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Valid Jurnal Ilmiah
Published by Sekolah Tinggi Ilmu Ekonomi AMM
ISSN : 18295037     EISSN : 26214954     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
VALID addresses the broad area of management science, accounting, and business. We welcome quantitative and qualitative studies with high-quality, rigorous methods, and strong impact on the field. Topics covered include, but not strictly limited to: Business and management strategy Marketing management Operations management Finance and investment Accounting Entrepreneurship Organisational behavior and people management Corporate social responsibility.
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Articles 298 Documents
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Pengaruh Penggunaan Endorsement dan Inovasi Produk terhadap Keputusan Pembelian pada Online Shop Jamise Syari dalam Perspektif Ekonomi Islam Wahyuni, Yuyun; Fitriani, Agnes
Valid: Jurnal Ilmiah Vol. 22 No. 2 (2025): Valid Jurnal Ilmiah - Edisi Januari-Juni 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

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Abstract

The purpose of this study was to determine the significance of the influence of the use of endorsements and product innovation on purchasing decisions at the Jamise Syari online shop from an Islamic economic perspective. The population in this study were all consumers of Jamise Syari products. The sampling method in this study used a purposive sampling technique with the criteria that respondents must be followers of the Jamise Syari Instagram account and have purchased the product at least once. The sample taken was 160 respondents. The research instrument test tool used validity and reliability tests. Data analysis used multiple linear regression. Hypothesis testing used the t-test and F-test. The results showed that the use of endorsements and product innovation significantly influenced purchasing decisions at the Jamise Syari online shop from an Islamic economic perspective. This shows that respondents pay close attention to the use of endorsements and product innovation carried out by the Jamise Syari online shop and are considered in making purchasing decisions
Analysis of Causality and Forcasting between Electricity Consumption and Economic Growth in Indonesia Sari, Sari
Valid: Jurnal Ilmiah Vol. 22 No. 2 (2025): Valid Jurnal Ilmiah - Edisi Januari-Juni 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

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Abstract

The main objective of this study is to examine relationship between electricity consumption from 4 sectors which are household, commercial, industrial, transportation toward economic growth using data from 2001 to 2023 by applying the autoregressive distributed lag (ARDL) model. Other variables such as capital and labor that affect economic growth are also added. Data obtained from the Central Bureau of Statistics, World Bank. To see the relationship between variables, a Granger causality test is carried out. Modeling using the ARDL method is used to see long-term and short-term relationships. Furthermore, forecasting is also carried out to see the achievement of economic growth targets. The findings that commercial electricity consumption, industrial electricity consumption, transportation electricity consumption have a one-way causal relationship with economic growth or the growth hypothesis accepted. While household electricity consumption does not have a causal relationship with economic growth. Based on the ARDL method, there is a long-term relationship. Electricity consumption scenario of each sector can achieve the economic growth target with the household sector 20.4%, commercial 8.9%, industry 40% and transportation 28.3%. and constant capital growth of 2% per year, average increase in the number of workers of 2% per year.
Islamic Social Finance and SDG 7: A Comprehensive Framework for Sustainable Energy Access Sari, Putri Reno Kemala; Mutia, Galuh Ratna; Yuliati, Ni Nyoman; Suardana, I Made
Valid: Jurnal Ilmiah Vol. 22 No. 2 (2025): Valid Jurnal Ilmiah - Edisi Januari-Juni 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

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Abstract

Purpose – This study examines how Islamic social finance instruments can achieve Sustainable Development Goal 7 (SDG 7) by addressing energy poverty and climate change through sustainable energy access in developing countries. Design/Methodology/Approach – The research uses comprehensive framework analysis, integrating Islamic finance principles with sustainable development objectives. A conceptual framework examines input mechanisms (zakat, waqf, voluntary contributions), process mechanisms (resource mobilization, project development, implementation), and impact measures, supported by case studies from Indonesia, Jordan, Malaysia, and Bangladesh. Findings – Islamic social finance offers significant sustainable energy financing potential: zakat enables renewable energy infrastructure, clean energy equipment, subsidies, and training for underprivileged communities; waqf supports large-scale infrastructure through land utilization and long-term renewable projects. Case studies show successful implementations including Indonesian pesantren solar panels, Jordanian refugee camp energy solutions, Malaysian mosque solar systems, and Bangladeshi LPG programs. Challenges include limited institutional capacity, regulatory constraints, and stakeholder resistance. Originality/Value – This research provides the first comprehensive framework integrating Islamic social finance with SDG 7, offering practical guidance for leveraging zakat and waqf to address energy poverty while supporting climate mitigation, with actionable policy recommendations
Pengaruh Pajak Daerah, Retribusi Daerah dan Laba BUMD terhadap Pendapatan Daerah di Pulau Sumbawa Kisnawati, Baiq; Lestari, Ayu
Valid: Jurnal Ilmiah Vol. 22 No. 2 (2025): Valid Jurnal Ilmiah - Edisi Januari-Juni 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

