cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Mohammad Syaiful Suib
Contact Email
syaifulsuib@gmail.com
Phone
-
Journal Mail Official
syaifulsuib@gmail.com
Editorial Address
-
Location
Kab. probolinggo,
Jawa timur
INDONESIA
Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah
Published by Universitas Nurul Jadid
ISSN : 26854309     EISSN : 26854309     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The journal publishes articles of interest to Islamic economics and banking practitioners, economic policy makers, and researchers. This journal encompasses research articles, original research report, reviews in Islamic economics and banking studies in any fields including; economics, finance, accounting, public policy, management studies and Islamic banking studies and present developments through the publication of articles, research reports.
Arjuna Subject : -
Articles 149 Documents
 8   9   10   11   12 
ANALYSIS OF THE HEALTH LEVEL OF ISLAMIC BANKING FINANCIAL PERFORMANCE THROUGH THE RGEC APPROACH IN 2017-2022 Nur Maulidah Dini Rahmani; Muhammad Iqbal Surya Pratikto
JURNAL PROFIT Vol 8, No 2 (2024): Economic and Financing
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v8i2.8815

Abstract

Through the distribution of funds, banking helps increase investment and economic growth. This gives banking a crucial role in supporting Indonesia's economy. The funding provided by banks to small and medium-sized enterprises, which are important economic resources for Indonesia, underscores this role. Therefore, bank management must strive to maintain a proper balance between ensuring sufficient liquidity, achieving reasonable profitability, and ensuring adequate capital. To assess the health of a bank, several methods can be used according to its development, one of which is based on Bank Indonesia Regulation No. 13/1/PBI/2011 concerning the Assessment of Commercial Bank Soundness Levels. Bank Indonesia has established a risk-based bank soundness rating system. According to Financial Services Authority Regulation (POJK) No. 8/POJK.3/2014, the factors used in the RGEC method (Risk Profile, Good Corporate Governance, Earnings, and Capital) form the basis of the assessment. This study uses a quantitative method with a descriptive approach. The data used were obtained from secondary sources, primarily the financial reports of the Islamic Business Unit (UUS) for three consecutive years from 2017 to 2022, accessed through the OJK website. The results of the study show that CIMB Niaga Syariah Bank's condition during the 2017-2022 period is as follows: for the risk profile factor with the NPF ratio, it received a very healthy rating; with the FDR ratio, it received an unhealthy rating; for the GCG factor with the PDN ratio, it received a fairly healthy rating; for the earnings factor with the ROA ratio, it received a very healthy rating; with the ROE ratio, it received a fairly healthy rating; with the NI ratio, it received a healthy rating, and with the BOPO ratio, it received a very healthy rating; and for the capital factor with the CAR ratio, it received a very healthy rating.
BIBLIOMETRIC MAPPING OF INFLATION DUE TO THE COVID-19 PANDEMIC IN INDONESIA USING VOSVIEWER Putri Amelia Pasaribu; Abdul Nasser Hasibuan; Utari Evy Cahyani
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.11085

Abstract

This study aims to examine the impact of the COVID-19 pandemic on inflation in Indonesia. The pandemic has had a wide and profound effect on various aspects of life, including the economy. Disruptions in supply chains, changes in consumer demand patterns, and government policies are the main factors affecting inflation during the pandemic. Factory closures and social restrictions have led to shortages of goods and raw materials, thus driving up prices. Meanwhile, the increase in demand for staples and medical products has not been offset by an increase in supply, causing a spike in prices. The government's fiscal and monetary stimulus policies have also increased the money supply, potentially driving further inflation. Fluctuations in energy prices during the pandemic have also contributed to the dynamics of inflation in Indonesia. The bibliometric method is used to identify research trends, inflation and covid-19 in Indonesia as well as researcher collaboration on this topic.
SCARCITY OF SUBSIDIZED FERTILIZER AND WEATHER FACTORS: IMPLICATIONS FOR AGRICULTURAL PRODUCTIVITY AND FOOD SECURITY IN PROBOLINGGO REGENCY Achmad Febrianto; Najma Nur Lathiefah
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.11136

