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Iqtishoduna: Jurnal Ekonomi Islam
Published by Institut Agama Islam Syarifuddin Wonorejo Lumajang
ISSN : 22525661     EISSN : 24430056     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The focus of the Journal of Syari'ah Economics and Islamic Business all aspects of scientific discussions about Islamic Economics, Syari'ah Banking and Islamic Economic Management ideas covering: 1) research article, 2) conceptual idea, 3) review of the literature, and 4) practical experience.
Arjuna Subject : -
Articles 23 Documents
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Search results for , issue "Vol. 13 No. 2 (2024): October" : 23 Documents clear
Organizational Effectiveness of The Indonesia Halal Industrial Estate Prasetyo, Aji; Yazid, Muhammad; Ismatul Khayati
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2513

Abstract

Halal Industrial Estates were built in Indonesia for the purpose of making Indonesia the center of the world's halal destinations. Halal Industrial Estates that have received licenses include the Halal Industrial Park Sidoarjo (HIPS), East Java. HIPS has only been operating for 3 years. As one of the industrial estates that focuses on MSME business investors, HIPS deserves the spotlight of this research regarding the extent of organizational effectiveness that has been implemented. On the one hand, HIPS has been able to demonstrate its organizational effectiveness by obtaining business actors who invest in the area. Products produced by business actors in the HIPS area can be guaranteed halal because from the beginning of entering the area they must be halal certified. Although indeed the quantity of investors in HIPS has not been maximized to make HIPS the main barometer of Indonesia's halal destinations in the eyes of the world.
Does Economic Growth, Government Spending, Open Unemployment, and Consumption Patterns Affect the Human Development Index Islamic and Human Development Index? M. Iriansyah Harahap; Asmuni; Sudirman Suparmin
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2515

Abstract

This concept cannot yet be a universal measure of human development. The Islamic human development index (I-HDI) is here to offer a concept for measuring human development based on maqāṣid al-sharī‘ah. The research aims to analyze economic growth in mediating the influence of government spending on the education, health, and social sectors, open unemployment, and consumption patterns on I-HDI and HDI. The research results of government spending on the education, health, and social sectors as well as consumption patterns is positive and significant, while economic growth and the Open Unemployment Rate (TPT) have a positive but not significant effect on I-HDI. Meanwhile, government spending on the health sector, social sector, and consumption patterns have a positive and significant effect, government spending on the education sector has a negative and insignificant effect, and economic growth and TPT have a positive and insignificant effect on HDI. The magnitude of the direct influence on IHDI is 53.04 percent and on HDI is 59.71 percent. Economic growth as an intervening variable is unable to mediate the influence of government spending on the education sector, government spending on the health sector, government spending on the social sector, TPT, and consumption on I-HDI and HDI.
Does motivation and switching intention affect the trader's decision to choose Baitul Maal wa Tamwil as the intervening variable? Al-Amin; Asyari
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2913

Abstract

For traders and business actors who are motivated and interested in transitioning from conventional to sharia, the existence of Islamic microfinance institutions like Baitul Maal wa Tamwil (BMT) Sidogiri is a blessing. However, it's not solely a blessing; other factors like push-pull mooring (PPM) also play a role, demonstrating the confidence and motivation of business actors in BMT. The purpose of this study is to analyze the effect of push-pull mooring (PPM) mediating, motivation, and switching intention on traders' decisions to choose BMT. The variables in this study include independent variables, namely motivation (X1), and intentiswitching(X2), and the trader's decision to choose BMT (Y), whereas the mediation variable is push-pull mooring (Z). We conducted this research on MSME traders in Mempawah District, West Kalimantan Province, and monitored their decision to choose BMT from September 2023 until its completion. The primary data for this study was collected through questionnaires distributed to MSME traders in Mempawah Regency, West Kalimantan Province. We used the Warp Partial Least Square program for data collection in this study. PLS is a causal modeling approach whose goal is to maximize variable variability. The results of this study are The study concludes that motivation significantly and positively influences push-pull mooring, switching significantly and positively influences the trader's decision to choose BMT, and switching intention significantly and positively influences the trader's decision to choose BMT. Push Pull Mooring Mediates the Influence of Motivation on the Trader's Decision to Choose BMT. Push Pull Mooring Mediates the Effect of Switching Intention on the Trader's Decision to Choose BMT.
Model for Implementing Profit and Loss Sharing Financing In Sharia Banking in North Sumatra, Indonesia Sinaga, Fatimah Yanti; Yuslem, Nawir; Siregar, Saparuddin
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2948

