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Contact Name
Hendryadi
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Phone
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Journal Mail Official
editorialserambi@gmail.com
Editorial Address
18 Office Park Lantai 25, Suite A2, Jl. TB Simatupang No. 18, Kebagusan, Pasar Minggu, Jakarta Selatan
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Kota adm. jakarta selatan,
Dki jakarta
INDONESIA
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam
ISSN : -     EISSN : 26859904     DOI : -
AIMS AND SCOPE The aim of the Jurnal is to provide high-quality scientific papers covering the current issues within Islamic economics and finance. The journal is designed to provide a platform for researchers, academicians, and practitioners who are interested in new knowledge and discussing ideas, issues, and challenges in the field of Islamic economics and finance. The coverage includes but is not limited to: Islamic finance (Fundamentals, trends and opportunities in Islamic Finance, Islamic banking and financial markets, Risk management, Corporate finance, Investment strategy, Islamic social finance, Financial Planning, Housing finance, Legal and regulatory issues, Islamic microfinance); Islamic management (Corporate governance, Customer relationship management, and service quality, Business ethics and corporate social responsibility, Management styles and strategies in Shariah environments, Labour and welfare economics, Political economy, and such other topics as the Editors may deem appropriate). Articles need to make a significant contribution to the theoretical and /or methodological literature on the subject and contain a strong strategic management component.
Articles 137 Documents
The urgency of digital literacy in social media to prevent fraud in Islamic banking Susi Apriya; Wahyu Akbar; Akhmad Jaki
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 5 No 3 (2023)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v5i3.1118

Abstract

This study explores the use of social media to promote digital literacy and prevent Islamic banking fraud. The article argues that social media is a crucial space for people to access information and has an important role in disseminating information widely. These have not succeeded despite efforts to prevent Islamic banking fraud on social media. Reports from We Are Social, and the Ministry of Communication and Information (Kemenkominfo) indicate that the percentage of social media usage in Indonesia is high, and the number of fraud cases has also increased. To address this issue, social media can provide education and information on fraud prevention through various means, such as fraud material, forms or ways of fraud, and tips on avoiding fraud. Public interest statement Digital literacy has always been a significant problem. It has a significant role in overcoming problems in the era of Revolution 4.0. Meanwhile, social media has become the closest space for people to carry out their activities, including obtaining information. Therefore, digital literacy can be optimized on social media platforms to prevent current fraud, namely fraud with the type of social engineering in Islamic banking. Article history Received: 10/30/2023 | Revised: 12/11/2023 | Accepted: 12/30/2023 | Online First 12/31/2023
Analysis of the consumptive behavior of Muslim consumers: A study on social, psychological, and financial literacy Munir Munir; Rimi Gusliana Mais; Aisah Achmad; Tutty Nuryati; Sri Handoko Sakti
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 5 No 3 (2023)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v5i3.1235

Abstract

This research aimed to examine how social, psychological, and financial literacy factors influence the online shopping behavior of college students. The study included 350 undergraduates from Jakarta who were selected using a convenience sampling method. The data was analyzed using regression analysis, which revealed that social and psychological factors significantly negatively impact students' online shopping behavior. On the other hand, financial literacy has a significantly positive impact. This study gives students and the community important insights into managing finances effectively and avoiding impulsive purchases of unnecessary items. Public interest statement As the Muslim population continues to grow, it becomes increasingly important to understand the values, preferences, and needs of Muslim consumers. This knowledge can help businesses develop relevant products, improve marketing strategies, and build stronger relationships with their target markets. This study provides valuable insights into consumer behavior, particularly among Muslim consumers.
Determinant of Muslim women to visit "viral" places: Understanding the influence of social media, distance, and Fear of Missing Out (FoMo) Sakti, Indra
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 5 No 3 (2023)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v5i3.1244

Abstract

The study explores the relationships between social media intensity, FoMO, visit intention, and potential mediation and moderation effects of perceived distance. 186 Muslim women were involved in the study, and the data were analyzed using moderation-mediation procedures. The results reveal a substantial positive correlation between the intensity of social media use and FoMO, indicating that an increased investment of time in social media corresponds to increased FoMO levels among respondents. Moreover, a robust positive correlation was identified between the intensity of social media use and respondents' intention to visit a place and FoMO's intention to visit. The results of this research study also reveal the mediating role of FoMO and moderating perceived distance on the relationship between social media intensity and visit intention. Public interest statement The study uncovers that FoMO significantly motivates the intention to visit the place. Further scrutiny indicates that social media intensity indirectly influences the intention to visit through FoMO, revealing mediation effects. The research sets the stage for subsequent investigations aimed at a deeper understanding of the roles played by social media and FoMO in shaping tourism intentions
Halal Awareness: Insights into Gen Z's Perceptions in Indonesia Hendryadi, Hendryadi
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 6 No 1 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v6i1.1092

