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Al-Musthofa: Journal of Sharia Economics
Published by Institut Agama Islam Tarbiyatut Tholabah Lamongan
ISSN : 26221977     EISSN : 26547228     DOI : https://doi.org/10.123/1234
Core Subject : Religion, Economy, Science, Social,
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Library & Information Science
This journal contains writings of research results or theoretical studies related to sharia economics, sharia finance and sharia banking.This journal is published by the Faculty of Economics and Islamic Business IAI Tarbiyatut Tholabah Lamongan. This journal is published in 2 (two) editions every year, June and Desember editions.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 89 Documents
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Analisis Sistem Akad Sewa Menyewa Tambak Garam Di Desa Marengan Aisyah
Al-Musthofa: Journal of Sharia Economics Vol. 4 No. 1 (2021): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v4i1.734

Abstract

Madura as the largest salt producing island in Indonesia and even in Southeast Asia, is an island that is included in the province of East Java. Madura Island consists of 4 regencies, and Sumenep Regency is the largest salt producer compared to 3 other regencies. So it is not surprising that the Head Office of PT. Garam is located in Sumenep, more precisely in Kalianget District. Marengan Village, Kaleangat Subdistrict, is the largest salt contributor village in Semenep Regency, where the majority of Marengan people are salt farmers in meeting their daily needs. All kinds of businesses run by someone do not escape the ijarah contract (lease), the application of the ijarah contract by salt farmers in the Marengan village is an agreement between the owner of the bailout and the salt farmer with the aim of mutually benefiting. This journal specifically provides information in the form of an understanding of the salt pond ijarah contract system in the village of Marengan, with a descriptive analysis method, by describing in detail the meaning of ijarah, the ijarah system, the application of ijarah, the terms of ijrah, the pillars of ijrah, the cancellation of ijarah and the impact of the contract. ijarah to both parties.
Pengembangan Wisata Pantai 9 Giligenting Dalam Upaya Peningkatan Perekonomian Masyarakat Mir’Atul Fitriyah, Luluk Hanifah,
Al-Musthofa: Journal of Sharia Economics Vol. 4 No. 1 (2021): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v4i1.735

Abstract

This study aims to determine (1) the profile of the nine beach destinations, Giligenting Sumenep, Madura (2) Knowing the development of coastal tourism 9 Giligenting, Sumenep, Madura and knowing the improvement of the community's economy since the existence of this tourist beach. And the choice of this location was deliberately done because Sembilan beach has been an interesting tourist destination on the island of Madura for a long time, and also its local wisdom is very interesting to visit. The research here uses the interview method through direct interviews conducted by coming directly to the location and also the documentation method that has been done. And the researchers here also made direct observations where later they had obtained data from direct interviews with the surrounding community in order to find out how the development of this Sembilan beach tourism and also the improvement of the community's economy since the existence of this Sembilan beach destination.
Analisis Fiqh Muamalah Terhadap Kemitraan Perajin Batik dan UMKM Di Kabupaten Bangkalan: Studi Kasus Perajin Batik Tulis Tanjung Bumi Kabupaten Bangkalan Khoirun Nasik, Mahmudin,
Al-Musthofa: Journal of Sharia Economics Vol. 4 No. 1 (2021): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v4i1.736

Abstract

This study examines the partnership model and contract law applied by batik artisans and UMKM based on muamalah fiqh. The main problems in this study are: 1) How is the partnership practice of Batik craftsmen and UMKM in Tanjung Bumi District, Bangkalan Regency, 2) How is the fiqh muamalah analysis of Batik craftsmen and UMKM in Tanjung Bumi District, Bangkalan Regency. The research technique used in this research is qualitative with a critical paradigm approach, with primary data sources (research informants) and secondary (reference books). Collecting data through observation, interviews, and documentation. Informants in the study were sugarcane farmers and Takalar sugar mills. Interview data were analyzed using data analysis techniques carried out through data reduction, data presentation and then drawing conclusions. The results of the study can show that 1) The pattern of partnership or cooperation between batik craftsmen and UMKM is known as syirkah. Syirkah or Musyarakah is a cooperation agreement between two or more parties for a particular business in which each party contributes funds with an agreement that risks and profits will be borne according to a mutual agreement. 2) Fiqh muamalah as a result of managing human potential in achieving as many divine values ​​as possible, relating to the rules of human relations (makhluqat), which as a whole is a scientific discipline that is not easy to understand.
Kedudukan Fatwa Majelis Ulama Indonesia (MUI) dan Fatwa Dewan Syariah Nasional (DSN) Dalam Sistem Hukum Indonesia Badrut Tamam, Ahmad
Al-Musthofa: Journal of Sharia Economics Vol. 4 No. 1 (2021): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v4i1.739