Abstract

Probolinggo Regency is an agricultural area where the majority of the population works as farmers. However, the agricultural sector in this area faces major challenges due to the scarcity of subsidized fertilizers and unpredictable weather changes. This study aims to analyze the scarcity of subsidized fertilizers and weather factors on agricultural productivity and food security in Probolinggo Regency, as well as to evaluate sharia-based economic solutions that can be applied to improve farmer welfare. The research method used is a qualitative approach with a case study method. Data were collected through in-depth interviews with farmers, fertilizer distributors, and Bulog officials, as well as field observations and documentation studies. The results of the study indicate that the uneven distribution of subsidized fertilizers and high prices of non-subsidized fertilizers cause many farmers to have difficulty meeting their fertilization needs, thus negatively impacting agricultural productivity. In addition, extreme weather changes, such as unpredictable rainfall and prolonged drought periods, worsen agricultural conditions and increase the risk of crop failure. The implications of this problem include declining agricultural production, increasing food prices, and socio-economic instability for farmers. To overcome these challenges, adaptation strategies are needed, such as better management of fertilizer distribution, the use of agricultural technology that is more adaptive to climate change, and the application of sharia economic principles to create a just and sustainable agricultural system.
UNDERSTANDING THE 7 KEY PROHIBITIONS IN ISLAMIC TRADE PRACTICES Iin Candrawati; Shofa Robbani
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.10642

Abstract

This paper aims to identify and analyze the seven main prohibitions in Islamic trade practices: riba (usury), gharar (uncertainty), tadlis (deception), maysir (gambling), ghabn (exploitation), najsh (price manipulation), and jahalah (ignorance). The research employs descriptive and qualitative methods, focusing on an extensive review of relevant literature as the primary source of data. The findings indicate that violations of these prohibitions result in economic injustice and social harm, undermining the principles of fairness and balance advocated by Islamic teachings. By understanding and avoiding these forbidden practices, Muslim business practitioners can promote a just and Sharia-compliant economic system. The study highlights the importance of education and awareness to ensure the integration of Islamic principles into business activities.
THE IMPACT OF PKH ON THE WELFARE OF POOR PEOPLE IN MLANDINGAN FROM A SHARIA ECONOMIC PERSPEKTIVE Silvi Nury Romadhoni; Mohammad Alief Hidayatullah
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.11202

Abstract

This study aims to analyze the impact of the Family Hope Program (PKH) on improving the welfare of poor communities in Mlandingan Village from the perspective of sharia economics. The method used is descriptive qualitative. The research was conducted in Mlandingan Village, Mlandingan District, Situbondo Regency, East Java, Indonesia. Data collection was carried out through direct interviews with PKH implementers and program beneficiaries. The results indicate that PKH positively impacts the welfare of poor people through three main principles in sharia economics: ta’awun (mutual assistance) encouraging social solidarity, al-‘adl (justice) reflected in fair and targeted aid distribution, and maslahah (public benefit) seen from increased access to education, health, and basic needs. It can be concluded that PKH has helped realize the welfare of poor communities in accordance with Islamic values or sharia economics
BIBLIOMETRIC ANALYSIS OF HALAL LIFESTYLE MARKETING MIX FOR THE PERIOD 2020-2025 WITH VOS VIEWER Mastika Sari Harahap; Rosnani Siregar; Utari Evy Cahyani
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.11083

Abstract

This study aims to explore research trends on the marketing mix in the context of the halal lifestyle using bibliometric analysis. Using the VOSviewer software, this research analyzes 997 documents published between 2020 and 2025 related to this topic. The findings indicate that the topic of the halal lifestyle marketing mix is gaining increasing attention from researchers, with journal publications being the primary source of information. Network visualization reveals five main clusters related to marketing aspects, religiosity, purchasing decisions, halal supply chains, and digital marketing. This study provides insights into research trends and the future direction of halal product marketing strategies.
SYSTEMATIC LITERATURE REVIEW: FINANCIAL LITERACY, TECHNOLOGY, AND CORPORATE GOVERNANCE FOR MSMEs REPORTING QUALITY Faiz Ramli Pratama; Angelia Angelia; Citra Aprilia; Iqlima Nurhaliza; Safina Andam Dewi; Christyan Dumawan
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.11200

Abstract

Micro, Small, and Medium Enterprises (MSMEs) often struggle to produce quality financial reports due to limited financial literacy, inadequate use of technology, and weak corporate governance practices. These limitations hinder transparency, reduce accountability, and restrict access to external funding. This study aims to explore the contribution of financial literacy, technology adoption, and corporate governance to the quality of financial reporting among MSMEs. Using a Systematic Literature Review (SLR) approach, the study analyzed 13 peer-reviewed articles published between 2020 and 2025. The review followed the PRISMA protocol and applied a thematic analysis framework based on Agency Theory. The findings reveal that while each factor such as financial literacy, technology, and governance have a positive impact, their integration plays a more significant role in improving the accuracy, transparency, and accountability of MSME financial reports. The study concludes that a combined approach involving knowledge, digital tools, and internal control mechanisms is essential to strengthening the trust of external stakeholders and enhancing the financial credibility of MSMEs
UMRAH WORSHIP SERVICE STRATEGY IN AN EFFORT TO INCREASE CONGREGATION SATISFACTION Naylal Fithri; Andriyana Andriyana
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.10926