Abstract

This study aims to assess the level of halal awareness among Gen Z in Indonesia and determine if there were any differences in awareness between men and women. The research involved 450 Muslim respondents aged 19 to 25 (Female 54.4 percent), who participated through self-administered questionnaires and convenience sampling. The results indicated a high level of awareness regarding halal food products, with an average mean score of 4.54. Additionally, the comparison between male and female respondents showed no significant differences in their awareness of halal food products. The high level of halal awareness among Gen Z suggests that businesses and marketers should tailor their strategies to this demographic. Companies can leverage this awareness to promote halal products more effectively, emphasizing quality and compliance with halal standards to attract this consumer group. Public interest statements Considering the rising demand for halal food products, food manufacturers and suppliers should explore developing new halal-certified products that meet the preferences and dietary requirements of Generation Z. This may involve creating innovative food choices that align with current trends, such as plant-based or health-focused halal products.
Analysis of Tahubudi product strategy in facing competition using Porter's five forces and Islamic perspective Winata, Reihan Arya; Syafina, Laylan; Harahap, Muhammad Ikhsan
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 6 No 2 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v6i2.1342

Abstract

This research aims to investigate and analyze the tofu product strategy employed by Budi in response to business competition. The study was conducted at Tahu Budi Household Industry, an MSME located in Deli Serdang Regency. A qualitative approach was employed to gather and analyze the data, primarily consisting of Budi's competitive strategy, obtained through interviews with the business owners. Data collection techniques involved observation, interviews, and documentation. Porter's Five Forces of Competition Theory was utilized as the analytical tool for assessing the competitive strategy. The findings indicate that Tahu Budi can compete with its rivals regarding price, product quality, promotion, and distribution. In order to sustain their operations, they need to streamline production costs and enhance their marketing integration, as adaptable businesses thrive amidst environmental changes. Public interest statements This research is highly relevant for micro, small, and medium enterprises (MSMEs) in any industry, particularly the home industry of tofu production, as it explores effective competitive strategies that can contribute to their sustainability.
Analysis of multi-factor evaluation process methods in the decision to choose Bumiputera Sharia Life Insurance Simanjuntak, Maryama Azma; Nasution, Annio Indah Lestari; Dharma, Budi
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 6 No 2 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v6i2.1375

Abstract

Insurance is a crucial financial institution that helps mitigate monetary loss for individuals and businesses. To select suitable insurance products, particularly Sharia life insurance, customers need efficient approaches and relevant information regarding their specific conditions, such as age and payment terms. The Multi-Factor Evaluation Method (MFEP) enhances decision-making by providing accurate and effective evaluations. This research ranks Sharia life insurance products based on their evaluation scores, with the AJSB Assalam Family product receiving the highest score of 3.60, making it the recommended choice for customers. Mitra Iqra' Plus scored 2.80, and Mitra Mabrur Plus scored 2.40. Public interest statements This study provides insight to insurance companies to identify problems in selecting and determining life insurance products. The aim of this research is to use the Multi-Factor Evaluation Process (MFEP) method to prove that companies can determine the best Sharia life insurance products by using appropriate systems and methods.
FoMO living behavior in Islamic perspective: Case study of JKT48 fans Syarifah, Siti Alfaini; Harahap, Muhammad Ikhsan; Daulay, Aqwa Naser
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 6 No 2 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v6i2.1384

