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Al-Musthofa: Journal of Sharia Economics
Published by Institut Agama Islam Tarbiyatut Tholabah Lamongan
ISSN : 26221977     EISSN : 26547228     DOI : https://doi.org/10.123/1234
Core Subject : Religion, Economy, Science, Social,
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Library & Information Science
This journal contains writings of research results or theoretical studies related to sharia economics, sharia finance and sharia banking.This journal is published by the Faculty of Economics and Islamic Business IAI Tarbiyatut Tholabah Lamongan. This journal is published in 2 (two) editions every year, June and Desember editions.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 89 Documents
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ANALISIS PENYEBAB TURNOVER PADA EXKARYAWAN YAYASAN DANA SOSIAL AL FALAH (YDSF) SURABAYA Nazilah, Ulfatun
Al-Musthofa: Journal of Sharia Economics Vol. 4 No. 1 (2021): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v4i1.1671

Abstract

: YDSF adalah pioner lembaga amil zakat nasional yang berpusat di Surabaya. Beberapa tahun terakhir ini YDSF Surabaya mengalami turnover karyawan yang tidak sedikit. Turnover dapat terjadi dimana saja dan dialami oleh siapa saja, akan tetapi tidak semua turnover berefek positif. Faktanya, banyak perusahaan yang aktifitas operasionalnya terganggu, bahkan merugi akibat turnover yang tidak terkendali. Hasil penelitian menunjukkan bahwa tingkat turnover yang terjadi di YDSF Surabaya sejak tahun 2017 termasuk kategori tinggi karena lebih dari 10% per tahun. Faktor-faktor yang mendorong informan memilih turnover adalah merasa kurang berkembang, kenyamanan dalam bekerja, melanjutkan kuliah, gaji, sikap atasan, urusan pribadi, dan jenjang karir. Selain itu, faktor lain yang juga berpengaruh adalah usia informan dibawah 30 tahun, lemahnya keikatan terhadap lembaga, rendahnya kepuasan kerja, masa kerja di bawah 2 tahun, tingkat pendidikan dan intelegensi dan ketidaksesuaian budaya kerja. Faktor-faktor ini dapat dijadikan acuan untuk perencanaan manajemen lembaga yang lebih baik. Kata kunci: YDSF Surabaya, lembaga amil zakat nasional, turnover dan penyebab turnover
Perspektif Etika Bisnis Islam atas Praktek Jual Beli Baju (study kasus pada pedagang di wisata religi sunan drajat paciran lamongan) Shofiyah; Kholiq, Abd.; Qomariyah, St. Nur
Al-Musthofa: Journal of Sharia Economics Vol. 6 No. 1 (2023): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v6i1.1672

Abstract

: Buying and selling activities are one of the needs of the community as a means to meet the needs of daily life. Religious tourism is one type of tourism that is closely related to special activites or places related to religious aspects of relifion. In addition, on the tour there are also merchants who sell various kinds ofsouvenirs. Along with the times, which are marked by very rapid economicdevelopment, it creates competition. With this competition, business people use many ways to gain profits, even to the point of ignoring ethics in business. As there are still many who used deviations in sales many who use deviations in salescontained in the tour. The purpose of this study was to find out: (1) Buying and selling practies carried out by traders in religious tourism Sunan Drajat Paciran Lamongan, (2) Islamic business ethics perspective on the practice of buying and selling clothes to traders in religious tourism Sunan Drajat Paciran Lamongan. This research uses descriptive qualitative method with case study type. To collect data is done by interview, observation, and documentation. To prove the validaty of the data using triangulation. Sources and data analysis techniques used are data collection, data reduction, data presentation, and conclusion drawing/verification. The results of the study show that: (1) The practive of buying and selling clothes carried out by traders in Sunan Drajat religious tourism is carried out directly, namely by offering to visitors passing by, (2) Traders in general have carried out in accordance with the principles of Islamic business ethics, including the principles of monotheism, honesty, free will, looseness and generosity, applying transparent prices. Keyword: Business ethics, Islamic, Selling.
Peningkatan Produktivitas Usaha Pemotongan Ayam Menggunakan Poultry Depilator Machine di Desa Jenangger Batang-Batang sumenep Hafni, Romaiki; Asrori , Moh. Fijri; M. Halimi
Al-Musthofa: Journal of Sharia Economics Vol. 5 No. 1 (2022): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v5i1.1673