Abstract

Referring to Law Number 12 of 2011 concerning the Establishment of Legislation, the MUI Fatwa is not a type of legislation that has binding legal force. The DSN-MUI fatwa and the MUI fatwa are both not included in the hierarchy of laws and regulations in Indonesia, but the fatwa issued by the National Sharia Council of the Indonesian Ulama Council (DSN-MUI) is a positive law that is binding. Because, its existence is often legitimized through laws and regulations by government institutions, so sharia economic actors must obey.
POTENSI WAKAF UANG DIGITAL (FINANCIAL TECHNOLOGI SYARIAH) DALAM MEMBANGUN KESEJAHTERAAN EKONOMI MASYARAKAT A.Fahmi Zakariya; Nur Hidayatul Istiqomah; Bayu Aji
Al-Musthofa: Journal of Sharia Economics Vol. 4 No. 2 (2021): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v4i2.892

Abstract

Cash waqf has played an important role as one of the new Islamic fiscal instruments in the economy. Cash waqf has two functions as a means of worship and the achievement of social welfare. Returns from cash waqf management can be used as an instrument in poverty alleviation programs through the social security system. The social security system using cash waqf will be able to help poverty alleviation programs carried out by the government through community empowerment programs. This study aims to determine the potential aspects of financial technology related to waqf in finding cash waqf in Indonesia. Cash waqf in Indonesia is very potential, if all aspects are maximized, including technological tools in socializing the urgency and benefits of waqf for economic, social and religious progress of the community. The method used in this paper uses a qualitative method with a literature approach that uses supporting data that is analyzed descriptively. The findings in this study explain the opportunities for digital cash waqf in the progress of the revaluation of industry 4.0 in Indonesia. The spirit of the Muslim community in conducting cash waqf must be managed with technological conveniences. The existence of digital cash waqf through Fintech can make it easier for waqf to do money waqf, so from this facility the potential for cash waqf can be collected and and can be managed for productive waqf activities in building community welfare.
DAMPAK PANDEMI COVID-19 TERHADAP PENDAPATAN PETANI LEGEN DI DUSUN SEBERO DESA DALEGAN PANCENG GRESIK Nur Sa’idaturrohmah; Lailatul Khofifah
Al-Musthofa: Journal of Sharia Economics Vol. 4 No. 2 (2021): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v4i2.893

Abstract

The agricultural sector is one of the sectors most affected by the Covid 19 pandemic. The spread of the disease is very fast, it is not yet known when it will end. From 2019 to 2021 it's not just over with this pandemic problem. What's more, legen farmer have lost up to 70% of their income. The purpose of this study was to find out the impact of the Covid-19 pandemic on the income level of legen farmers in Sebero hamlet before and during the pandemic.
IMPACT PENGEMBANGAN BISNIS UNIT JASA BOGA TERHADAP EFEKTIFITAS PENGELOLAAN DAN PENGEMBANGAN PONDOK PESANTREN : (Studi Kasus Di Pondok Pesantren Bahrul Ulum Putra) Shofiyul Fajar Muhammad; Ashlihah
Al-Musthofa: Journal of Sharia Economics Vol. 4 No. 2 (2021): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v4i2.894

Abstract

This study aims to determine the impact of the business development of the catering service unit on the effectiveness of the management and development of the Bahrul Ulum Putra Islamic boarding school. As well as providing knowledge of what can be imitated from the business, so that it can be used and applied to Islamic boarding schools or other institutions. The type of approach used by the author in this research is to use field research (filed research) using a qualitative approach. Field research is research that is carried out by going directly to find and dig up data in the field. The results obtained in this study are, the Catering Service Unit managed by the Bahrul Ulum Islamic Boarding School can have an impact on; ensuring the quality of food provided to students, increasing the number of students, increasing the level of trust of guardians of students to Islamic boarding schools, the existence of business units that can provide additional financial income at Islamic boarding schools.
TRADISI PENYEWAAN MOBIL GADAI DI DESA LEBBEK KECAMATAN PAKONG KABUPATEN PAMEKASAN DALAM BINGKAI FIQIH MUAMALAH Laily Anggraini; Khoirun Nasik
Al-Musthofa: Journal of Sharia Economics Vol. 4 No. 2 (2021): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v4i2.895