Abstract

Fear of Missing Out (FoMO) living behavior and JKT48 fan behavior are examined in this study. The research examines how FoMO living affects JKT48 members' financial choices and how Islamic principles affect their financial management. Qualitative phenomenological research is used. Interviews with JKT48 fans, the study subjects, are used to acquire data about Islamic FoMO living habits. Purposive sampling identified informants, and interviews, observations, and documentation gathered data. Data reduction, presentation, and conclusions were performed on the gathered data. The results indicated that 7 out of 10 informants did not display FoMO behavior, but 50% of female informants did. Around half of the informants, mainly women, were impacted by JKT48 fan group social interactions. This research found that most informants did not match theoretical FoMO indications. Impulsive decision-making, social pressure, and a need to remain connected are FoMO signs. Islam emphasizes moderation and self-control to prevent excessive conduct in FoMO life. Thus, imformants who can control FoMO-related impulsivity are Islamic. Public interest statements Most informants in this study needed to meet the theoretical research's FoMO indicators. Social desires, needing to be connected, and impulsive decision-making are FoMO symptoms. Islam promotes modesty and self-control to avoid FoMO excess. Informed parties that avoid FoMO-related impulsivity follow Islamic values.
The impact of digital workplace spirituality on innovative work behavior among millennial workers: The moderating role of digital skills Suhada, Suhada; Diantoro, Aris Kusuma; Jannah, Annisa Wardatul; Valya, Riska; Trianti, Dwi
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 6 No 2 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v6i2.1410

Abstract

This study investigates how digital workplace spirituality (DWS) influences innovative work behavior (IWB) among employees, with a focus on the moderating role of digital skills (DS) amid ongoing digital transformation in the post-pandemic era. Using a quantitative survey approach, the research involved 250 millennial remote workers in Sleman Regency and Yogyakarta City. Data analysis employed Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings reveal that DWS significantly and positively impacts IWB. Additionally, DS positively influences DWS and acts as a moderator in the DWS-IWB relationship. However, DS does not directly affect IWB. These results highlight the vital role of digital skills in enhancing workplace spirituality and fostering innovative behavior. Introducing DS as a novel construct in the DWS-IWB relationship provides new insights into workplace spirituality, especially in digital contexts. Public interest statements The article will provide valuable insights into applying a holistic approach that can offer a competitive advantage and ensure that your organization is well-positioned to thrive and innovate in an increasingly complex world.
Evaluating customer eligibility for consumptive financing: A scoring system approach Nurlita, Okky Budi; Marliyah, Marliyah; Bi Rahmani, Nur Ahmadi
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 6 No 3 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v6i3.1439

Abstract

This research investigates how Syariah Bank evaluates consumer financing customers using a scoring system to ensure appropriate assessments for financing approvals. By analyzing customer eligibility, the bank aims to minimize financing risks, enhance efficiency, and maintain stability, which can lead to increased consumer financing. The study uses descriptive qualitative methods to gather data through observation, interviews, and case studies at a Syariah Bank in Medan City. Findings emphasize the importance of assessing customer suitability for the effective functioning of the bank's financing system. The study identifies civil servant employees with salaries deposited in the bank as preferred candidates for consumptive financing. A well-implemented scoring system can reduce bad debt risks and boost customer confidence in financing transparency. Additionally, it encourages future studies to create more adaptive scoring models in response to evolving consumer behavior and economic conditions. Public interest statements This study's results are expected to significantly contribute to the banking sector, especially in improving the effectiveness of customer eligibility assessment through a scoring system. With proper implementation, this system can minimize the risk of bad debts and increase customer confidence in the transparency and accuracy of financing assessments. Article Info: Received 6/29/2024 | Revised: 9/16/2024 | Accepted: 9/19/2024 | Online First 9/27/2024
The effect of integrated marketing communication, brand image and experiential marketing on customer satisfaction Astri, Astri; Nasution, Juliana; Syafina, Laylan
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 6 No 3 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v6i3.1440

Abstract

This study aimed to determine the effects of integrated marketing communication, brand image, and experiential marketing on the satisfaction of Sharia Bank customers. The research used a survey method to collect data from 92 customers. The results indicate that the influence of integrated marketing communication, brand image, and experiential marketing is important for customer satisfaction. These findings illustrate that integrated marketing communication, brand image, and experiential marketing enhance customer satisfaction. The results have important implications, particularly for marketing strategies and customer management practices. Public interest statements This research is highly relevant for all banks as it highlights the influence of integrated marketing communication, brand image, and experiential marketing on customer satisfaction. Understanding these factors can help banks enhance their marketing strategies and improve customer experiences, ultimately increasing customer satisfaction and loyalty. Article info: Received 6/29/2024 | Revised: 9/21/2024 | Accepted: 9/23/2024 | Online First 9/28/2024

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