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Journal of Information System, Applied, Management, Accounting and Research
Published by Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta
ISSN : 25988700     EISSN : -     DOI : -
Core Subject : Science,
Computer Science & IT Decision Sciences, Operations Research & Management
JISIMAR (Journal of Information System, Applied, Management, Accounting and Research), terbit empat kali setahun pada bulan Februari, Mei, Agustus dan November, memuat naskah hasil pemikiran dan hasil penelitian di bidang Teknologi Informasi, Sistem Informasi, Sistem Informasi Manajemen, Sistem Informasi Akuntansi, Ilmu Manajemen dan Manajemen Terapan, Manajemen Sumber Daya, Sistem Manajemen Enterprise, Akuntansi.
Arjuna Subject : -
Articles 668 Documents
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ANALISIS FAKTOR INTERNAL YANG MEMPENGARUHI PENDAPATAN PEER TO PEER LENDING(STUDI KASUS PADA PT.PASAR DANA PINJAMAN TAHUN 2018-2019) Nurlis Azhar; Aldi Novrian Pambudi; Helmi Helmi; Nurwati Nurwati
Journal of Information System, Applied, Management, Accounting and Research Vol 7 No 4 (2023): JISAMAR (November 2023)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v7i4.1268

Abstract

Peer-to-peer (P2P) lending has emerged as an innovative form of financing that provides individuals and businesses with access to much-needed funding. However, this online crowdfunding platform also carries inherent risks. This research aims to investigate the internal factors that impact P2P lending revenue, focusing on Non-Performance Loans, Fintech Adoption, Fintech Efficiency, Return on Assets (ROA), and Loan to Value (LTV) ratio. Utilizing a quantitative research methodology and data from reliable sources, this study employs statistical analysis using SPSS. The results of the T-test indicate that Non-Performance Loans and Return on Assets significantly influence Peer-to-Peer lending revenue. In contrast, Fintech Adoption, Fintech Efficiency, and Loan to Value Ratio do not have a significant impact on P2P lending revenue individually. Furthermore, the F-test demonstrates that when considered together, Non-Performance Loans, Fintech Adoption, Fintech Efficiency, Return on Assets, and Loan to Value Ratio collectively exert a significant influence on the revenue of PT. Pasar Dana Pinjaman, a company operating in the P2P lending and Fintech lending business
Pengaruh Pendapatan Asli Daerah dan Belanja Modal Terhadap Kinerja Keuangan Pemerintah Daerah Kota Pontianak Tahun 2013-2022 Pratama, Dhea Putri; Mustika, Ira Grania; Karpriana, Angga Permadi
Journal of Information System, Applied, Management, Accounting and Research Vol 8 No 4 (2024): JISAMAR (September-November 2024)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v8i4.1609

Abstract

Pendapatan Asli Daerah dianggap sebagai segala sesuatu yang diterima atau yang diperolah daerah untuk memperoleh pendapatan melalui punggutan berdasarkan peraturan daerah sesuai dengan undang-undang. Belanja Modal merupakan pengeluaran untuk membeli aset yang dapat digunakan lebih dari setahun dan digunakan untuk memperkaya daerah. Kinerja yang dilkakukan pemerintah merupakan hasil pengukuran nilai terhadap perencanaan kerja dalam mencapai hasil akhir dari program pemerintah daerah. Kinerja keuangan dinilai menggunakan rasio keuangan berdasarkan APBD. Tulisan ini ditujukan agar peneliti mendapat ilmu tentang apakah Pendapatan Asli Daerah (PAD) dan Belanja Modal mampu mempengaruhi Kinerja Keuangan Pemerintah Daerah tahun 2013-2022. Peneliti melakukan analisis kuantitatif dan data sekunder. Uji analisisis deksriptif, uji normalitas, uji multikolinieritas, uji heterokedastisitas, uji autokorelasi, analisis regresi linear berganda, uji t, dan uji koefisien determinasi dengan memakai aplikasi SPSS 26 sebagai teknik pengujian yang akan dilakukan. Penelitian ini menghasilkan bahwa Kinerja Keuangan Pemerintah Daerah Kota Pontianak secara parsial tidak berpengaruh pada Pendapatan Asli Daerah (PAD) dan Belanja Modal.
PENILAIAN KINERJA PENERIMA BANTUAN TERKAIT FUNGSI PENGAWASAN DAN IKLIM ORGANISASI : PROGRAM BANTUAN STIMULAN PERUMAHAN SWADAYA (BSPS) KABUPATEN PURWAKARTA Utami, Indri Putri; Avianti, Widiya
Journal of Information System, Applied, Management, Accounting and Research Vol 8 No 3 (2024): JISAMAR (June-August 2024)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v8i3.1550