Abstract

This research examines the implementation of profit and loss-sharing financing in Sharia banking in North Sumatra. Profit and loss sharing is where one party, having capital (shahibul maal or rabbul maal), entrusts a certain amount of funds to another party, a business actor (mudharib), to carry out an activity or business. The theoretical basis of this research uses several main theories. The basic theory used in this research is Profit and Loss Sharing (PLS) with two main models, namely mudharabah and musyarakah. The ratification of Law of the Republic of Indonesia No. 21 of 2008 concerning Sharia Banking (UUPS) is a responsive effort to the growth of the Sharia banking industry in Indonesia. The main principle applied is the principle of profit sharing with different characteristics from the interest system, one of which is financing products. Although still faltering, the development of sharia financing has begun to grow significantly both through mudharabah and musyarakah. This research uses a descriptive research approach on qualitative and quantitative data carried out using pairwise comparison questionnaire interviews and documentation. The results are divided into five parts: analysis of research synthesis results, analysis of aspect synthesis results, analysis of problem synthesis results, analysis of solution synthesis results, strategy cluster analysis, and implementation model.
Implementation of Performance Appraisal for Islamic Bank in Indonesia Using CAMELS Method Sodiq, Ahmad; Ratnasari, Ririn Tri; Mawardi, Imron; Pitchay, Anwar Allah
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2457

Abstract

The assessment of Islamic bank performance measured by the CAMELS method through the 2016-2020 CAR analysis as of January shows that the performance of Islamic commercial banks from year to year shows an increase in the management of Islamic bank management. Where it can be seen that in 2016 to 2020 as of January Islamic commercial banks showed a very healthy condition because they were in the CAR position> 11%. ROA, is used to measure the health of the bank from the income aspect by comparing the net profit achieved with the total assets owned by the bank. The condition of the NPF of Islamic Banks is very healthy as indicated by the small number of bad debts and problematic financing by customers at Islamic banks. Meanwhile, the condition of the LDR of Islamic Banks fluctuates where in 2016 the LDR was in an unhealthy predicate of 85.99%, and in 2017 to January 2020 it was in a very healthy condition because it was in a position of more than 100%. BOPO of Islamic general banks showed unhealthy conditions in 2016, then experienced a significant increase in 2017 in healthy conditions and in 2018 until January 2020 in very healthy conditions.
Determinant Models of Sharia Financial Literacy Muslim Students in Indonesia: A Multidimensional Approach Sihotang, Mutiah Khaira; Hasanah, Uswah; Hayati, Isra
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2482

Abstract

The Sharia financial institutions in Indonesia, especially the city of Medan, are growing and continuing to compete with the existing conventional finance institutions. This should be combined with public knowledge of the sharia financial institutions. Therefore, there is a need for education toward the financial literature of sharia for the whole layer of society, from parents to children. This research aims to find out the determination factor of the financial literature of sharia in muslim  students in indonesia. The dependent variables used in this study are parent income, student learning achievements, information and religious sources with sharia financial literacy as independent variables. Sampling in this study uses purposive sampling. The population in this study was the muslim students who were in the Medan city, Indonesia. The study used a quantitative approach where primary data was obtained through the dissemination of the questionnaire, with the total sample of 180 people. The study was tested for validity and reliability. The data is then analyzed with double regression. All phases of testing and data analysis are carried out with the help of SPSS. The results of this study stated that the variable learning performance and information sources have a significant influence on the financial literacy of muslim students in the city of Medan, Indonesia. Income and religious variables do not affect student financial literacy. This is seen from the t-test with a significance value > 0.05.
Al-Qisth Based Agricultural Profit-Sharing in Syirkah Al-Mudharabah Syahidah Rahmah; Mallongi, Syahrir; Lutfi, Mukhtar; Abdullah, Muhammad Wahyuddin
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2485

