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INDONESIA
JESI (Jurnal Ekonomi Syariah Indonesia)
Published by Universitas Alma Ata Yogyakarta
ISSN : 20893566     EISSN : 25031872     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
JESI: Jurnal Ekonomi Syariah Indonesia adalah jurnal ekonomi yang memberikan kajian ekonomi syariah, lembaga keuangan syariah, dan bisnis syariah. Jurnal JESI berupaya untuk menyajikan hasil karya ilmiah, dalam bentuk tulisan yang mengulas pokok permasalahan perekonomian yang berlandaskan syariah islam.
Arjuna Subject : -
Articles 200 Documents
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Implementation of Creative Economy in Improving Economic Welfare Maqāṣid Al-Sharīʿah Perspective (Case Study: Rattan Craftsmen of Jentera Stabat Village) Nurhalita, Siti; Marliyah, Marliyah
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 2 (2023)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2023.13(2).157-169

Abstract

Creative economy development can increase people's income in Jentera Stabat Village, which is one of the Creative Economy Areas, where almost every family becomes a rattan woven craftsman. UD. The Ambane area is one of the places where creative economic industry activities develop, especially rattan woven craftsmen. UD. Medan Ambane seeks to provide proper wages to rattan-woven craftsmen so that their lives can be more prosperous. The wages of the rattan woven craftsmen are 250,000 - 400,000 set with a processing time of around 5 - 7 days depending on the complexity of the pattern and the shape of the woven. This study aims to determine the increase in the economic welfare of rattan craftsmen from the perspective of machair sharia and the creative economy. This research is qualitative research using a descriptive approach, resulting in an in-depth description of the welfare of the rattan craftsmen in Jentera Stabat Village. To obtain data, researchers used an instrument in the form of in-depth interviews. So the results of the study indicate that the wicker rattan chair business is carried out by UD. Ambane event from the perspective of sharia maqhasid has brought positive changes because the existence of a wicker chair business plays a role in increasing people's income and can create jobs for the surrounding community. Based on maqhasid sharia according to Ibnu Asyur who applies 8 elements related to employment, it is concluded that UD. The Ambane event in Muamalah Intensification provides direct training to craftsmen, and for Gharar which is difficult to avoid by UD's business. The Ambane event does not burden every small mistake made by the craftsmen because the business owner will provide the right solution. Owner of UD. The Ambane event also provides working hours from morning to night according to the needs of the craftsmen provides decent wages, and avoids elements of slavery.
The Effect of Perceptions of Profit Sharing, Islamic Financial Literacy, and E-Banking on Customer Interests in Using Bank Syariah Indonesia (BSI) Services Religiosity as a Moderating Variable Maulidya, Mey; Putra, Rediyanto
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 2 (2023)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2023.13(2).225-244

Abstract

The increasing development of Islamic banks in Indonesia can be seen in the office network of Islamic banks, which increased by 3% from 2020 to 2021. Therefore, the purpose of this study is to explain the influence of perceptions of profit sharing, Islamic financial literacy, and the quality of e-banking services on customer interest in using BSI services, with religiosity as a moderating variable. The data in this study used primary data collected by a questionnaire that was distributed to 400 BSI customer respondents determined by the Slovin formula. The sampling technique used was accidental sampling. The analysis technique in this study uses moderating regression analysis (MRA) with the help of SPSS 25. The results of this study indicate that perceptions of profit sharing, Islamic financial literacy, and quality of e-banking services have a positive influence on customers' interest in using BSI services, either partially or simultaneously; religiosity is unable to moderate the influence of perceptions of profit sharing, Islamic financial literacy, and quality of e-banking services on interest in using BSI services. The suggestion for this research is that future researchers should add other variables that affect interest in using BSI services, such as trust, brand image, and product diversity, as independent variables and make promotion variables a moderating variable to obtain more comprehensive results. They also need to add samples with wider coverage areas. wider so that it is not dominant in students so that further research can provide a broader picture of the problem of this research and the level of generalization obtained can be higher. Not only that, readers are expected to add insight regarding Islamic financial literacy and understanding of the profit-sharing system implemented by Bank Syariah Indonesia so that they have an interest in using BSI services
Effect of Performance Expectations, Effort Expectations, Social Influence, and Facilitation Conditions on Behavioral Intentions in Sharia Entrepreneurship Horas, Erwin; Iskandar, Sultan; Abidin, Zainal; Daryanti, Daryanti
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 2 (2023)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2023.13(2).170-182

