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EconBank : Journal Economics and Banking
Published by Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng
ISSN : -     EISSN : 26853698     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Econbank is a Journal of Economics and Banking published by the School of Economics and Business (STIE) of Bank BPD Jateng as a place for publishing research results and concepts in the fields of Economics and Banking. Ecobank focuses on research articles or papers relevant to the economic, business, and banking issues, related to three important disciplines: (1) economics, (2) business and banking, and (3) accounting.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 158 Documents
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PENGARUH NILAI KERJA, KECERDASAN EMOSIONAL DAN WORK LIFE BALANCE TERHADAP KOMITMEN KARIR (STUDI KASUS PADA GENERASI Y KOTA SEMARANG) Baihaqi, Iqbal Baihaqi; Kristanto, Rudi Suryo
ECONBANK: Journal of Economics and Banking Vol 2 No 2 (2020): Edisi Oktober
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v2i2.104

Abstract

The phenomenon that occurs in the field states that almost half the workers surveyed to reach 49% of people say workers have changed their careers or fields of work drastically, it is certainly interesting to do research. This study aims to determine the effect of work value, emotional intelligence, and work life balance on career commitment. The population in this study is the Y generation in the city of Semarang. Non-probability sampling techniques are used to determine the research sample and data collection is done through the distribution of questionnaires to 150 respondents. In this study, the method used is multiple linear regression. From the results of the analysis found that (1) the value of work does not affect career commitment with a significant level of 0.288> 0.05 (2) emotional intelligence affects the career commitment with a significance level of 0.000 <0.05 (3) work life balance does not affect the career commitment with a significance level of 0.814> 0.05. Adjusted R2 value is 0.475, which means 47.5% of variations in Career Commitment can be explained by the independent variables work value, emotional intelligence, and work life balance while the remaining 52.5% career commitment can be explained by other factors.
ANALISIS PENYERTAAN MODAL PT. PDAM DI KOTA X Anoraga, Pandji
ECONBANK: Journal of Economics and Banking Vol 2 No 2 (2020): Edisi Oktober
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v2i2.105

Abstract

The purpose of this report includes the first to determine the feasibility of regional capital participation both economically and legally. The second is as a basis for formulating policies on the implementation of PDAM X Equity Participation.The methodology used in PDAM X's equity analysis is SWOT analysis, portfolio management, risk management and feasibility studies (organizational & human resources aspects, market and marketing aspects, production and operation aspects, audited data-based financial aspects). Financial aspects as a result of improved service and production are increased sales, cost efficiency and profit levels. From a financial aspect, the PDAM service portfolio must answer the problem, however it is very dependent on the funding for operating activities, and on the other hand, it must be able to meet the growing profitability. If there is additional investment funds, the direction is to be able to increase production capacity, service and ultimately be able to increase the volume of water services and be able to increase the profitability of PDAMs. Thus it can be concluded that the project can improve service to consumers and from better service, better water sales will be obtained and better profits.
Pengaruh Pemahaman Wajib Pajak dan Kualitas Pelayanan Terhadap Kepatuhan Wajib Pajak Eka Bio, Muhammad Judhanto; Suryadi, Nanang
ECONBANK: Journal of Economics and Banking Vol 3 No 1 (2021): Edisi April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v3i1.84

Abstract

The aim is to determine the effect of taxpayer understanding and service quality on taxpayer compliance at KPP Pratama Gresik Selatan. This type of research is explanatory research which explains and proves the influence between variables through hypothesis testing. The sampling technique used random sample sampling with a sample size of 97 taxpayers who do report and tax payments located in South Gresik. Data analysis using multiple linear regression analysis. The results of this study indicate that the variables of taxpayer understanding, physical evidence, reliability, responsiveness, assurance, and empathy have a positive and significant effect on taxpayer compliance. The physical evidence variable has the most dominant influence on taxpayer compliance.
Wuling Si Penantang Pasar : Wujud Efektivitas Ekuitas Merek Dalam Mempengaruhi Keputusan Pembelian Konsumen Miranto, Muhamad Riski; HIdayat, Dwi Suryanto
ECONBANK: Journal of Economics and Banking Vol 3 No 1 (2021): Edisi April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v3i1.98

Abstract

This research was conducted with the aim of (1) analyzing the effect of brand association and perceived quality on brand equity, (2) knowing the effect of brand association, perceived quality and brand equity on purchasing decisions. (3) to determine the indirect effect of brand association and perceived quality on purchasing decisions through brand equity. A total of 100 respondents were taken as samples using snowball and accidental sampling. The data analysis technique used in this study was SEM-PLS with the help of SmartPLS version 3 software. The results showed that (1) brand association and perceived quality have a significant effect on brand equity. (2) brand association and brand equity have a positive and significant effect on purchasing decisions. (3) quality perceptions have no effect on purchasing decisions (4) Brand association and perceived quality has a positive and significant effect on purchasing decisions through brand equity
Analisa Penerimaan Dan Pengelolaan Dana Nasabah Pada Bank Jateng Cabang Koordinator Magelang Nugraheni, May Linda; Iswanaji, Chaidir
ECONBANK: Journal of Economics and Banking Vol 3 No 1 (2021): Edisi April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v3i1.117

