cover
Contact Name
kornelius benuf
Contact Email
korneliusbenuf@gmail.com
Phone
+6282325620669
Journal Mail Official
korneliusbenuf@gmail.com
Editorial Address
Jalan Simongan No. 123 Semarang
Location
Kota semarang,
Jawa tengah
INDONESIA
Law, Development and Justice Review
Published by Universitas Diponegoro
ISSN : 26551942     EISSN : 26551942     DOI : DOI: 10.14710/ldjr.v3i1.7349
Core Subject : Social,
aw, Development & Justice Review (e ISSN:2655-1942) diterbitkan Badan Konsultasi Hukum (BKH UNDIP), Fakultas Hukum, Universitas Diponegoro. Law, Development & Justice Review merupakan jurnal ilmiah sebagai wadah bagi dosen, konsultan hukum, dan Advokat dalam mengekspresikan hasil Pengabdian masyarakat (public service publications), hasil penelitian (research), hasil pembahasan kasus (case review), dan hasil pemeriksanaan dokumen (book review). Law, Development & Justice Review sebagai media dalam memenuhi salah satu kegiatan tri darma perguruan tinggi di Fakultas Hukum UNDIP. Selain itu, LDJR juga digunakan sebagai wahana mengembangkan dan atau kebaharuan ilmu hukum dalam menjawab dan menyelesaikan problem solving di bidang hukum mengekspresikan dalam bentuk tulisan ilmiah populer. BKH merupakan salah satu kegiatan yang memberikan pelayanan konsultasi di bidang hukum bagi masyarakat, mahasiswa dan akademisi Universitas Diponegoro Semarang. Maka dari itu, pertanggungjawaban pun disampaikan kepada Dekan Fakultas Hukum Universitas Diponegoro. Law, Development & Justice Review baru terindeks melalui Google Scholar saja dan belum masuk sebagai jurnal bereputasi. Tiada gading yang tak retak, mohon masukan, restu dan dukungan atas keberadaan Law, Development & Justice Review supaya tetap konsistensi agar dapat disejajarkan dengan jurnal ilmiah bereputasi di lingkungan UNDIP.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 151 Documents
Tinjauan Yuridis Penambahan Biaya Tambahan Pada Sistem Pembayaran Quick Response Code Indonesian Standard (QRIS) Pramesti, Mutiara; Priyono, Ery Agus
Law, Development and Justice Review Vol 9, No 1 (2026): Law, Development & Justice Review
Publisher : Faculty of Law, Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/ldjr.9.2026.103-119

Abstract

The 21st century marks a massive transition toward the digital era that changes the transaction behavior of society from cash to non-cash. One of the crucial innovations in Indonesia's payment ecosystem is the implementation of the Quick Response Code Indonesian Standard (QRIS). However, the implementation of QRIS has sparked controversy regarding regulatory disparities related to the imposition of additional administrative fees or surcharges on consumers, even though, according to regulations, the Merchant Discount Rate (MDR) fee is the responsibility of the business operators. This research aims to analyze the regulatory disparities arising from the implementation of QRIS and its impact on financial transactions in Indonesia. The research method used is normative juridical with a doctrinal approach that examines legislation and positive legal norms. The research results indicate a discrepancy between Bank Indonesia's regulation prohibiting additional charges to service users and the actual practice in the field where business operators set fixed rates to protect their profit margins. On the other hand, the use of QRIS significantly impacts the operational efficiency of banking, enhances financial inclusivity for MSMEs, and creates a cashless society ecosystem that supports transaction transparency