Abstract

Rahn is a debt agreement by holding goods as collateral. Pawn transactions have been going on for a long time starting from the time of the Prophet. As for the problems that occurred, murtahin took advantage of marhūn by renting it out to a third party without the knowledge of rāhin. This study aims to determine the practice of renting pawn cars that occur in Lebbek Village and a review of fiqh muamalah on car rentals that occur in Lebbek Village, Pakong District, Pamekasan Regency. The method taken by the author is a qualitative method located in Lebbek Village. The source of the data obtained in this study was through direct interviews with the community in Lebbek Village. In the system of leasing the pawned goods, the murtahin utilizes the pawned goods by leasing it to a third party or musta'jir and takes full advantage of the proceeds of the pawn car rental without the knowledge of rāhin. fiqh muamalah the practice of renting a car that occurred in Lebbek Village is not legal because the murtahin has been negligent and deliberately handed over the mandate that he must guard to other parties in order to get more profit. In addition, he has leased goods that are not his property and there is no agreement between the parties and this is not in accordance with the conditions in the ijarah.
KOLABORASI PERBANKAN SYARIAH DAN BAITUL MAAL WAT TAMWIL (BMT) DALAM PEMBERDAYAAN UMKM Detri Sulisnaningsih; Chrisna Aji Ferdian Utomo; Salsabilla Kirana Ramadanie
Al-Musthofa: Journal of Sharia Economics Vol. 4 No. 2 (2021): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v4i2.896

Abstract

Baitul Maal wat Tamwil (BMT) is one of the Islamic microfinance institutions. Existence of BMT is expected to contribute to the development of the real economy such as micro, small and medium enterprises (MSMEs), especially for businesses that do not meet all the requirements to obtain financing from Islamic banking institutions. But there are many obstacles that become barriers to BMT in order to empower the real sector, one of which is the lack of funding so that the necessary support from other parties particularly Islamic banking. Islamic banking in particular bank synergy with BMT in optimizing the real economy can be reached by a strategy in which the Islamic bank linkage program can issue indirectly financing the real sector through BMT so that the Islamic banking market penetration could reach the wider community and beneficial to growth in assets and profits while for BMT cooperation with Islamic banks will provide additional sources of funds for financing offered BMT thus also greater, which would also result in increased revenue BMT.
Peran Bank Syariah: Pemahaman Literasi dan Praktek Keuangan Syariah Bagi Mahasiswa Ekonomi Syariah Latifah, Eny
Al-Musthofa: Journal of Sharia Economics Vol. 5 No. 2 (2022): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v5i2.1157

Abstract

Tujuan penelitian adalah untuk mengetahui peran Bank Mualamat KCP Lamongan dalam memberikan pemahaman baik literasi maupun praktik terkait keuangan syariah bagi mahasiswa ekonomi syariah. Metode penelitian dalam penelitian ini menggunakan pendekatan kualitatif dengan tipe interpretatif dalam memperoleh informasi terkait penelitian dengan menggunakan analisis data triangulasi dengan menggabungkan instrumen observasi, wawancara dan dokumentasi. Bank Muamalat KCP Lamongan memiliki peran penting dalam pemahaman literasi dan praktik keuangan syariah bagi mahasiswa ekonomi syariah yang melakukan praktik dan penelitian dalam mengembangkan ilmu terkait ilmu keuangan syariah yang merupakan salah satu hal penting dalam keberadaan ekonomi syariah. Peran Bank Muamalat KCP Lamongan dalam Literasi adalah sebagai mitra, pendamping, dan narasumber bagi mahasiswa ekonomi Islam IAI Tarbiyatut Tholabah. Bentuk peran Bank Muamalat KCP Lamongan dalam memahami praktek adalah sebagai pembimbing, pendamping, korektor dalam memahami praktek mahasiswa ekonomi Islam IAI Tarbiyatut Tholabah.

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