Abstract

The purpose of this study was to determine the Acceptance and Management of Customer Funds at Bank Jateng, Magelang Coordinator Branch. This type of research is qualitative, because it emphasizes the process that is taken from the phenomenon and then the conclusion is drawn. The object of this research came from 20 informants or resource persons who work at the Bank Jateng, Magelang Coordinator Branch. The data source of this study came from an informant who was interviewed structurally. Based on the data analysis, it can be concluded that: (1) Receipt of customer funds at the Magelang Coordinator Branch Bank Jateng uses the accrual-based method. Where the funds received by the Magelang Coordinator Branch Bank Central Java can be in the form of demand deposits, savings deposits, and time deposits. These funds are collected from the community. (2) Management of customer funds at the Magelang Coordinator Branch Bank Central Java uses a cash-based method. The management of customer funds at Bank Jateng, the Coordinator of Magelang Branch, is in the form of loans, such as: PLO credit, Small Business Credit (KUK), Multipurpose Credit, People's Business Credit (KUR), KFW Loans, and additional business capital for family business activities.
Analisis Faktor-Faktor Yang Mempengaruhi Keputusan Anggota Dalam Menyimpan Dana Di KSPPS Kota Semarang Aziz, Muhammad Fikri; Jayanto, Prabowo Yudo
ECONBANK: Journal of Economics and Banking Vol 3 No 1 (2021): Edisi April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v3i1.120

Abstract

Islamic financial institutions in Indonesia are growing rapidly. However, the market share of Islamic financial institutions are still far from conventional financial institutions. The purpose of this study was to determine the effect of level of income, religiosity, culture, the principle of profit-sharing, and quality of service to members saving decisions at KSPPS in Semarang City. The population of this research are active members of KSPPS that registered in Dinas Koperasi dan Usaha Mikro Kota Semarang. The sampling technique uses accidental sampling and the number of the sample of this research are 100 respondents. Primary data collection using questionnaire method. The data were analyzed using descriptive analysis and PLS-based Structural Equation Modelling (SEM) with SmartPLS 3.0 analysis tool. Result of this research showed that level of income, religiosity, culture, the principle of profit sharing and quality of service has a significant positive effect on saving decision members at KSPPS in Semarang City
Anteseden Minat Beli Online di Marketplace Sociolla Kusuma, Haning; Trihudiyatmanto, M .
ECONBANK: Journal of Economics and Banking Vol 3 No 1 (2021): Edisi April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v3i1.121

Abstract

This study aims to determine the factors that influence online buying interest in the Sociolla marketplace. The variables studied were trust, ease of use, electronic word of mouth, and sales promotion. The background of this research is the decline in buying interest on the Sociolla website from July 2019 - September 2020. This study uses primary data generated from questionnaires. By using the purposive sampling technique, obtained a sample of 108 respondents. The data analysis technique used the Structural Equation Model (SEM) with the help of AMOS software. The results of this study indicate that the variables of trust, use, electronic word of mouth, and sales promotion have a positive effect on online buying interest
Pengaruh Pendidikan Kewirausahaan dan Efikasi Diri terhadap Minat Berwirausaha Siswa SMK di Kota Semarang Santoso, Tri Adhi; Almadana, Aulia Vidya
ECONBANK: Journal of Economics and Banking Vol 3 No 1 (2021): Edisi April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v3i1.132

Abstract

This study aims to determine the entrepreneurial intentions of vocational school students in Semarang City. The factors used to explain entrepreneurial intentions are entrepreneurship education and self-efficacy. This research was conducted in the city of Semarang. The number of samples used was 100 respondents using probability sampling techniques. The data that has been collected is processed using multiple regression analysis techniques. The data sources used are primary data and secondary data. The results showed that the two independent variables (Entrepreneurship Education and Self Efficacy) had a positive and significant effect on entrepreneurial intentions of vocational school students in Semarang City.
Pengaruh Kepuasan Konsumen Terhadap Kesediaan Membayar (Willingness To Pay) dengan Dimoderasi Reputasi Perusahaan Kusumastuti, Aprillia Elly; Rizqiana, Fitra
ECONBANK: Journal of Economics and Banking Vol 3 No 1 (2021): Edisi April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v3i1.156

Abstract

This study aims to analyze the effect of consumer satisfaction on willingness to pay and to analyze the effect of consumer satisfaction on willingness to pay with reputation variable as moderated. The population in this study are consumers who buy Honda motorcycle products at Honda Prima & AHASS Pemalang Motorcycle Dealers. The number of samples is 100 respondents. The sampling technique used was purposive sampling. The purposive sampling technique is a sampling-based on the criteria aimed at by the researcher. The data analysis used in this research is Moderated Regression Analysis. The results showed that consumer satisfaction has a significant effect on willingness to pay for consumers of Honda Prima & AHASS Pemalang Motorcycle Dealers. The company's reputation moderates the effect of consumer satisfaction on willingness to pay on consumers of Honda Prima & AHASS Pemalang Motorcycle Dealers
Determinan Perilaku Pengelolaan Keuangan di Kecamatan Kajoran Kabupaten Magelang Nurrohmat, Agung; Sutanto, Himawan Arif
ECONBANK: Journal of Economics and Banking Vol 3 No 1 (2021): Edisi April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v3i1.158

Abstract

Financial management behavior is one of the main topics of discussion at this time. Because it is related to consumptive behavior in the community in Indonesia, and especially in the community of Kajoran sub-district. This research aims to determine the effect on financial literacy, financial attitude, income and locus of control financial management behavior. 100 people take as respondent using accidental sampling method. Analytical method uses linear regression test. The research show that financial literacy, financial attitude and locus of control have positive effect on financial management behavior. While income doesn’t affect on financial management behavior

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