Abstract

This study aims to examine the application of profit-sharing al-qisth-based agriculture in syirkah al-mudharabah in Bone Regency. This type of this study is qualitative descriptive using a phenomenological approach to describe the meaning of welfare for farmers through the implementation of a fair syirkah al-mudharabah contract with the stages of determining the scope of the phenomenon, compiling a list of questions, collecting data, clusters of meaning, describing the essence, and reporting. The source of data in this study is the owner farmer and land management farmers. Methods of data collection using the method observation, interview, documentation, and reference search. Then processing techniques and data analysis is carried out through three stages, namely data reduction, data presentation, and drawing conclusions.The results of this study indicate that the concept of agricultural profit sharing is practiced by farmers in Bone Regency, namely 1/2 if the seeds are borne by the owner or 1/3 if the seeds are borne by the manager. Share the results divided after spending the costs incurred during the contract ongoing, the profit sharing portion of bage dua and bage tellu has been considered fair by each party, this depends on how big the capital contribution is given, namely the party that contributes more capital, the greater the benefits to be gained. As a suggestion from this research, it is expected that the government or Islamic financial institutions can adopt this profit-sharing system as a model to facilitate more equitable agricultural financing and cooperation in rural areas.
Developing an Integrated Innovation Ecosystem to Strengthen Islamic Economy in Indonesia Sugeng Santoso; Ginanjar Dewandaru; Nugroho, Lucky; Hidayat, Sutan Emir; Salmi Mohd Isa; Hidayat, R Nur; Muhammad Ramadhani Marfatah
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2498

Abstract

This research attempts to develop an integrated innovation ecosystem of Islamic economy, which focuses on vocational education and training. We integrate the vocational education and training into the supply-demand-linkage of innovation ecosystem, within the key sectors of Islamic economy. We also refer to the underlying regulation which is the President Decree No. 68 Year 2022 about Revitalization of Vocational Education and Training. The sample of observations is the relevant stakeholders in the Province of East Java, that include industry players, government, and vocational education institutions. The key sectors of Islamic economy include the industry of halal processed F&B and pharmaceuticals, halal agriculture and fishery, as well as Muslim-friendly tourism and Islamic creative economy, which are selected based on their percentage of contribution to the overall regional GDP. We use both quantitative and qualitative approach, by deriving data and information from Focus Group Discussions (FGD) and questionnaires. Whereby, qualitative approach is used by conducting in-depth discussions and interviews with relevant stakeholders. The findings of this study show the strength and weakness for each of the supply-demand-linkage model, suggesting the policy direction in order to improve the productivity factors of human resources.
Culinary Product Quality on Purchasing Decisions and Consumer Satisfaction as Interverning Variables: The case of Gabus Pucung as a Halal culinary icon for the Betawi Ora community in Bekasi, Indonesia Untari, Dhian Tyas
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2512

Abstract

Bekasi is one of Jakarta's buffer zones where strong socio-cultural interactions occur. Culinary in a society is a reflection of the relationship between humans and humans individually, humans and society communally and human relations with their environment. One of the culinary delights that is very famous and in high demand is Gabus Pucung. With the high competition and business challenges of the Gabus Pucung culinary provider, this study aims to: 1) analyze whether there is an effect of product quality on consumer satisfaction, 2) whether there is an effect of consumer satisfaction on purchasing decisions and 3) whether there is an indirect effect of product quality through consumer satisfaction on purchasing decisions. Sampling uses a systematic sampling technique which is included in the category of non-probability sampling. Samples were taken of ± 30 people per district (12 districts), so that a total sample of 360 people was obtained as respondents in this study. The results of the study stated that the relatively high demand for Gabus Pucung culinary demanded marketers and culinary providers of Gabus Pucung to be able to continue to maintain product quality to increase consumer satisfaction, where this satisfaction has implications for returning decisions.
Organizational Identification and Job Performance: The Role of Organizational Commitment in Islamic Universities Syahrial, Hery; Rafiki, Ahmad; Tobing, Fitriani; Pananjung, Alfatih Gessan
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2540

Abstract

The current research examines the link that exists between Job Performance (JP), Organizational Commitment (OC), and Organizational Identification (OI) in the special setting of Islamic higher education institutions located in Medan City. Through the use of a rigorous quantitative framework—Covariance-based Structural Equation Modelling, or CB-SEM—150 personnel from several Islamic universities provided data that were carefully collected. The empirical results demonstrate a substantial positive association between OI and JP, with OC serving as a mediating variable that enhances the impact of OI on JP. These conclusions highlight the strategic necessity for institutions to foster robust organizational identification to improve employee performance. The study adds to the body of knowledge on organizational behavior by clarifying the little-known mediating function of OC in the OI-JP dynamic, especially in Islamic educational settings, which have not gotten much attention in previous research. This study posits that the cultivation of OI among employees is not merely advantageous but essential for bolstering institutional commitment and, by extension, performance. Given that this research is the first of its kind conducted in Islamic universities in Medan, it offers fresh scholarly perspectives and practical implications for both academia and institutional leaders, particularly in understanding the mechanisms through which OI influences organizational outcomes. The findings thus hold profound implications for future research and policy development in Islamic educational management, extending the discourse on organizational identification and performance into new and significant dimensions.

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