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Abstract

This study aims to examine the effect of local taxes, local levies, and profits of regionally owned enterprises (BUMD) on local revenue on Sumbawa Island. This study uses secondary data in the form of budget realization report documents for a period of 9 years in the scope of local government in five districts / cities on Sumbawa Island consisting of Sumbawa Regency, West Sumbawa Regency, Dompu Regency, Bima Regency, and Bima City. The sample used to test the effect of local taxes, local levies, and profits of regionally owned enterprises (BUMD) on local revenue used data as much as 45 data in the form of budget realization report documents from 2015 to 2023. The data analysis technique used is multiple linear regression. The results of this study indicate that local taxes have no effect in increasing local revenue, local retribution has a positive and significant effect on local revenue, while BUMD profits have a positive and significant effect on local revenue
Orientasi Kewirausahaan, Penciptaan Nilai Melalui Daya Saing Dalam Meningkatkan Kinerja BUMDes Di Kabupaten Kuningan Suhardi, Dadang; Gunawan, Wely Hadi; Watulandi, Micki
Valid: Jurnal Ilmiah Vol. 22 No. 2 (2025): Valid Jurnal Ilmiah - Edisi Januari-Juni 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

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Abstract

This study aims to analyze the effect of entrepreneurial orientation and value creation on the performance of village-owned enterprises (BUMDes), with competitiveness as a mediating variable. The research adopts a quantitative approach with descriptive and explanatory design. Data were collected through questionnaires and in-depth interviews and analyzed using Structural Equation Modeling (SEM) with AMOS software. The study population consists of 361 BUMDes in Kuningan Regency, with 100 respondents selected using purposive sampling techniques. The findings indicate that entrepreneurial orientation and value creation significantly influence competitiveness, which positively impacts BUMDes performance. However, the direct effect of entrepreneurial orientation on BUMDes performance is insignificant. These results highlight the importance of synergy between entrepreneurship, value creation, and competitiveness in BUMDes development. The study provides strategic recommendations to enhance BUMDes performance through training, technology-based innovation, and collaboration with various stakeholders
Analysis of Student Satisfaction in the MBKM Internship Program Based on Internship Experience: A Study of Students at Jenderal Soedirman University Kurniasih, Retno; Pradisti, Larisa
Valid: Jurnal Ilmiah Vol. 23 No. 1 (2025): Valid Jurnal Ilmiah - Edisi Juli-Desember 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53512/valid.v23i1.527

Abstract

This research aims to analyze the level of student satisfaction preferences towards internships. This research focuses mainly on Jenderal Soedirman University students. The sample selected in this research had criteria in the form of students at Jenderal Soedirman University who had carried out an internship program, either an Independent Learning Campus (MBKM) internship or an independent internship. Researchers used several methods in this research, such as the Tolerance Value and Variance Inflation Factor (VIF) test, the Heteroscedasticity Test using the Park test method, the Normality Test using the non-parametric Kolmogorov-Smirnov (k-s) statistical test method, and the Autocorrelation Test by testing the Durbin-Watson value. The research results show that 1) Positive Internship does not have a positive and significant effect on Internship Satisfaction, 2) Positive Work Environment has a positive and significant effect on Internship Satisfaction, 3) Improved Job Prospect does not have a positive and significant effect on Internship Satisfaction, 4) News Skills has a positive and significant effect on Internship Satisfaction, 5) Comfort With Work Environment does not have a positive and significant effect on Internship Satisfaction, 6) Communication does not have a positive and significant effect on Internship Satisfaction
Studi Kuantitatif Perilaku Investasi Generasi Z di Jabodetabek Studi Kasus Cryptocurency Akbar, Bintang Mukhammad Burhanudin
Valid: Jurnal Ilmiah Vol. 23 No. 1 (2025): Valid Jurnal Ilmiah - Edisi Juli-Desember 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53512/valid.v23i1.577

Abstract

The rapid advancement of digital technology has driven the emergence of cryptocurrency as an increasingly popular investment alternative, particularly among Generation Z, who have grown up in the digital era. Despite the significant growth in crypto investors, the behavior and factors influencing Generation Z's interest and investment decisions remain insufficiently understood. This study examines the influence of knowledge, risk perception, and social media on investment interest and the impact of interest on cryptocurrency investment decisions. Using a quantitative approach with an associative design, data were collected from 150 Generation Z respondents in the Greater Jakarta area (Jabodetabek) and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that knowledge has a significant positive effect on interest, while risk perception has a significant adverse effect. Social media, on the other hand, does not significantly influence investment interest. Interest is shown to have a significant positive impact on investment decisions. The developed model demonstrates good reliability and validity, with an R² value of 77.1% for investment decisions. Ultimately, Generation Z's investment behavior is shaped by financial literacy and risk perception rather than mere social media exposure, highlighting the importance of educational interventions and adaptive policies.
Analisis Pengaruh Sikap Konsumen terhadap Iklan Rinso di Televisi Studi pada Perempuan di Kabupaten Lombok Timur Indranopa, Rian; Agustina, Fitria Ika; Hikmi, Henni Comala; Martasya, Polan Ensi
Valid: Jurnal Ilmiah Vol. 23 No. 1 (2025): Valid Jurnal Ilmiah - Edisi Juli-Desember 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53512/valid.v23i1.592