Abstract

This study aims to analyse the fowners  that influence the implementation of AIS in MSMEs in Makassar City using the UTAUT model. The data used is primary data. The sample collection technique using the purposive sampling method was 75 respondents. Analysis using SEM-SmartPLS. The study's results prove that performance expectancy, effort expectancy, social influence, and facilitating conditions significantly affect behavioural intentions. These results can be a consideration for MSME players in improving the implementation of AIS information technology to develop business strategy and performance
Analysis of Customer Service Strategy for Bank Syariah Indonesia KCP Medan Sukaramai in Improving Excellent Service to Customers Sitohang, Misbah; Rahma, Tri Inda Fadhila
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 2 (2023)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2023.13(2).245-257

Abstract

This study aims to analyze the customer service strategy of Bank Syariah Indonesia KCP Medan Sukaramai in improving excellent service to customers. This study uses a qualitative approach and SWOT data analysis techniques, namely strengths, weaknesses, opportunities, and threats. This research shows that BSI KCP Medan Sukaramai's customer service improving excellent service must pay attention to strategic factors. Strategic factors in terms of strengths (strengths) are using polite language, performing services quickly and precisely, and the ability to remember. Meanwhile, in terms of weaknesses, the network, banking system, and bank image are only intended for the Muslim community. So this strength must be utilized to be able to reach the opportunities that exist, namely that the bank is in an area that is easily accessible by the public because it is passed by public transportation and also Sharia business principles which do not limit customers based on their religion. Weaknesses must be minimized to avoid threats, which the BSI KCP Medan Sukaramai office is close to a private bank, namely Bank Muamalat, which has the potential to be a choice for the community if the service received at BSI KCP Medan Sukaramai is not as expected and people's habits are still frequent. transactions in conventional banks are also a further threat
The Influence of Sharia Marketing, Service Excellence, and Reputation on the Trust of Mudharabah Savings Customers (Case Study: BSI KCP Perbaungan) Siagian, Siti Bejana; Rahma, Tri Inda Fadhila
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 2 (2023)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2023.13(2).183-197

Abstract

Trust is one of the crucial factors in forming consumer loyalty because it is a form of consumer willingness to trust and rely on products and services. This study aims to analyze the influence of marketing Sharia variables. This study aims to analyze the influence of marketing sharia variables and service excellence on customer trust in mudharabah savings at BSI KCP Perbaungan. The sample used was 55 people and the method used in sampling was saturated sampling. Data was collected by distributing questionnaires to customers of mudharabah savings products. The analytical tool used is multiple linear regression analysis. The dependent variable of this study is customer trust. Independent variables include Sharia marketing, service excellence, and reputation. The research method used is quantitative. For data analysis method using multiple regression analysis models. While processing the data using SPSS. The results showed that from the variables that had been examined between the dependent and independent variables, the results of the research test using the multiple regression analysis models obtained the dependent variable customer trust in mudharabah savings that could be influenced by sharia marketing, service excellence, and reputation.
Consumer Behavior: Components of Purchase Intention Products E-Commerce Perspective Maqāṣid Al-Sharīʿah Rohani, Rohani; Hadidu, Andi; HM, Manda
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 2 (2023)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2023.13(2).198-209

Abstract

Technological developments have led to changes in consumer shopping behavior from offline to online, leading to the emergence of various online marketplace platforms. The research discusses the influence of electronic of mouth (e-Wom), consumer rating, and reputation on product purchase intention in Shopee e-commerce. The population is Shopee customers, determining the sample with nonprobability techniques - purposive sampling with a sample size of 115 respondents. Analysis and hypothesis using the Structural Equation Model - Partial Least Square (SEM-PLS) method. The findings show that e-Wom, consumer rating, and reputation directly positively and significantly affect product purchase intention. The mediation test results prove that consumer rating and reputation partially mediate the effect of e-Wom on product purchase intention.
Poverty Level Determination Analysis: Case Study of South Sumatra Province Mirrahma, Aliyah Aisyiyah; Septiani, Msy Aziza; Panorama, Maya
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2023.13(1).144-156