Abstract

This research aims (1) to analyze the production activities of the Chicken Slaughter Business in Jenangger Village, Batang-Batang District, Sumenep Regency, (2) to analyze the Increase in Productivity of Chicken Slaughter Business Using Poultry Depilator Machine in Jenangger Village, Batang-Batang District, Sumenep Regency. This research is a field research with a qualitative-descriptive approach. The techniques used in data collection are observation, interviews and documentation. The data analysis technique is descriptive-analysis which is concluding data reduction, data display, and conclution/verification. The results of this research are: First, production activities in the chicken slaughter business in Jenangger Village, Batang-Batang District, Sumenep Regency are divided into several stages, namely: the stage of chicken health checks and manual slaughter in accordance with Islamic rules, the stage of soaking chickens in hot water, the stage of removing chicken feathers using Poultry Depilator Machine which is continued then continued using manual technique for maximum results, and the marketing stage. Second, the use of Poultry Depilator Machine in chicken slaughter business in Jenangger Village, Batang-Batang District, Sumenep Regency can increase business productivity compared to before using the machine. This is proven by the increase in the amount of production which is increasing from a daily average of 60 chickens to 200 chickens per day, and the time required for daily production is more efficient which is decreasing from 7 hours to 5 hours. However, the use of the Poultry Depilator Machine does not completely replace the manual technique of removing chicken feathers, because in fact, after the removal using the machine, it still requires removal using manual technique to get maximum results. Keywords: The Increase, Productivity, Poultry Depilator Machine.
Perbandingan Keberagaman Dewan Pengawas Syariah pada Bank Umum Syariah Indonesia dan Malaysia Aulia Shofyani, Alvi; Alyaa, Azmatul; Aliyah Ainulhaq, Hamiyatul; Jamaluddin, Inayah Auliannisa; Hasna, Salsabila
Al-Musthofa: Journal of Sharia Economics Vol. 6 No. 1 (2023): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v6i1.1674

Abstract

Sharia Bank is a bank that has developed rapidly in Indonesia and Malaysia. Not only is the industry growing, but also development and diversity from the perspective of the Sharia Supervisory Board (DPS) in Islamic banks. This study aims to determine the diversity of the Sharia Supervisory Board of Islamic Commercial Banks in Indonesia and Malaysia. The method used in this research is qualitative. The data used is in the form of profiles of the Sharia Supervisory Board and sharia committees at official Sharia Commercial Banks (BUS) in Indonesia and Malaysia. The profile can be obtained from the official website of each BUS. The findings of this study indicate that the majority of BUS DPS in Indonesia and Malaysia are filled by men. Then from the last education side, the majority of DPA continued their studies in fields related to sharia. Most of them continue their studies in their home countries, but some choose to continue their studies abroad. Keywords: Sharia Supervisory Board, Sharia Committee, Indonesia, Malaysia
Manajemen Dana Infaq Produktif pada Program Tani Nusantara dalam Meningkatkan Perekonomian Para Petani di LAZNAS lembaga manajemen infaq (LMI) Kota Pasuruan Ma'rifah, Anisatul; Fauziah, Nur Dinah; Sundari
Al-Musthofa: Journal of Sharia Economics Vol. 4 No. 1 (2021): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v4i1.1675