Abstract

The type of research to be conducted is descriptive. The purpose of this study is to determine consumer attitudes towards Rinso detergent advertisements on television. Determination of respondents using purposive sampling of 100 respondents. Data collection techniques with interviews, observations and questionnaires and data collection tools using questionnaires. To analyze consumer attitudes towards Rinso advertisements, the Fishbein Attitude Model is used. After analyzing data from the answers of 100 respondents, it can be seen that each respondent has a different attitude between one and another towards Rinso advertisements on television when viewed from their attributes. Based on the 5 categories of attitudes, it shows that respondents who strongly do not accept are 0 percent, respondents who are less accepting are 1 percent, respondents who are neutral are 48 percent, respondents who accept are 51 percent, and respondents who strongly accept are 0 percent. However, when viewed from the results of the Fishbein Analysis as a whole, the average score is 0.36 and when calculated in the attitude score interval class, it is in the class between 0.36 - 0.41. This shows that the category of consumer attitudes towards Rinso advertisements on television in the Study of Women in East Lombok Regency is neutral
Penerapan Technology Acceptance Model (TAM) dalam Adopsi Fintech oleh UMKM di Wilayah Perbatasan Indonesia-Malaysia Dedy; Sari, Maya; Balang, Fransiskus
Valid: Jurnal Ilmiah Vol. 23 No. 1 (2025): Valid Jurnal Ilmiah - Edisi Juli-Desember 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53512/valid.v23i1.595

Abstract

The development of financial technology (fintech) plays an important role in supporting the sustainability of Micro, Small, and Medium Enterprises (MSMEs) especially in border areas. The study aims to analyze the factors influencing fintech acceptance by following the Technology Acceptance Model (TAM), focusing on perceived usefulness (PU), perceived ease of use (PEOU), and attitude toward use (ATU) toward behavioral intention to use (BIU). Mixed methods was applied with embedded design involving 90 MSME respondents in Bengkayang as well as in-depth interviews with 12 MSME respondents, including three migrants in the Malaysian border area. Quantitatively, the results show that both PU, PEOU, and ATU positively affect BIU, thus ATU is proven to mediate the relationship between PU and PEOU on BIU. Qualitatively, MSMEs agree with fintech that is beneficial and facilitates, but the obstacles encountered are limitations in infrastructure, financial literacy, and the manual recording by business actors. The findings also indicate the readiness in border areas of Malaysia because facilities such as infrastructure, regulations, and social norms have supported the adoption of technology there, whereas in Indonesia, it’s still hindered by structural and cultural factors. The research extends the TAM by integrating culture and border context in fintech adoption. Practically, this study emphasizes the need for digital and financial literacy supported by infrastructure for MSME actors. The government also needs to promote inclusive and collaborative policies between financial institutions, fintech providers, and local communities to increase more equitable financial adoption.
Pengaruh Adopsi Fintech, Literasi Keuangan, Digital Marketing, Inovasi Produk dan Modal Usaha terhadap Kinerja UMKM : (Studi pada UMKM di Desa Kalampa Kecamatan Woha) Asdiansyuri, Ulfiyani; Octavia, Yusi Faizatul
Valid: Jurnal Ilmiah Vol. 23 No. 1 (2025): Valid Jurnal Ilmiah - Edisi Juli-Desember 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53512/valid.v23i1.606

Abstract

This study aims to determine the influences that can affect the development of MSMEs in Kalampa Village. This type of research is quantitative. The sampling technique used in this study is a random sampling technique. The research sample was 49 Business Actors in Kalampa Village, Woha District. The test results show that partially fintech adoption, financial literacy, digital marketing, product innovation and business capital have a positive effect on MSMEs performance. With fintech adoption implemented, adequate financial literacy, MSMEs owners can identify and manage financial risks more effectively, thereby protecting the business from potential losses. By implementing Digital Marketing, MSMEs can expand market reach, increase interaction with customers, and build strong brand awareness. Product innovation allows MSMEs to create or develop products that are in accordance with market needs and trends, thereby increasing business competitiveness. Meanwhile, business capital provides the financial support needed to fund operational activities, production, and business development. The influence of the variables Fintech Adoption, Financial Literacy, Digital Marketing, Product Innovation, and Business Capital (independent variables) on MSMEs performance (dependent variable) is 71%, while the remaining 29% is contributed by other variables not included in the study, such as access to capital, work productivity, technology implementation, entrepreneurial orientation, and marketing access.

Page 29 of 30 | Total Record : 298

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