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Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam
Published by Institut Agama Islam Negeri Zawiyah Cot Kala Langsa
ISSN : 2085630X     EISSN : 2477281X     DOI : https://doi.org/10.32505/jurisprudensi
Core Subject : Religion, Humanities, Social,
Religion Humanities Law, Crime, Criminology & Criminal Justice
The Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam (Jurisprudensi: Journal of Sharia, Legal, and Islamic Economics) publishes scholarly articles and reviews on the discourse of Islamic Law. The Journal is also deeply committed to a global approach that publishes articles related to the jurisprudence, history, politics and cultural concerns of Islamic Studies. This journal openly accepts the contributions of experts from related disciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 245 Documents
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The Effect of P2P Lending on Economic Growth in Indonesia with MSMEs as a Mediating Variable Putri, Ade Lia Septiana; Yudha Pradana, Alfindo Wira; Fadilla, Fany Noor; Putranto, Ilham Agista; Agastya, Sharah; Haya, Zaki Prafitra
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol. 18 No. 1 (2026): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : Fakultas Syariah IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v18i1.12542

Abstract

The development of digital financial technology is expected to expand access to productive financing and promote inclusive economic growth through the strengthening of micro, small, and medium enterprises (MSMEs). However, despite the rapid growth of peer-to-peer (P2P) lending in Indonesia, which reached IDR 763.14 trillion in 2023, empirical evidence on the transmission mechanism of its impact on economic growth—particularly through the role of MSMEs—remains limited. This study aims to analyze the effect of P2P lending on Indonesia’s economic growth during the 2019–2023 period, with the number of MSMEs serving as a mediating variable. Employing a quantitative approach, this study utilizes provincial-level panel data covering gross regional domestic product (GRDP), total P2P lending disbursement, and the number of MSMEs, and estimates the model using panel regression and mediation analysis. The results indicate that P2P lending has a positive and significant effect on economic growth, both directly and indirectly through MSMEs, with the mediating role being partial. Academically, this study contributes to the digital finance literature by highlighting the role of MSMEs as a transmission channel for economic growth, while from a policy perspective, the findings provide empirical support for strategies aimed at strengthening fintech lending and sustainably empowering MSMEs.
Pluralism of Inheritance Law: Gender Justice in Islamic and Acehnese Customary Perspectives Januddin, Januddin; Jafar, Muhammad; Yani, Nurlinda
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol. 18 No. 1 (2026): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : Fakultas Syariah IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v18i1.14120

Abstract

Ideally, the inheritance law system in Indonesia is expected to realize inclusive justice for all parties, including in terms of gender. However, in reality, the pluralism of law consisting of Islamic law, customary law, and civil law reveals fundamental differences in inheritance distribution, which often lead to inequality, particularly for women. This study aims to analyze how gender justice is understood and implemented within a plural inheritance law system, as well as how local practices in Aceh reflect the interaction between Islamic law and customary law. This article is categorized as a library research with a qualitative approach. The methodology used is normative legal study and comparative study. The results conclude that the pluralism of inheritance law in Indonesia provides flexibility in legal application but also has the potential to create legal uncertainty and gender injustice. From an Islamic perspective, inheritance distribution is based on distributive justice, while customary law shows variations depending on kinship systems. Local practices in Aceh demonstrate an integration of Islamic law and customary law through deliberation, although they do not yet fully reflect contextual gender justice.
Analysis of Maqāṣid Syarī‘ah on the Time Value of Money: A Study on the Practice of Money-Based Arisan Fitria Ningrum, Nindhi; Masruroh, Nikmatul; Farida Qoriani, Hersa
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol. 18 No. 1 (2026): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : Fakultas Syariah IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v18i1.13814

Abstract

Ideally, transactions in Islamic economics emphasize justice (‘adl) and the protection of wealth (ḥifẓ al-māl). However, in reality, the practice of money-based rotating savings (arisan uang) in society contains implications of the Time Value of Money (TVM), which may lead to value disparities among participants. This study aims to analyze the practice of money-based arisan from the perspective of Maqāṣid Syarī‘ah, particularly in relation to transactional justice and the protection of wealth. This article is categorized as a juridical-empirical legal study employing a qualitative approach. The methodology used is descriptive analytical within the framework of Islamic economic law. The findings indicate that money-based arisan implicitly contains the principle of TVM through differences in the timing of fund receipt, where early participants obtain higher economic value. This practice does not involve riba as there is no stipulated monetary increment. From the perspective of Maqāṣid Syarī‘ah, arisan is considered permissible as long as it fulfills the principles of ta‘āwun (mutual assistance), transparency, and distributive justice. However, the potential for gharar remains if disparities arising from the time value of money are not managed fairly.
Innovation of MSMEs in North Sumatra: Integrating Quality Management and the Tetrapreneur Model Azizah Mudrikah; P. L. Rika Fatimah
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol. 18 No. 1 (2026): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : Fakultas Syariah IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v18i1.12926

Abstract

Ideally, MSMEs in North Sumatra are expected to develop innovation based on quality management and integrated entrepreneurial strategies to enhance competitiveness and business sustainability. However, in reality, many MSMEs still face limitations in implementing systematic quality management and have not optimally integrated the pillars of Creativity, Sustainability, Market Orientation, and Leadership as a comprehensive innovation framework. This study aims to formulate an integrative Tetrapreneur-based model combined with quality management to improve the innovative performance and value creation of MSMEs. The research employs a field-based qualitative approach using a case study design involving MSMEs in North Sumatra, with data collected through interviews, observations, and documentation. Data were analyzed using thematic analysis and source triangulation to ensure validity. The findings reveal that the integration of quality management and Tetrapreneur pillars significantly enhances operational efficiency, product consistency, market adaptability, and sustainable innovation capacity of MSMEs.
Reconstruction of Legal Norms on the Criminal Offense of Bank Account Trading for Online Gambling: An Islamic Criminal Law Perspective Muhamad Abdul Kholik; Rena Zulfaidah; Ananda Dewi Maharani; Ismail Ismail; Nisa Afifah
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol. 18 No. 1 (2026): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : Fakultas Syariah IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v18i1.13947

Abstract

Ideally, the Indonesian criminal law system should be able to encompass all actors within the chain of online gambling crimes, including account sellers as facilitators of financial transactions. However, the Criminal Code (KUHP), the Electronic Information and Transactions Law (UU ITE), and banking regulations have not yet criminalized the practice of buying and selling bank accounts as an independent offense. Law enforcement still relies on Articles 55–56 of the KUHP, which are weak in proving mens rea, resulting in a normative gap and a low deterrent effect amid the rise of digital gambling. This study aims to analyze the practice of buying and selling bank accounts in online gambling, examine criminal liability from the perspective of Islamic law through the concept of ta‘zīr al-mu‘īn ‘alā al-ma‘ṣiyah, and formulate an integrative normative reconstruction. The method used is juridical-normative with a conceptual-comparative approach, analyzing primary and secondary legal materials through qualitative-descriptive methods. The results indicate that account sellers can be classified as mu‘īn (facilitators of sin) who violate the objectives of Islamic law (maqāṣid al-syarī‘ah), particularly ḥifẓ al-māl (protection of property) and ḥifẓ al-dīn (protection of religion). A new legal provision is recommended to explicitly criminalize such acts, with a maximum penalty of 5 years imprisonment or a fine of up to IDR 500 million, in order to close legal gaps and respond to digital crime.

Page 25 of 25 | Total Record : 245

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