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INDONESIA
JESI (Jurnal Ekonomi Syariah Indonesia)
ISSN : 20893566     EISSN : 25031872     DOI : -
Core Subject : Economy,
JESI: Jurnal Ekonomi Syariah Indonesia adalah jurnal ekonomi yang memberikan kajian ekonomi syariah, lembaga keuangan syariah, dan bisnis syariah. Jurnal JESI berupaya untuk menyajikan hasil karya ilmiah, dalam bentuk tulisan yang mengulas pokok permasalahan perekonomian yang berlandaskan syariah islam.
Arjuna Subject : -
Articles 200 Documents
The Influence of Gender Diversity, Firm Life Cycle, and ESG Disclosure on Financial Distress in Energy Companies on the IDX Lhantiraa, Regininna Malva; Dewi, R Rosyiana
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 14, No 1 (2024)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2024.14(1).%p

Abstract

The existence of a business is crucial for a country's economy, making the bankruptcy of such businesses a matter of concern for all stakeholders. Therefore, this study aims to determine the factors that contribute to financial distress in energy companies in Indonesia. The independent variables in this study are gender diversity, firm life cycle, and ESG disclosure. The sample used in this study consists of energy companies listed on the Indonesia Stock Exchange (IDX) from 2021 to 2023. The research employs a quantitative method, utilizing descriptive statistical analysis, panel data regression analysis, classical assumption tests, and hypothesis testing for analysis. The analysis tool used is E-Views 12. The results of this study are as follows commissioner gender diversity and director gender diversity do not affect financial distress, while Audit Committee Gender Diversity hurts financial distress. Firm life cycle introduction, firm life cycle growth, and firm life cycle decline do not affect financial distress, while firm life cycle maturity hurts financial distress. ESG disclosure does not affect financial distress. This study aims to provide information and references for stakeholders, academics, and practitioners interested in analyzing financial distress to support decision-making and further research.
Portrait of Islamic Leadership Contribution Towards Performance Success of Efforts to Improve Employee Quality Azizah, Alissa Nur
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 14, No 1 (2024)
Publisher : Universitas Alma Ata

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Abstract

Performance according to Islam is a form or way for individuals to actualize themselves. Performance is a real form of values, beliefs, and understanding that are embraced and based on strong moral principles and can be a motivation to produce quality work. Leadership has an important role in improving employee performance in a company. As is the case with the Islamic leadership style that has existed since the time of the Prophet with the four known characteristics, namely Shidiq, Amanah, Fatonah, and Tabligh. Testing the direct and indirect influence of Islamic leadership traits on employee performance is the aim of this research, by using employee involvement as a mediating variable. Explanatory research with primary data at the Tritya Eye Clinic was collected through an online Google Form questionnaire. The research results show that the nature of Islamic leadership has a direct influence on employee performance. Employee involvement is only able to mediate the nature of Islamic leadership (shindig) on employee performance.
Does Service Innovation, Reputation Risk, and Word of Mouth Impact Customer Behavior in Choosing Islamic Banking? An Empirical Evidence in Indonesia Suyanto, Suyanto
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 11, No 2 (2021)
Publisher : Universitas Alma Ata

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Abstract

Indonesia merupakan negara dengan penduduk Muslim terbesar di dunia. Namun, sejak bank syariah didirikan di Indonesia selama sekitar 20 tahun, partisipasi umat Islam dalam menggunakan bank syariah relatif rendah. Tujuan penelitian ini untuk menganalisis dan mengetahui dampak dari inovasi layanan, risiko reputasi, dan word of mouth terhadap perilaku nasabah dalam memilih bank syariah sebagai tempat untuk melakukan pembiayaan, investasi dan lain sebagainya. Metode penelitian menggunakan kuantitatif. dengan pendekatan eksperimen dan survey. Probability sampling sebanyak 250 kuesioner didistribusikan kepada penggunakan nasabah seluruh Indonesia. Temuan penelitian menunjukkan bahwa inovasi layanan, resiko reputasi memiliki validitas eksternal yang baik terhadap budaya masyarkat Indonesia. Temuan yang paling menarik adalah variabel word of mouth sangat meningkatkan niat nasabah dan partisipasi dalam memilih bank syariah. Oleh karena itu, peneltian ini merekomendasikan untuk menargetkan tokoh masyarakat atau pemimpin opini untuk menjelaskan perbankan Islam ke seluruh komunitas mereka.
Business Licensing as An Effort to Improve Msme Businesses Recipient of Pekanbaru City Baznas AID Afriyanti, Delima
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 14, No 1 (2024)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2024.14(1).%p