Abstract

Bantuan Stimulan Perumahan Swadaya (BSPS) merupakan program pemerintah sebagai bentuk tatanan wilayah untuk meminimalisasi lingkungan kumuh di seluruh wilayah Indonesia, khususnya dijawa barat Kabupaten Purwakarta, program ini perlu dilaksanakan tepat sasaran. Hambatan yang terjadi ketika Calon penerima bantuan yang dimaksud adalah pemilik rumah yang mendapat bantuan BSPS belum mampu memahami program ini baik secara literasi, administratif maupun implementasi di lapangan. Melalui penelitian metode deskriptif kuantitatif , dihasilkan adanya pengaruh Pengawasan Terhadap Kinerja Penerima Bantuan BSPS sebesar 0,118 dan bernilai positif, menjelaskan bahwa variabel pengawasan memiliki pengaruh positif terhadap kinerja penerima bantuan BSPS. Kinerja Penerima Bantuan BSPS dipengaruhi iklim organisasi sebesar 0,353 dan bernilai positif, menggambarkan variabel iklim organisasi memiliki pengaruh positif terhadap kinerja penerima bantuan BSPS dan hasil dari uji hipotesis yang ketiga telah membuktikan bahwa variabel pengawasan dan iklim organisasi berpengaruh secara simultan dan signifikan terhadap kinerja penerima bantuan BSPS. Pernyataan tersebut ditunjukkan melalui hasil perhitungan dari analisis uji hipotesis secara simultan dengan diperoleh nilai Fhitung = 109,692 > Ftabel = 3,048, dengan nilai signifikansi 0,000 < 0,05.
Analisis Strategi Pemasaran Dalam Meningkatkan Penjualan Produk Velg Dan Ban Mobil Pada Maju Jaya Wheels (MJ Wheels) di Kota Bandar Lampung Nelson, Farrel; Efriyanti, Farida
Journal of Information System, Applied, Management, Accounting and Research Vol 8 No 1 (2024): JISAMAR (December-February 2024)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v8i1.1447

Abstract

This research aims to find out which marketing strategies are more important for increasing sales at PD stores. Maju Jaya Wheels to face the many competitors that are coming. The informants in this research were 2 employees and 8 consumers, consumers were users of HSR rims and GT tires (single elephant), consumers were at least 20 years old and over. The analysis method uses IFAS analysis, EFAS analysis, and SWOT analysis. Based on the description and discussion that has been presented, several points can be drawn from the SWOT analysis as well as strategies that can be implemented by PD. Maju Jaya Wheels Bandar Lampung in an effort to increase sales, based on the SWOT Matrix diagram above, it is known that PD. Maju Jaya Wheels Bandar Lampung is in quadrant I, where the situation is very favorable. In this quadrant, PD. Maju Jaya Wheels Bandar Lampung has opportunities and strengths so that it can take advantage of existing opportunities. The strategy that must be implemented in this condition is to support aggressive growth policies (growth oriented strategy).
PENGARUH KOMPETENSI DAN INDEPENDENSI AUDITOR INTERNAL BANK TERHADAP KUALITAS HASIL AUDIT PADA BANK PEMBIAYAAN RAKYAT (BPR) SYARIAH DI JAWA BARAT Rukanda Ahmad Sulanjana
Journal of Information System, Applied, Management, Accounting and Research Vol 7 No 4 (2023): JISAMAR (November 2023)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v7i4.1240