Abstract

Infak means spending a portion of assets or income or income for an interest ordered by Islam. In order to manage infaq funds, a special and official institution is needed in order to achieve the objectives of infaq. One of them is LAZNAS Infaq Management Institute (LMI) Pasuruan City in the Nusantara Farmer program. The Nusantara Farmer Program is LMI's follow-up program in the economic field targeting dhuafa' farmers in the Pasuruan area who lack capital in cultivating their paddy fields. In order for the program to be implemented properly, management functions are needed which include: planning, organizing, actuating, and controlling. The purpose of this research is to find out how the management of productive infaq funds is carried out by LMI Pasuruan City in this Nusantara Farmer program. The type of research used is descriptive qualitative using field research methods with research sites at LAZNAS Infaq Management Institute (LMI) Pasuruan City which is located at Perum Puri Candi Blok BC No. 42 Purworejo, Pasuruan. This research was conducted by going into the field to obtain data through observation and interviews with staff, facilitators, and farmers assisted by the Nusantara Farmer program at LMI, Pasuruan City. The results obtained after conducting field research are that the management of productive infaq funds in the Nusantara Farmer program at LAZNAS LMI Pasuruan City has been running well and according to procedures. However, supervision is still not optimal, especially in terms of reporting harvest results, with routine reporting results can show the extent to which the Tani Nusantara program is developing. The role of productive infaq funds is quite large in improving the farmers' economy. As the researchers found, after participating in the Nusantara Farmer program from LAZNAS LMI, Pasuruan City, the assisted farmers experienced several changes in income levels, knowledge, and the economy towards a better standard of living. Besides that, it is able to encourage the Assisted Farmers to issue agricultural zakat when it reaches the nishab. Keywords: Management, Productive Infaq, Nusantara Farmers, Economic Improvement
Praktek Jual Beli Crypto Asset di Futures Market Perspektif Hukum Syariah Fathudin; Nurul Fahmi, Muhammad
Al-Musthofa: Journal of Sharia Economics Vol. 6 No. 1 (2023): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v6i1.1677

Abstract

With his journey initially rejected, crypto assets began to be accepted internationally. In these few years to this day, it shows the process of changing international views on crypto assets. Although crypto assets are not considered as legal tender, Indonesia categorizes crypto assets as assets or commodities. This makes crypto assets under the regulation of the Commodity Futures Trading Supervisory Agency (BAPPEBTI) which is confirmed in Article 1 of the Regulation of the Minister of Trade of the Republic of Indonesia Number 99 of 2018 concerning General Policy for the Implementation of Crypto Assets Futures Trading (Crypto Assets), designated as commodities that can be subject to futures contracts. traded on futures exchanges. The purpose of this study is to examine and analyze the practice of buying and selling crypto assets on the Futures Market in terms of Sharia law. This research when viewed from the source of the data is normative legal research, namely research by examining library materials which are secondary data and also referred to as library research. The results of this study produce practices that occur in crypto asset trading contracts in the futures market, which are basically ribâl fadli practices. In addition, the legal prohibition of trading crypto assets in the futures market is due to the element of maisir. 'This illat appears as the option that small traders have is only one, which is to only sell at maturity. As a result, it automatically cancels the contract so that only the new price is left for the "down payment" and not the "crypto commodity". Keywords: Crypto Asset, Futures Market, Sharia Law
Pengaruh Literasi Keuangan dan Kemampuan Finansial Terhadap Minat Mahasiswa dalam Investasi Saham Syariah Badrut Tamam, Ahmad; M. Ihsanuddin
Al-Musthofa: Journal of Sharia Economics Vol. 6 No. 1 (2023): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v6i1.1678

Abstract

The purpose of this study was to determine the effect of financial literacy and financial ability on Islamic stock investment interest in Islamic economics students at IAI TABAH Lamongan. Researchers want to see the factors that influence the investment interest of a student who has gained knowledge about investment or the capital market. This research uses quantitative methods while non-probability sampling technique is saturated sampling type. Primary data used in this study by distributing questionnaires totaling 47 respondents and processed using SPSS Statistics 26. Based on the results of the analysis, it is shown that financial literacy and financial ability have a significant effect on the interest in Islamic stock investment in Islamic economics students at IAI TABAH Lamongan. Keywords; Financial Literacy, Financial Ability, Investment Interest
Strategi Kerjasama Pedagang di Pasar Tradisional Pakong Pamekasan dalam Meningkatkan Pendapatan Muayyad, Ubaidullah; Alief Rifky, Nuzulul; Maksum
Al-Musthofa: Journal of Sharia Economics Vol. 6 No. 1 (2023): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v6i1.1679