Abstract

Increasing business in micro, small, and medium enterprises (MSMEs) cannot be separated from sufficient funds sourced from bank and non-bank institutions. One of the social institutions that distributes funds is Baznas Pekanbaru City which distributes zakat funds to Pekanbaru City MSMEs through the Pekanbaru Prosperous program. This type of research is field research and the method used is qualitative with a phenomenological approach. The research results show that the number of MSMEs financed by Baznas is 198 MSMEs, however, the number of MSMEs that take part in business improvement educational activities is 100 MSMEs. The number of 100 MSMEs that do not yet have business permits is 68 MSMEs. Business licensing is considered difficult to administer and requires large costs. Together with STAI IMSYA Pekanbaru, Baznas Pekanbaru City synergizes in educational activities to improve the business and economy of Mustahik. The problems of MSMEs receiving Baznas Pekanbaru City assistance can be resolved with the distribution of zakat by BAZNAS Pekanbaru City and education on business improvement through business licensing by STAI IMSYA Pekanbaru which provides knowledge and control of MSME businesses so that MSMEs can keep up with developments in digitalization by using gadgets and accessing the business licensing system. free of charge which has been provided by the government, namely the Online Single Submission System (OSS) to improve their business, so that some mustahik can become muzakki.
Analysis of Sharia Banking Compliance and Compliance in Implementing Sharia Economic Principles on the Murabahah Bil Wakalah Contract: A User's Perspective on Good Corporate Governance Yuhda, Ahmad Sabili; Yanti, Nursantri; Aslami, Nuri
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 14, No 1 (2024)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2024.14(1).%p

Abstract

Good Corporate Governance (GCG), user trust and satisfaction, policy development, and improving sharia banking practices. Research problems in the analysis of the obedience and compliance of Islamic banking in implementing the principles of Sharia economics in the murabahah bil wakalah contract from the perspective of good corporate governance (GCG) users can involve several challenges and key questions. Data and information limitations, implementation variability difficulties in measuring obedience, uneven GCG compliance, differences in sharia interpretation influence of regulations and policies, user satisfaction and transparency, challenges in performance appraisal. The research method used is a qualitative approach, namely the content of article analysis from the google scholar database. The content of the article analysis was carried out to obtain a mapping of the main theme related to Islamic banking compliance in implementing the principles of Islamic economics discussed in the google scholar database in a certain period. After the selection of the next article will be analyzed by reading the contents one by one. The results of the research found that there are still many Islamic banks that use GCG that have not complied with and obeyed the principles of Sharia economics according to the fatwa DSN-MUI, especially in the Murabahah bil Wakalah contract. The purpose of the research carried out in writing this article is to analyze the obedience and compliance of Islamic banking in implementing the principles of Sharia economics, Conclusion Islamic banking that implements the GCG system still does not fully implement the principles of Sharia economics related to the DSN-MUI fatwa regarding the murabahah bil wakalah contract to avoid transactions that contain elements of maghrib to increase customer public trust in Islamic banking.
Faktor-Faktor Yang Mempengaruhi Loyalitas Nasabah Dalam Meningkatkan Minat Pengguna Bank Syariah Indonesia Hasbi, M. Zidny Nafi'
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 14, No 1 (2024)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2024.14(1).%p

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi loyalitas nasabah dalam meningkatkan minat pengguna bank syariah indonesia . Penelitian ini merupakan penelitian kuantitatif yang menggunakan data primer yaitu data diambil langsung dari jawaban para responden. Jumlah sampel dalam penelitian ini sebanyak 100 responden. Dengan menggunakan metode analisis data berupa teknik analisis data yang didalam terdapat uji analisis linier berganda, uji hipotesis, uji analisis jalur (path analys) dan juga uji sobel. Pengolahan data menggunakan aplikasi IBM SPSS 23. Hasil dari penelitian ini menunjukan bahwasanya service quality berpengaruh signifikan terhadap loyalitas nasabah dalam menggunakan BSI Mobile. Namun, e-trust dan transformasi digital tidak berpengaruh signifikan terhadap loyalitas nasabah dalam menggunakan BSI Mobile. Hasil dari penelitian ini juga menunjukan bahwa kepuasan nasabah memediasi hubungan kausal antara service quality, e-trust, dan transformasi digital terhadap loyalitas nasabah pengguna BSI Mobile
Analysis of Muzakki's Decision to Pay Zakat Seen from Income, Education, Religiosity Busnetty, Ida; Faisal, Yusuf; Prabuwon, Anton Satria
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 14, No 1 (2024)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2024.14(1).%p

