Galleries on the Investment Interest of Sharia Economics Students in the Capital Market   Ashlihah, Ashlihah; Darajat Mahmudi; Mei Santi; Rokhmat Subagiyo; Agus Eko Sujianto
MALIA: Jurnal Ekonomi Islam Vol 17 No 1
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/zbccdq92

Abstract

Introduction: Investment interest in the sharia capital market among Islamic economics students is an important aspect of strengthening Islamic financial inclusion. In the digital era, social media influencers are considered capable of shaping students’ perceptions and financial decisions, while Islamic investment galleries function as educational facilities that introduce sharia capital market instruments. This study aims to analyze the influence of social media influencers and Islamic investment galleries on the investment interest of Islamic economics students at KH. A. Wahab Hasbullah University Tambakberas Jombang. Methods: This study employed a quantitative approach with a survey method involving 65 active students selected as respondents. Data were collected through a Likert-scale questionnaire distributed via Google Forms and analyzed using multiple linear regression with the assistance of SPSS 26. Hypothesis testing was conducted through instrument tests, classical assumption tests, t-tests, and F-tests. Results: The findings indicate that partially, social media influencers have a positive and significant effect on students’ investment interest, and Islamic investment galleries also have a positive and significant effect. Simultaneously, both variables significantly influence students’ investment interest in the capital market. Conclusion and suggestion: Social media influencers and Islamic investment galleries are important factors in increasing students’ investment interest. Therefore, optimizing digital financial literacy through credible influencers and strengthening the role of Islamic investment galleries as educational and practical investment laboratories are recommended to enhance students’ participation in the sharia capital market.
Factors Influencing Customer Risk Perception of iB Mudharabah Deposits at PT. Bank Sumut KCPSy Hamparan Perak Santi Arafah; Yunanda Eka Putra; Saparuddin Siregar; Sugianto
MALIA: Jurnal Ekonomi Islam Vol 17 No 1
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/9ym2sa72

Abstract

Purpose: This research examines the effect of Sharia financial literacy, trust, and transparency on customer risk perception of iB Mudharabah deposit products at PT Bank Sumut KCPSy Hamparan Perak. Design/Methodology/Approach: A quantitative cross-sectional approach was applied using questionnaires distributed to 100 iB Mudharabah deposit customers selected through purposive sampling. Data were measured using a five-point Likert scale and analyzed using SEM-PLS, including outer and inner model testing. Findings: Sharia financial literacy, trust, and transparency have a positive and significant effect on customer risk perception. The adjusted R-square value of 0.670 indicates that 67% of the variation in risk perception is explained by these variables. Practical Implications: The findings suggest that customer-based risk mitigation requires strengthening Sharia financial literacy, enhancing trust, and ensuring transparency in mudharabah deposit products. Originality/Value: This research contributes to Sharia banking literature by highlighting customer risk perception in regional Sharia banks and emphasizing behavioral and relational factors in mudharabah-based risk management.
Islamic Accounting in Islamic Boarding Schools Based on ISAK 35 (Case Study of Darul Hasanah Islamic Boarding School in Galang) Ritonga, Hanny Rahmadani; Siregar, Saparuddin; Marliyah, Marliyah
MALIA: Jurnal Ekonomi Islam Vol 17 No 1
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/40mqk793

Abstract

Purpose: This research examines the implementation of Financial Accounting Standards Interpretation (ISAK) 35 in Darul Hasanah Islamic Boarding School, aiming to analyze the challenges in its adoption and provide strategic recommendations for improving the school’s accounting system. Design/Methodology/Approach: A qualitative case study approach was used, involving direct observations, in-depth interviews with financial managers and leadership, and document analysis. Data were analyzed using the Miles & Huberman method, which includes data reduction, presentation, and drawing conclusions. Findings: The study identifies key challenges in implementing ISAK 35, including human resource limitations in accounting, a lack of understanding of ISAK 35, and insufficient technological infrastructure. The study recommends a phased strategy for implementation, focusing on HR training, the use of digital-based accounting software, and the preparation of more systematic financial reports. Practical Implications: The findings suggest that adopting ISAK 35 can enhance financial transparency, strengthen trust from donors and the community, and ensure the sustainability of the boarding school’s operations. Originality/Value: This research contributes to the literature on nonprofit accounting by exploring the application of ISAK 35 in Islamic boarding schools and offering evidence-based recommendations for improving accounting practices in these institutions.
The Influence of Islamic Financial Literacy and Peer Influence on Islamic Entrepreneurial Behavior of UIN North Sumatra Medan Students Fadilah, Tasya; Imsar; Jannah, Nurul
MALIA: Jurnal Ekonomi Islam Vol 17 No 1
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/e4p46r02

Abstract

Introduction: Islamic entrepreneurial behavior views business activities not merely as a means of profit, but as an implementation of the values ​​of monotheism, trustworthiness, justice, and welfare. However, student entrepreneurial interest remains relatively low, while Islamic financial literacy and social environmental influences are suspected to be important factors in shaping Islamic value-based business behavior. This study aims to analyze the influence of Islamic financial literacy and peer influence on Islamic entrepreneurial behavior among students at UIN Sumatera Utara Medan. Methods: The study used a quantitative approach with a survey method on 100 students selected through simple random sampling. Data were collected using a Likert scale questionnaire and analyzed using multiple linear regression using SPSS 22. Instrument tests, classical assumptions, t-tests, F-tests, and coefficients of determination were used to test the hypotheses. Results: The results show that Islamic financial literacy has a positive and significant effect on Islamic entrepreneurial behavior (t = 10.637; p < 0.05). Conversely, peer influence has no significant partial effect (t = 0.134; p > 0.05). Simultaneously, both variables have a significant effect (F = 57.252; p < 0.05) with an explanatory contribution of 54.1%. Conclusion and suggestion: Sharia financial literacy is a primary factor in shaping Islamic entrepreneurial behavior, while peer influence is supportive. Strengthening the entrepreneurship curriculum based on the principles of sharia, training in Islamic financial literacy, and developing students' spiritual character are recommended to foster ethical, independent, and blessing-oriented entrepreneurs.
Analysis of the Determinants of the Agricultural and Trade Sectors on Economic Growth Rate Harahap, Bagus Hermansyah; Yusrizal; Tambunan, Khairina
MALIA: Jurnal Ekonomi Islam Vol 17 No 1
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/88h1fb61

Abstract

Purpose: This research examines the effect of the agricultural and trade sectors on regional economic growth in Deli Serdang Regency from 2015 to 2024, using Gross Regional Domestic Product (GRDP) data.Design/Methodology/Approach: A quantitative approach was applied using multiple linear regression models to analyze the relationship between the agricultural and trade sectors and regional economic growth. Data from the Deli Serdang Central Statistics Agency (BPS) were utilized, and the analysis was conducted with a focus on determining the contributions of these sectors to GRDP.Findings: The results indicate that both the agricultural and trade sectors have a significant simultaneous effect on GRDP, with an R² value of 0.892, meaning 89.2% of the variation in GRDP is explained by the contributions of both sectors. The agricultural sector showed a statistically significant positive contribution, while the trade sector, though positive, did not have a statistically significant impact.Practical Implications: The findings highlight the importance of sectoral synergy in driving inclusive and sustainable regional development. Effective strategies to integrate the agricultural and trade sectors can promote equitable economic growth.Originality/Value: This study contributes to the literature on regional economic growth by providing empirical evidence of the simultaneous contributions of the agricultural and trade sectors, underpinned by Islamic economic principles, particularly the protection of wealth, distributive justice, and the pursuit of collective welfare.

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