Abstract

Abstract Cooperation between merchants has actually been going on for a long time but it runs naturally. We can see things that naturally happen, namely cooperation in terms of helping to promote, assisting in terms of funding and the like that we can find in people's markets. In the Pakong Pamekasan market, such a condition has occurred, a condition where the cooperation of traders has carried out natural cooperation, some of which are through contracts, some are also due to the existence of associations that encourage such cooperation. Therefore, researchers are interested in conducting research in traditional markets in the district. Pakong kab. Pamekasan aims to find out and analyze whether the cooperation carried out by traders can increase income. This research is a field research using a qualitative approach. To get the data, the writer uses the media of interview, observation and documentation.The result of this research is that the cooperation carried out by traders in the Pakong market is dominated by a cooperation system based on mutual assistance and mutual assistance, namely spontaneous cooperation, such as combining capital, taking goods or stocking up. goods first and then pay later according to the agreement, and also help each other promote, this is intended to increase sales intensity and increase revenue. One of the factors that influence the income of traders in the Pakong market is the cooperation system. Cooperation more or less has a very significant impact on most traders. Cooperation helps with systems and agreements that are mutually beneficial for both parties. The agreement is the key to the cooperation system, how in the agreement no one is harmed. Keywords: Cooperation, Merchant, Income Increase
Aktualisasi Infak Sebagai Upaya Pemulihan Ekonomi Umat Pasca Pandemi Covid-19 Anwar, Mustofa; M Aziz, Sykron
Al-Musthofa: Journal of Sharia Economics Vol. 6 No. 1 (2023): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v6i1.1680

Abstract

Pandemic Covid-19 menyisakan berbagai persoalan umat terutama melemahnyaperekonomian gobal. Filantropi Islam menawarkan berbagai konep sebagai upayapemulihan dan peningkatan ekonomi umat melalui Zakat, Infaq, Shadaqah danWaqaf (ZISWAF). Program zakat dan wakaf yang diprioritaskan akhir-akhir inidirasa masih kurang maksimal mengingat batasan-batasan yang ada didalamnya.Infaq berbeda dengan zakat dan wakaf, yang tidak memiliki batasan baik darisubyek, obyek serta sasaran pendistribusiannya. Dengan menggunakan metodedeskriptif kualitatif, artikel ini mengajukan gagasan berupa konsep Infaq sebagaiupaya pemulihan dan peningkatan ekonomi umat pasca pandemic Covid-19.Kata Kunci: Infaq, Filantropi Islam, Recavery Ekonomi, Dampak Covid-19
ETIKA BISNIS ISLAM: ISLAMIC CORPORATE GOVERNANCE DALAM MANAJEMEN OPERASIONAL DI INDUSTRI KREATIF: (Studi Kasus Pada Industri Kreatif UD. Snack Bu Ernie Lamongan) Latifah, Eny; Nuriyah, Filza
Al-Musthofa: Journal of Sharia Economics Vol. 4 No. 2 (2021): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v4i2.1681

Abstract

The purpose of this study is to determine Islamic Corporate Governance with an Islamic business ethics approach in operational management implemented in UD's Creative Industries. Snack Mrs. Erni Lamongan. The research method used is descriptive qualitative with a case study type. The results of the study show that the Creative Industry Operations at UD. Snack Mrs. Erni Lamongan is inseparable from the implementation of Islamic Corporate Governance which is based on implementing the principles of Islamic business ethics including: Oneness (Tawhid), Balance or justice (Equiblirium), Free Will, Responsibility and Truth: Virtue, Honesty (Truth: Goodness, Honesty). Keywords: Islamic Business Ethics, Islamic Corporate Governance, Operational Management, Creative Industries.

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