Abstract

Penelitian ini dilatarbelakangi oleh fakta yang terjadi bahwa penyebab utama dari berbagai kasus dan penyimpangan di perbankan termasuk di Bank Pembiayaan Rakyat Syariah (BPRS) diantaranya disebabkan oleh sistem pengendalian internal yang lemah. Tentu hal ini sangat mengancam keberlangsungan perbankan terutama perbankan syariah karena kredibilitas bank syariah di mata nasabah akan memudar seiring waktu apabila kasus ini terus berulang terjadi. Kondisi yang demikian akan menimbulkan ketidakpercayaan pihak eksternal terhadap BPRS atau pihak-pihak yang berkepentingan terhadap BPRS. Metode penelitian yang digunakan dalam penelitian ini adalah metode kuantitatif dengan sumber data dari hasil penyebaran kuesioner tertutup secara sampling kepada para pegawai BPRS Jawa Barat. Adapun hasil penelitian menunjukan bahwa: Pertama, kompetensi auditor berpengaruh positif terhadap kualitas hasil audit pada Bank Pembiayaan Rakyat (BPR) Syariah di Jawa Barat. Kedua, indenpendensi auditor berpengaruh positif terhadap kualitas hasil audit pada Bank Pembiayaan Rakyat (BPR) Syariah di Jawa Barat. Ketiga, kompetensi dan independensi auditor internal secara simultan berpengaruh positif terhadap kualitas hasil audit pada Bank Pembiayaan Rakyat (BPR) Syariah di Jawa Barat.
Pengaruh Promo Event 6.6 Flash Sale Terhadap Perilaku Konsumtif Mahasiswa Pakpahan, Roida; Febriyanti, Shinta; Berliana, Diva; Esmeralda, Rizqi Nur
Journal of Information System, Applied, Management, Accounting and Research Vol 8 No 1 (2024): JISAMAR (December-February 2024)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v8i1.1277

Abstract

E-Commerce is the favorite shopping place that is most used by today's people, one of which is students, online shopping is increasingly popular because the shopping process can be done anytime and anywhere. Students are e-Commerce consumers who are vulnerable to consumptive behavior. Event Sale Promos that offer big discounts and other interesting promotions can make students more impulsive in making purchases. The aim of the research is to analyze the influence of the 6.6 flash sale event promo on student consumptive behavior using the purposive sampling method. The research results show that there is a significant influence on changes in the level of student consumptive behavior during the 6.6 flash sale promo event. The ability to control oneself when shopping online is really needed, especially during the 6.6 flash sale promo event, so as not to get caught up in impulsive buying consumer behavior which can be detrimental to students' psychological well-being.
PENGARUH HARGA, PROMOSI DAN PERSEPSI KEMUDAHAN TERHADAP KEPUTUSAN PEMBELIAN DIAMOND MOBILE LEGEND PADA WEBSITE CODASHOP Reynaldi, Reynaldi; Karla, Eva; Stevianus, Stevianus
Journal of Information System, Applied, Management, Accounting and Research Vol 8 No 2 (2024): JISAMAR (March-May 2024)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v8i2.1375

Abstract

The aim of this research is to analyze the influence of price, promotion and perceived convenience on the decision to purchase mobile legend diamonds on the Codashop website. The analysis method in this research uses quantitative primary data, the test stages carried out are: normality test, multicollinearity test, heteroscedasticity test, T test, F test, and coefficient of determination. The data used in this research used a questionnaire instrument and valid data which was collected from 100 respondents. The data collection technique used in this research is through a questionnaire. The testing tool used is SPSS version 25 software. The research results show that partially the variable Price (X1) has a sig value of 0.000 < 0.05, Promotion (X2) has a sig value of 0.000 < 0.05 and Perceived Convenience (X3) has a sig value of 0.001 < 0.05. This means that partially price, promotion and perceived convenience have a positive and significant effect on purchasing decisions. Meanwhile, simultaneous calculations obtained a sig value of 0.000 < 0.05. This means that price, promotion and perceived convenience together (simultaneously) have a positive influence on the decision to purchase Diamond Mobile Legend on the Codashop website.
DESAIN LAPORAN KEUANGAN BERDASARKAN SAK EMKM PADA BUDIDAYA IKAN MUJAIR (STUDI KASUS PADA UD BLESS) Nender, Christina; Korompis, Sintia Nurani; Pantow, Andreuw Kristian; Toweula, Alpindos; Tangon, Joseph Nugraha
Journal of Information System, Applied, Management, Accounting and Research Vol 8 No 2 (2024): JISAMAR (March-May 2024)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v8i2.1478