Abstract

This study aims to explain how the influence of income and education on muzaki's decision to pay zakat with religiosity as a moderating variable. The method used in this research is the quantitative method. The population in this study is muzaki in Bekasi city and district using accidental sampling technique which is taken if the selection of sample members is based on chance encounters. The sample in this study amounted to 430 respondents. The data collection method uses the survey method, namely the author distributes questionnaires directly to respondents. The data analysis technique in this study researchers used SEM PLS. The result of this study found that income has a positive and statistically significant effect on muzaki's decision to pay zakat, as well as education has a positive and statistically significant effect on muzaki's decision to pay zakat. As for the moderating variable religiosity, each weakens the relationship between income and education on Muzaki’s decision to pay zakat. This research enriches previous studies on the decision of muzaki to issue zakat from the perspective of income, education, and religiosity in the community in Bekasi City and Regency.
Pengaruh Persepsi Nasabah Dan Keunggulan Produk Terhadap Kepuasan Nasabah Pada Produk Cicil Emas BSI Kc Kuta Cane Ritonga, Vera Ayu Ningsih; Marliyah, Marliyah; Anggraini, Tuti
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 14, No 1 (2024)
Publisher : Universitas Alma Ata

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh persepsi nasabah dan keunggulan produk terhadap kepuasan nasabah produk cicil emas pada BSI KC Kuta Cane. Penelitian ini adalah penelitian kuantitatif dengan metode survey dengan penyebaran kuesioner sebagai instrumen. Responden dalam penelitian ini adalah masyarakat Kuta Cane. Proses pengambilan sampel menggunakan probability sampling. Teknik analisis data yang digunakan menggunakan SPSS. Hasil penelitian ini menunjukkan bahwa persepsi nasabah dan keunggulan produk secara parsial berpengaruh positif dan signifikan terhadap kepuasan nasabah produk cicil emas pada BSI KC Kuta Cane.
Evaluation of the Compatibility of the Bpkh Hajj Financing Scheme with Sharia Finance Principles in Medan City Asriadi, Ari; Marliyah, Marliyah; Siregar, Saparuddin; Muhammedi, Ssonko
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 14, No 2 (2024)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2024.14(2).%p

Abstract

This research aims to evaluate the suitability of the BPKH hajj financing scheme with Sharia financial principles in Medan City. In facing economic complexity and developing values, the Hajj Financial Management Agency (BPKH) needs to continue to innovate. The research used a qualitative approach with a focus on Sharia principles, involving analysis of official BPKH documents, financing policies, and in-depth interviews with Hajj pilgrims. Asil shows a strong commitment to the prohibition of usury, with an investment mechanism by Sharia principles. Evaluations from BPKH, MUI, and the Ministry of Religion show support and efforts to increase transparency. Although the majority of Hajj pilgrims are satisfied, there are concerns regarding transparency and distribution of benefits. BPKH leaders stand out as champions of Sharia principles, while Hajj pilgrims' hopes include increased transparency and fair distribution of benefits. In conclusion, the scheme has made positive progress but needs further focus on transparency and distribution of benefits.
The Influence of Understanding Sharia Accounting, Utilizing the ID Journal Application, and HR Competence on the Quality of PT Era Cipta Digital's Financial Reports Nurma Ningsih, Sri Wahyuni; Nasution, Yenni Samri Juliati; Kusmilawaty, Kusmilawaty
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 14, No 1 (2024)
Publisher : Universitas Alma Ata

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Abstract

This research aims to determine the influence of understanding accounting, utilization of the Jurnal Id application, and human resource competence on the quality of financial reports at PT Era Cipta Digital in Medan City. This research uses independent variables, namely understanding of accounting, utilization of the ID journal financial application, and human resource competency. Meanwhile, the dependent variable is the quality of financial reports. This type of research is quantitative research using primary and secondary data. The sample from this research is all employees who work at PT Era Cipta Digital. In this research, the sampling technique used was the saturated sampling method. The statistical analysis used in this research is the classical assumption test, regression analysis, hypothesis testing using the T and F tests, and analysis of the coefficient of determination. Data collection was carried out using a questionnaire method which was distributed directly to 32 respondents. The results of this research indicate that the accounting understanding variable does not affect the quality of PT Era Cipta Digital's financial reports. The use of the ID journal application and HR competency has a positive and significant effect on the quality of PT Era Cipta Digital's financial reports.