Abstract

Poverty is a multidimensional problem related to economic, political, social, cultural, and community participation. This is evidenced by the increasing trend of the number of people living below the poverty line. The main trigger of poverty in Indonesia is the inequality of economic distribution or what is known as economic justice. Whereas all religions prohibit economic monopoly actions that cause injustice and order their people to give charity (zakat) and cooperate evenly. Intending to reduce the poverty rate of the community even though we still often hear of hunger and hardship for some humans. This means that the welfare that is expected and aspired to has not been realized for people's lives. According to BPS 2022 data, South Sumatra is included in the top 10 with high poverty rates. Therefore, this study aims to determine, explain and analyze the factors that affect the Percentage of the Poor Population (PPM) in South Sumatra for the period 2019-2022. This research method uses a panel data regression method with individual unit observations of as many as 17 districts and cities of South Sumatra province in four years from 2019 to 2022. This study uses one response variable, namely PPM, and four explanatory variables, namely the unemployment rate (TPT), average years of schooling (RLS), GRDP per capita, and human development index (HDI). The results of this study show that the fixed effect model with two-way specific effects is the best model of the panel data poverty rate. Variables that have a significant effect are GRDP. RLS. and HDI.      
Marketing Strategy for Winning Market Share from Islamic Economic Perspective (Case Study: UD. Haikal Broiler Chicken Industry) Saifuddin, Saifuddin; Haikal, Muhammad Fikri
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 2 (2023)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2023.13(2).258-272

Abstract

This study aims to determine the factors that influence the interest of Muslim entrepreneurs in Sharia P2P lending. The determinant factor used is perceived ease of use, the subjective norm in Muslim circles, perceived usefulness, knowledge about riba, and review from the experience of financing partners. This study used a quantitative method tested by structural equation model (SEM) analysis techniques. Data were processed using SmartPLS 3.0 software. Data was obtained through an online questionnaire. Respondents who were used by UMKM, UKM, or startup business actor, Muslim, and had attended online classes and seminars on Sharia fintech. The number of respondents used was 90. The results show there were three predictors, perceive ease of use, the subjective norm in Muslim circles, and perceive usefulness that did not have a significant effect on behavioral intention, but two predictors of knowledge about riba and review from the experience of financing partners have a significant influence on behavioral intention
The Effect of Service Quality and Employee Performance on Customer Satisfaction at Fashion By Belvia Stores Lubis, Aulia Azmi; Marliyah, Marliyah; Harahap, Muhammad Ikhsan
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 2 (2023)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2023.13(2).273-286

Abstract

The business world is currently in great demand by the wider community, considering that various types of products and services are in great demand by business people. One of the business worlds that has tough competition is the fashion business. This is because trends in the fashion industry change dynamically from time to time. This study aims to see how much influence service quality and employee performance have on customer satisfaction. The research method used in this research is a quantitative research using a probability sampling technique with a purposive sampling approach for sampling and also using the Slovin formula. Questionnaires will be distributed to Fashion by Belvia Shop customers with a total sample of 61 respondents. The results of this study are the effect of service quality (X1) on customer satisfaction as the Y variable. From the analysis, it is obtained that a significant value is 0.007 <0.05 so it can be concluded that customer satisfaction has a significant influence on customer satisfaction. The effect of employee performance (X2) on customer satisfaction as the Y variable from the analysis obtained a significant value of 0.000 <0.05 so it can be concluded that employee performance has a significant influence on customer satisfaction. 
Analysis of Consumer Behavior Factors in Purchasing Woven Bag Craft Products in the Perspective of Maqāṣid Al-Sharīʿah (Case Study of Presidio Village, Grabag District, Magelang Regency) Fadilah, Puji Nur; Pudail, M.; Alfiyanto, Achmad Nur
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 2 (2023)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2023.13(2).287-300

Abstract

Behind a large number of enthusiasts and the increase in handicraft businesses, various kinds of consumer behavior occur when the process of purchasing a product, for example, consumer behavior in assessing or comparing the advantages of one product to another. Consumer behavior is a destination instrument where consumer behavior will be directed. Consumer behavior is a preference that is relative by characterizing one's experience in interacting with several objects. The purpose and benefits of this research are to find out consumer behavior, what are the reasons and motivations for consumers in making purchasing decisions for handicraft products from the perspective of Maqosid Syariah so that in the future they can better manage strategies in developing businesses. This study used a type of qualitative research. The research data is primary data and secondary data obtained directly by informants at the location of the object of research including woven bag craft business owners, consumers, and the community in Presidio Village, Grabag District, Magelang Regency

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