Abstract

UD Bless is an entity that runs a mujair fish farming business. The fish farming process starts from nursery or spawning, hatchery, enlargement until the fish is ready to be harvested/sold. This business is located in Eris Village, Eris District. In running its business, UD. Bless has not carried out financial management in accordance with applicable standards due to limited knowledge or understanding of proper financial management. The purpose of this research is to compile UD's financial statements. Bless in accordance with SAK EMKM. This research was conducted at UD. Bless. Research data obtained from primary and secondary sources. The analysis tool used is descriptive analysis. The findings obtained after conducting research are UD. Bless has not prepared financial reports and still conducts simple financial records. The financial statements made by researchers for UD. Bless in accordance with SAK EMKM which consists of Income Statement, Statement of Financial Position, and Notes to Financial Statements. Researchers recommend to UD. Bless in order to use the financial statements that have been made as guidelines for the preparation of financial statements in the following periods.
PERANCANGAN APLIKASI POINT OF SALE BERBASIS DESKTOP DI KOPERASI AVICENNA MENGGUNAKAN METODE DYNAMIS PROBABILITY Pujiastuti Pujiastuti; Wahyu Nur Cholifah; Ulfa Pauziah
Journal of Information System, Applied, Management, Accounting and Research Vol 7 No 4 (2023): JISAMAR (November 2023)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v7i4.1288

Abstract

Penelitian ini bertujuan untuk mengembangkan aplikasi POS berbasis desktop yang dapat membantu Koperasi Avicenna dalam mengelola penjualan dan inventaris barang dengan lebih efisien. Metode yang digunakan dalam perancangan aplikasi ini adalah Dynamic Probability, yang memungkinkan aplikasi untuk secara dinamis mengatur prioritas barang-barang yang perlu dijual berdasarkan faktor-faktor seperti permintaan pelanggan, stok tersedia, dan harga. Aplikasi ini akan dilengkapi dengan fitur-fitur seperti manajemen stok, pencatatan transaksi penjualan, pemrosesan pembayaran, dan laporan penjualan. Dengan memanfaatkan metode Dynamic Probability, aplikasi akan dapat secara otomatis mengidentifikasi barang-barang yang perlu dipromosikan atau dijual dengan harga diskon, berdasarkan data yang terus diperbarui. Hal ini akan membantu Koperasi Avicenna untuk meningkatkan penjualan, mengurangi pemborosan, dan meningkatkan kepuasan pelanggan. Hasil dari penelitian ini diharapkan dapat memberikan kontribusi positif dalam meningkatkan efisiensi operasional Koperasi Avicenna dan membantu dalam bersaing di pasar. Selain itu, metode Dynamic Probability yang digunakan dalam perancangan aplikasi ini dapat menjadi referensi bagi organisasi lain dalam mengoptimalkan penjualan dan manajemen stok.
PENERAPAN K-MEANS CLUSTERING UNTUK PEMETAAN PRODUKTIVITAS PADI DAN PREDIKSI PANEN DI KABUPATEN INDRAMAYU Farismana, Riyan
Journal of Information System, Applied, Management, Accounting and Research Vol 8 No 3 (2024): JISAMAR (June-August 2024)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v8i3.1572

Abstract

Indonesia is a country where the majority of people consume rice, making the issue of rice harvest productivity a concern for many parties. Efforts to maintain food security, especially the availability of rice, are a shared responsibility, where efforts that can be made are to maintain and predict rice production results in areas that are National Rice Granaries. Indramayu is one of the national rice producing districts, which has 31 sub-districts with varying amounts of rice production. The large difference in rice production between sub-districts is an important problem that affects rice harvests in Indramayu, so improvements need to be made, including clustering, namely grouping sub-districts based on harvest potential using K-Means clustering by looking at historical harvest data for the past 5 years between 2019–2023. Then compared using the orange data mining application. K-Means clustering either manually or using orange3 produces three clusters with the same sub-district cluster results. This data is also used to predict future harvest results using the random forest algorithm in Orange3. Analysis of K-Means clustering results and prediction results shows that sub-districts in the lower cluster have the potential for a greater percentage reduction in harvest than clusters with a higher harvest category.

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