Abstract

Indonesia has the largest Muslim population in the world, making interest in carrying out Umrah very high, especially due to the limited Hajj quota. This study aims to analyze the influence of service quality on the satisfaction and loyalty of Umrah pilgrims at PT Qiblatain Sakti, Gending, Probolinggo. The descriptive qualitative method was used with data from observations and interviews with 5 pilgrims and 2 officers. The results found that service aspects such as responsiveness, assurance, reliability, tangible, and empathy had a significant impact on congregation satisfaction and loyalty. Good service quality can increase the satisfaction and loyalty of Umrah pilgrims. This study recommends improving service strategies to increase congregational trust.
MARKETING STRATEGY ANALYSIS IN INCREASING SALES AT FAYZA BUSANA CILEUNGSI (SHARIAH ECONOMIC PERSPECTIVE) Nur Fanny Oktavia; Ermi Herawati; Muhammad Salman Al Farisi
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.11226

Abstract

This study aims to analyze marketing strategies for increasing sales at Fayza Busana Cileungsi from the perspective of Islamic economics. The method used is a qualitative method with a case study approach. Data collection techniques by conducting interviews, observation, and documentation. The data analysis technique used SWOT analysis. The results showed that the marketing strategy used was Segmentation, Targeting, and Positioning, as well as the 7P marketing mix (Product, Price, Place, Promotion, People, Process, Physical Evidence) with sharia marketing characteristics Rabbaniyah, Waqi'iyah, Akhlaqiyyah, and Al-Insaniyyah. The Internal Factor Analysis Summary table shows positive results with a score value of 0.12 and the External Factor Analysis Summary table shows negative results with a score value of -0.19. The results of data processing using a Cartesian diagram show the position of Fayza Busana in quadrant II with alternative strategies that can be carried out using the ST (Strengths-Weaknesses) strategy, which is to utilize internal strengths to avoid or reduce external threats.
THE EFFECT OF CONTENT CREATOR ENDORSEMENTS ON MSME CONSUMERS' PURCHASING DECISIONS Nurfaisah Nurfaisah; Abdul Nasser Hasibuan; Budi Gautama
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.11084

Abstract

In the digital era, marketing strategies have shifted from conventional media to more dynamic and interactive social media. One of the strategies that is growing rapidly is the use of endorsements by content creators to influence consumer purchase decisions. This study aims to find out the extent of the influence of content creator endorsements on purchase decisions on MSME products. This study used a quantitative approach with multiple linear regression method and involved 75 respondents, which were determined based on the Malhotra formula (at least five times the number of indicators). The results showed that endorsements had a positive and significant influence on purchase decisions, with a significance value of 0.000 and a regression coefficient of 0.705. These findings indicate that collaboration with content creators can be an effective and efficient promotional strategy for MSMEs in reaching a wider market through social media.

Page 10 of 15 | Total Record : 149

 8   9   10   11   12 

Filter by Year

2017 2025


Reset
Filter By Issues
All Issue Vol 9, No 2 (2025): Economic And Financial Institutions Vol 9, No 1 (2025): Economic And Development Vol 8, No 2 (2024): Economic and Financing Vol 8, No 1 (2024): Economic and Banking Vol 7, No 2 (2023): Economic Building Vol 7, No 1 (2023): Islamic Economic, Islamic Banking And Program Vol 6, No 2 (2022): Economic Banking Vol 6, No 1 (2022): Economic Tecnology Vol 5, No 2 (2021): Economic Milenial Vol 5, No 1 (2021): Economic Manajerial Vol 4, No 2 (2020): Economic Marketting Vol 4, No 1 (2020): Economic Management Vol 3, No 2 (2019): Economic And Auditing Vol 3, No 1 (2019): Management And Halal Product Vol 2, No 2 (2018): Economics And Islamic Law Vol 2, No 1 (2018): Islamic Business Ethics And Globalization Vol 1, No 1 (2017): Islamic Economic More Issue